CREDIT SPECIALIST SKILLS, EXPERIENCE, AND JOB REQUIREMENTS
Published: August 29, 2024 - The Credit Specialist demonstrates extensive customer service experience with a strong ability to connect emotionally with customers. Proficient in analyzing data, utilizing software such as SAP/ORACLE, and skilled in Microsoft Office. Exhibits a growth mindset and thrives in fast-paced environments while working both independently and as part of a team.
Essential Hard and Soft Skills for a Standout Credit Specialist Resume
- Credit Analysis
- Financial Reporting
- Risk Assessment
- Data Analysis
- Compliance Knowledge
- Microsoft Excel
- SAP/ORACLE Proficiency
- Credit Bureau Expertise
- Credit Portfolio Management
- Written Communication.
- Active Listening
- Customer Empathy
- Problem-Solving
- Attention to Detail
- Time Management
- Adaptability
- Negotiation
- Team Collaboration
- Resilience
- Verbal Communication.
Summary of Credit Specialist Knowledge and Qualifications on Resume
1. BA in Finance with 3 years of Experience
- Ability to work under pressure, proactive, dynamic, analytical thinking
- Hava is a planning and monitoring, organization
- Results-Oriented, High sense of commitment
- Communication skills with internal and external clients
- Work experience in Credit / Commercial Lending in a bank/financier
- Fluent in English
- Excellent IT skills in Microsoft Office (especially in Excel) and online research skills.
- Strong time management and ability to cope with tight deadlines
- Self-motivated and able to work well within a team
- Excellent written and verbal communication skills
2. BA in Accounting with 6 years of Experience
- Extensive experience in Customer Service
- Customer First mindset with proven ability to emotionally connect with customers
- Strong active listening and verbal communication skills
- Ability to analyze multiple points of data/information
- Computer knowledge: Logo, SAP/ ORACLE knowledge
- Good knowledge of Microsoft Office, Excel
- High level of written and spoken English
- Must be able to work both as part of a cohesive team and independently within set guidelines.
- Growth mindset and resiliency in fast paced environment
3. BA in Business Administration with 5 years of Experience
- Strong attention to detail with the ability to maintain accuracy and still meet deadlines
- Excellent customer service and multi-tasking skills to include prioritization of tasks
- Excellent written and verbal communication skills
- Must be able to exhibit professionalism at all times
- Knowledge of reading credit reports/financial statements
- Ability to work independently and in a team environment to achieve goals within established time frames
- Proficiency in Microsoft Office Suite (Excel, Word, etc.)
- Experience in Accounting or Finance
- Familiar with working in a people-oriented environment where the overall attitude is to drive performance towards exceeding customer expectations
- Fluent in Swedish, both in verbal and in writing.
4. BA in Economics with 2 years of Experience
- Prior experience in a customer service related role
- Experience in credit, finance, or customer services
- Experience in financial management experience
- Experience dealing with customers along with a strong financial understanding of credits and debits
- Excel expanded knowledge - SAP experience
- Excellent written and spoken communication skills (in English).
- Knowledge and understanding of other cultures, ways of working, and any language skills (Spanish, French, and German)
- Intermediate or above level of skills using MS Office products (Word, Excel, etc.)
- Experience with Google Suite
- Confident in challenging customer situations
- Have good analytical skills