ASSOCIATE BROKER JOB DESCRIPTION

An Associate Broker who cannot read a policy form or negotiate a binder leaves accounts exposed and carriers unwilling to quote. That gap between raw submission and bound coverage is exactly what this role is built to close. The Associate Broker handles the placement workflow for commercial property and casualty accounts, from evaluating retail submissions and preparing market documents to securing quotes and tracking binder receipt, all within a licensed brokerage environment that requires active P&C credentials. Hard. Relentlessly detail-dependent. This is the role where commercial insurance careers are built.

As the Associate Broker, you manage the end-to-end placement process for commercial P&C accounts, preparing submissions, negotiating terms with carriers, and maintaining compliance with state licensing requirements and brokerage procedures. You work alongside senior brokers and interact directly with retail agents and insurance carriers to ensure accounts are placed accurately and renewals are handled on time.

Career Impact: Hands-on exposure to D&O, EPL, excess liability, and multi-line commercial placements accelerates your technical depth in ways that generalist insurance roles cannot, building the carrier relationships that define a broker's long-term market reputation.

Business Impact: Retail agents and commercial clients depend on accurate submissions and timely binder delivery to keep their coverage in force; errors or delays at this stage can leave accounts unbound at renewal.

Growth Opportunity: Associate Brokers who master the submission-to-binding workflow and obtain their full P&C license are positioned to step into full Broker roles with their own book of business and carrier negotiating authority.

• Evaluate retail submissions to identify exposures, coverage requirements, and appropriate market placement options.
• Prepare and finalize submission documents, quote proposals, and renewal strategy materials for delivery to insurance carriers.
• Negotiate coverage terms, pricing, and contract language with underwriters and insurance markets on behalf of clients.
• Review and compare quotations and binders to verify accuracy, completeness, and compliance with agreed terms.
• Monitor account diaries and follow up with carriers on outstanding quotes, binder receipt, and policy document delivery.
• Maintain accurate insurance records including premium calculations, endorsements, audits, and policy corrections.
• Support senior brokers with day-to-day client servicing, renewal preparation, and new business development activities.
• Communicate consistently with retail agents and underwriters by phone and written correspondence to resolve underwriting questions and provide status updates.

• Bachelor's degree in Business, Finance, Risk Management, or a related field, or equivalent work experience.
• 1 or more years of experience in commercial insurance brokerage, underwriting, or a wholesale distribution environment, with direct exposure to P&C placements.
• Active Property and Casualty insurance license in the applicable state, or ability to obtain licensure within 90 to 120 days of employment.
• Working knowledge of commercial P&C coverage forms, policy structures, and standard underwriting principles.
• Ability to evaluate and compare insurance quotes, assess contract provisions, and identify coverage gaps across multiple markets.
• Strong written and oral communication skills, with the ability to correspond professionally with carriers, retail agents, and internal team members.
• Demonstrated organizational discipline, with the ability to manage multiple active placements, prioritize competing deadlines, and maintain accurate documentation.
• Proficiency in standard office productivity software for document preparation, data tracking, and correspondence management.

• Prior experience in wholesale or excess and surplus lines brokerage, including familiarity with non-admitted market placement procedures.
• Technical knowledge of specialty commercial lines such as management liability, FINEX products (D&O, EPL, Fiduciary), or umbrella and excess liability programs.
• Experience preparing or reviewing broker opinion of value analyses, stewardship reports, or multinational program coordination documents.
• Demonstrated track record of building productive working relationships with retail agency contacts and insurance carrier underwriters.

• Binder receipt rate, measuring the percentage of quoted accounts successfully bound within the target timeframe.
• Submission accuracy rate, reflecting the proportion of submissions requiring no material correction after delivery to carriers.
• Renewal retention rate across the managed account portfolio, indicating client and carrier relationship strength.
• Average quote turnaround time from submission delivery to carrier response, reflecting follow-up effectiveness.
• Documentation compliance rate, measured by completeness of policy files within 30 days of policy receipt.
• Typical tools: insurance record management systems (commonly AIM or ImageRight); office productivity suites (commonly Microsoft Office 365).

