Job Summary:

• Review account opening reports for EDD compliance and accuracy.
• Maintain database of missing information for follow up by branch personnel.
• Monitor and review EDD questionnaires for high risk customers.
• Conduct and maintain the bank’s Monetary Instrument Sales program. 
• Quality control reviews of all $3000 and Up Monetary Instrument Sales forms.
• Track monetary instrument records for each branch location and communicate with branch personnel 
• Backup and support of the bank’s OFAC and 314a program. 
• Process 314a lists against bank’s records.
• Backup and support of the Bank’s Currency Transaction Reporting Program. 
• Receive and review Bankway and staff generated CTR reports for accuracy and completeness. 

Skills on Resume:

• Regulatory Compliance (Hard Skills)
• Database Management (Hard Skills)
• Quality Control (Hard Skills)
• Program Administration (Hard Skills)
• Risk Assessment (Hard Skills)
• Financial Analysis (Hard Skills)
• Communication (Soft Skills)
• Process Optimization (Hard Skills)

Job Summary:

• Undertake and make corrections where needed to finalize the CT
• Review and prepare needed CTR reports where not captured by Bankway or branch staff.
• Electronically file CTRs within required time periods with the FinCen data base. 
• Maintain records for regulatory retention periods.
• Identify suspicious activity from CTR reports and refer to BSA/AML Officer for SAR consideration.
• Maintain and/or assist in developing processes and procedures for assigned areas of responsibilities.
• Provide backup services for other BSA/AML staff members.
• Conduct research over available Bank systems, the Internet and Commercial Databases consistent with the resolution of alert reviews.
• Escalate alert issues to BSA Manager consistent with the Banks policies and procedures.
• Maintain current knowledge of the Bank Secrecy Act and all related anti-money laundering and OFAC regulations.

Skills on Resume:

• CTR Management (Hard Skills)
• Reporting Preparation (Hard Skills)
• Electronic Filing (Hard Skills)
• Records Maintenance (Hard Skills)
• Suspicious Activity Detection (Hard Skills)
• Process Development (Hard Skills)
• Support Backup (Soft Skills)
• Research and Escalation (Hard Skills)

Job Summary:

• Provide training and guidance to the BSA Team and assist the Loss Prevention team
• Monitor for compliance with policies and procedures as they relate to BSA/AML/OFAC
• Respond to Law Enforcement inquiries relating to suspicious activity
• Provide support to the branches for account opening compliance with the Customer Identification Program (CIP) 
• Report issues to Branch Manager and/or Director of Branch Operations
• Monitor the information gathered in conjunction with Customer Due Diligence and Customer Identification Program 
• Ensure adherence to the programs and potential training opportunities
• Review OFAC and Sanctioned Country alerts
• Assist in tracking and preparing OFAC Annual Report of Blocked Property
• Prepare and review Currency Transaction Reports completed by the BSA team for quality control and submit to FinCEN

Skills on Resume:

• Team Training (Soft Skills)
• Compliance Monitoring (Hard Skills)
• Law Enforcement Liaison (Hard Skills)
• Branch Support (Hard Skills)
• Issue Reporting (Soft Skills)
• Due Diligence Oversight (Hard Skills)
• Program Adherence (Hard Skills)
• Alert Review (Hard Skills)

Job Summary:

• Monitoring logging of cash sales of monetary instruments to the Bank’s Monetary Instrument Log 
• Ensure all transactions subject to the Bank Secrecy Act’s recordkeeping requirements are captured
• Responding to law enforcement requests for supporting SAR documentation
• Conducting periodic Check Casher Reviews
• Keeping informed of laws, regulations, and current practices pertaining to the Bank Secrecy Act and Anti-Money Laundering regulations to assist in maintaining a risk based BSA/AML and OFAC compliance program
• Working closely with team members and BSA Management to reach departmental goals
• Participating in Bank projects specific to and/or outside of BSA Compliance, providing a compliance perspective/awareness. 
• Identifying and communicating any risk that may be associated with the project and/or its implementation.
• Identify problems or concerns, determine applicable scenarios and choose the appropriate solution to the problem.
• Interacts with other Bank personnel to obtain customer information for use in suspicious activity investigations.

