CREDIT ANALYST SKILLS, EXPERIENCES, AND JOB REQUIREMENTS

Updated: May 29, 2025 - The Credit Analyst demonstrates strong analytical skills to assess creditworthiness by evaluating financial statements and identifying potential risks. This role requires the ability to use data-driven insights to recommend suitable credit limits while ensuring adherence to lending policies. The analyst supports informed financial decisions through the preparation of comprehensive credit reports and continuous monitoring of industry trends.

Essential Hard and Soft Skills for a Standout Credit Analyst Resume
  • Credit Analysis
  • Financial Analysis
  • Risk Assessment
  • Loan Review
  • Credit Underwriting
  • Portfolio Monitoring
  • Compliance Adherence
  • Due Diligence
  • Process Improvement
  • Report Preparation
  • Stakeholder Communication
  • Relationship Building
  • Cross-functional Collaboration
  • Problem Solving
  • Negotiation Skills
  • Decision Making
  • Team Collaboration
  • Customer Communication
  • Presentation Skills
  • Training Delivery

Summary of Credit Analyst Knowledge and Qualifications on Resume

1. BA in Finance with 3 years of Experience

  • Experience in the power/gas industry
  • Direct credit experience as it relates to the energy marketing space
  • Proven experience in a Strategic or Modeling role for a consumer banking portfolio
  • Good knowledge of credit risk, covering secured, unsecured and SME lending extremely useful
  • Strong stakeholder engagement skills
  • Proven Analytical skills within a Credit Risk environment
  • Ability to understand business, processes, workflows and business objectives and develop key metrics to deliver the business goal.
  • Hands-on experience and solid skills in credit risk modeling, working in a data-driven or quantitative role within financial services
  • Experience processing/mining/manipulating large datasets and understanding of risk data infrastructure/systems.
  • Excellent verbal and written communication skills
  • Ability to work independently and, at the same time, support the wider project team
  • Excellent Excel modeling and analysis skills.

2. BA in Economics with 2 years of Experience

  • Proficiency in Microsoft Office, such as Excel, Word, and PowerPoint
  • Detail-oriented with proven ability for accuracy and timely decisions
  • Experience with the SAP FI module 
  • Strong bilingual English and Spanish
  • Knowledge of commercial banking products
  • Dedicated to the delivery of excellent client service, to interact effectively with clients and team members at all levels.
  • Strong written and verbal communication skills.
  • Expert-level proficiency with MS Word, Excel, PowerPoint, etc.
  • Ability to possess an awareness of commercial banking practices.
  • Displays initiative and motivation in departmental responsibilities and projects.
  • Knowledge and understanding of personal financial statements and tax returns, including all schedules.
  • Ability to identify trends.

3. BA in Accounting with 3 years of Experience

  • Knowledge of the bank’s various operating systems
  • Knowledge of Federal and State regulations governing Commercial and Real Estate lending
  • Demonstrated capability of analyzing and valuing commercial and real estate deals
  • Strong knowledge of consumer lending services & compliance.
  • Ability to use logic and reasoning to identify strengths and weaknesses
  • Effective verbal and written communication skills
  • Proficient knowledge of Microsoft Excel, Word, and Access
  • Excellent interpersonal, communication and organizational skills.
  • Understanding of financial products and services.
  • Ability to recognize and focus on critical issues
  • Observing, receiving, and otherwise obtaining information from all relevant sources.

