Job Summary:

• Maintain professional working relationships with corporate, district, and branch personnel
• Help to support company and branch goals
• Provide excellent customer service and timely responsiveness
• Assist Regional Finance Managers and Corporate Finance Managers with Credit Department goals, legal issues, reporting, analysis, and any special projects
• Entry data regarding offsets on customers’ accounts
• Review accounts receivable aging monthly
• Coordinate corrective action plans with District Credit Managers, Credit Managers, District Managers, or any other party
• Process new account applications and communicate application status to the branch
• Work with customers to resolve disputed and short-paid invoices
• Monitor hedging strategies, collaborate with the FX desk on daily currency hedges
• Uncover insights, and/or identify targeted areas for improvements

Skills on Resume: 

• Interpersonal Communication (Soft Skills)
• Goal Alignment (Soft Skills)
• Customer Service (Soft Skills)
• Financial Analysis (Hard Skills)
• Data Entry and Analysis (Hard Skills)
• Problem-Solving (Soft Skills)
• Administrative Skills (Hard Skills)
• Analytical Thinking (Hard Skills)

Job Summary:

• Accountable for identifying trade ideas and/or investment opportunities
• Analyze and prepare reviews of investment opportunities
• Make recommendations to the Portfolio Managers ultimately
• Analyze single-name credits on an ongoing basis and in the new issue market
• Responsible for an assessment of risk and whether there is appropriate compensation for taking that risk
• Assist in the structuring, execution, and monitoring of investment deals and transactions
• Monitor portfolio holdings, ensure performance meets expectations, and recommend appropriate follow-up trades
• Responsible for building and maintaining the credit database with the opportunity to improve credit tear sheets
• Specialize in one or two sectors across the credit spectrum
• Provide industry insights, identify appropriate positioning, and assess the relative value
• Assist in automating the credit decision process
• Assist in the Credit Decision Engine Deployment project and designing credit decision flow for partnership programs

Skills on Resume: 

• Financial Analysis (Hard Skills)
• Credit Analysis (Hard Skills)
• Risk Management (Hard Skills)
• Investment Recommendation (Hard Skills)
• Deal Structuring (Hard Skills)
• Portfolio Monitoring (Hard Skills)
• Database Management (Hard Skills)
• Sector Specialization (Hard Skills)

Job Summary:

• Support CTM/Credit Specialists/Private Bankers in originating, structuring, and closing credit opportunities
• Work with regional Credit Specialists/CTM/back office operations on loan documentation, credit facility setup, and ongoing credit monitoring
• Liaise with the relationship management team and clients to facilitate the end-to-end credit process
• Take an improvement approach to achieving superior client experience
• Responsible for proactive monitoring of client affairs, ownership of problem resolution
• Responsible for ongoing relationship building with credit team members and partners
• Raise concerns/issues surrounding individual credits
• Present a heightened risk to the Bank’s balance sheet
• Reconcile P&L reports across portfolios and resolve pricing issues with the Risk group
• Assist in updating monthly reports and participate in ad hoc projects
• Assist in designing risk dashboards and triggers to monitor portfolio performance and ensure sound credit portfolio quality

Skills on Resume: 

• Credit Analysis (Hard Skills)
• Loan Documentation (Hard Skills)
• Communication (Soft Skills)
• Problem-Solving (Soft Skills)
• Relationship Building (Soft Skills)
• Risk Management (Hard Skills)
• Financial Analysis (Hard Skills)
• Project Management (Hard Skills)

Job Summary:

• Responsible for credit assessment of SME's Business Owners
• Understand client requirements and suitability with underwriting requirements using financial analysis
• Develop and optimize credit products to reflect the changing environment using new methodologies
• Oversee a portfolio of SME's and actively involved in risk management
• Identify new market segments for financing
• Formulate and implement the credit risk framework for PAX(Passengers/Users)
• Work with Country/Regional risk teams, product, data scientists, and other functions
• Deep dive into core credit issues and prioritize business and risk needs 
• Work with commercials to drive various initiatives to achieve business goals
• Review and validate the policy performances
• Support Portfolio forecasting, loss provision, and risk budgeting
• Prepare and present the portfolio insights/strategy to key stakeholders

Skills on Resume: 

