AML ANALYST RESUME EXAMPLE

Jordan T. Caldwell

San Antonio, TX

(210) 555-0183

j.caldwell@email.com

linkedin.com/in/jordancaldwell

SUMMARY

Results-driven AML Analyst with 1+ years of experience in Transaction Monitoring, Customer Due Diligence, and BSA/AML Compliance within financial services. Proven record of supporting the review of 100+ client accounts while maintaining zero compliance breaches. Expertise in OFAC Screening and Suspicious Activity Reporting to optimize regulatory adherence, mitigate financial crime risk, and drive audit-ready documentation outcomes.

SKILLS

Transaction Monitoring

OFAC Screening

Customer Due Diligence

SAR Preparation

BSA/AML Compliance

KYC Documentation

EXPERIENCE

AML Analyst

Monetary Safety Services, San Antonio, TX

June 2023 - Present

• Conducted blockchain analysis and transaction surveillance across AML systems, identifying suspicious activity patterns to support financial crime investigations across multiple portfolios.
• Monitored OFAC alerts and escalated high-risk cases by applying enhanced due diligence protocols, reducing compliance exposure across client onboarding pipelines.
• Supported client onboarding and AML system implementation across business functions, coordinating data integrity checks that ensured regulatory compliance for 100+ new accounts.
• Developed data quality metrics and reporting frameworks distributed across multiple departments, improving information accuracy for over five business units simultaneously.
• Identified operational problem areas and proposed structured solutions, streamlining cross-departmental workflows and reducing recurring reporting inefficiencies by 20%.

AML Compliance Intern

Pinnacle Financial Group, Austin, TX

January 2023 - May 2023

• Assisted in reviewing BSA/AML/OFAC work lists and alert/EDD reviews, ensuring timely escalation of high-risk cases within defined regulatory timeframes across assigned caseloads.
• Prepared Currency Transaction Reports and Suspicious Activity Reports with accurate documentation, supporting regulatory submission deadlines across compliance caseloads.
• Maintained audit-ready documentation across BSA/AML program assignments, ensuring transaction validation records met internal quality standards and federal regulatory requirements consistently.
• Participated in department compliance training sessions, maintaining current understanding of evolving BSA and AML regulatory requirements across a fast-paced operational environment.

EDUCATION

Bachelor of Science in Finance

University of Texas at San Antonio

May 2022

Megan R. Holloway

Denver, CO

(720) 555-0247

megan.holloway@promail.com

linkedin.com/in/meganholloway-aml

SUMMARY

Results-driven AML Analyst with 3+ years of experience in Sanctions Screening, Enhanced Due Diligence, and Suspicious Activity Reporting within banking and financial compliance. Proven record of improving case closure rates by 25% through cross-functional CDD and EDD coordination. Expertise in PEP Watchlist Review and KYC Program Management to optimize compliance workflows, mitigate financial crime risk, and drive consistent regulatory outcomes.

SKILLS

Enhanced Due Diligence

Sanctions Screening

PEP Watchlist Review

SAR Investigation

KYC Program Management

Case Investigation

EXPERIENCE

AML Analyst

Compliance First Inc., Denver, CO

March 2022 - Present

• Performed Customer Due Diligence and Enhanced Due Diligence on new, existing, and potential Loan Originators, ensuring full regulatory alignment across 100+ client profiles annually.
• Conducted ongoing investor database screening against sanctions and PEP watchlists, accurately determining true or false positives across high-volume alert queues.
• Escalated suspicious cases to the Head of AML with structured investigation summaries, accelerating resolution timelines, and strengthening the firm's financial crime detection framework.
• Communicated cross-functionally with business lines to obtain required CDD and EDD documentation, reducing information gaps and improving case closure rates by 25%.
• Carried out multi-level case investigations varying in complexity, synthesizing all available information to render sound compliance decisions within defined regulatory timeframes.

AML Analyst

Meridian Banking Solutions, Boulder, CO

August 2021 - February 2022

• Developed and maintained CDD frameworks for personal and corporate banking customers, including trusts, ensuring full alignment with regulatory requirements and internal policy standards.
• Executed sanctions screening, PEP checks, and transaction monitoring across client portfolios, ensuring timely clearance of remediation action points across 100+ customer files.
• Assessed client MiFID and EMIR classifications while supporting onboarding, periodic reviews, and transaction monitoring across multiple business lines simultaneously.
• Collaborated with senior management to recommend process improvements, reducing review cycle time by 25% and improving documentation quality against current bank quality standards.

EDUCATION

Bachelor of Science in Criminal Justice

University of Colorado Denver

May 2021

Christopher A. Whitfield

Boston, MA

(617) 555-0312

c.whitfield@corporatemail.com

linkedin.com/in/christopherwhitfield-aml

PROFESSIONAL SUMMARY

Results-driven AML Analyst with 8+ years of experience in Financial Crime Investigation, BSA/AML Program Management, and Enterprise-Wide Compliance Operations within global banking and financial services. Proven record of reducing false positive rates by 20% and achieving zero compliance breaches across 100+ monitored portfolios. Expertise in SAR Formulation and Cross-Jurisdictional Due Diligence to optimize investigative frameworks, mitigate regulatory risk, and drive audit-ready compliance outcomes at scale.

CORE SKILLS

Financial Crime Investigation

SAR Filing/FinCEN Reporting

BSA/AML Subject Matter Expertise

Enhanced Due Diligence

Cross-Border Jurisdiction

AML Risk Assessment

EXPERIENCE

Senior AML Analyst

United Banking Systems, Boston, MA

January 2020 - Present

• Assisted in managing day-to-day operations of a centralized global AML investigative unit, supporting first-level Enhanced Due Diligence reviews and I2 preparation across complex cross-border cases.
• Conducted financial investigations to mitigate regulatory, reputational, and compliance risk, utilizing independent judgment to review suspicious transaction referrals from business lines and internal AML software across 100+ monthly cases.
• Prepared detailed investigation reports outlining investigative steps, research findings, and SAR filing recommendations to FinCEN, applying comprehensive BSA and AML regulatory knowledge to support accurate compliance determinations.
• Acted as Subject Matter Expert for Lines of Business, providing authoritative guidance on BSA and AML compliance obligations while interpreting current and proposed regulatory changes across enterprise-wide operations.
• Communicated FIU investigation results and strategic recommendations to Corporate Executives, serving as liaison to law enforcement and the Suspicious Activity Review Council with court-ready investigative documentation.

AML Analyst

Keystone Financial Services, Hartford, CT

September 2014 - May 2016

• Performed CDD and EDD on individual and institutional customers, conducting lifecycle compliance monitoring and risk-based re-evaluations to maintain accurate and current client risk profiles.
• Authored Suspicious Activity Reports with thorough investigative research, ensuring regulatory submissions met jurisdictional standards and were delivered within required reporting timeframes.
• Executed transaction monitoring, alert response, and escalation workflows, gathering and documenting case information to support timely compliance determinations across 100+ alerts monthly.

EDUCATION

Bachelor of Science in Business Administration, Finance

University of Massachusetts Boston

May 2014

• Conducted blockchain analysis and transaction surveillance across AML systems, identifying suspicious activity patterns to support financial crime investigations across multiple portfolios.
• Monitored OFAC alerts and escalated high-risk cases by applying enhanced due diligence protocols, reducing compliance exposure across client onboarding pipelines.
• Developed data quality metrics and reporting frameworks distributed across multiple departments, improving information accuracy for over five business units simultaneously.
• Designed and delivered profitability and market analysis reports, enabling leadership to identify underperforming product lines and reallocate resources across key revenue segments.
• Identified operational problem areas across the organization and proposed structured solutions, streamlining cross-departmental workflows and reducing recurring reporting inefficiencies by 20%.
• Supported client onboarding and AML system implementation across business functions, coordinating data integrity checks that ensured regulatory compliance for 100+ new accounts.

Core Skills:

• Blockchain Analysis
• Transaction Surveillance
• OFAC Monitoring
• Enhanced Due Diligence
• Data Quality Metrics
• Compliance Reporting

• Performed Customer Due Diligence and Enhanced Due Diligence on new, existing, and potential Loan Originators, ensuring full regulatory alignment across 100+ client profiles annually.
• Conducted ongoing investor database screening against sanctions and PEP watchlists, reviewing full profile matches to accurately determine true or false positives across high-volume alert queues.
• Carried out multi-level case investigations varying in complexity, synthesizing all available information to render sound compliance decisions within defined regulatory timeframes.
• Escalated suspicious cases to the Head of AML with structured investigation summaries, accelerating resolution timelines and strengthening the firm's financial crime detection framework.
• Communicated cross-functionally with business lines to obtain required CDD and EDD documentation, reducing information gaps and improving case closure rates by 25%.
• Developed working knowledge of firm-wide products, services, and transaction types, enabling accurate customer interaction assessments aligned with evolving compliance requirements.

Core Skills:

• Customer Due Diligence
• Sanctions Screening
• PEP Watchlist Review
• Case Investigation
• EDD Execution
• Compliance Communication

• Developed and maintained CDD frameworks for personal and corporate banking customers, including trusts, ensuring full alignment with regulatory requirements and internal policy standards.
• Conducted customer risk assessments and account activity reviews, identifying high-risk profiles and escalating emerging concerns with documented trend reports to senior management.
• Executed sanctions screening, PEP checks, and transaction monitoring across client portfolios, ensuring timely clearance of remediation action points across 100+ customer files.
• Assessed client MiFID and EMIR classifications while supporting onboarding, periodic reviews, and transaction monitoring across multiple business lines simultaneously.
• Collaborated with senior management to recommend process improvements, streamlining CDD workflows and improving documentation quality against current Bank quality standards.
• Provided day-to-day compliance support across business areas, managing cross-functional relationships and resolving client documentation gaps with a 25% reduction in review cycle time.

