AML MANAGER RESUME EXAMPLE

• Conduct AML assessments and updated compliance reports, improving reporting turnaround time by 25% across operational workflows
• Review transaction monitoring alerts and resolve over 800 cases monthly, achieving 97% accuracy in risk classification decisions
• Support complex AML investigations and escalations, reducing case backlog by 30% within six months
• Deliver AML training sessions to 50+ employees, increasing policy adherence scores to 95%

• Performed KYC reviews and due diligence checks across 1,200+ client accounts, ensuring full compliance with internal standards
• Conducted sanctions and PEP screenings, identifying and escalating 40+ high-risk cases with zero compliance breaches
• Assisted in audit preparation, contributing to a successful regulatory review with no major findings
• Communicated with clients to resolve AML queries, improving response time efficiency by 22%

Jessica Morgan

Chicago, IL

(312) 555-8892

jessica.morgan@email.com

linkedin.com/in/jessicamorgan

SUMMARY

Results-driven AML Manager with 5+ years of experience in AML frameworks, transaction monitoring, and regulatory reporting within fintech and banking environments. Proven record of achieving 30% reduction in compliance gaps and improving alert resolution efficiency by 35%. Expertise in financial crime risk management and policy development to optimize compliance processes, mitigate regulatory risk, and drive measurable business outcomes.

SKILLS

AML Frameworks

Transaction Monitoring

Regulatory Reporting

KYC Analysis

Financial Crime Risk

Policy Development

EXPERIENCE

AML Manager

Summit Trust Company, Denver, CO

March 2022 – Present

• Manage AML operations across multi-entity portfolios, overseeing 2,500+ accounts and improving monitoring efficiency by 28%
• Lead transaction monitoring reviews, resolving over 1,500 alerts monthly while maintaining 99% compliance accuracy
• Develop AML policies aligned with regulatory updates, reducing audit findings by 40% in the following review cycle
• Collaborate with cross-functional teams to implement controls, strengthening the enterprise compliance posture

AML Manager

Silvergate Advisory Group, San Diego, CA

January 2020 – February 2022

• Conduct risk assessments for new products and services, mitigating high-risk exposures across 3 major business lines
• Reviewed enhanced due diligence cases, improving escalation accuracy and reducing false positives by 26%
• Produced management reports for senior leadership, increasing visibility into financial crime risks and control performance
• Delivered AML training programs to 120+ employees, improving compliance awareness and reducing procedural errors by 18%

EDUCATION

Bachelor of Business Administration

University of Illinois

David Reynolds

New York, NY

(917) 555-3344

david.reynolds@email.com

linkedin.com/in/davidreynolds

PROFESSIONAL SUMMARY

Results-driven AML Manager with 10+ years of experience in AML governance, financial crime risk management, and regulatory compliance within global banking and fintech environments. Proven record of achieving 45% reduction in audit findings and strengthening control effectiveness across multi-jurisdictional operations. Expertise in AML program leadership and risk analytics to optimize enterprise controls, mitigate regulatory exposure, and drive measurable business outcomes.

CORE SKILLS

AML Governance

Financial Crime Risk

Regulatory Compliance

Transaction Monitoring

KYC Oversight

Stakeholder Management

EXPERIENCE

AML Manager

Horizon Banking Group, Dallas, TX

April 2019 – Present

• Direct enterprise AML program across 5 jurisdictions, overseeing 10,000+ client accounts and improving compliance efficiency by 35%
• Lead system enhancements and risk modeling initiatives, increasing detection accuracy to 98% and reducing false positives by 30%
• Deliver regulatory reporting and board-level insights, contributing to zero critical audit findings over three consecutive years
• Manage cross-functional teams of 15+ professionals, improving productivity metrics by 25% through structured performance management

AML Manager

Liberty Financial Holdings, New York, NY

June 2015 – March 2019

• Implemented AML frameworks and policies across multiple business units, reducing compliance gaps by 38%
• Oversaw transaction monitoring and sanctions screening operations, processing 3,000+ alerts monthly with consistent SLA adherence
• Acted as key liaison with regulators and auditors, successfully navigating regulatory examinations with no material deficiencies
• Led strategic AML initiatives, generating $500K in operational savings through process optimization and system improvements