4. BA in Investment Analysis with 1 year of Experience

  • Proven analytical skills with the ability to assess financial information
  • Previous experience in Credit Underwriting/analyst or a similar role
  • Experience of dealing with the main credit reference agencies
  • Extensive, professional communication skills, both written and verbal
  • Ability to maintain co-operative and effective working relationships
  • Underwriting experience in a B2B environment
  • Keen eye for detail and strong decision-making skills

5. BA in Actuarial Science with 2 years of Experience

  • Strong accounting skills, computing skills and risk analysis skills 
  • Proficiency in documentation and organization skills 
  • Excellent investigative skills and quantitative analysis skills 
  • Proven resourcefulness and ability to work independently 
  • Ability to work under pressure and meet tight deadlines 
  • Experience in leading a sizable team with good people management and interpersonal skills 
  • Good presentation and communication skills 
  • Highly organized and detail-oriented 
  • Excellent problem-solving and time management skills   
  • Excellent interpersonal, written and verbal communication, reading and customer service skills
  • Ability to effectively plan and organize

6. BA in Financial Accounting with 1 year of Experience

  • Effective/Strong verbal and written communication and presentation skills
  • Demonstrated history of driving improved performance in cash collection
  • Strong analytical and organization skills with the ability to diagnose a problem and implement corrective action
  • Strong team-building skills and a proven ability to work with a diverse group of people
  • Must be able to meet tight deadlines and capable of leading and partnering with internal projects or initiatives
  • Strong knowledge of Excel (i.e., financial calculations and analysis)
  • Working experience in SAP 
  • Excellent customer service skills include being competent, accurate, responsive and engaged

7. BA in Management Accounting with 3 years of Experience

  • Experience in AR accounting, credit analysis and collection
  • Good interpersonal skills, fast learner, self-starter in a fast-paced and dynamic environment
  • Experience in fundamental investment analysis focused on the financial sector gained at a bank, asset manager, rating agency or another financial services firm
  • Knowledge of agriculture and/or agribusiness
  • Must be proficient in organizing and prioritizing work to meet deadlines
  • Demonstrated analytical and statistical skills to evaluate, prioritize and categorize data in various formats for reports
  • Skills in credit and cash flow analysis, balance sheet analysis, profitability, liquidity, and solvency analysis
  • Strong interpersonal, written and verbal communication skills
  • Proficient in the use of PC, including word-processing, e-mail and electronic spreadsheet software

8. BA in Financial Management with 2 years of Experience

  • Highly motivated professional with a thirst for knowledge 
  • Ability to work in a fast-paced environment
  • Experience writing and speaking in a professional capacity
  • Effective oral communication skills
  • Effective organizational and time management skills
  • Ability to function independently while maintaining a collegial and collaborative approach to working with other team members
  • Strong analytical and financial modeling skills using Excel
  • Prior direct experience in the Energy industry and/or sellside or buyside equity research

9. BA in Banking and Finance with 4 years of Experience

  • Experience in credit and collections
  • Experience dealing with large multinational commercial credit lines
  • Knowledge of the credit management cycle including the establishment and maintenance of credit lines and the collection process in a B2B environment
  • Strong analytical skills, including the ability to evaluate financial statements of current and prospective customers
  • Knowledge of the order-to-cash cycle and basic revenue recognition practices
  • Experience with NetSuite and/or Salesforce
  • Detail-oriented with the ability to manage multiple initiatives simultaneously
  • Able to give clear and consistent recommendations and/or instructions to team members
  • Excellent teamwork, communication, and documentation skills
  • Exceptional writing proficiency and oral presentation skills
  • Excellent listening, problem-solving, and decision-making skills

10. BA in Quantitative Finance with 1 year of Experience

  • Working experience in financial and/or accounting 
  • Verbal and written communication skills, attention to detail, and critical thinking
  • Basic ability to work independently and manage one's time
  • Basic ability to analyze business trends and project future revenues and expenses
  • Basic knowledge of economic and accounting principles, the financial markets, and reporting of financial data
  • Basic knowledge of federal, state, and company policies, procedures and regulations as related to accounting
  • Previous experience with computer applications, such as Microsoft Word, Excel and PowerPoint, and any other related financial software

