• Conducts AML testing across all businesses of the Company
• Management and update of the implementation of the covered institution’s Money Laundering and Terrorist Financing Prevention Program (MTPP)
• Conducts AML Risk Assessment by BSP
• Oversees BSP Audit examination.
• Assists in assessing KYC/CDD/EDD
• Assists in implementing and maintaining transaction monitoring policies, procedures, and guidelines
• Informs all responsible officers and employees of all resolutions, circulars, and other issuances by the BSP and the AMLC in relation to matters aimed at preventing money laundering and terrorist financing.
• Ensures compliance by all responsible officers and employees with this Part, the AMLA, as amended, the RIRR, and its own MTPP.
• Oversees AML Transaction Monitoring Specialists
• Complete analysis of assigned processes/projects and relevant strategy
• Set up and maintain a dashboard and review process efficiency on a regular basis to understand process performance
• Maintain field operations feedback loop for process improvement opportunities
• Align operations strategy, processes, and procedures with other AML functions and stakeholder groups
• Alert project managers to potential risks and issues of importance.

Skills: AML Testing, Policy Implementation and Management, AML Risk Assessment, Regulatory Compliance, KYC/CDD/EDD Assistance, Transaction Monitoring Implementation, Regulatory Awareness and Communication, Team Oversight and Process Improvement.

• Support SEI and its subsidiaries responsible for AML services.
• Lead and/or participate in regulatory examinations with applicable regulatory bodies.
• Oversee the implementation of the AML policies and monitor effectiveness.
• Ensure the administrator's adherence to AML regulatory services.
• Respond to incidents triggering regulatory, headline, and organizational risk.
• Design, prepare, and recommend for adoption by SEI and its subsidiaries of, appropriate AML policies and procedures.
• Assist in the development and training of appropriate employees on AML rules and regulations applicable to SEI and the administrator.
• Interfacing with persons responsible for performing independent, periodic testing of the AML and OFAC policies and procedures to ensure compliance.
• Responding to disclosed incidents requiring reporting obligations.
• Providing reports to the Board of Directors of SEI entities subject to AML obligations.
• Responsible for the interpretation of Money Laundering, OFAC, and additional regulations applicable to the different AML regimes serviced by the administrator.
• Liaison with corporate resources for AML and OFAC regulations (and comparable overseas AML requirements) in connection with product and solutions development and client support.
• Assist in the risk-based analysis of requests for AML exceptions by clients and documentation of resolution.
• Develop, track, and report on key metrics and business drivers.

Skills: AML Compliance Expertise, Regulatory Examination Management, Policy Development and Implementation, Risk Management, Training and Development, Compliance Reporting, Interdepartmental Collaboration, Exception Handling and Resolution

• Act as the Quality Assurance function in ensuring the bank meets its AML, CDD, and ECDD obligations
• Daily key areas will include ECDD, PEPs, Customer, Correspondent Banking and Sanctions, and AML/CTF
• Build a relationship with the business and managers to provide insights and trends in Financial Crime as well as understand any developing risks and issues
• Uplifting the financial crime knowledge of the QA team and promoting continuous learning and development within the team
• To lead, coach and inspire team members to achieve a high-performing team culture.
• Monitor and control AML/CTF compliance and risk management in the Swedish market by being responsible for developing and performing 1st Line controls as well as identifying and evaluating new financial crime trends and risks.
• Ensure that internal AML/CTF-related processes are implemented and that risks are mitigated in a suitable way as well as continuously support work to improve these processes where necessary.
• Supporting the delivery of internal training/briefings and attending team meetings as necessary, including monitoring of the employees’ awareness within the area.
• Collaborate with the Financial Crime Team, MLRO, Global AML, and Fraud team as well as Operations and teams located in Sundbyberg to ensure staff understand accountability for compliance with all AML/CTF regulatory requirements.
• Working together with the MLRO to secure a qualitative delivery in relation to internal audits and compliance reviews as well as timely management and delivery of mitigating actions related to action plans set to close potential findings.
• Following up and reporting on SLA towards Operations and other relevant departments within the area.
• Working together with the financial crime team in order to ensure proper handling of transaction monitoring and screening alerts and taking decisions on appropriate official disclosures to the police (including any requests for consent to continue with transactions) as well as other external reporting where relevant.
• Providing and analyzing data regarding transaction monitoring, SAR, and FIPO-reporting.

