CASH MANAGEMENT ASSOCIATE JOB DESCRIPTION

Few roles feel the friction of a missed cut-off time faster than this one. A Cash Management Associate owns the daily execution of payment clearing, cash reconciliation, and bank account operations within a financial services environment where SOX controls and KYC compliance govern every transaction. The work demands precision at volume. Errors in lockbox posting or ACH processing surface quickly - in month-end reports, in audit findings, and in client escalations that land on a supervisor's desk the same morning.

As the Cash Management Associate, you apply, reconcile, and report on high-volume cash activity across domestic and international payment channels, ensuring accuracy, regulatory compliance, and on-time settlement in a treasury or banking operations function. You operate within a cash or treasury team, supporting senior managers and working closely with Finance, banking partners, and internal clients to resolve discrepancies and maintain tight control environments.

Career Impact: Hands-on ownership of KYC documentation, FATCA/CRS processes, and SOX-controlled payment workflows builds a compliance credential that is directly transferable to treasury operations, audit, and senior cash management roles.

Business Impact: Accurate daily cash application and timely ACH or wire execution determine whether the organization's liquidity position is reported correctly and whether client payment commitments are met without penalty.

Growth Opportunity: Exposure to intercompany settlements, FX execution, and bank account rationalization broadens your scope toward Treasury Analyst or Cash Management Manager roles within two to four years.

• Apply high-volume cash receipts across lockbox, ACH, and wire channels to ensure same-day accuracy and audit readiness.
• Reconcile cash activity daily, weekly, and monthly against bank records to maintain a clean general ledger position.
• Coordinate bank account opening and maintenance, including collection of KYC documents and FATCA/CRS self-certifications.
• Monitor payment queues and clearing settlement files to detect and resolve discrepancies before cut-off deadlines.
• Process returned payments, NSF items, and file exceptions, posting adjustments to owner accounts with full documentation.
• Prepare unapplied cash reports, lockbox metrics, and ad hoc data requests for the Cash/Treasury Associate Director and senior management.
• Support internal and external audit requirements by supplying bank confirmations, transaction records, and control evidence.
• Liaise with banking partners to resolve operating issues, update account signatories, and action service changes.

• Bachelor's degree in Finance, Accounting, Business Administration, or equivalent work experience.
• 2 or more years of cash application, banking operations, or treasury experience, with exposure to high-volume payment environments.
• Working knowledge of payment clearing frameworks including ACH, wire transfer, and lockbox processing.
• Demonstrated ability to apply SOX controls and internal audit requirements to daily cash and reconciliation workflows.
• Strong data entry accuracy and 10-key proficiency, with a high degree of attention to detail under deadline pressure.
• Effective written and verbal communication skills, including the ability to correspond clearly with internal clients on payment issues.
• Ability to manage competing priorities and adapt workload in a fast-paced, deadline-driven environment.

• Experience with KYC documentation processes and FATCA/CRS self-certification collection in a regulated banking environment.
• Familiarity with treasury management systems or banking platforms used for payment initiation and account monitoring.
• Prior exposure to foreign exchange settlement, intercompany netting, or multi-entity cash reconciliation.
• Professional accountancy qualification or progress toward CTP (Certified Treasury Professional) designation.

• Cash application accuracy rate, measured as percentage of receipts posted without manual correction.
• Unapplied cash balance at month-end, reflecting timeliness of clearing and follow-up on unidentified items.
• NSF and returned item resolution cycle time, tracking days from identification to account correction.
• Audit finding rate on cash controls, measuring adherence to SOX and internal control requirements.
• Bank account maintenance turnaround, measured in days from request to completed KYC or signatory update.
• Typical tools: Treasury and banking platforms (commonly Aderant/CMS, Deltek); productivity suite (commonly Microsoft Excel, Outlook).

• Base Salary Range: $45,000 to $62,000 per year depending on experience and location.
• Bonus: Discretionary annual bonus, typically 5 to 8 percent of base salary.
• Equity: Not typically offered at this level.
• Health Benefits: Medical, dental, and vision coverage; employer contribution standard.
• PTO: 15 to 20 days per year plus federal holidays.
• Common Perks: Tuition reimbursement, professional certification support, hybrid work eligibility.

Figures are estimates based on general US market benchmarks and may be outdated. Adjust based on location, company size, and seniority level.

Employment contingent on successful completion of a background check and, where applicable, credit history review consistent with financial services industry standards. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other characteristic protected under applicable federal, state, and local law. Reasonable accommodations are available to applicants with disabilities upon request. Candidates must be authorized to work in the United States.