EDUCATION

Master of Business Administration

New York University

• Lead team of AML reviewers across enterprise operations, overseeing workflows for high-volume transaction monitoring, ensuring timely case resolution and consistent regulatory adherence.
• Develop AML policies and procedures for a multi-entity financial services organization, standardizing controls across three jurisdictions and reducing audit findings from the prior cycle.
• Advise business units and deliver compliance training to cross-functional stakeholders, reaching over 200 employees annually and strengthening first-line risk awareness and escalation quality.
• Direct financial crime compliance officers across regional operations, coordinating CDD reviews and PEP screenings for complex client portfolios while maintaining consistent standards across multiple business verticals.
• Adjudicate sanctions alerts and investigate matches within enterprise screening systems, resolving an average of 150 alerts monthly with documented rationale and zero regulatory breaches.
• Orchestrate annual compliance review planning and execute anti-money laundering and counter-terrorist financing assessments across the organization, identifying control gaps and driving remediation tracking with closure rates exceeding 95% within agreed timelines.

Core Skills:

• Transaction Monitoring Oversight
• CDD Review Management
• Sanctions Screening Analysis
• Regulatory Compliance Frameworks
• Financial Crime Risk
• Compliance Training Delivery

• Direct enterprise-wide AML activities for fintech platform, maintaining legal inventory, coordinating mandatory regulatory reporting, and delivering governance updates to senior management and control stakeholders.
• Serve as central coordination lead within the internal control system, aligning risk, compliance, and operational functions across multiple departments to ensure consistent financial crime oversight.
• Collaborate with Legal, Compliance, Product, and Operations teams across the European fintech environment, embedding AML standards into product workflows and ensuring adherence to evolving regulatory obligations.
• Establish and update AML policies and procedures reflecting German and EU regulatory changes, supporting scalable operations across multiple jurisdictions while reducing regulatory interpretation gaps.
• Oversee KYC processes for new customer onboarding, assessing high-risk profiles, and reviewing enhanced due diligence for complex cases across a growing fintech client base exceeding 10,000 accounts.
• Deliver AML training programs and advisory support to business units, reaching over 150 employees annually while strengthening policy implementation and driving continuous control enhancements across operations.

Core Skills:

• AML Governance Oversight
• KYC Risk Assessment
• Regulatory Policy Development
• Enhanced Due Diligence
• Financial Crime Controls
• Cross-Functional Compliance

• Execute structured assessments of AML framework across multi-jurisdictional operations, ensuring continued suitability and aligning controls with evolving regulatory expectations in the UK, Jersey, and Guernsey markets.
• Produce management information reports for senior leadership and regulators, delivering timely insights that support governance decisions and enhance transparency across enterprise compliance functions.
• Represent the compliance team at internal assurance forums and external industry engagements, reinforcing governance standards and strengthening stakeholder alignment across client-facing and control environments.
• Manage performance and development of direct reports through structured programs, improving team capability and sustaining consistent delivery across AML operations supporting diverse financial service portfolios.
• Review regulatory procedures on a scheduled basis and evaluate jurisdictional updates, recommending actionable changes while coordinating ownership and tracking implementation to completion across multiple business units.
• Serve as MLRO or Deputy MLRO when required, advising on complex CDD cases and supporting strategic initiatives that enhance financial crime controls and strengthen enterprise risk posture.

Core Skills:

• AML Framework Assessment
• Regulatory Reporting Analytics
• Compliance Governance Forums
• Performance Management Programs
• CDD Risk Evaluation
• MLRO Advisory Functions

• Process AML assessments and update regulatory reports across operational functions, ensuring accurate documentation and timely submission aligned with internal standards and supervisory expectations.
• Support complex case reviews and high-risk AML investigations, guiding multi-entity portfolios while enhancing decision quality and consistency in financial crime risk evaluations.
• Lead team delivering AML support services, managing workflow for transaction monitoring and screening activities, handling over 1,000 alerts monthly across regional operations.
• Advise clients and internal stakeholders on AML requirements, responding to regulatory queries and delivering targeted training sessions that improve compliance understanding and procedural adherence.
• Evaluate KYC documentation for complex legal structures and beneficial ownership, strengthening onboarding controls across diverse entity types while reducing escalations during audit and compliance reviews.
• Coordinate with regulators and cross-regional stakeholders on AML developments, conducting periodic risk-based monitoring and contributing to industry discussions to align practices with evolving regulatory expectations.