Skills on Resume:

• Transaction Monitoring (Hard Skills)
• Recordkeeping Compliance (Hard Skills)
• SAR Support (Hard Skills)
• Check Casher Reviews (Hard Skills)
• Regulatory Awareness (Hard Skills)
• Team Collaboration (Soft Skills)
• Project Involvement (Soft Skills)
• Problem Solving (Soft Skills)

Job Summary:

• Assist in the Implementation of BSA/AML program in accordance with regulatory guidelines
• Ensure compliance with BSA/AML training program
• Apply effective processes for customer due diligence, risk rating, and enhance due diligence for high risk areas.
• Design/Implement/improve processes for transaction monitoring 
• Monitor and investigate potentially suspicious activity.
• Ensure transaction monitoring is risk-based and adequately covers higher-risk products, customers, and regions identified in the Bank’s AML risk assessment.
• Maintain compliance with reporting requirements
• Suspicious Activity Reporting and Currency Transaction Reporting   
• Fraud Prevention
• Adherence to all state and federal BSA/AML requirements such as Bank Secrecy Act, USA PATRIOT Act, Anti-Money Laundering, OFAC regulations 
• Identify new and revised laws and regulations impacting bank operations and the BSA Program

Skills on Resume:

• Program Implementation (Hard Skills)
• Training Compliance (Hard Skills)
• Due Diligence Processes (Hard Skills)
• Transaction Monitoring (Hard Skills)
• Suspicious Activity Investigation (Hard Skills)
• Risk-Based Monitoring (Hard Skills)
• Reporting Compliance (Hard Skills)
• Regulation Awareness (Hard Skills)

Job Summary:

• Review case management software, Banker’s Toolbox (BAM+), alerts and investigate alerts 
• Perform independent analysis for cases involving suspicious activity including structuring, account behavior, and source of funds
• Generate and assist with Suspicious Activity Reports (SARs) and Suspicious Activity Investigation Reports (SAIRs)
• Facilitate and perform periodic (90 Day) SAR follow-up reviews
• Assist and perform High Risk Customer Reviews completed throughout the year
• Identify high risk accounts from information received from other sources (Branches, Loans, Operational Staff, etc.)
• Establish enhanced due diligence and monitoring efforts
• Assist with gathering information for Grand Jury Subpoenas and performing reviews of accounts listed on the request
• Foster relationship with branches and act as a liaison between the BSA Department and assigned branch division
• Assist with testing related to implementation of new systems, monitoring rules, or rule modifications

Skills on Resume:

• Alert Investigation (Hard Skills)
• SAR Generation (Hard Skills)
• SAR Follow-Up (Hard Skills)
• High-Risk Review (Hard Skills)
• Due Diligence Implementation (Hard Skills)
• Legal Info Gathering (Hard Skills)
• Branch Liaison (Soft Skills)
• System Testing Support (Hard Skills)

Job Summary:

• Identify, analyze and evaluate potential suspicious or fraudulent activity according to Bank Secrecy Act (BSA) and Anti-money Laundering (AML), and OFAC program guidelines.
• Provide recommendations to management for improvements or changes to the BSA Department’s operating procedures.
• Interact with branch and department employees to provide assistance and guidance in their daily compliance responsibilities for BSA/AML and OFAC.
• Responsible for the reporting of suspicious activity through the filing of Suspicious Activity Reports (SAR’s), adhering to regulatory timeframes.
• Conduct reviews of clients that are identified as potentially high risk.
• Collect and update the information to adhere to due diligence procedures
• Make recommendations for risk rating and behavioral changes.
• Monitor currency transactions to detect potential structuring of funds.
• File Currency Transaction Reports (CTRs) according to federal guidelines.
• Provide the daily approval/declination of OFAC failed accounts and wires.