The Cash Management Associate owns end-to-end payment clearing operations - including CIP registration, Cards Receivables support, and STR processing - within a Global Wholesale Operations team serving the Transaction Services business. Working closely with internal teams and external partners, the associate delivers accurate, timely cash flow management that supports both local and global client needs.

Key Responsibilities

• Perform end-to-end Boleto Collection operational activities, including CIP registration, clearing settlement files, and monitoring process flow for completeness and accuracy.
• Support Cards Receivables activities for Domicile and Settlement bank processes.
• Execute processes related to payment clearing operations, including CIP, Compe and STR.
• Process and monitor regular payments, including utility and tax collections.
• Interact with internal teams and direct non-local cash problems to the appropriate party for resolution.
• Strive to bring new thoughts and ideas to teams in order to drive innovation and unique solutions.
• Believe in the value of diversity so we can reflect, connect and meet the diverse needs of our clients and employees around the world.

Required Qualifications

• Bachelor's degree in Economics, Business Administration, Accounting, or equivalent.
• Previous experience in the financial segment, preferably with operational processes.
• Experience in the local cash account opening process is a plus (Former Bacen 2.025).
• Ability to perform product setup in local and global systems.
• Proficiency in the MS Office tools package.
• Accurate timing skills with deadlines and cut-off times.
• Ability to work under pressure.
• Excellent written and oral communication skills.
• Advanced to fluent English.

Reporting to the Asset Manager, the Asset Management Associate supports capital market, leasing, and acquisition activities for a growing privately held commercial owner and developer. Partnering with management, directors, and cross-functional teams, the associate delivers market analyses, financial statement reviews, and presentation materials that inform investment decisions across the portfolio.

Primary Duties

• Prepare materials for third-party appraisals.
• Support the company's capital market team for debt and finance purposes.
• Assist the Asset Manager in various areas including leasing and funds.
• Conduct and evaluate market data.
• Perform quarterly financial statement analyses and review cash flows.
• Work with different teams for acquisitions and asset sales.
• Assist with presentations for management and directors.

Skills & Qualifications

• Bachelor's degree in real estate, finance, accounting, or any other related field.
• 0-3 years of experience within a financial analyst position.
• Advanced understanding of public market investment concepts and private equity.
• Familiarity with Argus Enterprise is a plus.
• Skilled in Microsoft Excel, particularly in modeling investments.
• Strong multitasking and organizational skills.

Sitting at the intersection of cash operations and internal client service, the Cash Management Associate delivers accurate, high-volume cash receipt application, wire transfer processing, and reconciliation support within a firm-wide Finance function. Operating across lockbox management, ACH transactions, and NSF resolution, the associate works directly with the Cash/Treasury Associate Director and Supervisor to maintain timely payment accuracy and reporting.

Duties

• Apply high volumes of cash receipts in firm lockboxes accurately and on time, handling simple and complex payments including short pays, multiple bill payments, and third-party payors.
• Communicate with Finance and other personnel across the firm to obtain information necessary to accurately apply cash receipts.
• Post unidentified cash to clearing accounts and follow up to clear such items.
• Research and respond quickly to requests to reapply or cancel cash receipts, or to provide proof of payment.
• Monitor shared cash email box, respond to payment information requests, and download electronic remittance details provided by clients.
• Prepare monthly reports for unapplied cash and lockbox metrics; manage NSF check process.
• Create foreign and domestic ACH or wire transfer transactions or provide dual approval on e-payments authored by others.
• Communicate effectively with the Cash/Treasury Associate Director and Supervisor on workload, priorities, projects, and issue resolution.
• Handle remote deposit process as primary responsibility
• Provide backup and project support to department staff as needed.

Experience & Qualifications

• 3–4 years of experience with complex Accounts Receivable applications in a high-volume setting.
• Experience with CMS (Aderant) and Deltek a plus
• Experience with image-enabled lockbox a plus.
• Solid data entry and 10-key skills
• High degree of accuracy and attention to detail.
• Proficient in Microsoft Excel, Word, and Outlook
• Comfortable with internet and online banking software.
• Strong written, verbal, and listening communication skills
• Ability to compose correspondence on client payment issues.
• Team-oriented with strong commitment to customer service and interpersonal skills for dealing with a wide variety of internal customers.
• Flexible, willing to take initiative, and able to work additional hours and firm holidays that are not bank holidays when needed.