Core Skills:

• Transaction Monitoring Oversight
• KYC Entity Analysis
• AML Case Management
• Regulatory Advisory Support
• Risk-Based Monitoring
• Compliance Audit Support

• Drive AML department enhancements by developing policies and procedures aligned with evolving regulatory requirements and business expansion across multi-jurisdictional operations in a regulated gaming environment.
• Collaborate with international teams to refine AML and CTF frameworks, incorporating regional market insights to standardize controls across three key operating jurisdictions.
• Lead a small team of AML officers, overseeing daily operations and strengthening delivery consistency while improving case handling efficiency across financial crime processes.
• Advise business as an AML subject matter expert, providing strategic guidance on regulatory obligations and supporting cross-functional teams in implementing compliant operational practices.
• Deliver group-wide AML training programs to over 100 employees annually, enhancing awareness and ensuring consistent application of financial crime controls across departments.
• Support regulatory initiatives and transformation projects, contributing to the implementation of control enhancements and strengthening organizational readiness for audits and supervisory reviews.

Core Skills:

• AML Policy Development
• CTF Risk Frameworks
• Financial Crime Advisory
• Regulatory Change Management
• Team Leadership Oversight
• Compliance Training Programs

• Develop and enhance AML policies and procedures across the digital asset platform, aligning controls with evolving regulatory requirements and integrating financial crime risk considerations into daily operations.
• Implement measures addressing money laundering and terrorist financing risks, embedding controls across business processes and ensuring consistent application of AML and CFT standards enterprise-wide.
• Advise internal stakeholders on AML and CFT policy implementation, supporting operational teams in resolving compliance queries and strengthening adherence across multiple functional areas.
• Assess financial crime risks for new products and services, including digital asset listings, evaluating exposure across high-risk activities, and recommending mitigation strategies before launch.
• Investigate suspicious transactions and monitor ML and TF risk exposures, filing regulatory reports, and escalating critical vulnerabilities to senior management and risk committees as required.
• Enhance AML systems and deliver employee training programs reaching over 120 staff annually, improving detection capabilities while ensuring ongoing alignment with regulatory developments and expectations.

Core Skills:

• AML Policy Governance
• Transaction Investigation Analysis
• Financial Crime Risk
• STR Regulatory Reporting
• AML Systems Enhancement
• Compliance Training Delivery

• Architect and enhance AML policies and procedures across digital asset operations, aligning frameworks with regulatory developments and embedding financial crime controls into enterprise-wide processes.
• Implement risk mitigation measures addressing money laundering and terrorist financing exposure, integrating controls into daily operations, and strengthening governance across multiple business units.
• Advise cross-functional stakeholders on AML and CFT requirements, resolving operational enquiries, and supporting consistent implementation of policies across product, compliance, and operations teams.
• Assess ML and TF risks for new products and services, including digital asset listings, evaluating exposure across high-risk activities, and recommending remediation before market launch.
• Oversee transaction monitoring and investigation reviews, conducting risk-based checks and escalating significant vulnerabilities while filing regulatory reports and supporting governance committees.
• Enhance AML systems and deliver employee training programs reaching over 120 staff annually, improving detection effectiveness and ensuring alignment with evolving regulatory expectations.

Core Skills:

• AML Policy Governance
• Transaction Monitoring Review
• Financial Crime Risk
• STR Reporting Compliance
• AML Systems Optimization
• Compliance Training Delivery

• Design and execute annual AML and financial crime testing plans across enterprise functions, incorporating risk assessments, regulatory changes, and emerging threats to strengthen control assurance programs.
• Conduct enterprise-wide QA testing on AML and FCM controls, evaluating design and effectiveness across multiple business units to ensure alignment with regulatory and internal standards.
• Validate remediation of control deficiencies identified through audits, self-assessments, and regulatory reviews, ensuring timely resolution and strengthening governance across critical compliance frameworks.
• Support AML and financial crime teams in adhering to internal policies and procedures, performing ongoing control testing and reviews to enhance consistency across enterprise operations.
• Develop QA methodologies, risk control inventories, and reporting frameworks, producing metrics and insights for senior management to drive informed decisions and remediation prioritization.
• Recommend control enhancements and deliver program updates through reports and training initiatives, improving operational efficiency and ensuring alignment with evolving regulatory expectations across functions.

Core Skills:

• AML QA Testing
• Control Effectiveness Review
• Risk Control Inventory
• Regulatory Compliance Testing
• QA Methodology Development
• Compliance Reporting Analytics

• Ensure compliance with AML and counter-financing legislation across firm operations, maintaining adherence to regulatory requirements and strengthening governance within the financial crime control environment.
• Oversee compliance processes and client onboarding frameworks, managing ongoing monitoring activities across multi-portfolio accounts to ensure consistent application of risk-based controls.
• Supervise adherence to internal policies and procedures across departments, reinforcing operational discipline and reducing control deviations through structured oversight and guidance.
• Develop and deliver AML training programs to over 80 employees annually, improving awareness and strengthening the execution of compliance obligations across business functions.
• Monitor regulatory developments and implement procedural enhancements, ensuring timely adaptation to legislative changes and maintaining alignment with evolving supervisory expectations.
• Support regulatory reporting and internal management reporting processes, while guiding team performance and providing technical oversight to ensure high-quality compliance execution.

