INSURANCE UNDERWRITER RESUME EXAMPLE

Published: Oct 03, 2025 - The Insurance Underwriter evaluates and approves insurance applications by adhering to all applicable underwriting guidelines, monitoring loss ratios, and implementing corrective action plans to ensure portfolio profitability and sustainability. This position collaborates closely with sales, product, legal, and operational teams to review RFPs, develop product offerings, assess performance metrics, and guide renewal strategies. The underwriter also documents all activities in imaging systems, ensures compliance with audit findings, and supports cross-functional teams with expert underwriting guidance and exceptions.

Tips for Insurance Underwriter Skills and Responsibilities on a Resume

1. Personal Insurance Underwriter, Pinnacle Risk Solutions, Omaha, NE

Job Summary: 

  • Underwrite property and casualty insurance risks within the granted level of authorities by identifying and analyzing risk exposures, loss frequency and severity against desired coverage.
  • Use appropriate pricing procedures and rules and modify coverages to meet desired customer needs.
  • Provide technical assistance to customers regarding policy and endorsement provisions and underwriting acceptability for designated insurance coverages.
  • Evaluate and underwrite new and renewal accounts to maintain profitable growth and market competitiveness.
  • Identify changes in account/market risk exposures and loss trends to maximize profitability.
  • Develop collaborative relationships with external and internal customers.
  • Work proactively with the customer to define profitable risk accounts to underwrite.
  • Provide effective and timely communication on risk selection and decisions and provide ongoing service to endorsement changes.
  • Participate in review and evaluation of customer accounts, making recommendations on book management issues.
  • Maintain strong industry knowledge on underwriting expertise and changes in market/account positions.
  • Develop and maintain full knowledge of all forms, coverages, ratings, and manuals for the specific line being underwritten.


Skills on Resume:

  • Risk Analysis (Hard Skills)
  • Pricing Procedures (Hard Skills)
  • Policy Knowledge (Hard Skills)
  • Account Evaluation (Hard Skills)
  • Trend Analysis (Hard Skills)
  • Relationship Building (Soft Skills)
  • Communication Skills (Soft Skills)
  • Industry Knowledge (Hard Skills)

2. Wholesale Insurance Underwriter, HarborPoint Specialty, Warwick, RI

Job Summary: 

  • Decrease the value of the policy when the risk is substandard and specify applicable endorsements or apply a rating.
  • Ensure safe, profitable distribution of risks, using reference materials.
  • Responsible for authorizing financial actions and declining excessive risks.
  • Write to field representatives, medical personnel, and others to obtain further information, quote rates, or explain company underwriting policies.
  • Explain regulations, policies, or procedures.
  • Review company records to determine the amount of insurance in force on a single risk or a group of closely related risks.
  • Verify the accuracy of records.
  • Examine documents to determine the degree of risk from such factors as the applicant's financial standing and the value and condition of the property.
  • Assess the financial status of clients.
  • Evaluate the possibility of losses due to catastrophe or excessive insurance.
  • Assess risks to business operations.


Skills on Resume:

  • Policy Adjustment (Hard Skills)
  • Risk Distribution (Hard Skills)
  • Financial Authorization (Hard Skills)
  • Professional Correspondence (Soft Skills)
  • Policy Explanation (Soft Skills)
  • Record Review (Hard Skills)
  • Financial Assessment (Hard Skills)
  • Operational Risk Assessment (Hard Skills)

3. Wholesale Insurance Underwriter, Diamond State Insurance Co., Little Rock, AR

Job Summary: 

  • Observe, receiving, and otherwise obtaining information from all relevant sources.
  • Analyze information and evaluate results to choose the best solution and solve problems.
  • Identify the underlying principles, reasons, or facts of information by breaking down information or data into separate parts.
  • Compile, code, categorize, calculate, tabulate, audit, or verify information or data.
  • Enter, transcribing, recording, storing, or maintaining information in written or electronic/magnetic form.
  • Evaluate Information to Determine Compliance with Standards, using relevant information and individual judgment.
  • Determine whether events or processes comply with laws, regulations, or standards.
  • Update and use relevant knowledge, keeping up-to-date technically and applying new knowledge to the job.
  • Develop constructive and cooperative working relationships with others, and maintain them over time.
  • Use computers and computer systems (including hardware and software) to program, write software, set up functions, enter data, or process information.
  • Communicate with Supervisors, Peers, or Subordinates.
  • Provide information to supervisors, co-workers, and subordinates by telephone, in written form, e-mail, or in person.


