Job Summary:

• Understand policy language and risk appetites for assigned product(s).
• Make determinations as to the appropriateness of risk selection, pricing and coverage 
• Support continual improvement in underwriting results.
• Actively market to appointed brokers, providing service that supports strong producer relationships.
• Evaluate and provide recommendations to management for any new exposures or market opportunities.
• Establish strong relationships with affiliated business support units.
• Promote the Enterprise's medical product offerings to producers 
• Remain current on competition in the marketplace and stay abreast of healthcare liability trends.
• Remain current on legal and regulatory changes and claim development 
• Contribute to unit product development and portfolio decisions.

Skills on Resume:

• Policy Analysis (Hard Skills)
• Underwriting (Hard Skills)
• Broker Management (Soft Skills)
• Market Analysis (Hard Skills)
• Marketing (Soft Skills)
• Regulatory Compliance (Hard Skills)
• Innovation (Soft Skills)
• Portfolio Management (Hard Skills)

Job Summary:

• Review Personal Lines quotes and applications that fit within underwriting guidelines and authority
• Ability to learn state requirements and details for several states
• Ability to analyze underwriting information and obtain additional information
• Provide underwriting support and guidance for other Personal Lines teams
• Respond to agency inquiries when underwriters are out of the office
• Service existing policies/renewals and take action 
• Review inspections, make recommendations and ensure insurance-to-value
• Participate in underwriting audits of peers and agencies
• Demonstrates a willingness to contribute what is necessary to get the job done.
• Keep abreast of all changes in Medicare and Medicare Supplemental as it relates to products

Skills on Resume:

• Review and Analysis (Hard Skills)
• State Requirement Mastery (Hard Skills)
• Underwriting Support (Hard Skills)
• Team Guidance (Soft Skills)
• Inquiry Handling (Soft Skills)
• Policy Servicing (Hard Skills)
• Inspection Review (Hard Skills)
• Audit Participation (Soft Skills)

Job Summary:

• Handling renewals and new business including the negotiation and administration.
• Establish and build upon relationships with brokers, clients within Belgium and Luxembourg
• Prepare and report figures and statistics for the business unit or team account.
• Monitor and control the portfolio of insurances policies with the support of colleges 
• Comply with all applicable legal and regulatory requirements 
• Ensure, at a level appropriate to the position, that appropriate measures are in place to ensure this compliance
• Assist with the underwriting of commercial loans within established timeline
• Review application, personal and business credit analysis, collateral analysis, and debt service analysis.
• Decide loan requests in accordance with the bank's loan policies and procedures.
• Limit risk through the use of various credit enhancements

Skills on Resume:

• Negotiation and Administration (Hard Skills)
• Relationship Management (Soft Skills)
• Financial Reporting (Hard Skills)
• Portfolio Management (Hard Skills)
• Regulatory Compliance (Hard Skills)
• Underwriting Assistance (Hard Skills)
• Credit Analysis (Hard Skills)
• Risk Management (Hard Skills)

Job Summary:

• Assist underwriter in reviewing and issuing direct and agent written new business and renewal applications 
• Make recommendations regarding classification and pricing based on insurability and profitability.
• Comparing year over year risk profile and loss history information 
• Take necessary steps to ensure that each risk is appropriately classified and priced.
• Generate and mail out renewal offers monthly.
• Analyze and appropriately process policy endorsement requests from insureds and agents.
• Attend team, department and cross functional team meetings.
• Participate in discussions or education sessions with other teams or departments 
• Review underwriting reports and reviews as requested by management.
• Perform special projects as directed by management.

Skills on Resume:

• Underwriting Support (Hard Skills)
• Risk Assessment (Hard Skills)
• Data Analysis (Hard Skills)
• Pricing Recommendations (Hard Skills)
• Renewal Management (Hard Skills)
• Policy Processing (Hard Skills)
• Collaboration (Soft Skills)
• Report Review (Hard Skills)

Job Summary:

• Checks applications for completion based on insufficient information overlays.
• Reviews for good driver date qualification and processes policy changes.
• Transfers any discounts and/or pend codes from the prior policy.
• Cross-references related policy to new policy and adds multicar discount if applicable.
• Reviews any submitted forms on prior policy to determine if all the changes are listed.
• Issues the new policy by inputting necessary information as coded on the application and the new business worksheet.
• Work in partnership with Underwriting and Policy Services leadership and staff to foster efficient and accurate service to agents and insureds.
• Prepare commitment letters upon approval of loan request.
• Assist all partners (closing, portfolio, and operations) in the closing of commercial loans.
• Participate in projects that help improve and streamline the credit delivery process.

Skills on Resume:

• Application Processing (Hard Skills)
• Policy Management (Hard Skills)
• Discount Transfer (Hard Skills)
• Policy Integration (Hard Skills)
• Documentation Review (Hard Skills)
• Policy Issuance (Hard Skills)
• Collaboration (Soft Skills)
• Loan Assistance (Hard Skills)

Job Summary:

• Compare terms, conditions and rates using rating comparison tools.
• Produce quotes under the direction of the underwriter.
• Review and identify claims for underwriters.
• Communicate with brokers & clients on outstanding items and underwriting questions.
• Utilize internal paperless system for file management (Add documents / policies, complete files).
• Work with customers to answer questions or resolve issues
• Completes payment, claim reporting and inquiries from calls
• Keeping current on NFIP program changes
• Underwriting and issuing Flood policies
• Assist Insurance Agents with Flood quoting process as well as any other underwriting needs.