11. BA in Business Analytics with 4 years of Experience

  • Working experience in Commercial Credit
  • Highly organized, resourceful, and able to process multiple proposals independently
  • Exceptional attention to detail and completeness of work
  • Functions well in a team environment
  • Functional knowledge of MS Excel (Pivot Tables, V-lookups) and Word
  • Knowledge of credit and collection policies and principles
  • Previous business-to-business collections experience
  • Working experience in Salesforce, DNBi, and/or NetSuite 
  • Strong interpersonal communication skills
  • Solid organizational and short-term planning skills
  • Professional, positive, and tactful demeanor with clients and customers

12. BA in International Business with 5 years of Experience

  • Have excellent written and verbal communication skills
  • Proficient P/C skills, good understanding of A/R and credit procedures
  • Excellent interpersonal skills and must be able to manage multiple responsibilities within a fast-paced environment
  • Have strong analytical skills, sound judgment and steadfast adherence to Credit Policy guidelines
  • Must be a self-starter and be able to work independently without direct supervision
  • Knowledge and interest in the financial services industry 
  • Experience in SME Banking or Microfinance Institutions
  • Strong proficiency in MS Office and general computer use 
  • Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision 
  • Strong attention to detail
  • Ability to notice discrepancies in data 
  • Proficiency with Microsoft Office products (Word, Excel, Access, PowerPoint, etc.) and financial statement spreadsheet software

13. BA in Economic Development with 2 years of Experience

  • Working experience in credit and collections
  • Ability to read, write and speak in English
  • Good working knowledge of PC for Windows, Microsoft Office (Excel and Word), Internet, email and SAP software
  • Knowledge of banking industry practices relative to commercial banking
  • Strong written, verbal and interpersonal skills
  • Ability to maintain confidentiality of information
  • Understanding of the components of financial statements and personal/corporate tax returns
  • High level of initiative, thoroughness, accuracy and organizational skills
  • Detail-oriented with effective judgment and time management

14. BA in Management Accounting with 3 years of Experience

  • Thorough knowledge of corporate finance transactions
  • Good knowledge of finance and basic accounting
  • Good knowledge of commonly used research resources, including Bloomberg, EDGAR, and rating agencies
  • Basic knowledge of loan markets
  • Good computer skills in Microsoft Office including Excel and Word, PowerPoint, Access, and some modeling capabilities
  • Good oral and written communication skills
  • Experience in a credit union or other financial institution
  • Experience in all aspects of lending including real estate, commercial, and consumer
  • Proficiency with Microsoft Office products (Word, Excel, PowerPoint, Teams)
  • Must have attention to detail and be able to multitask

15. BA in Insurance and Risk with 2 years of Experience

  • Residential mortgage experience in processing
  • In-depth knowledge of conventional, government, and portfolio underwriting guidelines
  • Knowledge of processing, underwriting and closing procedures
  • Ability to make high-quality decisions and execute in a time-sensitive manner
  • Knowledge of federal lending regulations governing residential real estate lending
  • Demonstrated organizational skills
  • Strong written and verbal communication skills
  • Demonstrated teamwork and customer service skills with a collaborative approach to both internal and external partners
  • Strong computer skills (MS Office), experience with Mortgage origination systems, platforms, tools and technology

16. BA in Financial Engineering with 6 years of Experience

  • Working experience in Credit analysis, real estate banking or accounting 
  • Must be detail-oriented with strong math and customer service skills
  • Strong knowledge and ability to read and interpret financial statements
  • High level of analytical ability, gained through experience, to evaluate loan risk involved with the application
  • Demonstrated ability to complete a written loan memorandum fully
  • Ability to work in a time-sensitive/deadline-oriented process
  • Strong knowledge of accounting and financial principles
  • Ability to determine the need for more thorough investigation or additional information required for loan approval
  • Working knowledge of documents and legal requirements to secure and perfect collateral instruments
  • Excellent written/verbal communication, organization and presentation skills
  • Ability to complete assignments with little oversight and supervision
  • Interpersonal skills with all levels of the organization
  • Strong computer skills, proficient in Microsoft Word, Excel and Outlook
  • Strong attention to accuracy and detail