Core Skills:

• AML Compliance Oversight
• Client Onboarding Controls
• Regulatory Reporting Support
• Compliance Training Delivery
• Policy Adherence Management
• Financial Crime Governance

• Manage a team of analysts and executives overseeing AML and due diligence operations, ensuring the timely execution of critical workflows and maintaining consistent control standards across daily activities.
• Oversee customer due diligence, enhanced due diligence, and source of funds reviews across high-volume portfolios, strengthening onboarding integrity and reducing exposure to financial crime risks.
• Direct monitoring of PEP and sanctions alerts, supervising daily screening activities, processing over 2,000 alerts monthly, while ensuring accurate escalation and resolution protocols.
• Collaborate with senior stakeholders across operations, compliance, and safer gambling functions to deliver an enterprise compliance strategy aligned with regulatory and business objectives.
• Review investigation reports and analyze risk data, producing management insights that support strategic decision-making and enhance visibility of organizational financial crime exposure.
• Initiate and lead AML enhancement projects, improving detection frameworks and updating risk assessments while contributing to long-term financial crime mitigation strategy across operations.

Core Skills:

• AML Operations Management
• Due Diligence Oversight
• Sanctions Screening Analysis
• Financial Crime Investigations
• Risk Data Analytics
• Compliance Strategy Execution

• Oversee AML function across fund structures, ensuring compliance with regulatory requirements while maintaining accurate client, investor, and beneficial ownership data across multi-entity portfolios.
• Own AML processes and procedures, delivering governance and management reporting across all funds for submission to boards, clients, and senior stakeholders.
• Direct transaction monitoring and PEP screening activities, managing high-volume alerts exceeding 1,500 monthly, while ensuring timely escalation and resolution across operational teams.
• Manage relationships with external stakeholders, including regulators, auditors, and shareholders, coordinating responses and reinforcing transparency across enterprise compliance engagements.
• Lead AML system implementation and enhancement projects, improving data integrity and operational efficiency while supporting audit readiness and regulatory reporting requirements.
• Supervise the AML team and support complex case reviews, providing guidance on KYC assessments and client queries while delivering training to over 100 stakeholders annually.

Core Skills:

• AML Function Oversight
• Fund Compliance Reporting
• Transaction Monitoring Management
• Stakeholder Regulatory Liaison
• KYC Complex Reviews
• AML Systems Implementation

• Oversee AML transaction monitoring systems across the enterprise platform, managing change requests, documentation integrity, and system testing to ensure effective detection of financial crime risks.
• Configure monitoring settings in line with regulatory requirements, adapting controls to evolving laws while maintaining alignment with AML and CTF program objectives.
• Develop risk reporting frameworks and management information dashboards, delivering insights that support oversight of financial crime exposure across products and operational channels.
• Present system performance updates to executive compliance leadership, validating model effectiveness and strengthening governance across enterprise risk management functions.
• Design and refine AML risk models, supporting implementation, tuning, and decommissioning of rules while enhancing detection accuracy across expanding product offerings.
• Conduct screening, documentation reviews, and second-level approvals across client portfolios exceeding 5,000 accounts, ensuring quality assurance and maintaining strong stakeholder relationships.

Core Skills:

• Transaction Monitoring Systems
• AML Risk Modeling
• Compliance Reporting Analytics
• Data Quality Management
• Sanctions Screening Review
• Regulatory Change Controls

• Develop and manage AML and CFT program across regulated operations, ensuring alignment with local regulations and internal policies while strengthening the enterprise financial crime control framework.
• Establish and maintain localized AML policies and procedures, adapting frameworks to evolving regulatory requirements and ensuring consistent application across multiple business units.
• Adjudicate escalations involving PEP, sanctions, and adverse news screening, delivering timely decisions and ensuring appropriate handling of high-risk alerts across operational functions.
• Investigate suspicious activities and oversee case management processes, ensuring timely resolution and accurate reporting in accordance with regulatory expectations and internal standards.
• Report AML and CFT compliance matters to senior management and regulators, acting as primary liaison and managing audits, inspections, and submission of required regulatory filings.
• Deliver monitoring reviews and training programs to over 100 employees annually, enhancing control execution quality while supporting compliance testing and regulatory-driven project initiatives.

