Job Summary:

• Provides remote coverage for personal bankers across all bank locations
• Review and completion of all due diligence associated with the commercial loan closing process, specifically SBA loans, participations, letters of credit and non-accrual loans
• Work closely with the lending team to track documentation exceptions
• Communicate with borrowers to collect needed information, or to provide status updates.
• Verify and review title reports, ensuring appropriate title insurance coverage.
• Ensure that loans are documented and consistent with Bank guidelines.
• Assist loan officers with commitment letters and other tasks on basis.
• Reviews loan package approvals (new loans, loan renewals, extensions and modifications) prior to submitting requests for loan documentation. 
• Requests and reviews borrower information to ensure necessary requirements are met prior to submitting loan package for loan documentation and loan closing.
• Coordinates the closing of loans which may include ordering title work, appraisals, environmental reports, UCC searches, surveys, and flood determinations, as well as obtaining insurance certificates and payoff letters. 
• Review loan documents prepared by attorneys and completeness of loan closing files.

Skills on Resume: 

• Commercial Loan Processing (Hard Skills)
• Due Diligence (Hard Skills)
• Documentation Management (Hard Skills)
• Communication Skills (Soft Skills)
• Title and Insurance Review (Hard Skills)
• Coordination of Closing Activities (Hard Skills)
• Loan Package Review (Hard Skills)
• Attention to Detail (Soft Skills)

Job Summary:

• Acts as a liaison between title, attorneys and all interested parties to coordinate documentation, funding and closing of commercial loans including but not limited to CRE, C&I and Construction loans.
• Responsible for the collection and review of customer information including review of business entity documents such as Corporations, Partnerships, LLCs and Sole Proprietorships.
• Coordinates loan documentation preparation with internal staff or an outside attorney as appropriate.
• Serves as a point of contact for the borrower to address questions or concerns during loan documentation and closing process.
• Ensures that pre-funding and pre-closing requirements are met prior to the funding deadline.
• Collects and processes all fees on the date of closing.
• Reviews and monitors the maturity reports to ensure maturing loans are processed and loan payments are collected in a timely manner.
• Contributes to the portfolio review process by obtaining appropriate documentation and keeping credit files up to date.
• Processes client draw requests for lines of credit in compliance with loan approvals, as well as transfers and payments.
• Remains cognizant of and adheres to bank policies and procedures, and regulations pertaining to the Bank Secrecy Act.
• Performs other duties as assigned by the Manager

Skills on Resume: 

• Loan Documentation Management (Hard Skills)
• Customer Information Review (Hard Skills)
• Stakeholder Coordination (Soft Skills)
• Pre-Funding and Closing Compliance (Hard Skills)
• Fee Collection and Processing (Hard Skills)
• Portfolio and Loan Monitoring (Hard Skills)
• Draw Request Processing (Hard Skills)
• Regulatory Adherence (Hard Skills)

Job Summary:

• Inherit a well-established loan portfolio of approximately $25 million and responsible for managing current Commercial relationships.
• Develop and manage CRE and C&I relationships with Commercial business customers.
• Provide outstanding customer service to effectively help clients achieve their financial goals.
• Portray a professional image in the community, possess a high level of integrity, desire to be part of a team environment
• Solicit new business and expand the business of current customers by providing solutions utilizing the firm’s C&I/ CRE product set including deposits and credit.  
• Developing new businesses is the primary responsibility. 
• Develop relationships with attorneys, business owners and other C&I and CRE prospects and centers of influence in NYC that can provide banking and lending opportunities with businesses and HNW clients.  
• Handle complex loans that involve significant sums of money and can prepare analyses to support the approval of these loans by the Credit Department. 
• Work with Advisors to identify untapped depository, wealth management and lending opportunities in their books of business.