Core Skills:

• CDD Frameworks
• Sanctions Screening
• Transaction Monitoring
• Risk Assessment
• PEP Checks
• MiFID Classification

• Assessed risk profiles of new and existing clients and third-party payers through independent research and thorough review of client due diligence materials across complex multi-jurisdictional transactions.
• Conducted due diligence searches across multiple third-party and internal databases, producing corporate trees to establish beneficial ownership structures and subsidiary holdings for high-risk entities.
• Collaborated with global Finance Teams to ensure AML checks were completed on funds received into client, escrow, and IOLTA accounts, maintaining zero compliance breaches across reviewed transactions.
• Reviewed new client and matter intake forms via the internal New Business Intake system, verifying completeness of third-party payer information submitted by practice groups across 200+ cases annually.
• Managed low-to-medium complexity CDD, client care, and sanctions issues independently, ensuring internal compliance policies reflected current amendments across all applicable local jurisdictions.
• Partnered cross-functionally with lawyers, paralegals, and administrative staff globally to streamline AML workflows, reducing intake review turnaround time by 20% through improved coordination.

Core Skills:

• Beneficial Ownership
• Due Diligence Research
• Sanctions Compliance
• Corporate Structure Analysis
• Risk Profile Assessment
• Multi-Jurisdiction AML

• Assessed risk profiles of new and existing clients and third-party payers through independent research and thorough review of client due diligence materials across complex multi-jurisdictional transactions.
• Conducted due diligence searches across multiple third-party and internal databases, producing corporate trees to establish beneficial ownership structures and subsidiary holdings for high-risk entities.
• Collaborated with global Finance Teams to ensure AML checks were completed on funds received into client, escrow, and IOLTA accounts, maintaining zero compliance breaches across reviewed transactions.
• Reviewed new client and matter intake forms via the internal New Business Intake system, verifying completeness of third-party payer information submitted by practice groups across 200+ cases annually.
• Managed low-to-medium complexity CDD, client care, and sanctions issues independently, ensuring internal compliance policies reflected current amendments across all applicable local jurisdictions.
• Partnered cross-functionally with lawyers, paralegals, and administrative staff globally to streamline AML workflows, reducing intake review turnaround time by 20% through improved coordination.

Core Skills:

• Beneficial Ownership
• Due Diligence Research
• Sanctions Compliance
• Corporate Structure Analysis
• Risk Profile Assessment
• Multi-Jurisdiction AML

• Performed CDD and EDD on individual and institutional customers, conducting lifecycle compliance monitoring and risk-based re-evaluations to maintain accurate and current client risk profiles.
• Executed transaction monitoring, alert response, and escalation workflows, gathering and documenting case information to support timely and well-substantiated compliance determinations across 100+ alerts monthly.
• Authored Suspicious Activity Reports with thorough investigative research, ensuring regulatory submissions met jurisdictional standards and were delivered within required reporting timeframes.
• Maintained AML risk guidelines and policies while conducting quality analysis on onshore operational compliance controls, identifying process gaps and recommending corrective measures to senior stakeholders.
• Supported the global Risk Management Framework through internal reporting, compiling and delivering structured compliance data to the Global Compliance team across multiple jurisdictions simultaneously.
• Conducted regulatory analysis and cross-functional compliance support, including due diligence on institutions and individual consumers, contributing to a 20% improvement in control check efficiency.

Core Skills:

• SAR Authoring
• Transaction Monitoring
• Customer Lifecycle CDD
• Regulatory Reporting
• AML Policy Management
• Risk-Based Assessment

• Performed ongoing due diligence on existing and new client cases, gathering comprehensive information on clients and investors across fund structures to maintain accurate and current risk profiles.
• Conducted corporate intelligence and open-source research to support investigations, completing case files with full evidence retention in accordance with internal compliance documentation standards.
• Monitored governing body blacklists and PEP screening results, reporting suspicious activity and implementing procedure updates across 100+ reviewed accounts within defined regulatory timeframes.
• Investigated accounts from inception to close for suspicious activity, escalating high-risk cases to appropriate management and preparing corresponding SAR reports with thorough investigative documentation.
• Analyzed potential AML and fraudulent transactions through structured due diligence reviews, identifying suspicious patterns and contributing to a 25% improvement in early-stage detection accuracy.
• Reviewed compliance programs to verify adherence to established frameworks, recommending corrective updates that strengthened operational controls across cross-functional business lines simultaneously.

Core Skills:

• Open-Source Research
• SAR Preparation
• PEP Screening
• AML Transaction Analysis
• Ongoing Due Diligence
• Compliance Program Review

• Applied working knowledge of BSA, USA PATRIOT Act, AML regulations, and CIP frameworks to conduct KYC research, ensuring full regulatory alignment across customer identification and due diligence processes.
• Investigated suspicious activity reports and sanctions screening cases in full accordance with regulatory requirements, managing multiple high-priority deadlines simultaneously with limited resources and consistent quality output.
• Conducted CIP and CDD reviews across new and existing customer profiles, delivering thorough and well-documented compliance determinations within tight operational timeframes across 100+ cases monthly.
• Provided informal training and guidance to junior AML Analysts, identifying and recommending compliance training materials that improved team efficiency and reduced procedural errors by 20%.
• Assisted the MLRO with continuous process and systems improvement initiatives, contributing structured recommendations that strengthened operational compliance workflows across multiple business functions simultaneously.
• Demonstrated advanced decision-making aptitude by independently resolving complex AML cases, balancing regulatory obligations with business needs across cross-functional compliance environments under minimal supervision.

Core Skills:

• BSA/AML Compliance
• KYC Program Management
• CIP Execution
• SAR Investigation
• Sanctions Screening
• Regulatory Frameworks

• Ensured new clients and matters complied with applicable AML legislation and firm policies, assessing risk profiles and summarizing CDD results based on internal information across 100+ onboarding cases.
• Performed comprehensive client due diligence, including PEP screening, adverse press reviews, and sanctions checks, maintaining appropriate administration of completed AML packs within defined quality standards.
• Conducted follow-ups on outstanding AML files, ongoing monitoring of completed cases, and periodic reviews of personal identification documentation to ensure continuous regulatory compliance across client lifecycles.
• Supported AML review processes for alternative investment product investors, including hedge fund and private equity entities, evaluating submitted materials to assess adequacy against firm risk requirements.
• Prepared written communications detailing AML work status and deficiency descriptions, enabling clients and counterparties to address outstanding compliance gaps within required regulatory timeframes.
• Operated independently within a seven-member cross-functional team across global locations, leveraging established AML expertise to manage complex caseloads remotely with minimal supervision and consistent output quality.

Core Skills:

• AML Pack Administration
• PEP Screening
• Investor Due Diligence
• Adverse Press Review
• Periodic File Review
• Client Risk Assessment

• Reviewed customer account activity across an assigned caseload, conducting in-depth transactional analysis to identify behavioral trends, suspicious patterns, and potential BSA/AML risk indicators.
• Evaluated transactional information against internal policies and federal regulations, ensuring all compliance actions met established documentation, research, and timeliness standards across daily performance goals.
• Identified potential BSA/AML concerns and questionable account activity, escalating high-risk cases with structured written findings that supported investigative accuracy and regulatory defensibility across 100+ monthly reviews.
• Participated in department meetings and regulatory training sessions, maintaining consistent understanding of evolving compliance requirements and procedural updates across a fast-paced operational environment.
• Demonstrated strong analytical and written communication skills by producing well-documented case narratives, enabling clear escalation pathways and improving team-wide reporting consistency by 20%.
• Managed multiple simultaneous computer systems and high-volume daily caseloads efficiently, meeting all research, analysis, and documentation standards within defined regulatory and operational timeframes.

Core Skills:

• BSA/AML Analysis
• Transaction Trend Review
• Regulatory Documentation
• Account Activity Monitoring
• Compliance Reporting
• Case Escalation Management

• Analyzed and closed transactional alerts within the SIRON AML system, applying cognitive analytical approaches and strong attention to detail across high-volume compliance alert queues monthly.
• Submitted regulatory reports via the GoAML system while analyzing FIC reporting requirements and providing structured compliance comments to ensure full jurisdictional regulatory adherence.
• Compiled monthly statistical reports for senior management and the Enterprise Risk Committee, delivering accurate and timely compliance performance data across all monitored business units.
• Assisted the MLRO and MLCO in conducting branch monitoring exercises, compiling detailed branch monitoring reports for management submission and identifying recurring compliance control gaps.
• Maintained and updated the Issues Log with current suspicious transaction report statistics, ensuring accurate record-keeping across all active cases and supporting audit-ready compliance documentation standards.
• Leveraged sound knowledge of banking products and services alongside MS Office proficiency to support all allocated compliance functions, improving reporting accuracy and operational efficiency by 20%.

Core Skills:

• SIRON AML System
• GoAML Reporting
• Branch Monitoring
• FIC Regulatory Analysis
• Statistical Reporting
• Suspicious Transaction Tracking

• Performed due diligence and analytical risk assessments on new and existing clients, ensuring KYC files were complete and client acceptance forms were accurately prepared within regulatory standards.
• Conducted periodic reviews on existing client profiles, identifying updated risk indicators and maintaining current KYC documentation across 100+ accounts in alignment with internal compliance policies.
• Provided ongoing AML and KYC support to client services teams, resolving day-to-day compliance queries and assisting with complex regulatory issues across multiple business lines simultaneously.
• Reviewed transaction monitoring processes using a risk-based approach, identifying procedural gaps and recommending enhancements that strengthened detection accuracy across high-volume client portfolios.
• Assisted with the implementation and delivery of internal AML and KYC training programs, improving staff awareness of regulatory requirements and reducing compliance errors by 20% across teams.
• Collaborated cross-functionally to address complex AML and KYC regulatory challenges, applying sound compliance judgment to support business decisions and maintain adherence to evolving regulatory frameworks.

