CLAIMS REPRESENTATIVE COVER LETTER TEMPLATE

Updated: Aug 11, 2024 - The Claims Representative performs various administrative duties to support the department, including maintaining case files, collecting crucial documentation, and sending customer correspondences to explain claim denials. This role involves providing technical information to both professional and DIY consumers to resolve complex product issues and assisting in the resolution of property damage and bodily injury claims. Additionally, the representative stays updated on product developments and supports other departmental processes to ensure customer satisfaction and protect company interests.

An Introduction to Professional Skills and Functions for Claims Representative with a Cover Letter

1. Details for Claims Representative Cover Letter

  • Obtaining the facts of the claim and reviewing coverage.
  • Reviewing estimates, appraisals, police reports, medical bills and other documents.
  • Clear and professional communication with customers, agents and vendors.
  • Frequently making and receiving phone calls.
  • Working within authority to timely and appropriately resolve claims, and working with the management team on claims that exceed authority.
  • Using a variety of software to manage work and document the claim file.
  • Active participation in a variety of team meetings and training.
  • Regular collaboration with teammates and the department.
  • Have conversations with the manager to discuss role, goals and development plan.
  • Convey training opportunities from customer and other contacts to management.
  • Respond to all email and phone calls from customers in a timely manner


Skills: Claims Investigation and Coverage Review, Document Review and Analysis, Effective Communication, Phone Communication Skills, Claims Resolution, Software Proficiency, Team Collaboration, Customer Service Excellence

2. Roles for Claims Representative Cover Letter

  • Perform all duties of a Claims Administrator in support of department and Masco Claims as required.
  • Interact with consumers (Pro and DIY) and provide technical information to resolve complex product matters/concerns.
  • Send correspondence to customers and explain denials where applicable
  • Maintain updated case files for all assigned claims (track cases from the time received to final resolution).
  • Collect and maintain pertinent claim documentation – statements, reports, photos, estimates, releases, etc.
  • Assist Masco Claims by providing technical knowledge and claim support as required to assist in resolving complex property damage and bodily injury claims.
  • When necessary, coordinate inspections by third party administrator to collect information required for the claim evaluation process.
  • Develop, maintain and coordinate architectural specifications, label analyses and other product guides as assigned.
  • Keep abreast of product and service developments to include
  • Marketing memos, new products, product changes, product label updates, brochures, MSDS, online guides and other resource materials.
  • Assist other department processes, functions and administrations that will support customer satisfaction and achievement of departmental goals, protect the brand and protect shareholder interests.


Skills: Claims Administration, Technical Support, Communication Skills, Documentation Management, Technical Knowledge, Coordination and Collaboration, Technical Writing, Product and Service Knowledge

3. Responsibilities for Claims Representative Cover Letter

  • Receives claim information from Lockton client and verifies current insurance coverage.
  • Reports claim information accurately and promptly to the appropriate insurance carrier on behalf of the client
  • Mails and/or faxes claim information to the insurance carrier.
  • Enters claim and coverage information into computer system by using alpha-numeric keypad.
  • Manages the progress of the claim until conclusion.
  • Maintains communication with Lockton client and insurance carrier
  • Prepares status reports on critical claims for client.
  • Meets with Producer and Commercial Insurance Department associates concerning claims progress.
  • Fields all questions and acts on requests concerning claim progress
  • Handling daily mail, paying special attention to checks/drafts and items requiring immediate attention.
  • Protects the confidentiality of information learned by performing the duties of the position.
  • Makes positive contribution to customer satisfaction and constantly strives to improve service to the customer.


