Job Summary:

• Development of Credit Risk Models (using SAS, Python, R) for a wide a clients (banks, telecoms, fin-techs etc)
• Development, optimisation and validation of PD, LGD, EAD models for IFRS9 and IRB purposes
• Deliver own analysis and modeling projects and work with others in the team to deliver larger projects
• Provide advisory service to clients on Credit Risk and Regulatory issues as well as Analytical and Modelling approaches
• Support and assist clients with solutions and outcomes that allow them to improve their credit rating and relieve debt stress.
• Liaise with creditors (including ATO) to negotiate client debts
• Liaise with credit providers to negotiate default removals and other adverse listings from credit files that have been placed incorrectly
• Analyse credit files and credit listing
• Analyse client's financial statements and draft submissions
• Liaise with professionals within the finance industry
• Provide technical & strategic expertise in the preparation of client bids, proposals, RFI responses & RFP response

Skills on Resume: 

• Client Relationship Management (Soft Skills)
• Credit Risk Modeling (Hard Skills)
• Project Delivery (Soft Skills)
• Regulatory Compliance (Hard Skills)
• Debt Negotiation (Soft Skills)
• Credit Analysis (Hard Skills)
• Industry Collaboration (Soft Skills)
• Strategic Expertise (Hard Skills)

Job Summary:

• Responsible for Value Creation and creating and delivering the Value Story
• Work with leading banking, card & payments sector clients as subject matter expert on uses of credit data across all stages of the customer lifecycle
• Support industry relations via the production of white papers, articles and editorials, conference speaking, seminar attendance, etc.
• Facilitate consultative workshops & client discovery sessions – develop new solutions to overcome client’s critical business issues
• Prepare insightful presentations on market trends, and client portfolios to keep the client informed of the position in the market and where might be able to make improvements. 
• Build a positive reputation as a knowledgeable advisor
• Definition of pro-active analytics requirements and co-ordination of analytics deliveries
• Share industry best practices concerning solution implementation and optimization in conjunction with data and solution offerings
• Prepare data product and analytical solution pitches to address any identified business issues and demonstrate the value such solutions would deliver
• Propose solutions across data, insights (analytics) and action (process and/or technology) to solve customer needs. 
• Create compelling business cases, use cases & custom journeys to illustrate how TransUnion solutions can help client achieve business objectives
• Support and co-ordinate data and data solution trials, proof of concepts, digital strategies and analytical and insight studies, etc.

Skills on Resume: 

• Expertise in Credit Data (Hard Skills)
• Consultative Workshops (Soft Skills)
• Insightful Presentations (Soft Skills)
• Industry Thought Leadership (Soft Skills)
• Pro-active Analytics (Hard Skills)
• Solution Optimization (Hard Skills)
• Business Case Development (Hard Skills)
• Project Coordination (Hard Skills)

Job Summary:

• Participate in a team-based environment with other Risk Advisory Services (RAS) associates delivering credit risk management services to financial institution clients
• Prepare detailed financial analysis of credit relationships including cash flow and collateral evaluations
• Analyze credit relationships for credit quality, loan documentation, credit administration, and compliance with lender-established policies and procedures
• Maintain technical and industry expertise in the commercial lending and regulatory arena
• Ensure complete and timely engagement completion through coordination with other RAS associates and clients
• Provide input for maintaining and updating current service offerings and programs
• Participate in thought leadership activities
• Execute in-depth credit reviews of portfolios consisting of commercial & industrial, residential ADC, commercial real estate and agricultural loans
• Analyze bank performance data and portfolio credit quality assessments
• Consult with clients regarding credit issues and questions
• Assist the Product Teams with product strategy, feeding in personal insights, industry best practices and voice of customer recommendations on future priorities and strategies.

Skills on Resume: 

• Team-Based Collaboration (Soft Skills)
• Detailed Financial Analysis (Hard Skills)
• Credit Quality Analysis (Hard Skills)
• Technical and Industry Expertise (Hard Skills)
• Engagement Coordination (Soft Skills)
• Service Offering Updates (Soft Skills)
• Thought Leadership Participation (Soft Skills)
• Portfolio Credit Reviews (Hard Skills)

Job Summary:

• Responsible for increasing the number of new accounts
• Responsible for meeting the monthly production quota
• Responsible for educating significant loan information to potential and existing clients
• Conducts daily collections, and reports the collection honestly, timely, and appropriately
• Maintains an independent relationship with the client at all times
• Develop confidence in the relationship with the client to establish growth in the area through referrals
• Facilitates loan renewals, and additional loan applications for existing clients.
• Reports significant information that could affect the credit standing of the clients whether positive or negative information.
• Review Asset-based lending and Pre-examination
• Credit due diligence and other M&A-related services
• Examination response and enforcement action compliance
• Contribute to longer-term strategic business planning & product development for TransUnion
• Accountable for the delivery of applicable commercial targets relating to clients and the Credit business

Skills on Resume: 

• New Account Acquisition (Hard Skills)
• Meeting Production Quotas (Hard Skills)
• Client Education (Soft Skills)
• Collection Reporting (Hard Skills)
• Independent Relationship Management (Soft Skills)
• Client Confidence Building (Soft Skills)
• Loan Renewals (Hard Skills)
• Credit Information Reporting (Hard Skills)