• Base Salary Range: $55,000 to $80,000 annually, depending on experience and state market.
• Bonus: Performance-based, typically 5% to 15% of base salary tied to retention and production goals.
• Equity: Uncommon at this level; occasionally offered at larger publicly traded brokerage firms.
• Health Benefits: Medical, dental, and vision coverage; employer contribution varies by firm size.
• PTO: Typically 15 to 20 days annually, plus standard federal holidays.
• Common Perks: Continuing education reimbursement, licensing fee coverage, and professional association membership support.

Figures are estimates based on general US market benchmarks and may be outdated. Adjust based on location, company size, and seniority level.

Background check completion, including verification of licensure history and prior employment, is a condition of employment for all positions using this template. All qualified applicants will receive consideration without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other characteristic protected under applicable federal, state, and local law. Reasonable accommodations are available to individuals with disabilities throughout the hiring process upon request. Candidates must be authorized to work in the United States.

The Associate Broker owns day-to-day servicing of large commercial management liability accounts, developing broking strategies, negotiating coverage terms, and supporting WTW producers in closing new business. Working across retail producers, underwriters, and global colleagues, this role delivers optimum risk solutions for companies with over $1B in revenues within the FINEX practice.

Key Responsibilities

• Support placement of large, complex and global programs for commercial accounts into the marketplace.
• Develop broking and marketing strategy for renewal and new placements and coordinate with global colleagues on placements.
• Assist with performing policy contract reviews and negotiate renewal and new placements with insurance markets on behalf of clients.
• Prepare draft strategy documents, proposals, submissions, and quote proposals; research and evaluate all solutions to identify and develop optimum risk solutions for clients.
• Research and answer questions from underwriters and producers; follow up with insurance carriers and underwriters regarding the status of quotes and provide additional information or rates as necessary.
• Oversee diary for receipt of insurance documents and maintain insurance records for accounts.
• Communicate by e-mail, telephone, and written correspondence with underwriters and clients; prepare and update summaries, coverage confirmations, and review binders for accuracy and completeness.
• Build strong partnerships with a broad range of organizations and stakeholders in the market to secure optimum terms and conditions for clients.
• Maintain knowledge of insurance carriers and market trends; participate in continuing education to maintain licensure.
• Support WTW producers in pursuing and closing new business opportunities.

Education & Experience

• Insurance broker's Property & Casualty (P&C) license required.
• 1–3 years industry experience; handles companies with over $1B in revenues at medium to high complexity.
• Technical knowledge of FINEX product lines including D&O, EPL, Fiduciary and Crime/Fidelity; demonstrates knowledge of core insurance principles, contracts, and structures.
• Knowledge and understanding of current marketplace and carriers; analytical and quantitative skills to effectively communicate the value of analytical models and results for evaluating clients' risks.
• Transactional oriented with ability to work on multiple placements at once; self-starter requiring minimal supervision with ability to execute assigned tasks in a timely fashion.
• Advanced Microsoft Office skills and familiarity with technology-based record management systems and relevant online tools.
• Ability to interface with clients and collaborate internally with teammates; seeks guidance when needed and is receptive to feedback; strong written and oral communication, presentation, listening, client service, and negotiation skills.
• Ability to manage difficult situations and seek higher-level support when needed.
• Must demonstrate core competency of WTW Values & Vision.
• Travel required.

Reporting to a senior Broker, the Associate Broker builds retail agent relationships and learns all aspects of wholesale insurance with the goal of independently binding and managing commercial property and casualty accounts. Partnering with retail agencies, brokerages, and insurance markets, this role supports revenue growth while developing the placement and negotiation skills needed to advance to a full Broker position.