Embedded within a financial services asset management team, the Asset Management Associate oversees portfolio performance across operational, financial, regulatory compliance, and budgetary dimensions for all assigned properties. Working closely with development partners, lenders, investor clients, third-party management agents, and agencies, the associate ensures each asset continues to meet its investment goals.

Core Functions

• Maintain oversight of portfolio performance through ongoing monitoring of operational, financial, management, regulatory compliance, and budgetary compliance for all assigned assets.
• Maintain independent relationships with development partners, lenders, investor clients, third-party management agents, and agencies to ensure assets meet investment goals.
• Evaluate economic, demographic, and multi-family market trends.
• Ensure continuing program compliance.
• Prepare and present financial analyses and reporting to company management.
• Review and prepare periodic investor reporting.
• Perform periodic on-site property inspections for all properties within the assigned portfolio.

Qualifications & Experience

• 5+ years of experience in LIHTC multi-family housing as an asset manager with a stabilized and/or special assets portfolio.
• Thorough knowledge of Outlook, MS Word, and Excel.
• Strong financial analysis skills.
• Excellent communication and organizational skills.
• Proactive and able to multitask and work in a fast-paced environment.
• Ability to work closely with third-party property managers and leasing agents.
• Ability to work independently and travel as necessary.

A key member of the treasury and fund operations team, the Cash Management Associate shapes daily banking compliance, KYC documentation, FX execution, and cash reconciliation activity across fund entities operating under EU AML/KYC and FATCA/CRS regulatory frameworks. Collaborating across the FOA team, portfolio analysts, and senior cash management, the associate ensures banking structures remain accurate, controlled, and audit-ready.

Functions

• Ensure all cash and banking procedures operate in accordance with documented controls.
• Coordinate the bank account opening process, including the collection of KYC documents and FATCA/CRS self-certifications and the storage of such documents.
• Maintain relationships with banks and liaise to make necessary changes to accounts, including director changes, signatory updates, and account closures.
• Perform annual reviews of bank records to ensure bank details are kept up to date.
• Enter payments into banking software and ensure invoices are paid in a timely manner.
• Assist the FOA team with cash tracking sheets and reconcile cash activity on a daily, weekly, and monthly basis.
• Prepare and distribute data reports to the senior cash manager and investment portfolio teams.
• Support annual audits, work closely with portfolio analysts on third-party financing, coordinate and execute FX trades, and monitor banking structures to minimize NWT exposure and bank charges.

Background & Experience

• Bachelor's degree in Accounting or Finance.
• 3–5 years of experience in a treasury operations or accounting role with cash management responsibilities.
• Understanding of the Luxembourg investment fund industry and structures.
• Good understanding of the EU AML/KYC regulatory environment.
• Experience with banking/treasury systems a plus.
• Proficiency in Excel.
• Ability to communicate effectively in a fast-paced, cross-functional environment.
• Ability to work independently and collaboratively across all levels and time zones.
• Fluent in written and spoken English; German is considered a plus.
• Ability to work a flexible schedule.

Accurate month-end close and SOX-compliant cash accounting depend on the Cash Management Associate, who executes daily GL journal entries, sub-ledger postings, bank reconciliations, and corporate submissions within a multinational accounting operations environment. Based within the R2R process delivery structure and reporting to the R2R Process Delivery Lead, the associate supports internal and external audit requirements while identifying process improvement opportunities.

Accountabilities

• Execute cash accounting-related activities on a daily basis.
• Oversee and support General Ledger journal entries, GL and cash account review, maintenance and analysis, master data change requests, reconciliations, foreign exchange adjustments, and corporate accounting.
• Coordinate and support monthly, quarterly, and annual closing activities including sub-ledger postings, bank transaction clearing, bank account reconciliations, and corporate submissions.
• Coordinate and support execution of activities related to internal and external audit requirements.
• Provide periodic internal and external reports and support ad hoc data requests from management or markets.
• Ensure compliance with KPIs, SLAs, SOX, internal controls, and accounting policies and procedures.
• Work closely with local accounting teams to resolve discrepancies and escalate issues to the R2R Process Delivery Lead as required.
• Assist the R2R Process Delivery Lead and Global Process Owner to identify and implement process improvement initiatives and best practices.

Professional Experience

• Undergraduate degree in Finance or Accounting.
• Professional accountancy qualification preferred, not required.
• 1–2 years of experience in accounting positions, including managing a small staff of accountants.
• Previous experience in a large multinational firm or Animal Health/Pharmaceutical industry preferred, not required.
• Basic computer skills in Microsoft Word, Excel, and Access.
• Hands-on experience with ERP systems.
• Strong written and oral communication skills.
• Proficiency in English and applicable local language(s).