Skills on Resume:

• Rate Comparison (Hard Skills)
• Quote Production (Hard Skills)
• Claim Review (Hard Skills)
• Client Communication (Soft Skills)
• Document Handling (Hard Skills)
• Customer Assistance (Soft Skills)
• Payment Processing (Hard Skills)
• Program Knowledge (Hard Skills)

Job Summary:

• Provide day-to-day support to the various Underwriters
• Communicate effectively with the underwriting team and all support areas
• Meet the insurance needs of the company’s customers
• Underwrite renewals within letter of authority, and/or assists underwriters with underwriting of renewals
• Control Loss, order loss control surveys, review inspections, issue loss recommendations
• Work within a specific authority limit on assignments requiring basic technical knowledge
• Utilize manuals, procedures and collected information to handle underwriting assignments 
• Referring business outside of authority limits
• Calculate loss ratios, verify drivers, order audits and process policy transactions
• Correspond with customers, sales producers, service offices and bureaus to verify applicant information

Skills on Resume:

• Underwriter Assistance (Hard Skills)
• Team Communication (Soft Skills)
• Customer Insurance Solutions (Hard Skills)
• Renewal Underwriting (Hard Skills)
• Loss Control Management (Hard Skills)
• Authority-Based Underwriting (Hard Skills)
• Technical Utilization (Hard Skills)
• Customer Correspondence (Soft Skills)

Job Summary:

• Performs reserving and processing of new business accounts.
• Organizes and aggregates loss and exposure information and inputs into pricing models.
• Oversees and manages the Broker Management System for data integrity and updates, for pertinent broker information.
• Underwriting documentation rules and guidelines, and manages policies accordingly.
• Monitors and maintains an acceptable underwriting profit.
• Develops and maintains key broker/agent relationships.
• Participates in all internal company training and continuing education.
• Remains current on product releases as it pertains to BPE lines of business. 
• May provide input and feedback during product development process.
• Attends strategic marketing calls and events with key brokers.

Skills on Resume:

• Account Handling (Hard Skills)
• Pricing Analysis (Hard Skills)
• Broker Management (Hard Skills)
• Documentation Oversight (Hard Skills)
• Profit Monitoring (Hard Skills)
• Relationship Building (Soft Skills)
• Training Participation (Hard Skills)
• Product Knowledge (Hard Skills)

Job Summary:

• Analyze data related to the risk being underwritten 
• Reviewing and interpreting the application and any correspondence, medical records, and telephone interviews.
• Communicate with agents, agencies, policy owners, applicant, and/or other sources concerning underwriting decisions and procedures.
• Provide education and assistance to agents on underwriting guidelines and/or processes.
• Communicate with physicians and clients, written or verbal, calling for resourcefulness, tact
• Have thorough knowledge of company policy, procedures, and practices to obtain clarification of, additional, or follow-up information.
• Prioritize appropriately and effectively for daily Underwriting tasks.
• Operate with the obligation to act independently and without bias in reaching underwriting decisions.
• Comply within the scope and intent of insurance legislation and regulation
• Treat all information received in underwriting with the utmost confidentiality.

Skills on Resume:

• Risk Analysis (Hard Skills)
• Application Review (Hard Skills)
• Communication (Soft Skills)
• Agent Assistance (Soft Skills)
• Client Interaction (Soft Skills)
• Policy Knowledge (Hard Skills)
• Task Prioritization (Soft Skills)
• Compliance (Hard Skills)

Job Summary:

• Develops an understanding of dental terminology, dental benefits, risk assessment
• Guidelines underwriting, contract language and the underwriting process and procedures.
• Evaluates risk and develops, reviews and approves rates consistent with approved rating formulas and methodologies.
• Develops and approves renewal rates and contracts for assigned book of business.
• Determines and defines eligibility and approves new business rates, proposals and contracts.
• Maintain privacy and confidentiality requirements
• Participate in underwriting training sessions
• Work on underwriting projects requiring basic underwriting knowledge
• Review applications for reinstatements, conversions, lapses, upgrades, downgrades and policy additions.
• Strive to be a problem solver and advise management of potential problems or issues

Skills on Resume:

• Dental Industry Knowledge (Hard Skills)
• Underwriting Guidelines Mastery (Hard Skills)
• Risk Assessment Proficiency (Hard Skills)
• Rate Development and Approval (Hard Skills)
• Eligibility Determination (Hard Skills)
• Confidentiality Compliance (Hard Skills)
• Training Participation (Hard Skills)
• Problem-Solving Abilities (Soft Skills)

Job Summary:

• Initial review of risk application for completeness.
• ISO rating(s) for commercial property classes of business.
• Create, modify (as necessary) and process new and existing policies, contractual documents and worksheets 
• Reflect accurate exposures, amount of coverage, type of insurance, or other material information.
• Identify forms and endorsements for policy construction and delivery to agency partners and insured.
• Enter data into system for use in proprietary documents and maintaining transactional history.
• Loss control report ordering, initial review and compliance follow up.
• Manage renewal activity, general correspondence/renewal letters.
• Process, prepare policy coverages, endorsements and other company/agent output.
• Organize and work with detailed files, maintain ImageNow policy records for each account.