Skills: Insurance Claims Processing, Data Entry and Computer Skills, Claim Management, Communication Skills, Reporting and Documentation, Client Relationship Management, Attention to Detail, Confidentiality and Compliance

4. Functions for Claims Representative Cover Letter

  • Process manual claims, consistently meeting productivity and quality standards.
  • Verify eligibility of member and status of accounts.
  • Enter appropriate claims into claims platform, confirm accuracy of result and make appropriate changes if necessary
  • Keep management informed of actual or potential system or procedural problems, plan set-up questions and need for system corrections to accurately process claims.
  • Correctly process returns for any claims that cannot be entered into the system.
  • Work with management to address escalated issues or claims with problems.
  • Adhere to all individual employee performance standards including productivity, quality and attendance.
  • Adhere to all company and departmental policies and procedures
  • Interact and support the CID departments with claim summary information as well as claim data
  • Responsible for collecting client’s claims data from various insurance carrier or TPA RMIS Systems


Skills: Claims Processing, Quality Assurance, Eligibility Verification, Data Entry Accuracy, Problem Solving, Customer Service, Adherence to Standards, Compliance

5. Accountabilities for Claims Representative Cover Letter

  • Review claims and payments for accuracy and adherence to correct coding and billing standards.
  • Determine amounts and charged to be billed, patient portion due, and apply discounts according to payer rules and policies.
  • Ensure the accuracy of data.
  • Maintain strict personal, customer, and company confidentiality.
  • Navigate simple to complex insurance claim-related losses, including mediating resolutions and disagreements between owners and renters, through the entire claim cycle.
  • Work closely with all departments, from fellow claims & resolution team to RVezy's co-founders, to align on case strategies.
  • Provide input, and ideas, and brainstorm on topics relevant to operations and customer success
  • Craft clear and concise resolution plans to ensure fair and accurate outcomes on all claims.
  • Collaborate with insurance providers and third-party vendors in order to bring a successful resolution to claims and disputes.
  • Identify possible risks, and work with other departments to de-escalate situations wherever possible.
  • Responsible for the submission, oversight, and management of all assigned insured claims from onset to conclusion.
  • Implements Company policy and procedures for the reporting, handling, and oversight of insured claims.
  • Ensures the reserve for each claim is accurate.


Skills: Claims Review and Billing Accuracy, Data Accuracy and Management, Confidentiality Maintenance, Claims Resolution and Dispute Management, Cross-Functional Collaboration, Policy Implementation and Compliance, Vendor and Provider Collaboration, Risk Identification and Mitigation

6. Tasks for Claims Representative Cover Letter

  • Represent claimants in Social Security cases pending at the initial and appeal levels until/unless a hearing is scheduled. 
  • Interprets Social Security statutes and regulations and applies to facts of each case.
  • Analyzes existing medical evidence and determines additional medical records necessary to demonstrate proof of Social Security disability.
  • Recommend closure or OTR to lead developer based upon evidence of record.
  • Analyze SSA/DDS/OHO requests and determines appropriate response.
  • Obtains status from SSA/DDS/OHO.
  • Files Reconsiderations and Hearing Requests within specified timeframes.
  • Assists claimants in completing DDS questionnaires.
  • Completes initial applications for Social Security benefits with claimants.
  • Fields claimant and client company calls and determines next steps based on information obtained, SS law and process and GENEX internal process and procedures. 
  • Documents all claim activity in departmental database.


Skills: Interpreting Social Security Statutes and Regulations, Analyzing Medical Evidence, Managing Case Progression, Advocating for Claimants, Assisting with Documentation, Ensuring Compliance, Decision Making on SSA/DDS/OHO Requests, Client Communication and Support

What Are the Qualifications and Requirements for Claims Representative in a Cover Letter?

1. Knowledge And Abilities for Claims Representative Cover Letter

  • Experience in customer service via phone or e-mail communication
  • Experience in Microsoft Office products (Outlook, Word and Excel)
  • Experience in following a business plan
  • Accomplishes tasks according to the directions and instructions provided
  • Experience in providing excellent service to internal and external customers
  • Demonstrates a strong attention to detail
  • Experience in reviewing information and consistency
  • Experience in communicating both verbally and in writing
  • Experience in communicating messages, thoughts, and ideas to others
  • Demonstrates strong presentation skills
  • Experience in maintaining a steady and positive attitude in challenging situations
  • Experience in handling rejection and criticism well