• Financial Analysis (Hard Skills)
• Credit Product Development (Hard Skills)
• Risk Management (Hard Skills)
• Market Segmentation (Hard Skills)
• Credit Risk Framework (Hard Skills)
• Collaboration (Soft Skills)
• Problem-Solving (Soft Skills)
• Communication and Presentation (Soft Skills)

Job Summary:

• Prepare credit approval packages on new and renewed credit products including determination of the appropriate risk rating as well as risk factors that could change the risk rating, analysis of Review accounts receivable aging monthly
• Coordinate corrective action plans with District Credit Managers, Credit Managers, District Managers or any other party
• Process various credit reports and other information. 
• Evaluate personal credit reports, and corporate credit reports such as D&B, Experian, Cortera, Credit Net, financials or any other reports deemed necessary.
• Maintain professional working relationships with corporate, district, and branch personnel to help support company and branch goals.
• Assist Regional Finance Managers and Corporate Finance Managers with Credit Department goals, legal issues, reporting, analysis, and any special projects.
• Assist on district level with opening of new/existing accounts, setting credit lines, releasing tickets, etc. when district credit personnel is not available.
• Research, fundamental credit analysis and assessment of investment opportunities.
• Manage credit process for new investment opportunities, waivers and amendments.
• Identify, analyze and communicate risks and mitigants to stakeholders.

Skills on Resume:  

• Credit Analysis (Hard Skills)
• Risk Management (Hard Skills)
• Financial Reporting (Hard Skills)
• Coordination and Communication (Soft Skills)
• Attention to Detail (Soft Skills)
• Problem-Solving (Soft Skills)
• Research and Analysis (Hard Skills)
• Project Management (Hard Skills)

Job Summary:

• Analyze various elements of credit risk and provide an effective review and challenge to submission from the front office (line 1)
• Prepare a written executive summary and present to the Credit Department management
• Work closely with Directors / Vice Presidents covering either Oil & Gas, Commodities, or Utilities with opportunities to work across industries
• Learn and implement US Regulatory requirements as well as SMBC internal policies and procedures
• Prepare papers and present analysis to Investment Committee(s).
• Analyse counterparties and assign credit ratings across the fixed-income portfolio.
• Ongoing monitoring and reporting of CIPAM’s broad fixed-income portfolio.
• Ad-hoc projects and tasks supporting other business lines within Challenger.
• Perform fundamental company-specific research in industry-specific sectors
• Visiting company management, doing original on-site research in the field (with customers, suppliers, and others likely to have unique insight into a company’s or industry’s fundamentals) and attending industry conferences

Skills on Resume: 

• Credit Risk Assessment (Hard Skills)
• Executive Communication (Soft Skills)
• Industry Knowledge (Hard Skills)
• Regulatory Compliance (Hard Skills)
• Analytical Skills (Hard Skills)
• Portfolio Monitoring (Hard Skills)
• Project Management (Hard Skills)
• Field Research (Hard Skills)

Job Summary:

• Opens all accounts from approved new credit applications daily and maintains those same files with all updated information
• Provides all necessary letters
• Provided in all new account files and for specific file requests.
• Completes all daily incoming requests
• Daily scanning of cheques for the bank and a bank deposit every Friday and/or month end.
• Processes over-flow.
• Runs all month-end branch reports and balances before sending the reports to the Branch Managers. 
• Runs all statements for mailing once the total balance
• Perform industry-level analyses that will inform the investment process and provide critical context
• Build earnings models and perform valuation analysis
• Make proactive buy/sell recommendations and communicate views effectively with team members
• Learn and adopt the firm’s straightforward investment process, characterized by direct verbal communication and/or concise written investment summaries supported by in-depth data-driven analysis (i.e., quantitative models of market size/growth, competitive positioning, and financial statements/analysis valuation)

Skills on Resume: 

• Account Management (Hard Skills)
• Document Handling (Hard Skills)
• Banking Processing (Hard Skills)
• Reporting (Hard Skills)
• Analytical Skills (Hard Skills)
• Communication (Soft Skills)
• Quantitative Analysis (Hard Skills)
• Process Adoption (Soft Skills)

Job Summary:

• Process cash receipts and sales journals to customer accounts.
• Review customer accounts through daily aging reports and advise the Credit Manager and Analysts of possible problems.
• Reconcile cash deposits daily.
• Reconcile accounts receivable ledger to general ledger monthly.
• Monitor and take corrective action to minimize unearned discounts.
• Follow payment deductions and obtain authorization in order to issue a credit.
• Keep filing up-to-date.
• Supply customer statements of accounts upon request.
• Participate in monthly collection meetings.
• Obtain documentation for auditors (internal and external).
• Consult with IT regarding system errors.
• Assist in the preparation of weekly DSO reports.
• Direct contact with customers.