Core Skills:

• KYC File Management
• Client Risk Assessment
• Transaction Monitoring
• AML Regulatory Support
• Periodic Review
• Compliance Training

• Performed customer due diligence and enhanced due diligence efficiently, collaborating with account managers to assess AML risk profiles and gather required documentation across complex client portfolios.
• Conducted blockchain-based transaction monitoring investigations using specialized tools to detect money laundering, terrorism financing, and corruption, filing Suspicious Activity Reports with appropriate regulatory agencies.
• Produced timely internal investigation reports and compliance recommendations, contributing proactively to onboarding enhancements, EDD improvements, and suspicious activity reporting frameworks across business lines.
• Executed daily customer database screening and transaction screenings, documenting and corroborating client information to maintain audit-ready compliance records across 100+ accounts monthly.
• Assisted the Chief Compliance Officer with licensing activities, law enforcement requests, bank inquiries, and regulatory audits, ensuring timely and accurate responses across all assigned compliance projects.
• Supported Corporate Banking with customer requests and account administration, managing account opening and closing procedures while maintaining full regulatory alignment and reducing processing turnaround by 20%.

Core Skills:

• Blockchain Transaction Monitoring
• SAR Filing
• Enhanced Due Diligence
• Daily Database Screening
• Regulatory Audit Support
• Customer Risk Assessment

• Verified branch Currency Transaction Reports and executed daily FinCEN e-filings, monitoring CTR Control Logs to ensure full BSA/AML compliance across Credit Union and CUSO operations.
• Investigated suspicious activities documented in BSA/AML reports, authored accurate SAR narratives and verified Suspicious Activity Reports within defined regulatory submission timeframes across 100+ monthly cases.
• Reviewed Risk Management database reports for compliance and fraud prevention, reporting exceptions to the BSA/AML Manager and recommending threshold adjustments to improve suspicious activity detection accuracy.
• Administered Lexis Nexis Bridger software and tracked Identity Theft Red Flag losses by category, compiling annual Board of Directors compliance reports with full documentation and audit-ready accuracy.
• Ensured daily OFAC compliance for Credit Union and CUSOs by reviewing time-critical reports, responding to analytical review requests, and monitoring departmental procedures across BSA, OFAC, and USA PATRIOT Act requirements.
• Assisted in quarterly BSA/OFAC account reviews across credit union portfolios, identifying procedural variances and contributing database threshold recommendations that improved suspicious activity reporting efficiency by 20%.

Core Skills:

• FinCEN E-Filing
• CTR Verification
• SAR Narrative Writing
• OFAC Compliance
• Lexis Nexis Bridger
• Risk Database Management

• Reviewed and assessed AML and reputational risk for new client and matter requests, performing comprehensive CDD including PEP screening, sanctions checks, and adverse media reviews across trusted industry sources.
• Dispositioned screening alerts by determining true or false matches, escalating ML and CTF suspicion cases to the AML Compliance Manager, MLCO, and MLRO with concise and well-documented investigative findings.
• Interacted with partners and fee earners to collect mandatory CDD documentation, verifying received materials and thoroughly documenting research outcomes for review by regulators, audit, and senior compliance stakeholders.
• Conducted client and matter risk assessments with risk-based decision-making, researching client business activities and related parties to monitor for unusual transactions across 100+ active matters simultaneously.
• Served as the primary point of contact for the New Business Intake team, resolving matter opening challenges efficiently and providing AML advisory support to partners, fee earners, and administrative staff.
• Periodically evaluated existing client files in collaboration with partners and fee earners, maintaining current CDD documentation and risk assessments while contributing to broader AML compliance projects.

Core Skills:

• AML Risk Assessment
• CDD Documentation
• Screening Alert Disposition
• PEP/Sanctions Screening
• ML/CTF Investigation
• Stakeholder Advisory

• Assisted in managing day-to-day operations of a centralized global AML investigative unit, supporting first-level Enhanced Due Diligence reviews and I2 preparation across complex cross-border cases.
• Collected, evaluated, and analyzed evidence related to known and suspected money laundering and terrorist financing transactions, applying structured logic and reasoning to deliver accurate investigative case analysis.
• Assisted in preparing Suspicious Activity Reports for submission to appropriate governing agencies, ensuring thorough documentation and regulatory compliance across 100+ investigated cases monthly.
• Prepared replies to Financial Intelligence Unit inquiries with well-researched and accurately documented responses, supporting the firm's regulatory engagement and maintaining timely communication with governing authorities.
• Assisted in compiling Key Risk Indicator and Key Performance Indicator reports for AML and Financial Crimes Insight, delivering structured performance data to senior management across global compliance functions.
• Prepared GoAML reports and followed up with relevant parties on data accuracy issues, ensuring submission integrity and improving reporting consistency across the centralized AML investigative unit by 20%.

Core Skills:

• Global AML Operations
• Enhanced Due Diligence
• SAR Preparation
• GoAML Reporting
• KRI/KPI Reporting
• FIU Inquiry Response

• Monitored money flows in customer sports wagering accounts, reviewing and dispositioning transaction monitoring system alerts to identify AML trends, suspicious patterns, and fraud-related internal control gaps.
• Conducted thorough AML investigations and prepared Suspicious Activity Reports within required timeframes, ensuring full compliance with applicable federal and state BSA regulations across 100+ monthly cases.
• Completed Enhanced Due Diligence reviews for high-risk customers and performed account due diligence, gathering additional client information to support accurate and well-documented risk-based compliance determinations.
• Reviewed potential sanctions matches and documented charge back disputes, collaborating daily with payments and fraud teams to monitor money-in and money-out activity across high-volume customer accounts.
• Assisted in developing internal AML policies and procedures aligned with regulatory obligations, contributing structured recommendations that strengthened operational compliance controls across cross-functional business lines.
• Supported the AML audit process by maintaining thorough investigative documentation and clearly articulating decision-making rationale, improving audit readiness and internal control transparency by 20%.

Core Skills:

• Transaction Alert Disposition
• SAR Preparation
• Enhanced Due Diligence
• Sanctions Match Review
• AML Policy Development
• Fraud Investigation

• Executed daily BSA/AML monitoring program tasks, validating transaction data and monetary instrument feeds into BAM while entering wire transfer data with full accuracy and regulatory compliance.
• Reviewed and processed alerts generated from the BSA transaction monitoring system, executing CDD and EDD monitoring procedures across assigned caseloads within defined operational timeframes.
• Executed OFAC scan procedures and managed scan results received from business lines, ensuring timely disposition of potential matches and maintaining full compliance with sanctions regulatory requirements.
• Performed periodic higher-risk customer reviews and 314a scan procedures, identifying elevated risk indicators and escalating findings to support thorough BSA/AML investigative workflows across 100+ accounts.
• Assisted with monitoring procedures and conducted basic AML analysis and investigations, contributing structured findings that supported accurate compliance determinations across assigned cases monthly.
• Maintained audit-ready documentation across all BSA/AML program assignments, ensuring transaction validation records and monitoring outputs met internal quality standards and federal regulatory requirements consistently.

Core Skills:

• BAM System Management
• BSA Transaction Monitoring
• OFAC Scan Procedures
• 314a Compliance
• CDD/EDD Execution
• Wire Transfer Validation

• Reviewed cases and alerts generated by the Transaction Monitoring System against negative lists including OFAC, conducting thorough investigations on cases bearing indicia of money laundering and related financial crime risks.
• Prepared internal and external compliance reports including Suspicious Activity Reports, in accordance with internal policies, issuing information requests and ensuring regulatory submissions met defined quality and timeliness standards.
• Reviewed adverse news databases and maintained updated logs, preparing and updating TMS profiles for customers, transaction counterparties, beneficial owners, and affiliated entities across 100+ monitored cases monthly.
• Verified and tested negative list changes uploaded to the TMS, ensuring successful system integration and maintaining accurate screening parameters across all active customer and counterparty profiles simultaneously.
• Conducted investigations on rule threshold breaches and questionable activity referrals, applying sound analytical judgment to distinguish genuine AML risk indicators from false positives across high-volume alert queues.
• Supported the Compliance department with additional projects and provided backup coverage for team members during absences, maintaining operational continuity and consistent compliance output across all assigned functions.

Core Skills:

• TMS Alert Review
• SAR Preparation
• Negative List Screening
• Adverse News Monitoring
• Profile Management
• OFAC Case Investigation

• Advised and educated lines of business on AML compliance requirements, conducting due diligence and recommending risk-based business actions for client relationship onboarding and ongoing monitoring decisions.
• Formulated Suspicious Activity Reports meeting all internal and regulatory standards, accurately documenting customer investigation findings and account activity across 100+ cases within defined submission timeframes.
• Monitored, tracked, and identified suspicious activities and emerging trends across multiple systems and applications, applying current knowledge of AML, BSA, and OFAC regulatory developments to strengthen detection accuracy.
• Assisted the Team Manager in coaching new hire analysts and cross-training staff across various FIU operations, improving team capability and maintaining consistent production output during high-volume periods.
• Maintained current awareness of evolving AML, BSA, and OFAC legal and regulatory matters, proactively applying updated compliance knowledge to enhance the firm's overall financial crime prevention program.
• Participated in special compliance projects, delivering accurate investigative documentation and structured analytical findings that supported cross-functional FIU operational improvements by 20%.