Primary Duties

• Assist Broker in managing the service and market placement of the Broker's portfolio of accounts.
• Maintain cooperative and dependable relationships with retail agencies and brokerages; may make sales calls to agencies and brokerages.
• Learn how to market new and renewal business and support the Broker in achieving targeted annual revenue goals.
• Work toward demonstrating broad knowledge of commercial property and casualty coverages with insurance carriers and other markets.
• Learn to evaluate submissions from retail insurance brokers and identify exposures and coverage required; identify market direction, scope of coverage, pricing, and contract language.
• Learn to create submissions, follow through with market placements, communicate and negotiate with insurance markets and retail brokers.
• Evaluate quotes and contract provisions offered by insurance markets; learn all aspects of quoting including competitive pricing, contract language, and necessary details.
• Work toward successfully negotiating market placement of new and renewal business and ordering binders; understand the entire submission to binding process.
• Perform other duties as assigned.

Qualifications & Experience

• Bachelor's degree preferred; equivalent experience and knowledge considered.
• Must be licensed by appropriate state or working to obtain a license once offered employment.
• Relevant experience in a commercial insurance brokerage or underwriting environment; wholesale brokerage experience helpful but not required.
• Track record of building trusted working relationships with the highest level of customer relations and negotiating skills.
• Independent judgment required to plan, prioritize, and organize a diversified workload with critical attention to detail.
• Proficient in Microsoft Office including PowerPoint, Word, Outlook, and Excel.
• Must have and maintain a valid driver's license; ability to travel on short notice with potentially substantial travel.

Sitting at the intersection of business development and transaction execution, the Associate Broker supports the Transwestern Multifamily Los Angeles team by generating leads, conducting property tours, performing financial analysis, and managing the escrow process for closing multifamily sales. Operating across prospecting, contract negotiations, and community engagement, this role enables the team to cultivate client relationships and close multifamily real estate transactions.

Duties

• Work with senior brokers to assist in calls and business development activities through prospecting, networking, relationship building, marketing, and client presentations.
• Accompany prospective clients on property tours to discuss property features.
• Assist in completing broker opinion of value analysis for prospective clients and offering memorandum packages for listings.
• Report and update senior brokers on potential deals being generated, issues and concerns, and next steps.
• Participate in contract negotiations and due diligence.
• Draft correspondence to existing and prospective clients.
• Participate in the team's social media presence and plan.
• Engage in the local community and charitable events, as well as industry and professional associations to create new contacts and generate new business.
• Maintain client list and deals within the company's CRM system.

Skills & Qualifications

• Bachelor's degree with emphasis in real estate, accounting, finance, or related field preferred but not required.
• Active real estate license within the state, maintained in good standing throughout employment.
• Minimum 6 months of real estate or related experience making prospecting phone calls preferred; internship experience in commercial real estate a plus.
• Aptitude for sales prospecting through telephone and in-person techniques; ability to effectively present information.
• Knowledge of CoStar and other related CRE listing software a plus.
• Advanced proficiency with Microsoft Word, Excel, and Outlook.
• Strong organizational skills, excellent verbal and written communication skills, and ability to keep information and internal communications confidential; ability to provide efficient, timely, reliable, and courteous service to internal and external clients.
• Ability to provide general direction, work independently, and self-manage.
• Travel may be required.

Embedded within a commercial real estate brokerage team, the Associate Broker delivers prospecting, client support, and property marketing by canvassing new business, conducting property tours, and building competitive market surveys. Working closely with senior brokers, Brokerage Assistants, Research Staff, and the marketing team, this role strengthens the brokerage group's leasing business and overall market position.

Core Functions

• Work with senior brokers to continuously prospect and canvass new business opportunities.
• Participate in cold-calling program with brokerage teams, property tours, and team and weekly sales meetings.
• Conduct daily calls to track tenant progress and provide brokers with floor plans and marketing materials; join a scoop group.
• Develop tour coverage responsibility and familiarity with all current listings to provide tour support.
• Participate in client meetings and assist with materials required per client requests; assist with initial draft proposals for existing building leads, review and edit proposals, and prepare proposal templates.
• Create and update property profiles, market information, lease and sale comps, and competitive property surveys; feed information into tracking systems for leasing reports.
• Develop comfort and familiarity with commercial real estate software to run complex financial models.
• Coordinate with the marketing team on tasks, deliverables, and campaign materials; communicate expectations on requests and deliverables to clients.
• Work with senior brokers to effectively market designated properties and utilize all internal support groups including Brokerage Assistants, Research Staff, Marketing, and internal databases.
• Submit all data required for prospect and target marketing reports and commission memos; identify and communicate to senior brokers any obstacles or opportunities to improve overall performance.