Skills on Resume:

  • Information Gathering (Hard Skills)
  • Data Analysis (Hard Skills)
  • Problem Solving (Soft Skills)
  • Data Management (Hard Skills)
  • Record Maintenance (Hard Skills)
  • Compliance Evaluation (Hard Skills)
  • Knowledge Updating (Hard Skills)
  • Team Collaboration (Soft Skills)

4. Specialty Insurance Underwriter, Summit P&C Holdings, Boise, ID

Job Summary: 

  • Maintain and develop a profitable portfolio in Australia and the Pacific (focusing mainly on Property, Energy and/or Construction) through his/her relationships with brokers and through new sources, within the guidelines specified at the group level that will contribute to the achievement of the underwriting plan.
  • Contribute to the overall results of the Group by sound technical and profitable underwriting.
  • Develop SCOR’s market share and leadership position in Large Corporations, Complex Risks and Mega Projects.
  • Coordinate all marketing activities in APAC, representing overall Specialty Insurance (SI) and SCOR Global P&C’s interest in Australia and the Pacific market.
  • Enhance the Group image in the market by efficient and innovative support of client needs.
  • Actively review new submissions and determine risk quality and pricing terms in line with underwriting guidelines, pricing tools and market conditions.
  • Generate new offers and promote the Group by proactive marketing in accordance with the defined strategy and risk appetite.
  • Receive, select and evaluate offers of Property, Energy and Construction business from various sources by independently analysing all information, including risk engineering reports, calculate ratings, and negotiate conditions of the contracts.
  • Provide tailor-made solutions and ensure a profitable portfolio.


Skills on Resume:

  • Portfolio Management (Hard Skills)
  • Technical Underwriting (Hard Skills)
  • Market Development (Hard Skills)
  • Marketing Coordination (Soft Skills)
  • Client Support (Soft Skills)
  • Risk Evaluation (Hard Skills)
  • Contract Negotiation (Soft Skills)
  • Solution Development (Hard Skills)

5. Specialty Insurance Underwriter, Crescent Insurance Group, Baton Rouge, LA

Job Summary: 

  • Contribute to the technical knowledge of sectors in which the jobholder is working.
  • Cultivate relationships with clients, brokers and cedents for business development purposes and explore new business potential through these sources.
  • Execute growth strategies, including Key Account Management and Cross-Sell Initiatives.
  • Support other SCOR lines by cross-selling (Casualty, Alternative Solutions, …).
  • Maintain an accurate database of risks accepted in various IT systems used by SI, e.g., Forewriter, Omega II, UP, Salesforce.
  • Produce reports of various formats for reporting purposes.
  • Contribute to the claims settlement in conjunction with the claims department.
  • Positively interact with other departments and colleagues in Specialty Insurance and elsewhere throughout all Underwriting Centres (Singapore, London, Paris).
  • Engage in global underwriting projects and/or transversal initiatives.


Skills on Resume:

  • Sector Knowledge (Hard Skills)
  • Client Relations (Soft Skills)
  • Business Development (Soft Skills)
  • Cross-Selling (Hard Skills)
  • Data Management (Hard Skills)
  • Report Production (Hard Skills)
  • Claims Support (Hard Skills)
  • Team Collaboration (Soft Skills)

6. Commercial Insurance Underwriter, Keystone Insurance Partners, Harrisburg, PA

Job Summary: 

  • Assist with the prioritization and allocation of new business quotations, midterm adjustments, renewal claims experience, pre-quote work and declination of business falling outside the company's underwriting strategy.
  • Strive for maximum efficiency, development and profitability and contribute to creating a culture of excellence.
  • Identify and seek out additional key risk information required to adequately underwrite and price risks.
  • Work with the Broker Development Manager on the distribution strategy.
  • Accountability and Ownership for large case reviews, including both New and Existing Business.
  • Responsible for processing policy amendments.
  • Resolute accounts and claims queries.
  • Identify own training needs and communicate requirements to the Manager.


