CREDIT OFFICER SKILLS, EXPERIENCE, AND JOB REQUIREMENTS

Published: September 10, 2024 - The Credit Officer specializes in managing high-volume debt collections and recovery with strong negotiation skills to settle debts and create payment schedules. Demonstrates a deep understanding of relevant legislation, including the Water Act, while maintaining compliance with regulatory guidelines. Applies analytical skills and empathy to assess customers for inclusion in hardship programs and ensures accurate record-keeping.

Essential Hard and Soft Skills for a Standout Credit Officer Resume
  • Debt Collection
  • Credit Risk Analysis
  • Financial Analysis
  • Credit Scoring
  • Credit Report Interpretation
  • Regulatory Compliance
  • Payment Schedule Creation
  • Cash Flow Analysis
  • KYC Procedures
  • Credit Documentation
  • Negotiation
  • Problem Solving
  • Attention to Detail
  • Empathy
  • Communication
  • Time Management
  • Adaptability
  • Conflict Resolution
  • Decision-Making
  • Relationship Building

Summary of Credit Officer Knowledge and Qualifications on Resume

1. BA in Economics with 4 years of Experience

  • Proven collections ability across a large ledger
  • Results and customer focused
  • Experience in a high-volume ledger
  • Experience and ability to multitask, proactive and efficient approach to problem solving
  • Experience and ability to work well under time pressure, excellent time management skills and organise daily workload by priorities
  • Professional level verbal and written communication skills
  • Expertly builds respect and relationships across the organisation
  • Self-motivated with high initiative and drive
  • High level of confidentiality and professionalism
  • A confident, professional and proactive approach to work and stakeholder relationships

2. BA in Business Administration with 2 years of Experience

  • Experience in Credit or Operational Support role
  • Conduct all necessary checking in order to meet compliance requirements
  • Perform credit evaluation and risk assessment
  • Direct experience in Trade Finance/Compliance 
  • Multi-task and meet tight deadlines
  • Capable of managing tasks independently
  • Excellent communication skills
  • Good English Communication skills, Fluency in Chinese 

3. BA in Risk Management with 3 years of Experience

  • Proven experience in high volume debt collections/ recovery
  • Highly developed analytical and problem solving skills
  • Previous experience or knowledge of the Water act & an understanding of legislation
  • Strong negotiation skills, along with the ability to build trust and rapport quickly
  • Proven experience in settling debt – taking payment and creating payment schedules
  • Ability to demonstrate empathy when assessing customer for inclusion within the hardship program.
  • High level of attention to detail and ability to keep detailed records
  • Ensuring all customer interactions are 100% compliant with regulatory guidelines at all times.
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