17. BA in Public Finance with 2 years of Experience

  • Ability to work independently
  • Knowledge of financial and accounting concepts
  • Strong analytical, problem-solving and organizational skills with high attention to detail
  • Excellent communication and interpersonal skills and an aptitude to formulate and express opinions with clarity
  • Proficient in Microsoft Office and other productivity software systems
  • Strong analytical, numeracy and research skills
  • Excellent customer relations skills
  • Solid negotiation and leadership skills

18. BA in Business Law with 4 years of Experience

  • Work experience and/or training in commercial or SBA lending 
  • Commercial real estate and/or SBA analysis/underwriting experience
  • Strong problem-solving, analytical and decision-making skills
  • Able to handle multiple transactions at once and work well in a team-oriented environment
  • Strong customer service skills, relationship development and management skills
  • Basic skills in computer terminal and personal computer operation
  • Intermediate typing skills to meet the production needs of the position
  • Ability to calculate interest, commissions, proportions, and percentages
  • Good verbal, written and interpersonal communication skills
  • Ability to apply common sense to carry out instructions and instruct others, train personnel, write reports, correspondence and procedures, and speak clearly to customers and employees
  • Ability to deal with complex problems involving multiple facets and variables in non-standardized situations
  • Ability to work with no supervision while performing duties

19. BA in Management Science with 3 years of Experience

  • Ability to think critically and creatively
  • Experience in consumer products, retail, or similar
  • Experience in Finance or Credit Risk
  • Solid interpersonal and collaboration skills
  • Ability to build effective relationships and influence across the organization in a professional and honest manner
  • Self-motivated with demonstrated initiative and drive to achieve results
  • Ability to adjust to multiple demands, rapid changes and shifting priorities
  • Advanced proficiency in MS Excel, Word and PowerPoint
  • Ability to work collaboratively and independently

20. BA in Treasury Management with 2 years of Experience

  • Credit analysis experience or public accounting 
  • Ability to analyze financial statements (profit and loss, balance sheet, and cash flow statements)
  • Ability to multitask in a fast-paced environment
  • Strong analytical skills and resourcefulness are necessary to complete in-depth industry and market analyses
  • Superior interpersonal, writing and oral communication skills
  • Average knowledge of MS Word and Excel
  • Experience in the Corporate Banking business function 
  • Direct experience as Credit Analyst
  • Self-motivated, independent, proactive, good teamwork and positive attitude

21. BA in Taxation with 3 years of Experience

  • Experience in handling AR collection, reporting, credit evaluation and administration including L/C matters
  • Good command in spoken Cantonese, Mandarin and written English
  • Result-oriented, detail-minded, proactive and committed team player
  • Excellent interpersonal and communication skills with a focus on quality and integrity
  • Assertive, results-driven, self-motivated, and able to multitask
  • Flexible and adaptable to a dynamic environment
  • Experience in customer service, consumer lending, personal banking, or similar
  • Strong analytical and problem-solving skills
  • Passion for delivering a great customer experience
  • Impeccable judgment and acute attention to detail
  • Proven track record of high performance
  • Familiarity with loan underwriting, financial statements, tax documents, and payroll

22. BA in International Business with 5 years of Experience

  • Experience with the SAP ERP system and Microsoft Office
  • Strong financial analysis skills, including the ability to assess the economic condition of a company and ongoing viability
  • Ability to escalate the communication, make recommendations and support the recommendations
  • Deep analytical and problem-solving skills
  • Strong negotiation and decision-making skills
  • Significant experience in finance or a credit-related field
  • Solid time management skills
  • Relevant knowledge for OTC processes including credit risk and financial analysis
  • Experience working in a shared service, process-driven or service center environment
  • Expertise in Order-to-Cash function including best practices, technologies, processes, procedures and tools
  • Experience working for a multinational organization and working with colleagues internationally