Skills on Resume:

  • Business Allocation (Hard Skills)
  • Process Efficiency (Hard Skills)
  • Risk Information Analysis (Hard Skills)
  • Distribution Strategy (Soft Skills)
  • Case Review (Hard Skills)
  • Policy Processing (Hard Skills)
  • Claims Resolution (Hard Skills)
  • Training Needs Identification (Soft Skills)

7. Commercial Insurance Underwriter, Oceanus Underwriting Agency, Charleston, SC

Job Summary: 

  • Work in accordance with personal Underwriting Authority.
  • Carry out peer reviews in line with company audit procedures.
  • Work in accordance with the company’s service standards.
  • Take ownership and accountability for building effective working relationships with internal colleagues within the business.
  • Act as a referral point within the team.
  • Assist in identifying training needs within the team and developing/delivering appropriate solutions.
  • Collaborate with the technical team for existing product improvements and new product development to improve loss ratio results.
  • Support the cascade and delivery of strategy changes and work in conjunction with the Operations and Technical teams to ensure these are being met.
  • Assist underwriting in managing the performance of schemes generated.


Skills on Resume:

  • Underwriting Authority (Hard Skills)
  • Peer Review (Hard Skills)
  • Service Standards (Hard Skills)
  • Relationship Building (Soft Skills)
  • Referral Support (Soft Skills)
  • Team Training (Soft Skills)
  • Product Development (Hard Skills)
  • Strategy Implementation (Hard Skills)

8. Senior Commercial Insurance Underwriter, Horizon Risk Management, Spokane, WA

Job Summary: 

  • Build and maintain successful producer relationships in assigned territories to achieve retention targets.
  • Manage renewal pipeline within assigned territory.
  • Negotiate with brokers and customers, individually or as part of a team.
  • Make sales presentations and present on marketplace conditions and the team’s capabilities.
  • Oversee the audit process and perform peer audits monthly.
  • Identify opportunities to improve underwriting efficiencies.
  • Develop relationships with both external and internal customers and deliver exceptional customer service.
  • Understand market intel and trends.
  • Utilize strong listening, verbal, and written communication skills over the phone, in person, and via e-mail.
  • Provide and create solutions for a broad range of customer inquiries.
  • Promote collaborative teamwork and organizational success, while accepting accountability and ownership, celebrating successes and learning from past mistakes.
  • Partner with the Program Manager to help meet or exceed the team's financial goals, including rate, growth, profit, and retention.
  • Coordinate with the team in a constructive manner, providing support to coworkers.


Skills on Resume:

  • Producer Relationships (Soft Skills)
  • Renewal Management (Hard Skills)
  • Negotiation Skills (Soft Skills)
  • Sales Presentation (Soft Skills)
  • Audit Management (Hard Skills)
  • Underwriting Efficiency (Hard Skills)
  • Customer Service (Soft Skills)
  • Market Analysis (Hard Skills)

9. Insurance Underwriter Support Clerk, Granite State Insurance Brokers, Concord, NH

Job Summary: 

  • Work scheduled shift and rotate schedules with other employees for proper departmental staffing needs and/or work Overtime.
  • Answer and document phone calls from a call center environment.
  • Make outgoing calls to verify information with the applicants or agents.
  • Type letters for amendments, additional requirements, declines, not taken and problems.
  • Process Check Requests for declines, not taken and overpayments.
  • Process and input additional CWA.
  • Follow up on application and agent problems.
  • Calculate premium difference and rates using mathematical skills, ability to add, subtract, multiply and divide.


Skills on Resume:

  • Shift Flexibility (Soft Skills)
  • Call Handling (Soft Skills)
  • Information Verification (Hard Skills)
  • Letter Preparation (Hard Skills)
  • Payment Processing (Hard Skills)
  • Application Follow-Up (Soft Skills)
  • Problem Resolution (Soft Skills)
  • Premium Calculation (Hard Skills)

10. Insurance Underwriter Support Clerk, Trinity Specialty Insurance, Richmond, VA

Job Summary: 

  • Follow up on all pending requirements.
  • Process applications with stop payments placed on the check.
  • Process pending requirements when received and update the database.
  • Generate follow-up letters on all problem applications.
  • Work in an environment where procedures change frequently.
  • Understand Federal and State requirements for open enrollment, guaranteed issue and underwritten applications.
  • Update the database with all the appropriate information.
  • Prepare files by creating an image coverage sheet and separating each item with a separator sheet for the imaging department.


