CREDIT RISK BUSINESS ANALYST SKILLS, EXPERIENCE, AND JOB REQUIREMENTS

Published: August 28, 2024 - The Credit Risk Business Analyst role demands a deep understanding of business analysis tasks, including data analysis, process mapping, and the crafting of user stories and requirements. This professional excels in a dynamic environment, managing multiple priorities and delivering results under stringent deadlines. With strong collaborative and communication skills, the analyst works effectively across internal and external teams, fostering impactful changes and building strategic relationships to drive business goals.

Essential Hard and Soft Skills for a Standout Credit Risk Business Analyst Resume
  • Data Analysis
  • Statistical Modeling
  • Financial Forecasting
  • Risk Assessment Techniques
  • Process Mapping
  • Regulatory Compliance
  • SQL and Database Management
  • Credit Scoring Models
  • Reporting Tools
  • Programming Knowledge
  • Communication
  • Problem Solving
  • Attention to Detail
  • Decision Making
  • Time Management
  • Adaptability
  • Leadership
  • Teamwork
  • Critical Thinking
  • Negotiation and Persuasion

Summary of Credit Risk Business Analyst Knowledge and Qualifications on Resume

1. BS in Finance with 3 years of Experience

  • Strong experience in business requirement gathering, analysis, technical documentation, solution design, and running models in SAS.
  • Solid experience in project management including defining scope, facilitating meetings effectively, status tracking/challenges, and change management.
  • Exposure to credit risk or financial risk models (such as CCAR and CECL models), including model development, implementation, and model execution.
  • Experience with SAS and Python/Pyspark
  • Sufficient knowledge around open-source distributed platform infrastructural technologies – Hadoop/HDFS/Yarn/Hive, MapR, Spark
  • Experience with business processes, controls, databases, and big data projects.
  • Exceptional ability in analysis of system functional requirements with a proven methodology.
  • Experience in working with technology teams and project coordination

2. BS in Economics with 5 years of Experience

  • Advanced knowledge of business analysis activities such as data analysis, process mapping, requirements elicitation, user story creation and testing
  • Comfortable managing multiple, competing priorities and able to deliver results under pressure and tight deadlines
  • Ability to influence and lead positive change to business processes by creating and recommending actionable solutions that are aligned with business objectives
  • Ability to collaborate, plan, facilitate, and participate in working sessions with internal and external stakeholders, leadership, IT, vendors and cross functional teams
  • Ability to write and document business and functional requirements, test cases and test execution
  • Creativity and the ability to reach insightful conclusions
  • Ability to build cross-functional relationships and influence people
  • Ability to communicate complex concepts and analyses in a clear and concise manner to all levels of an organization
  • Wireless/Telecom and/or Banking experience 

3. BS in Statistics with 4 years of Experience

  • Counterparty Credit Risk measures such as EPE, PFE, EEPE.
  • Counterparty Credit Risk impact traded products (i.e. Rates, SFTs, FX, Credit, Equity, and Structured Products).
  • An understanding of the theory behind derivatives pricing.
  • Experience in Credit Risk systems.
  • Hands-on experience in development, testing and support role with FICO Decision Module, FICO Application Studio and Blaze
  • Able to grasp new concepts quickly, efficiently and independently
  • Strong communication skills, team player, and ability to multitask
  • Detail-oriented and result-driven
  • A deep understanding of data and analytics across multiple product classes, systems, and organizations.
Relevant Information
Commercial Credit Analyst Skills, Experience, and Job Requirements