Updated: Aug 11, 2024 - The Claims Representative engages directly with providers within the company's network to address complex billing, payment, and claims issues, employing research and resolution strategies for various claim discrepancies. This role involves comprehensive customer service interactions through both phone and written communication, alongside maintaining expertise in claims software regarding eligibility and reimbursement processes. Additionally, the representative participates in claims audits, advises on resolution strategies, and manages insured claim recovery, ensuring adherence to policy provisions and coverage.
Tips for Claims Representative Skills and Responsibilities on a Resume
1. Claims Representative, Allstate Insurance Company, Chicago, IL
Job Summary:
- Handles personal Insurance claims issues.
- Investigate personal Insurance Coverage questions and problems.
- Monitors and reviews all new Insurance claims for designated clients and establishes a plan of action to achieve a favorable claim resolution.
- Reviews claim status and reserves in consideration of client costs.
- Works closely with clients, account executives, producers, managers, and insurance carriers.
- Create favorable relationships with clients and adjusters.
- Operates independently and can service demanding clients who expect prompt attention.
- Ensure that all assigned claims are resolved timely, reserved accurately and handled fairly.
- Act as the primary point of contact to investigate and analyze the insurance company's liability concerning first party homeowner property losses and or damages.
- Effectively communicate with policy-holders, agents and service providers to accurately document claim details.
Skills on Resume:
- Claims Investigation and Analysis (Hard Skills)
- Claims Management (Hard Skills)
- Financial Acumen (Hard Skills)
- Client Relationship Management (Soft Skills)
- Communication (Soft Skills)
- Independence and Initiative (Soft Skills)
- Timeliness and Fairness in Claims Resolution (Soft Skills)
- Point of Contact (Soft Skills)
2. Claims Representative, State Farm Insurance, Bloomington, IL
Job Summary:
- Manage the claim activities for the assigned region by organizing and coordinating efforts of per diem adjusters to timely settle numerous claims.
- Stay abreast of all crop insurance industry procedures relating to proper administration of claim settlement procedures.
- Answer inquiries from agents, adjusters, and insureds pertaining to the interpretation of policy provisions and FCIC guidelines as apply to MPCI claims.
- Assign crop insurance adjusters to work crop claims.
- Train crop insurance adjusters on incorrect loss adjustment procedures and compilation of necessary paperwork.
- Assist in training agents about responsibilities relating to answering questions from insureds involving claims procedures.
- Assist in gathering Quality Control required reviews.
- Ability to handle upwards of 50 claims per month at varying stages in the claims process.
- Evaluate and apply the insurance policy as it pertains to making payments and declination of claims.
- Ability to understand, computer generated loss estimates and construction terminology.
- Create and maintain comprehensive claim handling notation in electronic claims management system and other related applications.
Skills on Resume:
- Claims Management (Hard Skills)
- Industry Knowledge (Hard Skills)
- Policy Interpretation (Hard Skills)
- Adjuster Coordination (Soft Skills)
- Training and Development (Soft Skills)
- Quality Control (Hard Skills)
- Claims Processing (Hard Skills)
- Documentation and Reporting (Hard Skills)
3. Claims Representative, Geico Insurance, Chevy Chase, MD
Job Summary:
- Work directly with assigned providers in the company's Provider Network regarding moderate to more complex billing, payments, and other issues presented.
- Research and resolution of unpaid, pended, unprocessed, and denied claims..
- Identifies trends that impact the provider denials and pended claims.
- Reprocess claims for prior authorizations, extended billing days, retroactive Medicaid, etc.
- Provides customer service via telephone as well as written to assigned providers.
- Assists providers regarding claims, payments, denials, and remittance advice.
- Maintains a working knowledge of the claims software to include eligibility, utilization management, claims adjudication edits, and reimbursement rates.
- Participates in quarterly file reviews and claims audits.
- Participate, as needed, in trials, arbitrations, and mediations.
- Advise Division, TPA, Law Department, and carriers on claims issues and resolution strategies, provide settlement authority and while assuring the application of coverage and policy provisions.
- Responsible for insured claim recovery activity.
- Conduct initial coverage review, identify, negotiate and resolve potential issues with Risk, TPA, and coverage counsel.
Skills on Resume:
- Claims Processing Expertise (Hard Skills)
- Trend Identification (Hard Skills)
- Claims Reprocessing (Hard Skills)
- Customer Service (Soft Skills)
- Claims Software Proficiency (Hard Skills)
- Auditing and Compliance (Hard Skills)
- Legal and Settlement Support (Hard Skills)
- Risk Management and Negotiation (Hard Skills)
4. Claims Representative, Progressive Corporation, Mayfield Village, OH
Job Summary:
- Provide direction, and guidance to internal claims staff, a third-party administrator (“TPA”), and legal counsel on claims and coverage issues.
- Interact with the Risk Management staff and the TPA on coverage matters claims resolution strategies and settlement.
- Authorize the settlement of claims within settlement authority.
- Participates in training Area and Division staff, whether in person or by webinar, in claims reporting and claims administration.
- Participate in the completion of various Risk Department projects as assigned.
- Participate in meetings and provides reporting as required.
- Understand and explain complex insurance issues.
- Negotiate and strategize the resolution of claims.
- Communicate effectively with internal and external customers (Senior, Area and Division management, auditors, insurance brokers, insurance carriers, and subcontractors).
- Work independently, set goals, and achieve results.
- Meet deadlines, prioritize, react quickly, and handle highly charged situations.
Skills on Resume:
- Leadership and Direction Setting (Hard Skills)
- Claims Management Expertise (Hard Skills)
- Training and Development (Hard Skills)
- Project Management (Hard Skills)
- Effective Communication (Soft Skills)
- Negotiation Skills (Hard Skills)
- Independence and Goal Orientation (Soft Skills)
- Crisis Management and Decision Making (Hard Skills)
5. Claims Representative, Liberty Mutual Insurance, Boston, MA
Job Summary:
- Responsible for the review and adjudication of services flagged by claims editing software within the claims transactional system, according to plan benefits, contractual reimbursement terms, and industry standards
- Responsible for review and resolution of provider correspondence related to claim denials generated by claims editing software
- Responsible for review and resolution of customer service issues related to claims reimbursement edits
- Responsible for analysis and recommendations to increase the automation of claims edits
- Responsible for identification and review of repetitive and/or inaccurate billing practices on a claim submission and/or content level
- Responsible for identification and review of potential overpayments of claims
- Responsible for determining if correct billing/coding requirements have been met including service to diagnosis compatibility, patient and provider demographic compatibility, revenue-to-service code compatibility, claim form field data validity
- Responsible for outreach to providers to promote provider education via written and verbal correspondence
- Responsible for recommendations for areas of provider claim submission and/or billing and reimbursement education
- Responsible for triage of potentially fraudulent or abusive billing patterns to the Claims Auditing Unit
- Responsible for triage of configuration issues
- Develop and maintain cumulative reports and spreadsheet
Skills on Resume:
- Claims Processing Expertise (Hard Skills)
- Provider Correspondence Management (Hard Skills)
- Customer Issue Resolution (Hard Skills)
- Automation and Process Improvement (Hard Skills)
- Billing Practices Analysis (Hard Skills)
- Overpayment Identification (Hard Skills)
- Billing/Coding Compliance (Hard Skills)
- Provider Education and Outreach (Soft Skills)