Skills on Resume:

  • Requirement Follow-Up (Soft Skills)
  • Application Processing (Hard Skills)
  • Database Management (Hard Skills)
  • Follow-Up Letters (Hard Skills)
  • Adaptability (Soft Skills)
  • Regulatory Knowledge (Hard Skills)
  • Information Updating (Hard Skills)
  • File Preparation (Hard Skills)

11. Insurance Underwriter, Concord General Insurance, Raleigh, NC

Job Summary: 

  • Review the underwriting information and establish audit trails.
  • Evaluate the exposure and understand coverages.
  • Underwrite risks pursuant to Underwriting Guidelines and Manual.
  • Apply sound judgment and risk management philosophy.
  • Implement risk inspections, follow up with recommendations, and establish audit trails.
  • Monitor and analyze the product updates, forms, rules and rates to improve underwriting results.
  • Analyze the underwriting process/procedures, individual risks, as well as the book of portfolio, and recommend an actionable improvement plan for underwriting results.
  • Mind regulatory oversight and conduct underwriting and claims audit.


Skills on Resume:

  • Audit Management (Hard Skills)
  • Coverage Evaluation (Hard Skills)
  • Risk Underwriting (Hard Skills)
  • Decision Making (Soft Skills)
  • Risk Inspection (Hard Skills)
  • Product Monitoring (Hard Skills)
  • Process Improvement (Hard Skills)
  • Regulatory Compliance (Hard Skills)

12. Life Insurance Underwriter, Keystone Risk Solutions, Harrisburg, PA

Job Summary: 

  • Appraise and underwrite new and existing business for the Life Insurance Program and other opportunities as they arise.
  • Assess mortality risk with company guidelines to assure equitable treatment of applicants and meet the company's financial objectives.
  • Daily review, analysis and final disposition, within medical and non-medical guidelines set for the issuance of contracts, of referred and assigned Enrollments, Reinstatements, Riders, Upgrades, Live Rescissions, etc.
  • Responsible for approving, classifying and declining.
  • Conduct medically focused telephone interviews with applicants.
  • Use of scripted impairment questionnaires and documentation of responses.
  • Go outside the script to execute proper risk management.
  • Review, analyze and take action on prior enrollment forms.
  • Compose applicant/client correspondence, such as declinations and appeal responses.


Skills on Resume:

  • Business Underwriting (Hard Skills)
  • Mortality Assessment (Hard Skills)
  • Contract Review (Hard Skills)
  • Risk Classification (Hard Skills)
  • Medical Interviews (Soft Skills)
  • Questionnaire Documentation (Hard Skills)
  • Risk Management (Hard Skills)
  • Client Correspondence (Soft Skills)

13. Insurance Underwriter, Integrity Insurance Holdings, Richmond, VA

Job Summary: 

  • Support insurance operations management team by overseeing completion of delegated tasks, distributing production and quality reports to individual team members and assisting with workflows.
  • Ensure accurate and timely processing of insurance-related documentation.
  • Coach and develop team leads by supervising managerial responsibilities and providing advice and direction.
  • Ensure a cohesive and effective approach to department leadership and guidance.
  • Guide delivery of accurate and efficient processing services by conducting regular quality checks, tracking contributions of team members, monitoring adherence to established guidelines and collaborating with team management.
  • Recommend improvements and share feedback on the effectiveness of insurance servicing operations.
  • Guide and mentor direct reports within area of responsibility by encouraging adherence.
  • Service expectations, collaborating with management to develop performance evaluations and promoting best practices.


Skills on Resume:

  • Operations Oversight (Hard Skills)
  • Document Processing (Hard Skills)
  • Team Coaching (Soft Skills)
  • Department Leadership (Soft Skills)
  • Quality Monitoring (Hard Skills)
  • Process Improvement (Hard Skills)
  • Mentorship (Soft Skills)
  • Performance Management (Soft Skills)

14. Insurance Underwriter, Apex Underwriting Partners, Portland, OR

Job Summary: 

  • Ensure the effectiveness and achievement of department standards.
  • Leverage subject matter expertise by utilizing comprehensive knowledge of processes, queues and client-specific procedures.
  • Support multiple workflows and resolve complex, escalated processing issues.
  • Supervise daily operations of the team by coordinating and communicating employee tasks, measuring performance and providing feedback.
  • Achieve high productivity and meet service level expectations.
  • Provide a positive environment by modeling cultural expectations and influencing others.
  • Reward performance and value “can do” people, accountability, diversity and inclusion, flexibility, continuous improvement, collaboration, creativity and fun.
  • Adopt National General Insurance values in personal work behaviors, decision-making, contributions and interpersonal interactions.
  • Manage own career development by soliciting feedback and valuing other perspectives.