Skills on Resume:

• Activity Analysis (Hard Skills)
• Procedure Recommendations (Hard Skills)
• Compliance Guidance (Soft Skills)
• SAR Filing (Hard Skills)
• High-Risk Client Review (Hard Skills)
• Due Diligence (Hard Skills)
• Risk Assessment (Hard Skills)
• Transaction Monitoring (Hard Skills)

Job Summary:

• Monitor Customer and Non-Customer activity
• Review CIP is conducted daily to ensure compliance with BSA Guidelines.
• Assist with gathering information to prepare for internal or external audits and exams
• Maintain a solid working knowledge (functional and operational) of the rules and regulations
• Maintain current awareness of the regulatory environment and a good working knowledge of federal and state regulations and laws.
• Maintain confidentiality with BSA Department processes and reports
• Perform research and prepare Currency Transaction Reports when transactions meet the reportable BSA Thresholds.
• Monitor cash purchases of Monetary Instruments and maintain the Monetary Instrument Log when purchases meet the recordkeeping requirements.
• Provide feedback for and assist with training for other BSA team members or other areas of the Bank as it relates to BSA responsibilities

Skills on Resume:

• Activity Monitoring (Hard Skills)
• CIP Compliance Review (Hard Skills)
• Audit Preparation (Hard Skills)
• Regulatory Knowledge (Hard Skills)
• Compliance Awareness (Hard Skills)
• Confidentiality Maintenance (Soft Skills)
• CTR Preparation (Hard Skills)
• Training Assistance (Soft Skills)

Job Summary:

• Documenting/ tracking the attendance of outside training by the BSA Department for Internal Auditors and/or regulators.
• Responsible for BSA, AML and OFAC Metrics Reporting, as delegated by the BSA Compliance Manager. 
• Provide support to maintain and perform the annual BSA/AML and Sanctions/OFAC risk assessments
• Determine areas of additional risk or opportunities to further mitigate risks. 
• Validate data and information effectively to support the annual risk assessment process.
• Support BSA Team Manager in analyzing existing and proposed legislation, regulatory announcements, and industry practices for compliance requirements
• Assist in providing advisory guidance applicable lines of business to effectively implement the regulatory changes.
• Assists in evaluating existing controls to ensure continuous compliance measures with laws, regulations and policies affecting the organization
• Recommend process improvements to management and applicable lines of business

Skills on Resume:

• Training Tracking (Hard Skills)
• Metrics Reporting (Hard Skills)
• Risk Assessment Support (Hard Skills)
• Risk Identification (Hard Skills)
• Data Validation (Hard Skills)
• Regulatory Analysis (Hard Skills)
• Advisory Guidance (Hard Skills)
• Compliance Evaluation (Hard Skills)

Job Summary:

• Maintain and update the bank’s BSA/AML/OFAC Risk Assessment
• Acquiring information from internal sources and external departments and completing appropriate data analysis and reporting.
• Maintain and update the bank’s BSA /AML/OFAC Compliance Program to ensure compliance with appropriate BSA/AML/OFAC regulations.
• Provide written or verbal reports to the board BSA Committee
• Communicating the effectiveness of the BSA/AML/OFAC Compliance Program.
• Actively attends Bank training/meetings, externally Webinar/seminars
• Promotes professional relationships with all areas of the Bank.
• Performs annual internal controls review.
• Reviews and updates documentation for the BSA/AML/OFAC Compliance Program.
• Establishes procedures to ensure that compliance controls are in place to manage overall risk in area of responsibility.