Core Skills:

• FIU Operations
• SAR Formulation
• Suspicious Activity Monitoring
• LOB Advisory
• Analyst Coaching
• BSA/OFAC Compliance

• Investigated customer transactions representing elevated money laundering and terrorist financing risk using automated surveillance systems, preparing clear and concise alert dispositions and suspicious activity reports daily.
• Performed Enhanced Due Diligence customer relationship reviews based on new account openings and high-risk attributes, producing detailed BSA/AML risk statements for review by the EDD Manager and BSA/AML Officer.
• Assessed the effectiveness of existing BSA/AML controls across multiple business units, conducting quality testing, documenting performance gaps, and confirming control environment integrity across enterprise-wide operations.
• Completed and reviewed Currency Transaction Reports accurately, maintaining regulatory records for cash purchases of monetary instruments and submitting all reports within required compliance timeframes across 100+ monthly cases.
• Executed first-level dispositions on OFAC and 314a suspects from batch reporting and business unit escalations, ensuring timely and accurate sanctions screening outcomes across high-volume daily alert queues.
• Assisted the MLRO with continuous process and systems improvement initiatives, contributing structured recommendations that strengthened BSA/AML program controls and improved operational efficiency across multiple compliance functions by 20%.

Core Skills:

• Automated Surveillance Investigation
• EDD Relationship Review
• BSA/AML Control Testing
• CTR Completion
• OFAC/314a Disposition
• AML Risk Assessment

• Ensured regulatory compliance across Canadian and U.S. jurisdictions, including the Federal Reserve, OCC, and OSFI, independently managing relationships with internal and external stakeholders across complex cross-border compliance environments.
• Conducted portfolio analysis addressing financial, regulatory, and risk management requirements, researching and evaluating methodologies to quantify risk exposures and recommending policy changes based on observed analytical findings.
• Assessed AML Quality Controls independently, supporting risk exposure determination and mitigation strategies for new products, marketing campaigns, and program expansions across multiple business lines simultaneously.
• Prepared and delivered management reporting on risk factors across various product portfolios, ensuring accurate measurement of AML risk indicators and maintaining audit-ready documentation across 100+ monitored accounts monthly.
• Supported successful regulatory audits and examinations across all operational areas, escalating complex issues to senior management and guiding staff on the most complex AML risk assessment challenges.
• Maintained current professional knowledge of portfolio analysis techniques and industry developments, participating in peer groups and leveraging shared insights to improve analytical frameworks and risk mitigation effectiveness by 20%.

Core Skills:

• Regulatory Compliance Management
• Portfolio Risk Analysis
• AML Quality Control
• Cross-Border Jurisdiction
• Management Reporting
• Risk Exposure Quantification

• Conducted investigations on alerts generated from automated transaction monitoring systems, performing online research on focal entities and counterparties while completing supporting CSV documentation and internet research findings.
• Analyzed investigation evidence to make sound judgments on potential suspicious activities, writing comprehensive alert review narratives that accurately reflected case findings within defined compliance documentation standards.
• Performed PEP screening and negative news searches on focal entities and counterparties under review, ensuring thorough due diligence coverage across 100+ monitored cases and maintaining audit-ready investigative records.
• Maintained all sections of compliance policies and procedures, ensuring a compliant working environment through full adherence to applicable laws, regulations, and ethical standards across daily operational activities.
• Inputted accurate data into tracking logs and assisted the AML team with statistical collection and data analysis, delivering structured compliance reporting that supported management decision-making across key AML functions.
• Conducted transaction monitoring system testing for upgrades and implementation projects, identifying system performance gaps and ensuring accurate alert generation parameters were maintained across all compliance monitoring workflows.

Core Skills:

• TMS Alert Investigation
• PEP/Negative News Search
• Alert Narrative Writing
• Compliance Policy Maintenance
• System Implementation Testing
• Transaction Data Analysis

• Led calls with internal and external legal partners, processing new investor subscriptions through comprehensive collection and analysis of legal documentation with meticulous attention to detail and accuracy.
• Interacted with clients during onboarding to process subscription documents and gather AML documentation, ensuring complete and compliant investor files across 100+ new subscriptions within defined processing timeframes.
• Built out standardized working procedures for team-wide adoption, establishing consistent onboarding processes that improved operational efficiency and reduced documentation errors across investor subscription workflows.
• Reviewed new lender agreements and developed Investor Communications requirements, participating in critical communications projects and conducting internal reviews of onboarding documentation provided to investors.
• Entered and reviewed information across CRM databases with high accuracy, coordinating with back-office teams on day-to-day and ad-hoc activities to maintain current and audit-ready investor records.
• Applied strong AML knowledge and CAMS-aligned expertise to support investors' onboarding compliance reviews, ensuring all anti-money laundering documentation met regulatory standards across cross-functional business operations simultaneously.

Core Skills:

• Investor Onboarding
• AML Documentation Review
• CRM Database Management
• Legal Documentation Analysis
• Subscription Processing
• Investor Communications

• Conducted client due diligence using Mint Global, Companies House, Capital IQ, and Lexis/Nexis Corporate Affiliations, identifying ownership structures and escalating high-risk clients to the Money Laundering Reporting Officer.
• Liaised with partners, associates, and clients to obtain non-public documentation, completing risk assessments for clients and matters while coordinating with the Conflicts team on all new client opening requirements.
• Reviewed prospective clients for reputational and sanctions issues, advising on ongoing monitoring obligations and ensuring all compliance activities aligned with legal and regulatory requirements across 100+ active matters.
• Assisted with continuously updating AML, counter-terrorist financing, and client onboarding policies and procedures, ensuring firm-wide documentation reflected current legislative requirements across multiple international jurisdictions simultaneously.
• Led periodic AML training sessions for teams, departments, and firm-wide audiences, educating staff on global AML legislation and onboarding processes while supporting new joiner compliance training programs.
• Built effective cross-functional relationships with internal stakeholders and external clients, delivering consistent compliance advisory support and improving new client matter opening efficiency by 20% through streamlined coordination.

Core Skills:

• Client Due Diligence
• Ownership Structure Analysis
• Risk Assessment
• AML Policy Updates
• Sanctions Review
• Compliance Training

• Conducted SAR and KYC investigations to identify potential suspicious activity risks, preparing Suspicious Activity Reports in full compliance with established regulatory guidelines and submission timeframes across assigned caseloads.
• Researched and assessed performance trends to identify potential risks and opportunities, driving monthly reporting to business partners on financial results and required compliance actions across key operational areas.
• Reviewed annual performance by comparing actual results against established expectations, understanding and clearly explaining internal and external drivers impacting compliance performance and emerging suspicious activity trends.
• Interviewed customers during investigations to gather additional information, applying sound analytical judgment to assess account activity and support accurate SAR determinations across 100+ monthly cases.
• Managed large volumes of investigative information with accuracy and efficiency, consistently meeting regulatory deadlines and internal reporting expectations across high-volume SAR and KYC workflows simultaneously.
• Delivered structured monthly compliance reports to business partners, communicating investigation findings and recommended actions with clarity and precision to support informed decision-making across cross-functional teams.

Core Skills:

• SAR Investigation
• KYC Review
• Performance Trend Analysis
• Customer Interviewing
• Regulatory Reporting
• Risk Opportunity Assessment

• Verified AML requirements including KYC and MiFID II compliance, at client onboarding, periodic review, and ad-hoc events, utilizing independent online sources to obtain requisite documentation across 100+ client profiles.
• Achieved exceptional AML analysis quality through thorough information and documentation review with accurate data entry, mitigating reputational, financial, regulatory, and operational risks across assigned client portfolios simultaneously.
• Maintained comprehensive audit trails for all incoming requests from receipt through execution, filing documentation accurately in the repository and ensuring full audit readiness across all compliance workflows.
• Liaised with business partners to provide prompt and accurate responses to regulatory inquiries, obtaining required AML information and escalating complex cases within defined Service Level Agreement timeframes consistently.
• Assisted in audit and regulatory examination processes by gathering and organizing data for internal auditors and control areas, ensuring structured and complete submissions that supported successful compliance reviews.
• Proactively identified process improvement opportunities and efficiency enhancements across AML workflows, contributing structured recommendations that strengthened operational compliance controls and reduced review turnaround time by 20%.

Core Skills:

• KYC/MiFID II Verification
• AML Documentation Review
• Audit Trail Management
• SLA Adherence
• Regulatory Exam Support
• Process Improvement

• Performed AML investigations encompassing CIP, CDD, EDD, and OFAC matters, supporting the enterprise-wide patron monitoring program through ongoing patron reviews and risk rating across high-volume gaming operations.
• Detected suspicious patterns, trends, and unusual activity using multiple system sources, ensuring timely STR and SAR filings while assisting with FINTRAC and FinCEN regulatory reporting across Canadian and U.S. jurisdictions.
• Identified reportable transactions for FINTRAC via Casino Disbursement Reports and Large Cash Transaction Reports, and for FinCEN via Currency Transaction Reports, maintaining full cross-border regulatory compliance across 100+ monthly cases.
• Collaborated with internal stakeholders to develop ongoing monitoring criteria for unusual activity detection, strengthening enterprise-wide AML controls and improving suspicious pattern identification across patron transaction workflows.
• Provided AML compliance guidance to internal and external partners on regulatory obligations, delivering accurate and timely responses that supported informed decision-making across cross-functional business operations simultaneously.
• Participated in external AML certification and training programs to maintain subject matter expertise, applying current regulatory knowledge to enhance investigation quality and patron monitoring program effectiveness by 20%.