23. BA in Business Finance with 4 years of Experience

  • Credit analysis experience within a financial institution
  • Knowledge of SBA loan structuring, underwriting, documentation and credit
  • Thorough understanding of risks (market, rate, leverage, etc.) as it applies to the underwriting process
  • Strong knowledge of loan agreements, assumptions, accounting, loan structuring, and collateral procedures
  • Knowledge of SBA 7a, 504 and CAPline programs, and eligibility requirements
  • Ability to multitask in a fast-paced environment where priorities can shift frequently
  • Exceptional analytical, reasoning, organization, problem-solving and time management skills
  • Working knowledge of federal and state banking regulations
  • Strong ability to work in a team-based environment
  • Excellent verbal and written communication skills

24. BA in Banking Operations with 5 years of Experience

  • Excellent verbal and written communication skills
  • Working knowledge of the Company’s current lending policies and practices
  • Proficient ability to analyze and interpret financial statements
  • Excellent organizational skills with the ability to work independently and prioritize
  • Experience in Finance, Banking or a related field 
  • General banking knowledge, specifically in the commercial/ag lending area
  • Basic computer skills and an attention to detail and accuracy 
  • Experience in a finance-related position such as Financial Operations, Cost Management, Accounting, Estimating, Financial Planning, Contracts or Procurement Financial Analysis (PFA)
  • Experience in Program Management Best Practices 
  • Experience with the Microsoft Excel application using formulas, VLookups, pivot tables, charts, filters, and linking worksheets
  • Experience working with and partnering with cross-functional teams on projects and initiatives
  • Able to interface with senior management or program management

25. BA in Insurance and Risk with 2 years of Experience

  • Basic working knowledge of financial and spread analysis, credit, lending and underwriting processes and principles
  • Experience working with various types of loans
  • Basic working knowledge of credit risk, legal and regulatory requirements
  • Ability to work with all levels of our credit risk and relationship manager teams
  • Strong sense of urgency and commitment to the loan growth goals
  • Solid client relationship and communication skills, both verbal and written
  • Ability to make sound decisions and recommendations regarding loans
  • Working knowledge of computer software programs including spreadsheets, word processing, etc 

26. BA in Business Analytics with 4 years of Experience

  • Good working knowledge and understanding of companies listed on the regional stock exchanges
  • Strong written and oral communication skills 
  • Numerate, analytical, well-organized, able to handle multiple tasks and meet tight deadlines
  • Excellent customer service skills
  • Ability to prioritize assignments and multitask to meet deadlines
  • Strong organizational, attention to detail, and follow-up skills
  • Proficient in the use of Microsoft Office and web/internet search methods
  • Ability to work and contribute in a team environment
  • Experience in credit and collections in an office setting
  • Ability to work with individuals across all levels of an organization

27. BA in Public Finance with 2 years of Experience

  • Advanced knowledge of Bloomberg, Microsoft Excel, PowerPoint, and Word
  • Knowledge and ability to use Python and other Programming tools
  • Strong interpersonal skills with the ability to coordinate and collaborate with colleagues from different countries, cultures and levels of work experience
  • Work experience, primarily in large multi-national financial firms
  • Prior work experience in asset management, sell-side / buy-side credit research, and/or credit rating agencies
  • Experience covering IG credits
  • Strong academic track record from a reputable university, plus a good grasp of the current economic, geopolitical and credit market conditions

28. BA in Banking and Finance with 4 years of Experience

  • Experience conducting credit research on high-yield and investment-grade corporates
  • In-depth understanding of regulatory issues, macro-economic factors and other issues affecting LGFVs
  • Experience in conducting financial modelling work
  • Proficiency in Chinese (especially speaking and reading)
  • Good English writing skills, able to write quickly and prolifically
  • Familiarity with using databases such as WIND, Dealogic and Bloomberg
  • Ability to work well in a small team
  • Ability to multitask, a strong work ethic
  • Excellent analytical skills and hands-on profile
  • Strong accounting and finance education as well as basic knowledge of loan and credit products
  • Experience in agribusiness credit analysis