Skills on Resume:

• Risk Assessment Maintenance (Hard Skills)
• Data Analysis (Hard Skills)
• Compliance Management (Hard Skills)
• Committee Reporting (Soft Skills)
• Program Communication (Soft Skills)
• Continuous Learning (Soft Skills)
• Relationship Building (Soft Skills)
• Controls Review (Hard Skills)

Job Summary:

• Responsible for compiling appropriate case notes and documentation to support filing or non-filing of SAR and/or risk recommendations
• Prepare Suspicious Activity Reports and review SARs prepared by BSA staff
• Conduct and decide Enhanced Due Diligence risk ratings and reviews to determine if any suspicious activity exists and potential risk to the Credit Union
• Review 314a potential matches, respond to 314a requests, initiate and respond to 314b requests
• Assess Verafin System for accurate alert monitoring and risk thresholds
• Prepare and submit system change recommendations to BSA Officer
• Assist in the preparation and updates to BSA/OFAC/MIP Risk Assessment
• Assist with compliance exams by gathering files, records, and other pertinent information for review by compliance examiners
• Analyze and document alerts generated by the Banks AML monitoring system on a daily, weekly, and monthly basis.
• Communicate and follow up with the branches and lending department in obtaining documentation pertaining to account monitoring exceptions and alerts.

Skills on Resume:

• Documentation (Hard Skills)
• SAR Preparation (Hard Skills)
• Due Diligence Review (Hard Skills)
• Regulatory Response (Hard Skills)
• Alert Assessment (Hard Skills)
• System Change Recommendation (Hard Skills)
• Risk Assessment Support (Hard Skills)
• Exam Assistance (Hard Skills)

Job Summary:

• Supporting the Risk and Compliance Department by assisting in monitoring, reviewing, maintaining, and improving the Bank’s BSA/AML/OFAC and overall Compliance Program  
• Completing required annual Bank Secrecy Act training
• Using Fiserv’s “AML Manager” system to perform monitoring activities
• Performing transaction monitoring or suspicious activities
• Assisting with suspicious activity investigations
• Reviewing CTRs for accuracy, filing CTRs with Fincen, processing Fincen correspondence
• Reviewing Monetary Instrument Logs for accuracy and determining if cash purchases are to be reported on a CTR
• Assisting with CDD/EDD on new accounts
• Assisting with CTR exemptions, maintaining exemption files
• Assisting in maintaining and updating the BSA and OFAC Procedures Manual

Skills on Resume:

• Compliance Support (Hard Skills)
• BSA Training (Hard Skills)
• AML System Use (Hard Skills)
• Transaction Monitoring (Hard Skills)
• Suspicious Activity Assistance (Hard Skills)
• CTR Review (Hard Skills)
• Monetary Log Review (Hard Skills)
• Due Diligence Support (Hard Skills)

Job Summary:

• Analyzes customer behavior and activity patterns of low, medium, and high-risk customers to determine if custom settings need to be applied.
• Monitoring the Bank's overall compliance with the BSA Program including monitoring and investigating OFAC concerns. 
• Assisting in the timely research of and response to 314a Requests to ensure the Bank’s compliance with FinCEN’s noted deadlines.
• Recommends changes to the Bank's BSA Program and/or account opening policies and procedures.
• Conducts face-to-face training sessions on the requirements of Bank's BSA Program. 
• Provides guidance and support to personnel regarding the BSA Program and the Bank's policies and procedures. 
• Develops a subject matter knowledge of the Bank’s Lending and Wealth Management products and processes to provide guidance and assistance in BSA/AML investigations.
• Serving as a regional liaison to frontline personnel for providing guidance and troubleshooting BSA-related issues, concern and initiatives
• Monitoring cash sales of monetary instruments for suspicious activity. 
• Conducts periodic enhanced due diligence reviews and annual exempt customer reviews to identify activity that may not align with the business nature/industry and/or customer due diligence profile.

Skills on Resume:

• Due Diligence Reviews (Hard Skills)
• Customer Behavior Analysis (Hard Skills)
• Compliance Monitoring (Hard Skills)
• 314a Request Handling (Hard Skills)
• Program Improvement (Hard Skills)
• Training Delivery (Soft Skills)
• Policy Guidance (Soft Skills)
• Product Knowledge (Hard Skills)