Skills on Resume: 

• Accounts Receivable Management (Hard Skills)
• Reconciliation Skills (Hard Skills)
• Credit Management (Hard Skills)
• Communication Skills (Soft Skills)
• Attention to Detail (Soft Skills)
• Problem-Solving Abilities (Soft Skills)
• Reporting Skills (Hard Skills)
• Organizational Skills (Soft Skills)

Job Summary:

• Work directly with the COO and Director of Credit & Capital Markets to execute on all aspects of the underwriting process
• Lead underwriting for new applications and coordinate with the sales to team to communicate these decisions to customers
• Assist in ongoing funding decisions and coordinate with the customer success team to communicate these decisions to customers
• Monitor key risk indicators across individual credits and the entire portfolio
• Report on risk indicators to the executive team, board of directors, and credit investors
• Provide input on the development and implementation of new data products
• Review documents and approvals for new account application/creation
• Setup account that has complete documents and has complied with policies and guidelines
• Handle and address mailbox inquiries, and direct them to other concerned departments
• Daily operations coverage for PTOs by the business
• Liaise with the Firm’s sourcing, legal and loan servicing areas as relevant to credit underwriting functions
• Assist with other initiatives as requested, including the creation of tools/templates, marketing materials, press releases, recruiting, and other internal processes

Skills on Resume: 

• Underwriting (Hard Skills)
• Risk Analysis (Hard Skills)
• Communication (Soft Skills)
• Reporting (Hard Skills)
• Data Products (Hard Skills)
• Document Review (Hard Skills)
• Operational Coverage (Soft Skills)
• Cross-Functional Liaison (Soft Skills)

Job Summary:

• Manage Credit Lines
• Handle Specific Clients’ queries
• Adhere to credit approvals when feasible
• Obtain / Gather financials, trade and bank references from customers
• Interface with factors and insurance companies
• Handle client risk
• Change of terms for approved invoices
• General cross-references and data updates
• Enter credit requests manually / systematically
• Communicate with collections to help them and help us to meet the same overall goals
• Store calls and emails
• Knowledge of how different facilities communicate with systems to prevent further system errors
• Point person for Client Services

Skills on Resume: 

• Financial Analysis (Hard Skills)
• Credit Risk Management (Hard Skills)
• Client Communication (Soft Skills)
• Data Management (Hard Skills)
• Credit Approvals (Hard Skills)
• Interface Coordination (Soft Skills)
• Data Entry (Hard Skills)
• Record Keeping (Hard Skills)

Job Summary:

• Underwrite commercial loans by reviewing and analyzing financial data, borrower performance and character, and operational capabilities to assess creditworthiness
• Estimate the degree of risk involved in extending commercial credit to law firms
• Performing detailed financial and market analysis that forms the basis for decisions on new debt and/or equity investments of the firm
• Screening new investment opportunities
• Preparing various complex Excel financial models including cash flow analysis, debt sizing and structuring
• Preparing investment committee memos
• Analyzing investment performance including maintaining and updating investment valuations and financial models as well as keeping track of relevant current market activities
• Preparing quarterly portfolio reports summarizing changes in performance and updating forecasts
• Assisting in investment closings
• Meeting with management teams and sponsors when assessing new investment opportunities and monitoring the existing portfolio
• Additional duties include providing direct support as deemed necessary by senior management

Skills on Resume: 

• Financial Modeling (Hard Skills)
• Credit Risk Assessment (Hard Skills)
• Investment Analysis (Hard Skills)
• Market Valuation (Hard Skills)
• Report Preparation (Hard Skills)
• Effective Communication (Soft Skills)
• Attention to Detail (Soft Skills)
• Support Flexibility (Soft Skills)