Skills on Resume: 

• Commercial Relationship Management (Hard Skills)
• Customer Service Excellence (Soft Skills)
• Professionalism and Integrity (Soft Skills)
• Business Development (Hard Skills)
• Networking and Relationship Building (Soft Skills)
• Complex Loan Management (Hard Skills)
• Strategic Collaboration (Soft Skills)
• Product Knowledge (Hard Skills)

Job Summary:

• Actively engages in business development and civic initiatives with contacts throughout the community, including customers and prospective customers to achieve defined goals. 
• Calls on customers and prospects to determine the scope of the potential relationship opportunities and alignment with Bank’s core values and strategic vision. 
• Initiates and executes sound and profitable complex credit requests. 
• Obtains necessary documents to fully underwrite and document credit requests. 
• Analyzes the applicant’s financial information, assesses risk, and approves or recommends approval of customer application for loans. 
• Seeks guidance and input from the Credit Administration Department on complex credit requests or those that exceed loan authority. 
• Establishes the structure of the loan, including pricing, terms and duration in accordance with the customer relationship and Bank’s policies, as well as compliance and regulatory guidelines. 
• Ensures loan documentation files are complete, including comprehensive documentation of the decision-making process. 
• Responsible for ongoing portfolio management of relationships including identification and documentation of problem loans, policy exceptions, grade changes, annual reviews, maintain current financial information, watchlist reviews
• Maintains credit quality to minimizes exceptions, and to prevent past dues and charge offs. 
• Refer the customer to the offices for the sale of additional financial products and services.

Skills on Resume: 

• Business Development (Hard Skills)
• Relationship Management (Soft Skills)
• Credit Analysis and Underwriting (Hard Skills)
• Risk Assessment (Hard Skills)
• Loan Structuring (Hard Skills)
• Documentation and Compliance (Hard Skills)
• Portfolio Management (Hard Skills)
• Cross-Selling Financial Products (Soft Skills)

Job Summary:

• Communicate with customers to establish needs and recommend credit solutions.
• Analyze financial statements and work with credit analysts to prepare and present loan requests to the accurate approval authority.
• Accurately structure potential credits and depository solutions to ensure all commercial relationships are made in compliance with the Credit Union’s loan policy.
• Ensure accurate portfolio management for existing customers including annual reviews, risk rating changes, troubled loan monitoring, and tasks as directed by the Manager of Commercial Banking or the Credit Committee.
• Meet defined business development goals.
• Seek cross-sell and referral opportunities for other areas of the Credit Union.
• Independently analyze financial reports and structure credit and deposit solutions.
• Self-directed while displaying initiative and decision-making skills.
• Takes responsibility/ownership for achieving goals.
• Work in partnership with other areas of the Credit Union.

Skills on Resume: 

• Customer Communication (Soft Skills)
• Financial Analysis (Hard Skills)
• Credit Structuring (Hard Skills)
• Portfolio Management (Hard Skills)
• Business Development (Soft Skills)
• Decision Making (Soft Skills)
• Initiative and Ownership (Soft Skills)
• Collaboration (Soft Skills)

Job Summary:

• Establish best practices to generate a regular flow of business referrals from centers of influence and satisfied clients
• Structure and articulate credit opportunities and present to ELC and BLC
• Drive and develop Business and Personal Banking deposit relationships
• Identify and help to develop, (with FP Advisors) Wealth Management opportunities
• Liaise with Credit staff to establish the proper loan structure and financial documentation for underwriting
• Review and recommend risk rating changes, rate reductions and modifications as necessary
• Attend various civic and community functions on a regular basis to enhance the center of influence network and promote the firm
• Actively participate in a new business development program with an emphasis on cross-selling other bank services
• Collaborate and work with marketing, advisors, lending and operations teams for efficient and best-in-class programs.

Skills on Resume: 

• Business Development (Hard Skills)
• Credit Structuring (Hard Skills)
• Wealth Management (Hard Skills)
• Loan Structuring and Documentation (Hard Skills)
• Risk Assessment and Management (Hard Skills)
• Community Engagement (Soft Skills)
• Cross-Selling and New Business Development (Hard Skills)
• Collaborative Teamwork (Soft Skills)