Skills: AML/CDD/ECDD Compliance, Financial Crime Knowledge, Relationship Building, Team Leadership, Risk Management, Process Improvement, Training and Awareness, Collaboration and Communication

• Provide information and guidance to the Swedish country organization on how to comply with AML rules and legislation.
• Deputizing for the MLRO ensuring that any internal suspicious activity reports or other referrals are quickly assessed, documented and where appropriate reported to the relevant authorities.
• Act on delegated and decided mandate to approve or reject escalated investigations from the Financial Crime Team.
• Being the deputizing point of contact towards Global AML Team, SUB and Compliance team.
• Act as point of contact for AML/CTF in the Swedish country organization, as well as for Operations in relation to the Swedish business.
• Support activities regarding the identification and management of ML/TF risks in co
• nnection with product development or in the event of other significant change.
• Providing advice and guidance on AML/CTF related matters where appropriate.
• Participate in annual risk assessments and be responsible for incorporating conclusions into current processes and policies.
• Participate in the implementation of requirements set in Ikano Bank steering documents.
• Maintaining an up-to-date awareness of current Swedish statutory and regulatory AML/CTF obligations, current AML/CTF compliance best practice and relevant future developments and providing advice and guidance on AML/CTF related matters where appropriate.

Skills: AML/CTF Compliance Expertise, Risk Assessment and Management, Regulatory Compliance, Investigation and Reporting, Cross-Functional Communication, Advisory and Guidance, Policy Development and Implementation, Continuous Learning and Adaptation

• Ensure timely AML/CFT compliance advisory to various internal teams
• Ensure all compliance regulations are adhered to.
• Ensure all AML/CFT regulations are updated across the business and different teams.
• Analyze and execute framework to review compliance reviews.
• Conduct regular AML/CFT training for the teams.
• Provide compliance advice and support on AML/ KYC matters to all business and operation units 
• Develop and implement compliance policies, procedures and monitoring programs on AML related activities Liaise with regulators and law enforcement agencies on all AML/KYC-related issues Handle regulatory inspections on AML related matters and suspicious transaction reporting 
• Keep track on regulatory development and changes in AML/KYC-related matters Update of AML/KYC-related procedures, manuals, and control documents 
• Assist the MLRO with the management, reporting, and resolution of suspicious transactions raised by the business. 
• Assist with the preparation of internal and external financial crime compliance reporting and ad-hoc regulatory requests.

Skills: AML/CFT Compliance Advisory, Regulatory Compliance, Compliance Framework Development, Training and Education, AML/KYC Support and Guidance, Regulatory Liaison and Inspection Handling, Regulatory Monitoring and Reporting, Financial Crime Management

• Subject Matter Expert for CIP and CDD requirements, and extensive knowledge of AML regulations, industry or regulatory standards, and expectations.
• High degree of comfort with computers and technology, and an understanding of how technology is applied to business and regulatory problems
• Solid academic background and Technical Skills
• Outstanding oral and written communication skills
• Fluent in spoken and written English
• Ability to develop compliance solutions that satisfy relevant regulations while executing sound business judgment
• Certified Anti-Money Laundering Specialist (CAMS) or similar certification strongly.
• Relevant qualification in Associate AML Professional (AAMLP)/ Certified AML Professional (CAMLP)
• Well-verse in AML-related legislation and guidelines
• Result-oriented with excellent leadership, communication, and organizing skills
• Well-organized with the ability to work independently