Core Skills:

• Patron Risk Rating
• FINTRAC/FinCEN Reporting
• OFAC Investigation
• STR/SAR Filing
• CDD/EDD Execution
• Unusual Activity Detection

• Conducted financial investigations to mitigate regulatory, reputational, and compliance risk, utilizing independent judgment to review suspicious transaction referrals from business lines and internal AML software across 100+ monthly cases.
• Prepared detailed investigation reports outlining investigative steps, research findings, and SAR filing recommendations to FinCEN, applying comprehensive BSA and AML regulatory knowledge to support accurate compliance determinations.
• Acted as Subject Matter Expert for Lines of Business, providing authoritative guidance on BSA and AML compliance obligations while interpreting current and proposed regulatory changes across enterprise-wide operations simultaneously.
• Reviewed internal account relationships for potential money laundering and employee misconduct allegations, managing data collection and quality control of investigative work product, including Suspicious Transaction Memo reviews.
• Communicated FIU investigation results and strategic recommendations to Corporate Executives, prepared management reports summarizing findings, and served as liaison to law enforcement and the Suspicious Activity Review Council.
• Supported 314b peer bank inquiries, collaborated with IT on software and data needs, and maintained court-ready investigative documentation suitable for testimony in state and federal civil and criminal proceedings.

Core Skills:

• Financial Crime Investigation
• SAR Filing/FinCEN Reporting
• BSA/AML Subject Matter Expertise
• STM Quality Control
• Law Enforcement Liaison
• 314b Inquiry Support

• Monitored AML-generated alerts and conducted holistic reviews, gathering data and recording evidence on clients and counterparties to detect money laundering and terrorist financing suspicions across 100+ monthly cases.
• Analyzed alert findings and accumulated investigative facts, reporting unusual client activities with well-documented evidence trails that supported accurate compliance determinations and regulatory defensibility across assigned caseloads.
• Performed due diligence on new customers to assess firm risk exposure, documenting findings and ensuring management was apprised of key risk issues in accordance with country-specific laws and regulations.
• Reviewed negative news, OFAC watchlist, and PEP alerts generated by automated systems, conducting complex research investigations to confirm genuine sanctions matches against global sanctions lists per established guidelines.
• Conducted payment and customer screening against multiple sanctions lists, analyzing potential name and address matches from local and international business units to make informed true or false positive determinations.
• Executed country-specific due diligence requirements aligned with relevant laws, regulations, and internal compliance policies, ensuring consistent and audit-ready documentation standards across all global sanctions screening workflows.

Core Skills:

• AML Alert Monitoring
• Sanctions List Screening
• PEP/OFAC Review
• Customer Risk Assessment
• False Positive Analysis
• Global Sanctions Research

• Reviewed transactions in the transaction monitoring system to determine closure eligibility or escalation requirements, providing subject matter expertise on complex alerts and referrals across high-volume daily caseloads.
• Led and performed special project work impacting AML processes, collaborating with Investigations and Anti-Fraud teams to identify emerging trends and implement process improvements across cross-functional compliance operations.
• Provided guidance and training to team members on internal systems and external AML applications, directing contractors and temporary employees on project-based assignments to maintain consistent operational output quality.
• Worked closely with the Governance team to ensure procedures remained current and compliant, maintaining internal partner relationships and supporting AML policy adherence across 100+ monitored accounts simultaneously.
• Assisted the AML Manager with work coordination and quality feedback, delivering structured performance assessments that strengthened team capability and maintained regulatory compliance standards across all assigned functions.
• Applied deep AML subject matter expertise to resolve complex alert dispositions and referrals, contributing investigative recommendations that improved transaction monitoring accuracy and reduced false positive rates by 20%.

Core Skills:

• TMS Transaction Review
• AML Subject Matter Expertise
• Team Training/Guidance
• Process Improvement
• Governance Collaboration
• Contractor Work Direction

• Performed corporate renewal reviews of KYC due diligence to high-quality standards, applying a comprehensive understanding of client policies, procedures, and documentation requirements across complex corporate ownership structures.
• Managed end-to-end caseload efficiently, monitoring actual performance against plan and making timely decisions to ensure business objectives were consistently maintained across high-volume KYC renewal workflows.
• Conducted proactive review and follow-up on referrals and queries, accurately determining escalation requirements to Subject Matter Coaches and Subject Matter Experts across 100+ corporate KYC cases monthly.
• Sourced data from multiple systems and accurately transferred information to the primary platform, ensuring data integrity and audit-ready documentation standards across all corporate KYC renewal assignments.
• Applied in-depth knowledge of corporate structure documentation and evidence requirements, ensuring KYC files met internal quality standards and regulatory compliance expectations across varied client portfolio segments.
• Identified escalation needs proactively and communicated findings clearly to SMEs and clients, reducing case resolution delays by 20% through timely and well-structured referral management across the end-to-end review process.

Core Skills:

• KYC Renewal Review
• Corporate Structure Analysis
• Caseload Management
• Escalation Determination
• Data Transfer Accuracy
• Client Policy Application

• Oversaw and managed the PMLTF compliance framework and all associated policies and SOPs across gaming and non-gaming operations, ensuring full regulatory alignment and audit-ready documentation standards organization-wide.
• Managed and supervised senior analysts and analysts across the CAML Team, identifying ongoing training and professional development opportunities while effectively assigning AML matters to maintain operational efficiency.
• Administered all AML regulatory filings, governmental queries, approvals, and investigations, liaising with CRA Management on regulatory matters and maintaining accurate records of committee minutes across 100+ compliance activities.
• Coordinated with the Compliance Management Team to monitor and improve policy development, providing timely AML risk assessments and advisory support to operational teams across gaming and non-gaming business lines.
• Led special compliance projects by senior management, managing legal and compliance matters assigned by the Chief Compliance Officer and recommending preventative and remedial measures across identified risk areas.
• Provided comprehensive training, support, and resources to all CAML Team members, strengthening team capability and improving AML investigative performance and regulatory compliance standards by 20% across assigned functions.

Core Skills:

• PMLTF Framework Oversight
• AML Regulatory Filing
• Team Supervision
• Policy Development
• CRA Liaison
• Compliance Training

• Played a key role in strategic AML projects, reviewing manual and automated alerts and conducting comprehensive case investigations encompassing transactional data, account information, and open-source research consolidation.
• Liaised with Relationship Managers to obtain critical investigation information, providing well-reasoned guidance on case closure or escalation decisions across 100+ active AML cases within defined operational timeframes.
• Conducted Quality Control reviews on cases recommended for closure, ensuring investigative documentation met internal standards and supporting Quality Assurance activities under the direction of the team lead.
• Contributed input and recommendations to Global Technology and Intel and Analytics initiatives, supporting process improvements that strengthened AML detection capabilities and operational efficiency across cross-functional teams.
• Supported the updating of AML procedures and policies, ensuring documentation reflected current regulatory requirements and operational best practices across both manual and automated alert review workflows.
• Packaged and delivered consolidated investigation findings with structured clarity, enabling accurate escalation decisions and improving case resolution turnaround time by 20% across the broader AML investigative function.

Core Skills:

• Alert Review
• Case Investigation
• Quality Control
• AML Policy Updates
• Open-Source Research
• Escalation Guidance

• Identified, vetted, and addressed potential AML risks and escalated issues in collaboration with functional partners and key stakeholders, ensuring timely resolution and full regulatory alignment across enterprise-wide compliance functions.
• Analyzed regulatory changes and internal policy updates to identify emerging risk areas, synthesizing complex risk information and recommending actionable plans to strengthen the firm's AML control program.
• Developed and maintained AML Compliance Risk Management standards and policies, communicating findings across internal entities and incorporating control program outcomes into firm-wide compliance frameworks simultaneously.
• Analyzed comparative data and prepared structured AML risk assessment reports, monitoring escalations and presenting findings to senior stakeholders across 100+ reviewed cases within defined reporting timeframes.
• Applied sound ethical judgment and reputational risk considerations to business decisions, driving compliance with applicable laws and regulations while escalating and managing control issues with full transparency.
• Safeguarded firm assets and client interests by assessing risk implications of business decisions, ensuring adherence to Citigroup policy standards and improving AML risk identification accuracy by 20% across monitored portfolios.

Core Skills:

• AML Risk Assessment
• ACRM Policy Development
• Regulatory Change Analysis
• Control Issue Escalation
• Risk Synthesis
• Compliance Reporting

• Verified and updated customer static data and KYC information databases, performing OFAC verification on all new customers and conducting independent checks of front office-provided KYC documentation across 100+ accounts.
• Validated Customer Identification Program information through documentary and non-documentary methods, identifying, recording, escalating, and resolving exceptions found in KYC and CIP data within defined compliance timeframes.
• Performed Enhanced Due Diligence on KYC data, ensuring thorough documentation of findings and maintaining audit-ready compliance records across all assigned customer profiles simultaneously.
• Conducted periodic KYC reviews on a risk-based schedule, reviewing and updating KYC cases to ensure current and accurate client information aligned with internal policies and regulatory requirements.
• Managed centralized account opening and updates across all assigned accounts, maintaining accurate KYC database records and ensuring full compliance with Customer Identification Program standards organization-wide.
• Resolved KYC and CIP data exceptions through structured escalation workflows, improving data accuracy and reducing outstanding exception rates by 20% across the centralized account management compliance function.