Skills on Resume:

• Application Review (Hard Skills)
• ISO Rating Expertise (Hard Skills)
• Policy Processing (Hard Skills)
• Documentation Accuracy (Hard Skills)
• Form Identification (Hard Skills)
• Data Management (Hard Skills)
• Loss Control Oversight (Hard Skills)
• Renewal Management (Hard Skills)

Job Summary:

• Evaluates small to moderate risks within the scope of delegated authority.
• Quotes and evaluates new submissions, prepares risk analysis, and produces underwriting reviews 
• Conducts anniversary review on accounts within scope of authority to determine proper rating, classification and premium.
• Develops quotations and proposals of coverage and assists manager on special projects.
• Utilizes knowledge of rating, coverages and exposures.
• Maintains quality and service standards on underwriting assignments, decisions and recommendations.
• Communicates effectively with insureds and agents 
• Works cooperatively with other company personnel to fulfill the objectives of this position.
• Approaches job in a conscientious, mature fashion, demonstrating a sense of responsibility. 
• Exhibits an ethical manner of conduct and keeps sensitive information confidential.

Skills on Resume:

• Risk Evaluation (Hard Skills)
• Submission Assessment (Hard Skills)
• Account Review (Hard Skills)
• Proposal Development (Hard Skills)
• Insurance Expertise (Hard Skills)
• Quality Maintenance (Hard Skills)
• Communication Proficiency (Soft Skills)
• Team Collaboration (Soft Skills)

Job Summary:

• Analyzing risk exposure(s) through loss analysis evaluation
• Determining appropriate rating classification, rates and final pricing
• Servicing profitable new and renewal accounts
• Entering data into core policy systems for rating and processing policies
• Providing clients, agents and brokers with policy information, quotes and different coverage options
• Building and maintaining relationships with agents/brokers/clients in territory
• Obtaining and providing necessary information regarding prospective and existing policy holders
• Working with Customer Acquisition on processing new business applications
• Assisting Finance Department in communicating rate/premium changes and collecting unpaid/past due premiums
• Identifying system issues and partners with IT for completion

Skills on Resume:

• Risk Analysis (Hard Skills)
• Rating Classification (Hard Skills)
• Account Servicing (Soft Skills)
• Data Management (Hard Skills)
• Client Communication (Soft Skills)
• Relationship Building (Soft Skills)
• Information Management (Hard Skills)
• Collaboration (Soft Skills)

Job Summary:

• Develop mastery of Underwriting techniques, methodologies, procedures, and Company practices for multiple product lines.
• Provide rare and valuable support for the Underwriting Business Unit
• Deliver a rare and valuable experience for agency partners through supportive and cooperative business relationships.
• Adjust to unpredictable fluctuations in workload and volume while maintaining focus on quality and superior customer service.
• Review premium audits to determine the actual earned premiums for specific classes of insurance.
• Select risks based on quality and profitability through application of appropriate levels of authority
• Calculate standard rates, charges, and premiums using approved rating metrics
• Assist Underwriters and Senior Underwriters with administrative tasks
• Enhance underwriting skillset and insurance knowledge through self-study and group training
• Establish broker relationships through use of appropriate sales and negotiation techniques

Skills on Resume:

• Underwriting Mastery (Hard Skills)
• Valuable Support (Soft Skills)
• Relationship Building (Soft Skills)
• Adaptability (Soft Skills)
• Premium Audit Review (Hard Skills)
• Risk Selection (Hard Skills)
• Rate Calculation (Hard Skills)
• Administrative Assistance (Hard Skills)

Job Summary:

• Initiates and manages contact with local client/broker
• Conducts market facing local clearing (KYC, AML, etc.) where required by local regulations
• Provides program quoting support to Producing and/or Incoming UW 
• Reviews and finalises local tax and pool calculations
• Supports Producing Office in preparation of Central Premium Collection invoice
• Ensures local policy is stored in line with guidelines
• Serves as connector between local client/broker and IFM
• Following up with the local broker/client in case of payment delays
• Maintain underwriting documentation on each new or renewal account in accordance with program and carrier guidelines
• Complete self-audits and meet weekly/monthly premium goals in accordance with program guidelines

Skills on Resume:

• Communication (Soft Skills)
• Compliance (Hard Skills)
• Quoting Support (Hard Skills)
• Calculation Review (Hard Skills)
• Premium Assistance (Hard Skills)
• Policy Management (Hard Skills)
• Intermediary Facilitation (Soft Skills)
• Payment Monitoring (Soft Skills)