29. BA in Financial Accounting with 1 year of Experience

  • Proven commercial credit analyst experience
  • Proven expertise in analyzing the 5 Cs of credit
  • Track record of providing timely and accurate financial analysis to the bank's lending team
  • Must have strong communication skills and be able to work collaboratively with all team members
  • Strong ability to multitask and take ownership of the credit department

30. BA in Economic Development with 2 years of Experience

  • Working knowledge of personal computers (Microsoft Office products)
  • Ability to use general office machines
  • Must be attentive to detail and very accurate
  • Ability to interact effectively with customers, management and other employees
  • Critical and analytical thinking skills, problem-solving abilities
  • Strong communication skills, both oral and written
  • Must be flexible, able to work under pressure to meet deadlines and prioritize workflow
  • Organizational skills, courtesy and diplomacy
  • Ability to hear well enough to communicate with customers, co-workers and outside bank personnel

31. BA in Banking Operations with 5 years of Experience

  • Previous experience in credit card risk management or equivalent training and experience in the financial services industry
  • Ability to apply credit and risk principles toward business goals
  • Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency
  • Must be highly organized and able to work in a fast-paced environment, managing multiple projects and possess effective interpersonal, organizational and analytical skills
  • Extensive knowledge of SAS or SQL programming and literacy with MS Office software
  • Substantial expertise in a complex field and knowledge of broader related areas
  • Excellent analytical, judgment and decision-making skills in assessing and handling risk profile for team processes
  • Strong communication skills to liaise with cross-functional teams and colleagues
  • Robust organization and with the ability to work in a demanding environment and handle multiple deadlines and priorities

32. BA in Statistics with 4 years of Experience

  • Experience in bank and sovereign analysis
  • Experience in project finance
  • Experience in workouts and management of problem exposures
  • Demonstrate strong analytical and critical thinking skills
  • Ability to ask timely, relevant and informed questions about transactions, structures, relationships, and risks
  • Precise and detail-oriented with the ability to take initiative, work independently, and handle multiple demands
  • Perform well under pressure, ability to prioritise, and adapt to an ever-changing environment
  • Self-starter with a proactive attitude
  • Experience in credit risk analysis including in the high yield space in the financial services industry, with international exposure

33. BA in Supply Chain Finance with 1 year of Experience

  • Highly numerate, good communication, interpersonal skills and ability to motivate others with leadership potential
  • Sound knowledge in SAS programming, data mining and MS Word / Excel / Access / PowerPoint
  • Experience in TRIAD or Credit Decision Engine 
  • In-depth expertise in own domain and working knowledge of broader related areas
  • Strong communications and organizational skills with the ability to multitask and adapt to change in a dynamic, fast-paced environment
  • High-energy individual who can be detail-oriented and exercise initiative with minimal discretion

34. BA in Management Science with 3 years of Experience

  • Experience in a financial institution in a credit underwriting or credit risk function
  • Knowledge of leveraged finance, credit analysis, credit underwriting and credit risk management
  • In-depth knowledge of loan structures, loan documentation and analyzing corporate credits
  • Experienced in underwriting and/or monitoring large corporate and middle market leveraged loans
  • Strong financial modeling and analytical skills
  • Understanding of the issues related to the regulatory environment (FRB, OCC, FDIC)
  • Good computer skills with Microsoft Word, Excel and PowerPoint
  • Good verbal and written communication skills