Core Skills:

• KYC Database Management
• OFAC Verification
• CIP Validation
• EDD Execution
• Periodic KYC Review
• Exception Resolution

• Monitored, investigated, and acted upon compliance-related alerts, analyzing complex suspicious transaction patterns reported by internal teams using sophisticated cryptocurrency investigation tools across high-volume caseloads.
• Drafted internal and external Suspicious Activity Reports with accurate record-keeping, preparing customer activity reports in full accordance with local regulatory requirements and partner compliance obligations.
• Conducted Enhanced Due Diligence on high-risk customers within the cryptocurrency environment, applying current AML and CTF best practices to deliver thorough and well-documented risk assessments across 100+ cases.
• Participated in developing AML and CTF policies and procedures, maintaining working knowledge of internal control and risk management practices to strengthen compliance frameworks across cross-functional business operations.
• Provided compliance support and knowledge-sharing to Customer Care and Risk teams, improving cross-functional understanding of suspicious transaction patterns and AML regulatory obligations across the organization simultaneously.
• Leveraged specialized cryptocurrency investigation tools to trace and analyze suspicious blockchain transactions, contributing structured investigative findings that improved detection accuracy and reduced false positive rates by 20%.

Core Skills:

• Cryptocurrency Investigation
• SAR Drafting
• CTF Policy Development
• Enhanced Due Diligence
• Suspicious Pattern Analysis
• AML/CTF Compliance

• Critically reviewed source of funds and wealth background checks against documentary evidence from case files, validating suspicions of money laundering and terrorist financing across complex multi-jurisdictional investigations.
• Conducted internal systems checks and open-source investigations, summarizing ML and TF-relevant findings into structured reports submitted as MLRO-approved SARs and STRs to Financial Intelligence Units.
• Reviewed PEP, sanctions, and watchlist screening alerts as part of the company's ongoing monitoring program, ensuring accurate true or false positive determinations across 100+ compliance alerts monthly.
• Handled information requests from law enforcement authorities and corresponding banks, maintaining proper record-keeping of all analyzed data and compliance decisions within audit-ready documentation standards.
• Stayed current with evolving money laundering and terrorist financing typologies, criminal behaviors, and regulatory developments, applying updated industry knowledge to strengthen investigative accuracy across assigned caseloads.
• Applied comprehensive AML and CTF expertise to identify emerging suspicious activity patterns, improving SAR submission quality and reducing investigation turnaround time by 20% across the broader compliance function.

Core Skills:

• Source of Funds Review
• SAR/STR Submission
• PEP/Sanctions Screening
• Law Enforcement Liaison
• ML/TF Typology Analysis
• Open-Source Investigation

• Reviewed and decisioned low to moderately complex AML compliance alerts and cases, applying critical thinking and trend analysis to detect suspicious activity and document sound subjective decisions accurately.
• Conducted appropriate customer due diligence by gathering additional information on client identity and transaction purpose, maintaining thorough alert documentation, including bank statements, EDD documents, and source of funds evidence.
• Created and thoroughly documented Suspicious Activity Reports using the FinCEN SAR form, ensuring complete and regulatory-compliant submissions across 100+ monthly cases within defined operational timeframes.
• Documented No SAR decisions with full supporting rationale when alert facts supported payment release, ensuring accurate compliance records and maintaining full adherence to internal policy and federal regulatory standards.
• Adhered to all applicable federal and state AML laws and regulations including the Bank Secrecy Act, USA PATRIOT Act, and OFAC requirements, ensuring consistent compliance across all assigned alert decisioning workflows.
• Attended BSA and AML compliance training sessions to remain current on prevalent typologies, applying updated regulatory knowledge to improve suspicious activity detection accuracy and case documentation quality by 20%.

Core Skills:

• AML Alert Decisioning
• SAR Documentation
• Customer Due Diligence
• Typology Analysis
• FinCEN SAR Filing
• BSA/PATRIOT Act Compliance

• Analyzed complex transaction reports and completed Suspicious Activity Reports, supporting daily AML operations and monitoring processes designed to detect and prevent money laundering, fraud, and terrorist financing.
• Assisted with sanctions screening and match resolution programs, performing quality assurance reviews across AML and sanctions workflows and testing software enhancements to maintain system accuracy and regulatory compliance.
• Drafted and issued communications to store operations, engaging cross-functionally to improve AML program effectiveness and efficiency at store level across 100+ locations within defined operational timeframes.
• Updated statistical and status reports for senior management, collecting and maintaining audit-ready AML documentation that supported accurate performance tracking across daily, weekly, and monthly reporting cycles.
• Supported the AML Manager with audits and examinations, proposing software and program enhancements to leadership and contributing structured efficiency recommendations that strengthened enterprise-wide AML compliance controls.
• Partnered with the full AML Team to ensure timely delivery of all operational tasks, improving cross-functional collaboration and contributing to a 20% increase in program efficiency across assigned compliance functions.

Core Skills:

• SAR Completion
• Sanctions Match Resolution
• AML Software Testing
• QA Review
• Store Operations Engagement
• Statistical Reporting

• Completed Transaction Monitoring alerts, annual CDD information gathering exercises for unassigned customers, and branch annual reviews, ensuring full regulatory alignment across high-volume AML operational workflows.
• Actioned sanctions escalations and performed Senior Public Figure reviews, analyzing HRAC reviews and completing Overlay and Account Profile Forms across 100+ assigned cases within defined compliance timeframes.
• Supported AML suspicious matter investigations by obtaining relevant information and lodging Suspicious Matter Reports to AUSTRAC, identifying and escalating suspect activity to CBSU Management with structured investigative documentation.
• Managed customer contact calls to resolve CDD, HRAC, and AML enquiries, delivering accurate and timely compliance guidance that maintained service quality standards across diverse customer interaction scenarios.
• Assisted other business units with AML projects, audit retrievals, and rectifications, contributing cross-functional support that ensured audit-ready documentation and improved compliance accuracy across assigned project workstreams.
• Collaborated across teams to strengthen AML operational effectiveness, improving suspicious matter identification processes and contributing structured recommendations that reduced HRAC review turnaround time by 20%.

Core Skills:

• AUSTRAC SMR Lodgement
• HRAC Review Analysis
• Sanctions Escalation
• Transaction Monitoring
• CDD Information Gathering
• Senior Public Figure Review

• Utilized BSA, AML, OFAC, and USA PATRIOT Act monitoring systems to identify trends, unusual activity, and large currency transactions including kiting, cash structuring, wire transfers, and ACH activity.
• Determined suspicious transaction nature across diverse activity types including balance changes, loan payments, certificate of deposit purchases, monetary instrument sales, and new account openings across 100+ monthly reviews.
• Assisted in reviewing the BSA/AML/OFAC work list and alert/EDD reviews, determining appropriate courses of action and ensuring timely escalation of high-risk cases within defined regulatory timeframes.
• Prepared Currency Transaction Reports, Questionable Activity Reports, and Suspicious Activity Reports with accurate and thorough documentation, managing all regulatory submission deadlines across assigned compliance caseloads simultaneously.
• Maintained current knowledge of banking laws and regulations, providing guidance and answering BSA/AML compliance questions from business lines to support informed decision-making across daily operational activities.
• Applied comprehensive regulatory knowledge to monitor large currency activity and identify structuring patterns, improving suspicious transaction detection accuracy and contributing to a 20% reduction in undetected activity across reviewed portfolios.

Core Skills:

• BSA/AML System Monitoring
• CTR/SAR Preparation
• Cash Structuring Detection
• OFAC Work List Review
• EDD Alert Review
• Regulatory Deadline Management

• Supported AML Operations' daily functions reporting to the Head of Compliance, investigating system-generated and manual alerts while ensuring timely review and closure of cases across high-volume transaction monitoring workflows.
• Identified red flags in triggered transactions and conducted timely escalations, consolidating multiple data sets from diverse sources to deliver accurate and efficient analysis across 100+ monthly AML and CFT cases.
• Ensured all internal documentation and supporting evidence used in alert and case adjudication were accurate, complete, and current, maintaining audit-ready compliance records across all assigned transaction monitoring functions.
• Liaised with relevant stakeholders to obtain additional information for transaction and case assessments, delivering structured investigative findings that supported sound compliance determinations within defined operational timeframes.
• Conducted routine and ad-hoc AML and CFT monitoring activities, participating in AML-related projects and proactively identifying operational improvement areas with viable solution recommendations for senior management review.
• Implemented process improvement suggestions across AML transaction monitoring workflows, strengthening alert adjudication accuracy and contributing to a 20% reduction in case closure turnaround time across the compliance function.

Core Skills:

• AML Transaction Monitoring
• Red Flag Identification
• Case Adjudication
• CFT Monitoring
• Data Consolidation
• Alert Investigation

• Pulled transaction monitoring reports to create Investigations and Currency Transaction Reports, conducting initial and secondary research while ensuring the Investigations log was accurately and timely updated across all assigned cases.
• Drafted Suspicious Activity Reports with clear and efficient narratives illustrating filing rationale, submitting SARs and CTRs to FinCEN within required timeframes and monitoring logs to ensure continuing activity SARs were filed.
• Reconciled FinCEN website submissions to confirm SAR and CTR acceptance, recording results in the FinCEN filing log and maintaining audit-ready documentation across 100+ monthly regulatory submissions simultaneously.
• Conducted testing of new CEIFX system versions prior to live release, identifying performance issues and ensuring accurate alert generation parameters were maintained across all transaction monitoring compliance workflows.
• Assisted the Investigations Manager with training new team members, regularly attending ACFCS and other compliance training programs to maintain current AML regulatory knowledge and investigative best practices.
• Ensured all position-applicable procedures were regularly updated and accurately reflected current operational standards, improving documentation consistency and contributing to a 20% reduction in procedural compliance gaps.