Core Skills:

• AML Program Management
• Sanctions Screening Escalation
• Suspicious Activity Investigation
• Regulatory Reporting Oversight
• Compliance Audit Management
• AML Training Delivery

• Resolve complex CDD issues for corporate and trust clients, analyzing documentation and advising on additional requirements to ensure compliance with AML and regulatory standards.
• Engage directly with clients on due diligence requests, facilitating information gathering while maintaining professional relationships across multi-jurisdictional client portfolios.
• Conduct client risk assessments at onboarding and periodic review stages, evaluating exposure to money laundering risks and strengthening risk-based decision frameworks across engagements.
• Perform adverse media and PEP screening research, preparing detailed findings and escalation summaries for senior management approval across high-risk client cases.
• Analyze source of wealth and funds for complex structures, advising partners and finance teams across Luxembourg and other jurisdictions to support compliant onboarding and billing processes.
• Support AML framework development and deliver compliance training initiatives, enhancing control effectiveness while promoting continuous improvement aligned with evolving regulatory requirements.

Core Skills:

• CDD Complex Reviews
• PEP Screening Analysis
• Source Of Funds Analysis
• AML Risk Assessment
• Adverse Media Research
• Compliance Training Support

• Develop and enhance AML policies and procedures across digital asset operations, aligning frameworks with regulatory developments and embedding financial crime controls into enterprise-wide processes.
• Implement risk mitigation measures addressing money laundering and terrorist financing exposure, integrating controls into daily operations, and strengthening governance across multiple business functions.
• Advise cross-functional stakeholders on AML and CFT requirements, resolving operational enquiries, and supporting consistent implementation of policies across product, compliance, and operations teams.
• Assess ML and TF risks for new products and services, including digital asset listings, evaluating exposure across high-risk activities, and recommending mitigation strategies before launch.
• Investigate suspicious transactions and monitor risk exposures, escalating material vulnerabilities and internal reports to the Chief Compliance Officer while maintaining robust financial crime oversight.
• Enhance AML systems and deliver employee training programs reaching over 120 staff annually, improving detection effectiveness and ensuring alignment with evolving regulatory expectations.

Core Skills:

• AML Policy Governance
• Financial Crime Risk
• Transaction Investigation Analysis
• STR Escalation Oversight
• AML Systems Enhancement
• Compliance Training Delivery

• Supervise and guide staff across client engagements, ensuring consistent delivery of AML and compliance services while strengthening team performance and adherence to internal standards.
• Develop client proposals and provide advisory recommendations, leveraging research and internal knowledge resources to deliver value-driven solutions across diverse industry sectors.
• Monitor regulatory and business developments impacting client portfolios, translating insights into actionable guidance that enhances compliance readiness and mitigates emerging financial crime risks.
• Analyze customer and operational data to identify trends and opportunities, supporting strategic decision-making across engagements and improving risk assessment outcomes for multiple clients.
• Engage directly with clients and stakeholders across engagements, addressing compliance issues and delivering tailored solutions while maintaining strong, long-term professional relationships.
• Report compliance gaps and policy deficiencies to leadership, contributing to remediation planning and supporting continuous improvement across governance and operational processes.

Core Skills:

• Client Compliance Advisory
• Regulatory Risk Analysis
• Data Driven Insights
• AML Engagement Management
• Policy Gap Assessment
• Stakeholder Relationship Management

• Support the Head of AML Compliance in delivering officer services across the fund administration environment, ensuring alignment with Cayman AML and CFT regulatory requirements and internal governance standards.
• Manage KYC testing for investor onboarding and periodic reviews, validating documentation across portfolios exceeding 2,000 accounts to ensure compliance with established policies and procedures.
• Review sanctions screening matches and client representation letters, escalating relevant findings and ensuring accurate risk classification across investment structures and monitoring processes.
• Prepare and deliver client and board reporting, coordinating with directors and stakeholders to provide transparent insights into AML risk exposure and compliance performance.
• Advise business units on AML laws and evaluate policies and procedures, conducting risk assessments to identify control gaps and support mitigation across multiple operational functions.
• Analyze transaction monitoring outputs and implement control enhancements, promoting compliance awareness and strengthening enterprise-wide adherence to evolving regulatory expectations.

Core Skills:

• KYC Testing Oversight
• Sanctions Screening Review
• AML Regulatory Advisory
• Investor Risk Assessment
• Board Reporting Compliance
• Transaction Monitoring Analysis