35. BA in Corporate Accounting with 6 years of Experience

  • Strong and demonstrable understanding of corporate financial statement analysis, gained ideally through an investment banking or institutional brokerage background
  • Track record in forming well-researched conclusions on credit assessments including internally modelled credit ratings and recovery potential in the event of default
  • Understanding credit risk inherent in granting credit facilities to cover the margin requirements (initial and variation) of futures and options
  • Ability to communicate with confidence and in a manner appropriate to the audience, from junior-level colleagues to C-Suite executives within the firm as well as a diverse external client base
  • Effective report writing skills with an ability to distil complex information to a ‘key risks’ summary to enable management decision making
  • Strong presentation technique and experience communicating to senior management forums
  • Good knowledge of MS Excel and Word 
  • Experience in reviewing clients that operate in the Commodities sector
  • Strong analytical, conceptual, communication, leadership and organizational skills
  • Ability to self-motivate and work productively without supervision
  • An interest in working in the Commercial Business Banking industry
  • Knowledge of financial statement analysis
  • Educational experience, through in-house training sessions, formal school or financial industry-related curriculum
  • Ability to work with minimal or no supervision while performing duties

36. BA in Operational Research with 1 year of Experience

  • Ability to speak with VIP and C-Suite stakeholders, particularly our customers
  • Experience with enterprise accounting systems, such as SAP
  • Strong problem-solving, analytical skills, and project management skills
  • Strong communication skills and the ability to collaborate and drive results
  • Ability to work productively in a dynamic environment and be a solutions-oriented team player

37. BA in Management Information Systems with 5 years of Experience

  • Previous credit authority experience
  • Prior experience working in a regulatory and compliance policy environment
  • Proven analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis and projections
  • Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
  • Excellent organizational skills, multi-tasking capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
  • Effective interpersonal and written/verbal communication skills
  • Thorough problem recognition and resolution skills
  • Pro-active disposition with the ability to work autonomously and within a team 
  • Proficient in various spreadsheet and word processing applications (Excel and Word), including the use of graphs and charts and financial analysis software
  • Good analytical skills to filter, prioritize and validate potentially complex material from multiple sources
  • Able to provide advice and counsel related to the technology or operations of the business
  • Able to work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family

38. BA in Urban Economics with 3 years of Experience

  • Working experience in  Commercial Banking
  • Sound Financial and risk analysis understanding, including the ability to develop financial models
  • Extensive Knowledge of banking products and services
  • Knowledge of corporate business structure and legal documents
  • General knowledge of government and regulation
  • Knowledge of the local or regional market 
  • Proficiency in internal banking applications
  • Strong verbal and written communication skills
  • Demonstrated expertise in using effective problem-solving and analytical skills with the ability to handle and prioritize multiple tasks
  • Proficient in all Microsoft Office software

39. BA in Agricultural Economics with 2 years of Experience

  • Experience in writing credit proposals and industry reports
  • Experience with Trade and Commodity financing
  • High degree of credit knowledge and experience
  • Strong credibility internally with SCO, SCA and RMs
  • Proactive and politely assertive when dealing with credit risk issues
  • Able to multitask hand andle multiple credits/projects simultaneously
  • Familiar with borrowing base facilities, UCC, trade finance, letters of credit, uncommitted/committed facilities

40. BA in Business Statistics with 4 years of Experience

  • Demonstrated knowledge and advanced skills in Excel or Access
  • Proficient in advanced financial analysis
  • Experience in credit approval of commercial loans in a financial institution 
  • Strong communication skills, both written and verbal
  • Experience communicating customers’ financial performance, providing risk conclusions, and suggesting collateralization instruments
  • Understanding of bankruptcy law
  • Knowledge of Letters of Credit and other security instruments
  • Strong credit analysis and analytical skills
  • Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
  • Background in economics, accounting, and/or finance
  • Effective technical report writing skills

41. BA in Management Accounting with 3 years of Experience

  • Excellent analytical skills and attention to detail, with a strong understanding of financial statements
  • Working understanding of fixed income markets
  • Ability to solve problems and make decisions under pressure without sacrificing attention to detail
  • Strong teamwork-driven attitude, but also the ability to work well independently
  • Ability to one day represent MetLife in front of portfolio companies and third-party clients
  • Self-motivated, well-organised, team player
  • Very good written and oral communication skills
  • Strong working knowledge of Microsoft Excel and proficient in financial modeling
  • Excellent organisational skills with the ability to prioritise tasks effectively