Skills on Resume:

  • Standards Achievement (Hard Skills)
  • Process Expertise (Hard Skills)
  • Issue Resolution (Hard Skills)
  • Team Supervision (Soft Skills)
  • Productivity Management (Hard Skills)
  • Positive Environment (Soft Skills)
  • Cultural Alignment (Soft Skills)
  • Career Development (Soft Skills)

15. Insurance Underwriter, Cascade Insurance Group, Spokane, WA

Job Summary: 

  • Liaise with the customer service center as they work to answer Agent questions and provide necessary support.
  • Provide Underwriting/System and Procedural support to Agents and Marketing daily.
  • Help, direction and training to underwriting/customer service/endorsement and cancellation.
  • Conduct audits on the underwriting processes being completed.
  • Conduct audits on all policy forms/letters/installments, etc. that are system-generated.
  • Review and respond to all Insured/Agent complaints made directly to the company regarding underwriting, cancellations, endorsements, and Customer Service.
  • Provide input to the Product Manager on Underwriting Guidelines/Procedures and forms.
  • Confer with Claims/Legal personnel regarding claim referrals and underwriting/cancellation/endorsement/agent issues.
  • Communicate/resolve with agency marketing staff on all issues that arise.
  • Communicate all system needs/changes/bugs to the IT department.
  • Support of Underwriting, Sales, and Customer Service.
  • Work on several management systems at the same time.


Skills on Resume:

  • Customer Liaison (Soft Skills)
  • Agent Support (Soft Skills)
  • Staff Training (Soft Skills)
  • Process Auditing (Hard Skills)
  • Policy Review (Hard Skills)
  • Complaint Resolution (Soft Skills)
  • Guideline Input (Hard Skills)
  • System Coordination (Hard Skills)

16. Commercial Insurance Underwriter, Meridian Underwriting Services, Des Moines, IA

Job Summary: 

  • Work within UW Guidelines, Authority and Procedure.
  • Evaluate submissions to ensure proper risk selection, premium and coverage.
  • Manage open submission pipeline.
  • Build a new business pipeline through outbound interaction with clients.
  • Obtain and understand market intel and trends.
  • Manage renewal list to maximize policy retention.
  • Develop relationships with both external and internal customers, with the "customer experience" in mind.
  • Navigate the online broker portal to complete tasks and troubleshoot.
  • Deliver an exceptional customer experience with every interaction, in all modes of communication.
  • Work independently within deadlines while understanding the necessity for communicating and coordinating work efforts with stakeholders.


Skills on Resume:

  • Guideline Compliance (Hard Skills)
  • Risk Evaluation (Hard Skills)
  • Pipeline Management (Hard Skills)
  • Business Development (Soft Skills)
  • Market Analysis (Hard Skills)
  • Renewal Management (Hard Skills)
  • Customer Relations (Soft Skills)
  • Independent Work (Soft Skills)

17. Insurance Underwriter, Atlas Risk & Insurance, Oklahoma City, OK

Job Summary: 

  • Evaluate submissions, renewals, endorsements and other requests within delegated levels of authority.
  • Assist with team member training as directed by the supervisor.
  • Use knowledge and independent judgment to determine the eligibility of risks.
  • Review inspections to ensure compliance with underwriting guidelines and insurance to value.
  • Review complex accounts with the Underwriting Team Lead or Manager to evaluate and gain approval of underwriting decisions.
  • Respond to questions from agents, insureds and vendors.
  • Assist agents with comments or questions about application submittals and the likelihood of acceptance by the company.
  • Foster effective working relationships with agents, Agency Development Managers, Underwriting team members and members of other departments.
  • Conduct effective agency training.
  • Secure market information and share with other departments.


Skills on Resume:

  • Submission Evaluation (Hard Skills)
  • Team Training (Soft Skills)
  • Risk Eligibility (Hard Skills)
  • Inspection Review (Hard Skills)
  • Account Review (Hard Skills)
  • Agent Support (Soft Skills)
  • Relationship Building (Soft Skills)
  • Market Information Sharing (Hard Skills)

18. Insurance Underwriter, Summit Insurance Brokers, Charleston, SC

Job Summary: 

  • Work well with team members to ensure efficient workflow.
  • Provide suggestions/feedback for workflow improvement.
  • Anticipate customer needs and resolve customer problems.
  • Meet expectations for punctuality and attendance.
  • Listen and observe employee communications with agents and others for the purpose of improving customer service.
  • Reliably completes complex projects assigned by management.
  • Promote a culture of personal responsibility, open communications and continuous improvement.
  • Ensure fair and ethical policies and practices in all relationships and operations.


