Job Summary:

• Process end to end loan transactions
• Credit analysis and evaluation of credit documents, such as financial statements and bank statements
• Provide write-up of credit memo to approval parties for decision
• Perform database maintenance and follow-up with internal stakeholders
• Perform loan maintenance (e.g. update of insurance and credit limits)
• Manage and monitor the system to ensure processes and controls are updated and compliant with
• Assist in the underwriting, risk assessment and the structuring of transactions.
• Responsible for providing assistance in the initiation and completion of loan documentation and monitoring risk exposure.
• Prepare loan presentations and call on customers and prospects with the Community Agribusiness Team Leader.
• Participate in the credit approval process.

Skills on Resume: 

• Credit Analysis (Hard Skills)
• Credit Memo Writing (Hard Skills)
• Database Management (Hard Skills)
• Loan Maintenance (Hard Skills)
• Regulatory Compliance (Hard Skills)
• Risk Assessment (Hard Skills)
• Loan Documentation (Hard Skills)
• Presentation Skills (Soft Skills)

Job Summary:

• Liaise with operational consultants on credit control/client issues
• Follow financial and management controls for the credit control areas
• Follow procedures regarding credit control activities
• Responsible for assigned debtors ledger portfolio both collections and resolution of client issues
• Assist with the allocation of client receipts to the client account
• Ensure the assigned debtor's ledger portfolio are updated daily
• Monitor and maintain DSO levels for assigned debtors' ledger portfolio in line with acceptable standards
• Monitor and maintain monthly bad debt provision for debts over 150 days in line with Group policy
• Ensure placement backouts are initiated by the operational business in a timely manner and in line with Group policy
• Ensure the assigned debtor's ledgers are reconciled on a monthly basis
• Preparation of monthly reporting of net billings and debtors aging to head office

Skills on Resume: 

• Credit Control Expertise (Hard Skills)
• Financial Reporting (Hard Skills)
• Debt Management (Hard Skills)
• Client Relations (Soft Skills)
• Reconciliation Skills (Hard Skills)
• Attention to Detail (Soft Skills)
• Process Compliance (Hard Skills)
• Problem-Solving (Soft Skills)

Job Summary:

• Analyzing the Business Model, Financial Statements and Working Capital cycles
• Presentation of proposals to lenders/ investors
• Assist and Negotiate with Valuers and Lawyers
• Assisting in the renewal of facilities and maintaining relationships with clients
• Handle financial and other queries from banks/ financial institutions to facilitate the sanction of credit facilities
• Prepare loan agreements.
• Assist Community Agribusiness Team Leader with Farmer Mac transactions.
• Support general Commercial & Industry credit executives when time allows.
• Preparation of monthly placement back-out analysis and reporting to managing directors
• Ad hoc reporting on other credit control activities
• Escalation of major client credit control issues to senior management

Skills on Resume: 

• Financial Analysis (Hard Skills)
• Presentation Skills (Soft Skills)
• Negotiation (Soft Skills)
• Documentation (Hard Skills)
• Client Relationship Management (Soft Skills)
• Query Resolution (Hard Skills)
• Reporting (Hard Skills)
• Issue Escalation (Soft Skills)

Job Summary:

• Underwrite, structure, and complete all approval requests supporting the Middle Market in the extension of credit.
• Initiate and ensure completion of all required loan documents and agreements.
• Conduct ongoing credit monitoring to ensure the highest credit quality of assigned portfolio.
• Recognize/communicate potential credit quality issues within the Bank.
• Call on existing clients to obtain information that supports borrowers' risk profile.
• Maintain regular contact with Relationship Managers to ensure customer satisfaction.
• Identify cross-selling opportunities to meet income generation goals.
• Grow the NOI of existing customers on an annual basis and cross-sell additional products and services.
• Adhere to the Bank's risk vision and risk management policies and programs.
• Identify and appropriately handle risks.
• Ensure top-quality data input in all bank systems such as AFS, ESB, RACER & NCino, TOPS, RA, etc.

Skills on Resume: 

• Credit Underwriting (Hard Skills)
• Loan Documentation (Hard Skills)
• Credit Monitoring (Hard Skills)
• Risk Communication (Soft Skills)
• Client Engagement (Soft Skills)
• Cross-Selling (Soft Skills)
• Risk Policy Adherence (Hard Skills)
• Data Quality Management (Hard Skills)

Job Summary:

• Provide necessary assistance to the Branch Manager and other officials toward achieving the assigned monthly Business Loan targets.
• Carry out marketing campaigns as per the monthly marketing plan on a regular basis and submit the relevant reports to the business loan division.
• Coordinate & maintain good working relations with all involved internal and external parties.
• Oversee and provide support for the daily operations and overall functions of the branch.
• Deliver updated and accurate reporting for all markets in the Credit & Risk Process.
• Process credit profile modification requests.
• Provide the information required from the insurance partner.
• Identify problematic customers and inform the credit professionals.
• Comply with SOX procedures and deliveries.
• Handle billing disputes to close the outstanding collection

Skills on Resume: 

• Business Loan Delivery (Hard Skills)
• Campaign Coordination (Hard Skills)
• Stakeholder Relations (Soft Skills)
• Branch Operations Oversight (Hard Skills)
• Credit and Risk Reporting (Hard Skills)
• Credit Profile Management (Hard Skills)
• Insurance Partner Liaison (Soft Skills)
• SOX Compliance (Hard Skills)

Job Summary:

• Review of receivables, collection and doubtful debt provisions
• Handle receipt, payment and credit card transactions for Asia
• Perform monthly bank reconciliations and inter-company reconciliation
• Analysis of inter-company financial and financial reporting
• Cash flow forecast and cash flow monitoring
• Review customer credit limits and reconcile queried accounts
• Review for validity, completeness and accuracy
• Process and post receipts and payments
• Follow-up actions with debtors and credit processes
• Responsible for credit review and statement of accounts
• Monitor to prevent potential bad debts

Skills on Resume: 

• Receivables Management (Hard Skills)
• Transaction Handling (Hard Skills)
• Bank Reconciliations (Hard Skills)
• Financial Reporting (Hard Skills)
• Cash Flow Forecasting (Hard Skills)
• Credit Review (Hard Skills)
• Account Reconciliation (Hard Skills)
• Debt Monitoring (Hard Skills)

Job Summary:

• Evaluate existing credit patrons for permanent or temporary credit limit increases and the annual update of existing credit patrons to confirm continued creditworthiness
• Reviews and interprets credit reports for approval or rejection of applicants in compliance with Standards of Operation & Management and department policies and procedures
• Acts as a point of contact for the Marketing, Table Games, Slots, Cashiering Operations and other Casino Credit departments
• Responsible for recovery activities with due diligence within prescribed payment terms to minimize delinquency and ensure compliance in accordance with the company’s policies and procedures.
• Liaise directly with other departments to follow up with individual students when required to assist in the process of collection, and to coordinate and maintain a good record of account status.
• Calling on, emailing, faxing, or other communications requesting payment and resolving disputes if any.
• Use Management Information Systems, databases and MS Office programs to check credit records, for reporting purposes and to automate tasks.
• Enhance and review credit control procedures, to train and supervise as well as be hands-on with collection activities.
• Review cases and make recommendations to the Head of Department
• Perform various accounting reconciliations, financial analysis and budgeting.
• Collate and consolidate entity reports.

Skills on Resume: 

• Credit Limit Evaluation (Hard Skills)
• Credit Report Analysis (Hard Skills)
• Department Liaison (Soft Skills)
• Recovery Management (Hard Skills)
• Interdepartmental Coordination (Soft Skills)
• Payment Collection Communication (Soft Skills)
• Database and MIS Utilization (Hard Skills)
• Credit Control Enhancement (Hard Skills)

Job Summary:

• Preparing reports in accordance with IFRS Rules
• Cost accounting and cost center management, product calculation,
• Preparing daily, monthly, quarterly and yearly reports to management and headquarters according to IFRS
• Annually and Quarterly budgeting process
• Perform balance sheet and income statement review in comparison with forecasts and budget
• Ensure monthly adjustments and accruals are properly recorded with the supporting documentation
• Responsible for securing company receivables hence credit risk management
• Preparing & reporting daily & monthly credit reports
• Tracking, monitoring and alerting for overdue & AR
• Bank letters collection, tracking and monitoring

Skills on Resume: 

• IFRS Reporting (Hard Skills)
• Cost Accounting (Hard Skills)
• Budgeting Processes (Hard Skills)
• Financial Review (Hard Skills)
• Accrual Management (Hard Skills)
• Credit Risk Management (Hard Skills)
• Credit Reporting (Hard Skills)
• Receivables Tracking (Hard Skills)

Job Summary:

• Effectively utilize lending guidelines to assess loan risk and acceptability 
• Analyze and evaluate income, financial standing and credit rating of  potential customers 
• Review findings from the Automated Underwriting System and provide validation 
• Ensure the accuracy of mortgage loan disclosures and documents 
• Solve and communicate critical operational and financial matters with members of the Processing and Sales teams 
• Calculate the Net Tangible Benefit in a cost-reduction refinance 
• Review daily reports for marker deposits, ratings and returned checks or marker issues
• Maintains credit maintenance and compliance on active credit files on a daily basis
• Prepares daily/weekend arrivals reports and event manifests to determine the customer’s credit availability, prior to arrival
• Achieve monthly and annual collection targets

Skills on Resume: 

• Loan Risk Assessment (Hard Skills)
• Financial Analysis (Hard Skills)
• Automated Underwriting (Hard Skills)
• Document Accuracy (Hard Skills)
• Operational Communication (Soft Skills)
• Net Tangible Benefit Calculation (Hard Skills)
• Report Review (Hard Skills)
• Credit Compliance (Hard Skills)

Job Summary:

• Work closely with sales and service personnel to maintain good customer credit control
• Prepare weekly/monthly/quarterly credit control reports for local/regional reporting and credit control meetings
• Investigate and resolve queries and disputes relating to billing and outstanding invoices
• Maintain accurate and up-to-date customer profiles
• Evaluate credit applications and conduct regular credit review and risk assessment
• Liaise with solicitors on legal matters about the recovery of delinquent accounts
• Contribute to the team effort by performing other job-related duties
• Controlling cheques, tracking and monitoring
• Contribute & involve credit & risk & intelligence process
• Provide assistance to the Regional Audit & Credit Manager and support the operational business

Skills on Resume: 

• Customer Credit Control (Hard Skills)
• Credit Reporting (Hard Skills)
• Dispute Resolution (Soft Skills)
• Profile Management (Hard Skills)
• Credit Risk Assessment (Hard Skills)
• Legal Liaison (Soft Skills)
• Cheque Management (Hard Skills)
• Credit Process Contribution (Soft Skills)