Qualifications: BA in Business Administration with 3 years of Experience

2. Experience and Requirements for Claims Representative Cover Letter

  • Knowledge of commercial property/casualty coverages as it relate to the claim process. 
  • Experience in commercial claims 
  • Ability to organize and prioritize heavy workload to meet deadlines, and to work under time pressure.
  • Ability to compile and analyze appropriate data.
  • Proficient with MS Office suite of software including Excel, and Word.
  • Ability to complete continuing education requirements as needed
  • Ability to attend company, department, and team meetings as required, including industry training sessions
  • Ability to comply with all company policies and procedures, proactively protecting the confidentiality of Client and company information
  • Ability to efficiently organize work and manage time in order to meet deadlines.
  • Ability to use office equipment such as a computer, keyboard, calculator, photocopier, and facsimile machine


Qualifications: BA in Communication with 2 years of Experience

3. Skills, Knowledge, and Experience for Claims Representative Cover Letter

  • Knowledge of computerized claims systems, 
  • Knowledge of organization structure of MCO claims processing, methods, and procedures utilized in claims processing, medical terminology, third-party reimbursement, and coordination of benefits.
  • Ability to process moderate to more complex claim issues.
  • Knowledge of Microsoft Office applications, including Excel, Word, and Outlook.
  • Experience in medical claim payment or medical billing processing
  • Experience in Medicaid/Medicare claims 
  • Experience in MCO claims payment-processing 
  • Able to prioritize and plan work activities, use time efficiently and develop realistic action plans.
  • Actively promote and personally observe safety and security procedures and use equipment and materials for ONR business use only.
  • Strong communication and interpersonal skills necessary to handle fast-paced situations and interact professionally and courteously with all personnel and vendors.


Qualifications: BA in Finance with 3 years of Experience

4. Requirements and Experience for Claims Representative Cover Letter

  • Professional communication skills (verbal, listening and written)
  • Ability to tactfully present information in clear and understandable manner.
  • Ability to analyze contracts, interpret metrics and understand workflows.
  • Ability to work with complex claims.
  • Ability to adapt to change and willingness to take on new tasks.
  • Ability to utilize Microsoft Office applications, databases, EHR and practice management software, as well as, internet applications.
  • Ability to prioritize and efficiently process claims
  • Ability to work independently with a high level of professionalism, dedication and commitment.
  • Ability to meet deadlines and hold vendors accountable to service level agreements.
  • Interpersonal and relationship-building skills
  • Ability to establish and maintain positive working relationships, internally and externally.
  • Ability to be receptive and open to regular feedback as provided, to enhance and develop performance.


Qualifications: BA in Psychology with 4 years of Experience

5. Education and Experience for Claims Representative Cover Letter

  • Excellent verbal and written communications skills.
  • Knowledge and experience with Word, Excel and Outlook required.
  • Ability to work on multiple projects at one time
  • Ability to work under pressure and to deadlines.
  • Must have demonstrated attention to detail and accuracy with a working knowledge of medical billing processes.
  • Ability to multi-task and possess strong administrative skills.
  • Able to communicate effectively by telephone, e-mail, and in person with customers, co-workers, and supervisors
  • Able to synthesize complex or diverse information.
  • Able to identify and resolve problems in a timely manner and gather and analyze information skillfully.
  • Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.


Qualifications: BS in Healthcare Administration with 2 years of Experience

6. Professional Background for Claims Representative Cover Letter

  • Experience in technical and customer service work within a technical services environment
  • Strong clerical/data entry skills
  • Experience in applied EPIC 
  • Strong attention to detail
  • Proven negotiation skills
  • Strong verbal and written skills are required.
  • Able to manage both financial and people resources.
  • Keep abreast of crop insurance industry claims standards and legal requirements.
  • Able to read, analyze, and interpret legal and policy information.
  • Able to look for ways to improve and promote quality and demonstrate accuracy and thoroughness.


Qualifications: BA in Criminal Justice with 3 years of Experience