Required Qualifications

• Bachelor's degree required; advanced degree or CRE certification a plus.
• Exposure to commercial real estate; sales experience a plus; ability to maintain relevant license requirements.
• Creative problem-solving and analytical skills.
• Impeccable organizational and follow-up skills with the ability to focus on details while managing the big picture.
• Self-starter capable of maintaining a high energy level and being a team player.
• Must be well-spoken and possess strong presentation skills and effective business-writing skills.
• Strong skills in Excel, Word, and PowerPoint.

A key member of a national excess liability practice, the Associate Broker applies technical insurance knowledge to support the broking of client umbrella and excess risks, operating under the supervision of more experienced team members in the Bermuda and London markets. Collaborating across clients, internal brokers, and global markets, this role enables accurate placement of complex liability programs through quality submissions, financial comparisons, and compliance adherence.

Functions

• Gather information and analytics to assess and evaluate client risks to support the placement of client risks into the market.
• With support of more experienced brokers, assume responsibility for quality of submissions and data accuracy.
• Review and compare quotations and binders; ensure that quality and compliance procedures and processes are adhered to.
• Create and complete financial comparisons and record and maintain all information accurately on the appropriate system.
• Prepare and finalize draft submission documents for delivery.
• Create Post Renewal Memo and shell Renewal Strategy Document.

Experience & Qualifications

• College degree preferred; P&C license required or to be secured within 1 year of employment.
• Fewer than 5 years of industry experience.
• Insurance technical skills demonstrating knowledge of core insurance principles, coverage forms, and principles.
• Advanced MS Office skills and familiarity with relevant online tools; ability to upload data into WTW proprietary analytic software.
• Ability to take direction, receive constructive feedback, and deliver accurate work product; ability to execute assigned tasks in a timely fashion with solid written and oral presentation skills and active listening.
• Ability to interface with customers and collaborate internally with teammates to serve customers.

Consistent deal flow for Bradford's commercial real estate clients depends on the Associate Broker, who secures new business through prospecting, cold calls, and relationship building while negotiating the selling, leasing, and marketing of industrial and office properties. Based within an identified submarket, this role maintains a detailed CRM database and develops a thorough understanding of supply chain, demographics, and market trends to serve clients effectively.

Accountabilities

• Secure new and expanded business opportunities through prospecting, networking, relationship building, and cross-selling Bradford services to clients.
• Develop business and negotiate the selling, leasing, and marketing of commercial real estate properties for clients.
• Establish tenant prospect and industry relationships; perform market surveys and cold calls.
• Develop and send marketing packages and materials to potential clients.
• Develop and maintain a thorough understanding of supply chain, demographics, traffic patterns, and market trends.
• Maintain detailed database of identified submarket of expertise and CRM.
• Perform other related duties as assigned.

Technical Qualifications

• Bachelor's degree in Business or Real Estate preferred.
• Texas Real Estate License required.
• Minimum 6 months of experience in commercial office/industrial leasing, or recent college graduate, or recent relevant sales experience; experience canvassing and cold calling.
• Excellent verbal and written communication skills.
• Skilled in relationship building, negotiation, mathematics, time management, and organization.
• Exhibit initiative, assertiveness, persistence, ambition, good judgment, confidentiality, and strong attention to detail.
• Ability to focus on multiple tasks, work independently in a high-pressure environment, and remain dependable and punctual.

