SENIOR CREDIT UNDERWRITER SKILLS, EXPERIENCE, AND JOB REQUIREMENTS
Updated: Jan 11, 2025 - The Senior Credit Underwriter brings extensive experience in all phases of consumer finance operations and a strong grasp of credit risk analysis and underwriting principles. Demonstrates excellent organizational skills, with proficiency in Microsoft Office applications and the ability to track and complete tasks in a timely manner. Utilizes strong verbal and written communication skills, analytical thinking, and attention to detail to support well-documented and timely decisions.
Essential Hard and Soft Skills for a Standout Senior Credit Underwriter Resume
- Credit Risk Analysis
- Underwriting Principles
- Financial Statement Analysis
- Loan Approval Processes
- Credit Scoring Models
- Regulatory Compliance
- Data Analysis
- Microsoft Office Proficiency
- Financial Modeling
- Consumer Credit Underwriting
- Analytical Thinking
- Communication
- Attention to Detail
- Problem-Solving
- Time Management
- Organizational Skills
- Interpersonal Skills
- Decision-Making
- Adaptability
- Deadline Management
Summary of Senior Credit Underwriter Knowledge and Qualifications on Resume
1. BA in Finance with 5 years of Experience
- Experience in all phases of consumer finance operations.
- Strong verbal and written skills to appropriately document and support decisions
- Knowledge of credit risk analysis and underwriting principles, methods, and practices.
- Excellent organizational skills, tracking and completion of tasks in a timely fashion.
- Excellent communication, interpersonal and problem-solving skills.
- Proficiency using Microsoft Office applications including Word and Excel
- Excellent analytical thinking skills and the ability to pay close attention to detail.
- Ability to meet deadlines.
- Experience with consumer credit underwriting
2. BA in Accounting with 3 years of Experience
- Experience in commercial credit underwriting and portfolio management with well-developed credit skills.
- Strong underwriting skills with experience handling moderate to complex credits.
- Experience in cash flow lending.
- Experience underwriting in both C&I and CRE transactions.
- Thorough knowledge of bank products (credit, treasury management, derivatives, etc.).
- Basic proficiency using Microsoft Office applications to include Excel and Word, as well as other database application systems and menu-driven software.
- Strong written and oral communication skills.
- Strong organizational skills - detail oriented.
3. BA in Economics with 4 years of Experience
- Experience in professional commercial credit analysis/lending/leasing (lending to middle market and large business, not residential mortgage lending)
- Proficient in MS Excel, Access and other MS Office applications
- Ability to assess and interpret customer needs and requirements
- Ability to solve moderately complex problems and/or conduct moderately complex analyses
- Understanding of laws and regulations governing consumer and commercial credit
- Experience in healthcare equipment industry loans and leases
- Experience with Moody’s Analytics
- Experience administering a high volume, highly automated retail consumer loan program
- Strong written and oral communication skills