Core Skills:

• SAR/CTR Drafting
• FinCEN Submission
• Investigation Log Management
• CEIFX System Testing
• Transaction Monitoring
• Regulatory Filing Reconciliation

• Provided investigative support to the money laundering investigative team, conducting FinCEN inquiries, internal database searches, open-source research, and bank account analysis across agency priority investigations.
• Prepared and interpreted accounting data, developing computer-generated financial reports, wire transfer analysis charts, and bank account link diagrams to support complex money laundering investigative workflows.
• Processed and organized bank statements and financial reports obtained through legal process, logging pertinent investigative findings into databases and maintaining accurate statistical data across 100+ case files monthly.
• Developed special datasheets and forfeiture analysis reports for OD management, utilizing data aggregation tools to facilitate efficient financial analysis and deliver structured case assessments within defined investigative timeframes.
• Prepared investigative correspondence including memoranda, letters, requisition forms, and government forms, ensuring accurate and professional documentation standards across all internal and external investigative communications.
• Provided field support for executing seizure warrants on identified assets, contributing structured analytical findings that strengthened case outcomes and improved investigative accuracy across agency priority financial crime investigations by 20%.

Core Skills:

• Financial Chart Preparation
• FinCEN Inquiry Support
• Bank Account Analysis
• Forfeiture Analysis
• Data Aggregation
• Investigative Documentation

• Maintained detailed case documentation and electronic financial records, producing in-depth investigative reports and exhibits that supported agency-specific briefings and case presentations to prosecutors across complex financial crime matters.
• Utilized advanced computer applications to review and interpret large volumes of financial transactions, corporate records, and business processes, identifying money laundering trends and investigative crossovers across 100+ active cases.
• Provided financial profiles of individuals and groups, conducting analyses of seized records to determine illegal proceeds and assets subject to criminal and civil forfeiture across agency priority investigations.
• Assisted Special Agents with case presentations to prosecutors, participating in subject and witness interviews and testifying as an expert witness in criminal proceedings to support financial crime prosecution outcomes.
• Provided asset forfeiture expertise across criminal and civil matters to agency Headquarters and field components, assessing active money laundering investigations and delivering structured oversight on undercover financial crime activities.
• Reviewed and assessed money laundering investigations to identify investigative crossovers and emerging trends, improving financial analysis accuracy and contributing structured forfeiture recommendations that strengthened prosecution outcomes by 20%.

Core Skills:

• Financial Crime Investigation
• Asset Forfeiture Analysis
• Seized Records Analysis
• Expert Witness Testimony
• Investigative Report Production
• Illegal Proceeds Determination

• Reviewed and analyzed customer documentation for private equity and hedge fund clients, ensuring full compliance with AML customer due diligence requirements across complex multi-jurisdictional investor portfolios.
• Decisioned transaction monitoring, sanctions, and customer account alerts using multiple technical analytical tools, identifying potentially unusual, fraudulent, and suspicious activity in accordance with AML and BSA regulations.
• Completed Enhanced Due Diligence on customer accounts triggered by dollar value thresholds, researching and reporting suspicious activity findings to the investigations team across 100+ monthly compliance reviews.
• Determined SAR filing necessity through structured investigative processes, drafting comprehensive Suspicious Activity Reports that accurately documented investigative rationale and met all internal and regulatory submission standards.
• Updated compliance systems with relevant customer data and assisted with client-related administrative functions, maintaining accurate and audit-ready documentation across all assigned AML and KYC workflows simultaneously.
• Liaised with clients, investors, investment managers, law firms, and third parties across international jurisdictions, obtaining required CDD documentation and resolving compliance gaps within defined operational timeframes efficiently.

Core Skills:

• Private Equity KYC
• Transaction Alert Decisioning
• Enhanced Due Diligence
• SAR Draft Completion
• Multi-Jurisdiction CDD
• Sanctions Alert Review

• Collected and documented alert, investigation, and SAR history alongside KYC information and transactional data, ensuring accurate and complete case management system entries across 100+ monthly compliance alert reviews.
• Reviewed and analyzed underlying investigation data to assess reasonable cause for alert escalation or clearance, dispositioning all alerts with full supporting documentation and rationale within defined operational timeframes.
• Conducted periodic internal account and customer reviews to identify potentially suspicious activity, interpreting AML risk standards and policies to make sound risk-based determinations across complex compliance caseloads.
• Performed Quality Analysis on alerts cleared by Compliance Alerts Analysts, ensuring accurate data collection across SARs, CTRs, KYC information, and transactional records to maintain audit-ready investigative documentation standards.
• Built effective relationships with AML Investigations units, communicating and transferring case information efficiently to support seamless investigative workflows and improve cross-functional alert escalation accuracy by 20%.
• Functioned as a key AML knowledge contributor, participating in individual and departmental goal development and executing tactical strategies that strengthened overall compliance alert management and program effectiveness.

Core Skills:

• Alert Disposition
• Case Management Documentation
• Quality Analysis
• KYC Data Collection
• SAR/CTR Documentation
• Risk-Based Determination

• Supported development of AML CRR and transaction monitoring lifecycle policies, recommending customer segmentation and optimization strategies to enhance MUFG's GFCD Transaction Monitoring Program across multiple business lines.
• Developed and validated models involving tuning, calibration, segmentation, and optimization, memorializing model selection rationales and defined assumptions to support large-scale strategic monitoring program enhancements.
• Coordinated with regional and global teams to implement monitoring and CRR models, performing scenario validation and risk factor assessments that strengthened transaction monitoring accuracy across 100+ monitored portfolios.
• Submitted Suspicious Activity Reports to the German Financial Intelligence Unit and handled authority subpoena requests, responding directly to German regulatory inquiries regarding SAR and subpoena matters via official channels.
• Evaluated Enhanced Customer Due Diligence information across high-risk customer profiles, handling anti-fraud and money laundering inquiries from internal teams and delivering accurate compliance guidance within defined timeframes.
• Provided AML technical guidance and support to employees and cooperation partners, improving organizational AML knowledge and contributing to a 20% enhancement in transaction monitoring optimization and segmentation effectiveness.

Core Skills:

• TM Model Optimization
• Customer Segmentation
• SAR Submission
• Model Validation
• CRR Policy Development
• EDD Evaluation

• Monitored transactions of high-risk accounts across multiple financial institution clients, identifying data anomalies, suspicious activity patterns, and AML typologies in accordance with BSA, USA PATRIOT Act, and applicable regulations.
• Investigated and analyzed AML alerts using multiple complex data sources and technical analytical tools, determining SAR filing necessity and ensuring full regulatory compliance across 100+ monthly assigned caseloads.
• Conducted sanctions, PEP, and adverse media checks across customer profiles, ensuring client compliance with applicable regulatory obligations and maintaining audit-ready documentation standards across all assigned monitoring workflows.
• Identified suspicious activity patterns and investigated complex typologies, recommending improvements to internal triggers, policies, and procedures that enhanced AML operations team efficiency and detection accuracy by 20%.
• Provided constructive feedback to product teams on internal tool improvements, formalizing complex analytical findings into structured logic frameworks that strengthened transaction monitoring capabilities across multiple financial institution clients.
• Maintained strong operational focus across time-sensitive and competing compliance priorities, contributing collaboratively to analytical and reporting process improvements within a team-oriented AML operations environment simultaneously.

Core Skills:

• High-Risk Account Monitoring
• AML Typology Investigation
• Sanctions/PEP Checks
• SAR Filing
• Data Anomaly Detection
• BSA/PATRIOT Act Compliance

• Collaborated with the Chief Compliance Officer to develop the AML/CFT and Sanctions framework for a Major Payment Institution license applicant, ensuring Singapore operations complied fully with MAS regulatory requirements.
• Reviewed and enhanced AML/CFT programs, policies, and operational procedures, serving as the primary subject matter expert for KYC institutional onboarding policy and local regulatory requirements across Singapore operations.
• Reviewed transaction alerts and suspicious transaction reports, conducting detailed research and writing comprehensive SARs for filing with relevant authorities across 100+ monthly cases within defined regulatory timeframes.
• Reviewed PEP and sanctions alerts for potential matches, completing follow-up reviews on previously reported suspicious activity and identifying emerging trends for escalation to senior management and the CCO.
• Prepared senior management information reports on AML/CFT program status and project progress, escalating process and training improvement opportunities that strengthened overall compliance framework effectiveness by 20%.
• Collaborated with internal stakeholders locally and globally to implement Singapore AML/CFT program controls, resolving compliance challenges with solutions aligned to business nature and overall organizational risk appetite.

Core Skills:

• MAS Regulatory Compliance
• AML/CFT Framework Development
• KYC Institutional Onboarding
• SAR Writing
• PEP/Sanctions Alert Review
• Senior Management Reporting

• Conducted reviews of fiat, cryptocurrency, and peer-to-peer transfers using AI and ML-based monitoring systems, detecting suspicious activity related to fraud, money laundering, terrorism financing, and other financial crimes.
• Reviewed transaction monitoring alerts and conducted comprehensive investigations across all available evidence sources, determining SAR filing necessity and drafting reports for federal law enforcement and regulatory agencies.
• Drafted and maintained AML and Sanctions program procedures, updated risk assessments, and refined transaction monitoring system thresholds, ensuring full regulatory compliance across the digital asset platform simultaneously.
• Collaborated cross-functionally with Engineering, Security, and Customer Support to enhance existing controls and develop new systems, improving platform-wide financial crime detection capabilities across 100+ monitored accounts monthly.
• Worked with Customer Support on outreach and inquiry responses, providing regulatory guidance across cross-functional teams and managing AML and Sanctions program strategy execution within defined compliance frameworks.
• Took ownership of risk assessment updates and monitoring threshold refinements, contributing structured process improvements that strengthened financial crime prevention controls and reduced false positive rates by 20%.