As the Associate Broker, this role supports commercial insurance operations in Florida by reviewing and rating new and renewal submissions, handling inspection recommendations, and performing data entry across multiple internet-based systems. The Florida commercial insurance team relies on this work to maintain policy accuracy, reporting consistency, and compliance with accounting procedures.

Activities

• Review submission information required to issue new or renewal quotes; rate and prepare new or renewal quotes.
• Review and handle inspection recommendations and discrepancies; review policies for errors.
• Monitor various reports for consistency.
• Assist in accounting procedures such as invoicing.
• Perform data entry into multiple internet-based systems.
• Perform other duties as assigned.

Position Requirements

• 2–3 years of commercial insurance experience; Casualty knowledge preferred.
• 2-20 Florida General Agent's Property & Casualty License required.
• Strong written and verbal communication skills with excellent attention to detail.
• Able to investigate missing information on submission documents; high level of motivation and organization.
• Ability to prioritize important and pressing tasks with innate organizational skills and willingness to take on challenges.
• Proficient in Microsoft Office including Outlook, Word, and Excel.
• Willing to learn, not afraid to ask questions, and committed to working collaboratively in a team environment.

Associate Broker supports commercial lines renewal underwriting and new business production in Florida, negotiating rates and terms with carriers, discussing coverage and forms with retail customers, and ensuring compliance with government agencies and corporate policies. The work directly supports the production team's growth goals by fostering internal relationships, maintaining confidentiality, and assisting the sales process across multi-line commercial insurance accounts.

Role Responsibilities

• Assist with commercial lines renewal underwriting and joint marketing trips with senior underwriters.
• Negotiate rates and terms with carriers and discuss coverage and forms with retail customers.
• Assist the sales process on new and renewal business.
• Foster and seek relationships with teammates across all levels of the organization.
• Ensure compliance with government agencies and corporate policies and procedures.
• Attend training sessions and courses to maintain up-to-date skills.
• Always conduct the highest level of confidentiality; perform other duties as needed.

Knowledge Skills & Abilities

• 2–4 years of experience in Commercial Multi-Line Insurance or a Bachelor's degree in Risk Management.
• FL 2-20 License or 4-40 for at least one year.
• Sales and production driven mentality; experience working in a paperless environment preferred.
• Detail-oriented with ability to multi-task and work well with others in a production team environment.
• Committed to excellent customer service with exceptional interpersonal skills.
• Proficiency in Microsoft Office 365.

The Associate Broker develops market knowledge and transactional experience in North San Diego County's industrial and office real estate market by cold calling daily, converting prospects to meetings, and supporting senior brokers with financial models, market surveys, and client presentations. Reporting directly to the Senior Brokerage Team Leaders at JLL, this role advances the team's leasing business and new business pipeline through a structured 1–2 year producer development program.

Day-to-Day Responsibilities

• Participate in cold-calling program, convert calls to meetings and new business wins, and participate in client meetings and new business presentations.
• Participate in property tours and contact and meet regularly with other real estate professionals including developers, appraisers, landlords, and brokers.
• Work with senior brokers to develop follow-up materials for clients including lease comparisons, market overviews, and prospect or client presentations.
• Maintain and update the Brokerage Team's market research database and CRM system; effectively utilize all internal JLL support groups and databases.
• Review and analyze client's quantitative office location data, legal documents, and other materials as part of project due diligence.
• Work with research and team members to compile market information and statistics; conduct research to support presentations, publications, reports, and deliverables including market surveys and data analysis.
• Work with Excel-based analytical tools including macro-enabled financial models, cash flow projections, valuation models, and sensitivity analysis with supervision.
• Participate in Brokerage Team and weekly sales meetings to update colleagues on leasing activity, market information, new business efforts, and market knowledge and trends.

