Job Summary: 

• Assist 1-3 Relationship Managers during the loan request/underwriting/approval/closing process, including obtaining required credit-related information
• Order credit reports, property searches, and other due diligence items 
• Prepare commitment letters, and create credit files
• Assist in ordering loan documents (either internally or through outside counsel)
• Review loan documents for conformance to loan approval documents.
• Manage the process of obtaining financial information from existing borrowers, monitor receipt of same throughout the year and ensure information received is properly filed
• Upon receipt of financial information, assist Relationship Managers with completing annual reviews and addressing loan maturities by obtaining required credit information, including ordering credit reports, property searches, and other due diligence items
• Act as the initial contact person for customers
• Identify needs and answer questions to the extent possible
• Assist in resolving customer service-related issues by working with personnel in other departments and presenting the final resolution to the customer.
• Address customer operational issues and questions properly

Skills on Resume: 

• Credit Analysis (Hard Skills)
• Document Management (Hard Skills)
• Financial Information Processing (Hard Skills)
• Customer Service (Soft Skills)
• Communication (Soft Skills)
• Detail Orientation (Soft Skills)
• Problem-Solving (Soft Skills)
• Organizational Skills (Soft Skills)

Job Summary: 

• Handle advances, pay downs, internal transfers, and wire transfers, and send e-mail messages regarding these transactions to customers.
• Organize and maintain file system (including credit files) by composing routine correspondence, making copies of correspondence and other materials, and attaching/filing correspondence and other records to appropriate loan files
• Prepare electronic loan documentation as well as paper credit files.
• Monitor the collection and recording of fees
• Coordinate with lenders the resolutions of exceptions.
• Compile and prepare statistical reports (e.g. loan tracking reports, fee income reports)
• Act as liaison with other internal departments, regulators, loan review, and outside vendors to ensure that information received is provided on time.
• Distribute incoming mail, and prepare outgoing mail and correspondence, including e-mail and faxes.
• Coordinate and arrange meetings, prepare agendas, reserve and prepare facilities for meetings
• Assist as a backup for recording and transcribing minutes of Loan Committee meetings
• Compile statistical reports for CRA tracking 

Skills on Resume: 

• Transaction Processing (Hard Skills)
• Organizational Skills (Soft Skills)
• Documentation Preparation (Hard Skills)
• Fee Monitoring (Hard Skills)
• Coordination and Communication (Soft Skills)
• Reporting and Data Analysis (Hard Skills)
• Administrative Support (Soft Skills)
• Minute Taking and Record-Keeping (Hard Skills)

Job Summary: 

• Assist with Managing the Administration, Servicing (including answering the Servicer Hotline to assist the FCs) and Operations of the Commercial Lending Department.
• Assists in implementing new regulatory processes, including systems, procedures and policy changes.
• Responsible for Department General Ledger reconciliations.
• Responsible for paying invoices.
• Maintain thorough knowledge and understanding of all Commercial Lending policies and regulations.
• Aids in implementing new lending initiatives.
• Accurately follows the Interagency Appraisal and Evaluations Guidelines for ordering Commercial Loan Appraisals.
• Accurately follows the Commercial Lending Policy when ordering Environmental Assessment Reports.
• Ensures all Commercial Loans are booked accurately and thoroughly with all salient data entered into the various Commercial Lending systems and General Ledger Accounts.
• Approves and oversees the Pre-Closing, Booking and Post-Closing Commercial Lending process to ensure total accuracy of Commercial Loan documentation.
• Responsible for monthly Commercial Lending reporting to the Board of Directors and the Commercial Lending Department’s Aggregate Commercial Loan report.

Skills on Resume: 

• Regulatory Compliance (Hard Skills)
• Financial Reconciliation (Hard Skills)
• Administrative Management (Hard Skills)
• Process Implementation (Hard Skills)
• Loan Processing Accuracy (Hard Skills)
• Reporting Skills (Hard Skills)
• Customer Service (Soft Skills)
• Project Oversight (Hard Skills)

Job Summary: 

• Assists in the monitoring and administration of financial statements including discussions with borrowers, collecting collateral and financial documentation and systems management.
• Accountable for insurance coverage, real property taxes and UCC monitoring and tracking.
• Accountable for Commercial Loan file preservation and safeguarding. Review all Commercial Loan files to ensure underwriting guidelines and authority levels were followed.
• Acts, continuously, as the liaison between the borrower and the Commercial Lending Department to obtain current financial information.
• Maintains complete working knowledge and use of all Commercial Lending systems including Symitar, FICS, PSCU and Attorney prepared Loan Documentation.
• Provide quality service by effectively matching the needs of Commercial Lending members with AmeriCU’s Services.
• Maintain supplies and arrange for equipment maintenance
• Provide administrative and/or operational support within one or more of the following loan areas - processing, closing, servicing, documentation, notes, disbursements, etc.
• Research and resolve loan payment inquiries and issues
• Produce Salesforce and Excel reports
• Responsible for the transmittal of the loan package to Loan Servicing.

Skills on Resume: 

• Financial Statement Administration (Hard Skills)
• Insurance and Tax Oversight (Hard Skills)
• File Preservation and Compliance (Hard Skills)
• Liaison and Communication (Soft Skills)
• System Management (Hard Skills)
• Customer Service (Soft Skills)
• Administrative Support (Hard Skills)
• Technical Reporting and Research (Hard Skills)

Job Summary: 

• Responsible for completing all of the tasks involved with closing and disbursing commercial loans for a variety of loan products offered by the Bank, including Commercial & Industrial, Commercial Real Estate, asset-based lending, small business administration, construction
• Serves as liaison with many internal and external parties including the Lending Origination Officer, borrower, third-party closing agents (such as escrow and title companies), Documentation and Compliance, Credit Administration, and Loan Servicing.
• Work with the Lending Origination Officer to gather the appropriate documentation and collateral from the Borrower, verifying documents and researching information to prepare closing documents. 
• Works with partners to resolve any issues or obstacles to closing (e.g., liens, judgments, insurance, and title exceptions) with appropriate parties. 
• Confirms all loans are closed in compliance with Company procedures and relevant regulations.
• Processes loan requests prepared by Lending Origination Officers and prepares loan packages for review by Documentation, Compliance and the Lending Origination Officer. 
• Assists Lending Origination Officers in the review and renewal of credit facilities. 
• Ensures loan submissions comply with bank policies and procedures, and that completed loan documentation is accurate and properly maintained.
• Books and disburses the loan, ensure all fees are properly and fully collected at closing
• Follow up on post-closing exceptions and receipt of original signed documents Processes loan disbursement requests, wire transfers and payments for commercial credit and closing-related vendor services. 

Skills on Resume: 

• Commercial Loan Processing (Hard Skills)
• Documentation Management (Hard Skills)
• Regulatory Compliance (Hard Skills)
• Communication and Liaison (Soft Skills)
• Issue Resolution (Soft Skills)
• Attention to Detail (Soft Skills)
• Post-Closing Follow-Up (Hard Skills)
• Financial and Transaction Management (Hard Skills)