Skills on Resume:

  • Teamwork (Soft Skills)
  • Workflow Improvement (Hard Skills)
  • Customer Service (Soft Skills)
  • Punctuality (Soft Skills)
  • Communication Observation (Soft Skills)
  • Project Management (Hard Skills)
  • Continuous Improvement (Hard Skills)
  • Ethical Practices (Soft Skills)

19. Insurance Underwriter, Horizon Underwriting Agency, Albuquerque, NM

Job Summary: 

  • Provide knowledgeable, courteous and prompt responses to underwriting calls from agents.
  • Make sound business decisions that facilitate the issuance of title insurance policies while appropriately managing the risk of loss to the company.
  • Provide advice to Title Counsel on complex title matters.
  • Assist title searchers in resolving title issues related to the preparation of title searches.
  • Advise staff regarding endorsements and policies prepared in-house for members/agents.
  • Responsible for reviewing condominium documents.
  • Meet with agents to resolve underwriting questions.
  • Visit, in coordination with Agent Services, to encourage the use of the client’s title insurance services.
  • Write Practice Notes and articles on real estate issues.
  • Assist in training and mentoring Title Counsel.
  • Perform the duties and functions of a Title Counsel.
  • Participate in educational seminars and professional organization activities.


Skills on Resume:

  • Underwriting Support (Hard Skills)
  • Risk Management (Hard Skills)
  • Title Advisory (Hard Skills)
  • Issue Resolution (Soft Skills)
  • Policy Guidance (Hard Skills)
  • Document Review (Hard Skills)
  • Agent Relations (Soft Skills)
  • Staff Training (Soft Skills)

20. Title Insurance Underwriter, Pacific Crest Insurance, Tacoma, WA

Job Summary: 

  • Draft and recommend title commitments and policies.
  • Interpret preliminary opinion of title from closing attorney, title searches/abstracts, and related documentation necessary to produce title binders, policies and endorsements.
  • Review and interpret surveys.
  • Determine requirements and exceptions that are necessary.
  • Complete binders and policies in accordance with the company's underwriting procedures.
  • Prepare authorization to exceed forms on binders that exceed liability limitations.
  • Prepare bills for premium and title examination fees or other related expenses.
  • Recognize title defects and seek advice from agency counsel as to insurability.
  • Maintain licensing and/or certificates according to state requirements.


Skills on Resume:

  • Title Drafting (Hard Skills)
  • Document Interpretation (Hard Skills)
  • Survey Review (Hard Skills)
  • Requirement Determination (Hard Skills)
  • Policy Preparation (Hard Skills)
  • Authorization Forms (Hard Skills)
  • Billing Processing (Hard Skills)
  • Title Defect Recognition (Hard Skills)

21. Title Insurance Underwriter, Blue Ridge Risk Solutions, Asheville, NC

Job Summary: 

  • Participate in business development/referral programs that contribute to the overall profitability of the company.
  • Issue commitment and make revisions from the losing attorney prior to closing.
  • Issue the title policy upon receipt of the final opinion of title from the closing attorney.
  • Answer phone call requests for searches of prior policies, premium quotes, and underwriting questions.
  • Receive and apply premium payments, post payments.
  • Issue commitment revisions and policy endorsements.
  • Compile information for reporting.
  • Participate in developing and maintaining attorney clients' business with onsite visits.


Skills on Resume:

  • Business Development (Soft Skills)
  • Commitment Issuance (Hard Skills)
  • Policy Issuance (Hard Skills)
  • Customer Support (Soft Skills)
  • Payment Processing (Hard Skills)
  • Policy Endorsements (Hard Skills)
  • Report Compilation (Hard Skills)
  • Client Relations (Soft Skills)

22. Insurance Underwriter, Gateway Specialty Underwriters, Little Rock, AR

Job Summary: 

  • Examine insurance P&C (Property and Casualty) proposals.
  • Collect background information and assessments of risk.
  • Analyse statistical data using specialist computer programmes.
  • Write quotes and negotiate the terms with brokers and clients.
  • Responsible for determining premiums.
  • Decide the wording of policies.
  • Prepare insurance policy terms and conditions.
  • Liaise with insurance brokers and customers.