Core Skills:

• Cryptocurrency Transaction Monitoring
• AI/ML Fraud Detection
• SAR Drafting
• AML/Sanctions Program Management
• Cross-Functional Collaboration
• Risk Assessment Refinement

• Ensured continuous compliance with Luxembourg KYC regulatory requirements for client and fund investor identification, setting up profiles in the electronic database, and maintaining current documentation across all assigned portfolios.
• Processed daily transaction monitoring results from IT-supported surveillance systems, automatically generating alerts on time and conducting PEP and sanctions checks with Enhanced Customer Due Diligence evaluations.
• Managed successful client onboarding and periodic reviews, conducting risk-related analysis and completing due diligence in accordance with organizational policies and local regulatory requirements across 100+ client files.
• Handled anti-fraud and money laundering inquiries, responded to European authority subpoena requests, and supported AML teams across French, Italian, and Spanish markets during periods of increased operational demand.
• Collaborated with business units, clients, and front office teams to obtain KYC and due diligence documentation, ensuring timely follow-up on submitted requests and accurate review and approval of customer files.
• Participated in ad-hoc process improvement and regulatory change projects, contributing structured recommendations that strengthened database screening accuracy and reduced alert treatment turnaround time by 20%.

Core Skills:

• KYC Compliance
• Client Profile Setup
• PEP/Sanctions Checks
• Periodic Review Management
• EDD Evaluation
• Subpoena Response Handling

• Reviewed and approved KYC client profiles, performed documentation reviews, and dispositioned sanctions and AML name screening alerts across complex multi-jurisdictional client onboarding workflows simultaneously.
• Conducted due diligence checks and document gap analyses across multiple global jurisdictions, liaising with sales and client outreach teams to obtain and validate correct KYC documentation within defined standards.
• Partnered with Business and AML Compliance stakeholders to support client onboarding, providing subject matter expertise and training junior team members on KYC policies, processes, and regulatory requirements.
• Collaborated with Global and KYC teams to implement new policies and best practices, engaging in ongoing transformation initiatives and system enhancements that strengthened overall client onboarding controls across 100+ accounts.
• Enriched KYC requests in compliance systems, ensuring accurate system of record updates and supporting key business metrics creation while participating in remediation efforts and internal and external audit processes.
• Performed enhanced due diligence through vendor and public information sources, contributing structured process improvements and ad-hoc project support that reduced documentation gap identification turnaround time by 20%.

Core Skills:

• KYC Profile Approval
• Sanctions Name Screening
• Document Gap Analysis
• Client Onboarding Support
• Multi-Jurisdiction Due Diligence
• Junior Member Training

• Conducted daily monitoring of existing merchant portfolios using Owlin, Webshield, and ComCat, reviewing business models, practices, and liability periods to ensure compliance with Worldline policies and acquirer requirements.
• Managed client onboarding, periodic review, event-driven review, and client exit processes, monitoring workflow distribution among KYC officers, and maintaining oversight of central group email boxes across 100+ active merchants.
• Collaborated directly with Sales, Compliance, and Credit teams to complete merchant files and resolve compliance issues proactively, supporting Investigations Managers with new business reviews as operational demand required.
• Maintained and updated CDD procedures, work instructions, process flows, and templates, providing documented KYC officer training and ensuring full team adherence to established compliance procedural standards simultaneously.
• Actively managed operational risk within the team, ensuring timely incident reporting and closure of action plans while maintaining high-standard database updates across all monitored merchant portfolio records.
• Enforced merchant compliance with internal policies and acquirer requirements through structured periodic reviews, improving monitoring accuracy and contributing to a 20% reduction in unresolved compliance action points across the portfolio.

Core Skills:

• Merchant Portfolio Monitoring
• KYC Workflow Management
• CDD Procedure Management
• Client Onboarding Oversight
• Operational Risk Management
• Compliance Tool Utilization

• Performed CDD and EDD with quality checking of completed KYC and AML files, identifying systemic quality issues and contributing structured findings to programme planning and senior management strategy sessions.
• Conducted in-depth financial investigations, including analysis of financial statements, payroll records, and large dollar loan files, preparing comprehensive investigative reports that supported findings, conclusions, and SAR recommendations.
• Reviewed loan files flagged by proprietary fraud detection algorithms, conducting applicable research to assess misrepresentations and determining whether further investigation was warranted across 100+ monthly flagged cases.
• Created and maintained quality checklists, learning logs, and bespoke client playbooks, providing detailed feedback and one-on-one upskilling to KYC analysts across all components of the KYC lifecycle simultaneously.
• Produced MI reporting on quality and productivity statistics for Project Managers, contributing to daily stand-ups and advising senior management on relationship retention, termination, and SAR filing recommendations.
• Collaborated with the AML team to summarize investigation findings in clear written reports, analyzing root causes of compliance risks and improving overall programme quality and investigative accuracy by 20%.

Core Skills:

• KYC Quality Assurance
• Financial Statement Analysis
• Fraud Indicator Review
• Analyst Upskilling
• MI Reporting
• SAR Recommendation

• Served as BSA and AML Subject Matter Expert, reviewing investigative processes and QA/QC trends while communicating compliance results to management and providing SME coaching and feedback to the investigative team.
• Investigated and assessed ML and TF activity, identifying potential solutions and performing quality control reviews on case output involving suspected financial crimes across 100+ monthly cases within defined regulatory timeframes.
• Maintained current knowledge of evolving AML rules, regulations, and reputational risks, contributing to policy and procedure development, implementation, and revision across enterprise-wide BSA and AML compliance frameworks.
• Carried out ongoing Customer Due Diligence, including periodic reviews and remediation, achieving global KYC review targets and maintaining accurate risk assessments for large corporate customers across multiple jurisdictions simultaneously.
• Communicated regularly with regulators and auditors to explain risk monitoring, control prioritization, and AML compliance techniques, establishing strong professional relationships across key industry, Compliance, and Risk teams.
• Responded to internal business partner inquiries and developed AML training content, improving organizational compliance knowledge and contributing to a 20% enhancement in investigative accuracy and QA/QC performance.

Core Skills:

• BSA/AML Subject Matter Expertise
• QA/QC Review
• ML/TF Investigation
• Periodic KYC Review
• Regulatory Communication
• Policy Development

• Assessed suspicious consumer and merchant activity escalated to the German MLRO, drafting and submitting FIU reports while supporting communication with law enforcement, police authorities, and relevant regulatory agencies.
• Collected and analyzed alerts, SAR history, KYC information, and transactional data, reviewing underlying investigation findings to assess reasonable cause for alert closure or SAR escalation across 100+ monthly cases.
• Evaluated frequently occurring suspicious patterns and documented emerging ML and TF typologies, regularly assessing internal rules and procedures, and providing improvement recommendations to relevant compliance stakeholders.
• Conducted periodic internal customer and account reviews to identify potential suspicious activity, documenting and summarizing case findings with full supporting rationale within the case management system in a timely manner.
• Supported Germany MLRO alignment within the broader Group MLRO framework, building effective relationships with Review and QA teams and ensuring seamless information transfer across cross-functional investigation workflows.
• Functioned as a key ML and TF typology knowledge contributor, participating in departmental goal development and executing tactical compliance strategies that improved SAR filing accuracy and program effectiveness by 20%.

Core Skills:

• FIU Report Submission
• ML/TF Typology Documentation
• SAR Preparation
• MLRO Communication Support
• Periodic Account Review
• Case Management Documentation

• Entered and reviewed Suspicious Activity Reports into appropriate databases, disclosing qualifying reports to the National Crime Agency via the SARs-online system within defined regulatory timeframes across all allocated cases.
• Completed Bureau de Change transaction monitoring and non-conformance investigations, ensuring Post Office Money Laundering Regulations obligations were met and appropriate intervention activity was undertaken across 100+ monthly reviews.
• Performed due diligence on new legal entities and conducted ongoing and enhanced due diligence on existing clients, managing Low, Medium, and High risk periodic reviews within defined SLA parameters simultaneously.
• Managed KYC and AML alerts in accordance with internal procedures and SLA requirements, liaising with Onboarding, Fraud Prevention, and Compliance departments to mitigate risks and improve operational processes.
• Served as primary point of contact for client onboarding inquiries and verification follow-ups, coordinating with Network Support, Security Intelligence, Branch Support, and Area Managers to deploy effective AML controls.
• Produced regular MI reporting for senior management on compliance levels, challenging existing tools and procedures through continuous improvement initiatives that enhanced both customer experience and regulatory compliance effectiveness by 20%.

Core Skills:

• SAR Database Entry
• NCA Disclosure
• Bureau de Change Monitoring
• KYC/AML Alert Management
• Periodic Review
• MI Reporting

• Performed AML and KYC screening on new and existing clients across multiple jurisdictions, assisting with periodic reviews and ensuring efficient identification and monitoring of suspicious activities and transactions.
• Reviewed transaction monitoring processes on a risk-based approach, assisting with complex AML and KYC regulatory issues and ensuring timely reporting of suspicious activity in accordance with Bank Secrecy Act requirements.
• Conducted customer database reviews by the MLRO, researching regulatory changes and contributing to the annual AML plan implementation across cross-functional business lines simultaneously.
• Wrote detailed AML investigation reports and escalated unusual situations requiring exceptions to supervisors, following defined policies and procedures while maintaining audit-ready documentation across 100+ monthly reviewed cases.
• Provided ongoing AML and KYC support to client services teams, serving as a resource for less experienced staff and assisting with internal AML and KYC training program implementation and delivery.
• Assisted in implementing annual AML compliance plans and delivering structured training initiatives, improving team regulatory knowledge and contributing to a 20% enhancement in suspicious activity detection accuracy across monitored portfolios.

Core Skills:

• Multi-Jurisdiction Screening
• Transaction Monitoring
• BSA Compliance
• AML Investigation Reporting
• Periodic Review
• Staff Training Support