As the Cash Associate, this role encompasses daily processing of manual and automated customer payments, adjustment posting, returned payment handling, and escalated inquiry resolution within the Cash and Banking Operations area. The Cash and Banking Operations team relies on this work to maintain accurate owner account records and ensure same-day payment deposits reach the correct bank accounts by product and entity.

Key Deliverables

• Process all manual payments and payment files daily, including batching, coding, scanning, keying, and depositing.
• Process all daily adjustments to owner accounts and proactively take steps to prevent similar issues.
• Process all returned payments and file exceptions daily.
• Research, resolve, and respond to internal customer inquiries in a timely manner, including escalated issues requiring immediate attention.
• Support ACH bank desk by initiating or approving ACH transfers between various bank websites.

Education & Experience

• High School Diploma or GED equivalent.
• 1–2 years of cash or banking experience.
• Intermediate skills in Excel preferred.
• Basic computer skills required in MS Word, PowerPoint, and Outlook.
• Excellent verbal and written communication skills.
• Detailed, accurate, and thorough.
• Strong time management and organizational skills.
• Ability to adapt to changes and a demanding work environment.
• Responsive to internal customer requests and able to meet or exceed deadlines.

Cash Management Associate builds the treasury operations infrastructure supporting the Zoetis Treasury Center and select subsidiaries across Europe, Africa, and the Middle East, covering daily liquidity management, bank account rationalization, FX deal settlement, and SOX and EMIR compliance. Success in the position means maintaining accurate records in the Treasury Management System while managing KYC requests, intercompany netting settlements, and Business Continuity plan documentation across a multi-region scope.

Areas of Ownership

• Initiate and/or approve treasury-related payments and manage account liquidity in respective regions, investing surplus cash where required.
• Settle and confirm deals including FX and others, and follow up with stakeholders as required.
• Co-manage intercompany netting program including settlements.
• Ensure all activities are accurately captured in the company's Treasury Management System.
• Maintain appropriate signers on accounts and manage bank account services, including analysis of bank fees and service quality.
• Maintain service levels for responding to customer requests for additions, deletions, and entitlement changes.
• Ensure SOX compliance in all daily activities and coordinate activities around periodic SOX controls.
• Manage KYC requests, ensure EMIR reporting compliance, provide audit support, and continually identify opportunities to improve treasury operations processes.
• Develop and maintain the Business Continuity plan and provide assistance on projects as required.

Required Qualifications

• Bachelor's degree in Finance or Accounting.
• Minimum 2–3 years of experience in treasury organizations including cash management covering deposits, payments, sweeps, and funding.
• Experience working with Treasury Management systems and banking platforms; familiarity with daily operations of a corporate treasury organization.
• Self-starter with demonstrated ability to follow up and bring open items to resolution.
• Excellent verbal and written communication skills.
• Ability to effectively communicate vision to a broad audience of stakeholders.
• Willingness to be flexible, adaptable, and function at a high level of integrity and maturity.

The Associate Cash Management Solutions & Transformation owns the design, development, and delivery of digital technology solutions for GBS Treasury and GBS Finance users, working within Pfizer's data-first digital strategy to implement impactful cash management tools from discovery through deployment. Reporting within the Cash Management and Transformation space, the associate manages consultants, vendor resources, and project timelines while training stakeholders and ensuring all solutions meet SDLC guidelines and budget requirements.

Role Responsibilities

• Design and develop digital solutions for GBS Treasury and GBS Finance users across cash management projects.
• Manage deliverables, consultants, vendor resources, and timelines for projects in the Cash Management and Transformation space.
• Translate ideas and concepts into seamless user experiences across cash management projects.
• Oversee design, development/configuration, and testing of solutions.
• Present status and overviews to executive-level colleagues.
• Train key stakeholders on applications and develop necessary documentation, including SOPs, training materials, and design documents.
• Ensure projects are completed on schedule, within budget, and in accordance with SDLC guidelines.

Knowledge Skills & Abilities

• 12–24 months of experience in digital roles.
• Good understanding of Pfizer's Digital organization and Global Supply Program.
• Hands-on experience with programming languages, databases, and scripting languages such as Python.
• Hands-on experience with visualization tools such as Tableau and Spotfire.
• Demonstrated skills in analysis, problem-solving, and requirements business analysis techniques, including brainstorming, interviewing, and activity diagrams.
• Facilitation, negotiation, and presentation skills.
• Ability to work in ambiguous situations and manage multiple priorities effectively.