Skills on Resume:

  • Proposal Examination (Hard Skills)
  • Risk Assessment (Hard Skills)
  • Data Analysis (Hard Skills)
  • Quote Negotiation (Soft Skills)
  • Premium Determination (Hard Skills)
  • Policy Wording (Hard Skills)
  • Policy Preparation (Hard Skills)
  • Broker Liaison (Soft Skills)

23. Senior Insurance Underwriter, Evergreen Insurance Services, Spokane, WA

Job Summary: 

  • Appropriate medical underwriting assessment and decisions for each risk according to the limits of the plan and underwriting philosophy, meeting business guidelines and service standards.
  • Gather insurance risk information through written supplementary health questionnaires or phone conversations with customers.
  • Provide support to the claims department and handle claim referrals.
  • Provide a superior customer experience service in all activities.
  • Communicate underwriting decisions and detailed explanations of adverse handling promptly and accurately to clients and to attending physicians.
  • Ensure applications are underwritten and processed according to TD’s underwriting guidelines as well as the terms of the third-party agreements.
  • Provide first-level problem and complaint resolution.
  • Process underwriter referrals, create training sessions on medical topics and participate in projects.


Skills on Resume:

  • Medical Assessment (Hard Skills)
  • Risk Information Gathering (Hard Skills)
  • Claims Support (Hard Skills)
  • Customer Experience (Soft Skills)
  • Decision Communication (Soft Skills)
  • Application Processing (Hard Skills)
  • Problem Resolution (Soft Skills)
  • Training Participation (Soft Skills)

24. Insurance Loan Underwriter, SummitPeak Underwriting, Reno, NV

Job Summary: 

  • Review quotes and finance agreements for exposure to risks.
  • Ensure they meet eligibility requirements and renegotiate terms that are acceptable within defined turnaround standards.
  • Develop and maintain effective business relationships with peers, sales representatives, insurance agents, insurance carriers and customers through superior service.
  • Obtain policy provisions, mailing and funding instructions from general agents and insurance companies.
  • Confirm existing relationships between agents, general agents, and insurance companies.
  • Approve and code finance agreements for data entry, ensuring that the risks involved are within defined standards for acceptability, or obtain necessary bypass approvals.
  • Enter loans and perform account adjustments within the loan system to meet loan acceptance standards.
  • Ensure all loans due for boarding are assigned account numbers daily, or that carry over approval has been granted.
  • Report the updated status of the loan daily to the Operations Manager and Marketing.
  • Ensure all loans due for funding are funded daily or obtain carry-over approval.
  • Report the updated status of the funding requirements/status to the Operations Manager or the Manager’s designee and Marketing daily.
  • Answer overflow Customer Relations calls during peak call times or when the call center is short-staffed to ensure that customers' expected call answer times are met.
  • Assist Collateral Protection during staffing shortages.
  • Perform miscellaneous duties as assigned by management.


Skills on Resume:

  • Risk Review (Hard Skills)
  • Eligibility Verification (Hard Skills)
  • Business Relationships (Soft Skills)
  • Policy Administration (Hard Skills)
  • Agreement Approval (Hard Skills)
  • Loan Processing (Hard Skills)
  • Status Reporting (Hard Skills)
  • Customer Support (Soft Skills)

25. Travel Insurance Underwriter, Southern Trust Underwriters, Mobile, AL

Job Summary: 

  • Adhere to and ensure all applicable underwriting guidelines and principles are practiced and followed.
  • Work closely with sales and product teams to understand client/market product requirements and provide innovative solutions to meet those requirements, ensuring profitability and sustainability.
  • Proactively monitor and manage loss ratio performance for the individual and group travel line, large cases, producers, and distribution segments and recommend corrective action to the product.
  • Continuously execute corrective action plans and re-evaluate the performance of said action plans.
  • Conduct ongoing portfolio management to maintain targeted loss ratio performance.
  • Drive the underwriting renewal strategy and ensure effective utilization of monitoring standards, including quality reviews.
  • Assess underwriting results, loss ratio, renewal retention, product, and rate changes.
  • Implement action plans based on audit recommendations and findings.
  • Review new business RFP’s, collaborate with sales, product and legal to develop product and rates.
  • Provide guidance, feedback, direction, exceptions to sales, customer care, claims, premium accounting, and account services.
  • Document and monitor all work within Imaging systems.
  • Update all activity logs and applicable KPI spreadsheets.