Qualifications: BA in International Relations with 6 years of Experience

• Purpose-driven, motivated by the company firm of providing the best digital products in financial services
• High level of confidentiality and proactivity
• Strong analytical and communication skills
• Strong team working, English Fluent, CAMS certification 
• Good knowledge of most relevant regulations
• Good knowledge of retail bank products and services
• Strong understanding of Corporate Banking and Financial Institutions business and relevant products/services (e.g. Letters of Credit, Trade Finance, Clearing)
• Ability to understand changes to BSA/AML laws and regulations and report the impact of changes to senior management.
• Good exposure to payments within financial services.
• Work well with tight deadlines and a fast-paced environment.

Qualifications: BA in Finance with 5 years of Experience

• Experience and knowledge with AML/ CFT/PF regulatory regime
• Experience with DLT, or with the Gibraltar DLT regulatory regime is preferred, but not essential
• Experience and / understanding of Crypto and knowledge of available monitoring tools and controls is an advantage.
• Team management experience in private banks or retail banks managing higher network segments.
• Diploma or ACAMS certification in AML / CFT or Risk Management
• Strong technical knowledge and understanding of regulatory requirements relating to sanctions, money laundering, and terrorism financing.
• Knowledge of regulations governing the consumer banking business and consumer banking products.
• Constantly keeping abreast of developments in Sanctions, ML/TF Risk typologies, measures, and risk management. 
• Experience with business intelligence and data visualization platforms preferred
• Excellent verbal and written communication skills
• Have the ability to communicate in English
• Must be very organized and have excellent time management skills

Qualifications: BA in Accounting with 3 years of Experience

• Deep knowledge and understanding of money laundering (ML) risks, systems and controls
• Knowledge and understanding of ML risks associated with payment products and services
• Understanding of Sanctions legislative obligations
• Understanding of Fraud and scam-related matters
• Demonstrated ability for innovation and thought leadership in financial crime and data-driven decisions.
• Strong communication skills (verbal/written)
• Experience managing projects and/or project teams
• Experience with using structured query language (SQL) and/or ability to learn and apply knowledge of SQL (for development and management of KPI/KRIs).
• Proven understanding of forecast methodologies
• Must be a strategic problem solver with strong analytical and abstract reasoning skills.
• Must possess the ability to take raw data and think “outside the box” to make it meaningful via visual analytics and business intelligence tools.
• Must have solid computer skills, including strong knowledge of MS Office applications.

Qualifications: BA in Business Administration with 2 years of Experience

• Subject matter expertise in BSA AML and OFAC regulations as apply to financial institutions, including retail, wholesale, and international business (trade finance).
• Ability to coordinate and develop annual AML BSA and OFAC compliance and project plans.
• Ability to coordinate enterprise-wide AML risk assessment exercises.
• Experience in reviewing and executing BSA AML and OFAC audit and compliance testing plans.
• Experience in managing a team of professional AML and OFAC compliance practitioners.
• Ability to provide advice regarding banking regulations and requirements to the business lines on regulatory, transactional, and documentation issues.
• Prior employment with a financial institution and bank regulatory agency.
• Prior experience in participating in large, multi-work stream client engagements.
• Familiarity with AML BSA and OFAC software solutions.
• Demonstrated ability to develop, coach, and mentor staff.
• Consumer Banking Compliance with Credit Card Transaction analysis, Internal Audit, Credit Card Integrations, Credit Card Securitizations
• Transaction Processing, Compliance (Banking), Credit card operations audit, Credit Card transactions Testing 
• Card Operations data analysis, Card internal controls testing, user training, segregation of duties, etc.,
• Audit Planning and Strategy, Deficiency remediation, Audit Coverage, and Design Considerations.
• Excellent communication (written/verbal) skills.
• Prior experience working in top-tier commercial banking firms
• Working in a virtual machine environment

Qualifications: BA in Economics with 4 years of Experience