Skills on Resume:

  • Guideline Compliance (Hard Skills)
  • Solution Development (Soft Skills)
  • Loss Management (Hard Skills)
  • Action Planning (Hard Skills)
  • Portfolio Management (Hard Skills)
  • Renewal Strategy (Hard Skills)
  • Result Assessment (Hard Skills)
  • Team Collaboration (Soft Skills)

26. Commercial Insurance Underwriter, NorthStar Assurance Partners, Fargo, ND

Job Summary: 

  • Underwrite commercial liability and property submissions with the intent.
  • Offer insurance solutions for retail brokers, partners and contribute to a profitable portfolio of business.
  • Ensure proper underwriting, pricing, authorizing and documentation of moderate to complex commercial accounts.
  • Work within established underwriting authority limits, structured parameters, rating matrices, and defined guidelines given under the various Lloyd’s contracts.
  • Build strong relationships with brokers by offering insurance solutions that assist them in their front-line sales and customer relationships.
  • Make recommendations to improve the department and increase its efficiency.
  • Responsible for examining insurance proposals.
  • Write quotes and negotiate the terms with insurance companies and clients.


Skills on Resume:

  • Commercial Underwriting (Hard Skills)
  • Insurance Solutions (Hard Skills)
  • Account Management (Hard Skills)
  • Authority Compliance (Hard Skills)
  • Broker Relations (Soft Skills)
  • Process Improvement (Hard Skills)
  • Proposal Examination (Hard Skills)
  • Quote Negotiation (Soft Skills)

27. Commercial Title Insurance Underwriter, Pioneer Risk Management, Helena, MT

Job Summary: 

  • Understand underwriting principles and guidelines in all states in which Investors Title is operational.
  • Serve as a supplemental resource for title examining, underwriting, or settlement/escrow in all markets.
  • Provide ongoing support to agents by communicating in a prompt, professional and courteous manner with clients and other employees in writing, on the telephone and in personal interactions.
  • Answer questions based on an increased knowledge of general underwriting principles.
  • Responsible for maintaining title licenses.
  • Assist with training agency personnel in new and existing states as to underwriting, software, forms, manuals, rates and all other pertinent information.
  • Partner with brokers to generate new business opportunities.
  • Develop creative solutions to achieve Zurich’s underwriting strategy, while addressing customer needs.
  • Lead product and service ideation/conceptualization to stay ahead of the competition.
  • Represent Zurich at external company functions, industry conferences, and marketing meetings.


Skills on Resume:

  • Underwriting Knowledge (Hard Skills)
  • Title Support (Hard Skills)
  • Agent Communication (Soft Skills)
  • Licensing Maintenance (Hard Skills)
  • Agency Training (Soft Skills)
  • Business Development (Soft Skills)
  • Solution Development (Soft Skills)
  • Product Innovation (Hard Skills)

28. Insurance Underwriter, SilverLake Underwriting Group, Boise, ID

Job Summary: 

  • Responsible for reviewing insurance quotes, applications, endorsements, and inspections, accepting/rejecting business in accordance with underwriting guidelines.
  • Evaluate new business, ensure eligibility and proper risk classification.
  • Interpret and explain insurance products and use independent judgment to support underwriting goals.
  • Calculate total insured values and perform a loss analysis.
  • Order risk assessments, and proficient at examining photos for hazard and liability concerns.
  • Communicate daily with agencies, customers, and internal departments with a professional level of customer service.
  • Assist with quoting and servicing existing accounts by reviewing exposures, account information, and billing inquiries.
  • Review and evaluate credit applications, including Life insurance reports and supporting documentation, to render underwriting decisions on applications.
  • Leverage internal lending guidelines and processes to make decisions on life insurance applications.
  • Communicate and collaborate with peers and partners to render underwriting decisions.


Skills on Resume:

  • Quote Review (Hard Skills)
  • Risk Evaluation (Hard Skills)
  • Product Explanation (Soft Skills)
  • Loss Analysis (Hard Skills)
  • Risk Assessment (Hard Skills)
  • Customer Communication (Soft Skills)
  • Account Servicing (Hard Skills)
  • Credit Evaluation (Hard Skills)