Background & Experience

• Must have a valid CA Real Estate license or be scheduled for exam within 30 days of hire.
• 0–1+ years of work experience in real estate; internships considered; bachelor's degree in Business, Finance, or Real Estate preferred.
• Demonstrable success in high-level sales production; 30+ hours per week commitment in a 1–2 year program to transition into full-time producer.
• Ability to analyze qualitative and quantitative information and translate into strategic deliverables; understanding of real estate fundamentals.
• Strong computer proficiency with Excel, PowerPoint, and Word.
• Excellent interpersonal, customer service, time management, organizational, and written and oral communication skills; ability to adapt, prioritize, and meet deadlines in a fast-paced environment.
• Ability to work independently and collaboratively, multi-task under pressure, maintain confidentiality, and work with minimal supervision; positive, professional attitude.

Embedded within the Broker Dealer's compliance function, the Associate Broker oversees ongoing due diligence reviews of customers in business lines with elevated money laundering risk, analyzing alerts, investigating suspicious transactions, and producing high-quality investigative case files. Working closely with front-line colleagues, internal partners, and external parties, this role ensures timely BSA/AML reporting and strengthens the firm's KYC and EDD compliance posture.

Scope of Work

• Analyze system-generated and manually created alerts for potential suspicious activity.
• Research, analyze, and investigate customer and transaction behavior for potential money laundering or terrorist financing risks in accordance with Bank policies and procedures.
• Ensure timely and efficient reporting of suspicious transactions, legal requests, and all other time-sensitive reports or manager requests.
• Collect documentary proof to build and maintain case files for transactions deemed suspicious; prepare detailed investigative reports and summaries.
• Perform research and analysis on customers and their transactions to ensure conformity with expected activity; produce high-quality investigative cases held to high standards of quality and accuracy.
• Assist in ensuring ongoing due diligence efforts and KYC are maintained; review and resolve EDD alerts and escalate findings to Manager when appropriate.
• Perform searches utilizing internet sources and third-party vendors to determine negative news and obtain due diligence information for prospects and new and existing customers.
• Stay well-informed on current money laundering and terrorist financing behaviors, criminal typologies, industry best practices, and regulations; perform negative media scans using Internet search engines and LexisNexis.
• Complete all training in a timely manner, attend seminars or continuing education as needed, and assist with special projects, investigations, or reviews as needed.

Professional Experience

• Bachelor's degree preferred or equivalent years of experience in compliance and/or banking.
• CAMS or CFE Certification preferred; Broker Dealer knowledge a plus.
• Minimum 3 years of experience in a financial services company with BSA/AML compliance experience.
• Advanced knowledge of AML/CFT, OFAC regulatory requirements, USA PATRIOT Act, and financial services operations, products, and services; knowledge of business operations of higher risk entities such as Money Services Businesses, Casinos, and ATM Owner/Operators.
• Advanced Microsoft Office skills including Excel for analyzing large data sets quickly and accurately.
• Strong interpersonal and communication skills with ability to develop and maintain effective working relationships, assert ideas, persuade others, and mobilize people to act.
• Ability to work under pressure, make decisions according to established guidelines, prioritize work, and accomplish tasks accurately and on time with minimal supervision.

Reporting to a senior Broker at Aon, the Associate Broker refines knowledge of the private and nonprofit management liability insurance marketplace by handling policy servicing, submission creation, and client communications while developing broking and presentation skills. Partnering with insurance underwriters, internal Aon clients, and external contacts, this role supports client retention and growth throughout the full broking process.

Key Deliverables

• Handle policy and coverage related questions from staff issuing Certificates of Insurance; investigate accounting queries as required.
• Attend internal pre-renewal strategy meetings with Broker as required; set up and handle abeyances in a timely fashion.
• Gather new and renewal documentation including schedules and application forms; generate binder documentation and expiring schedules for the Broker.
• Support Brokers with general day-to-day client servicing; review and request corrections to policy documents from Insurer with follow-up for timely delivery of correct documents.
• Assist in the creation of submissions for all accounts, ensuring submission quality to Aon Standards including midterm changes, new operations, exposure schedules, and claims summaries.
• Calculate complex premium, fees, adjustments, and taxes; retain a copy in the file and ensure documents are forwarded to Insurer with a detailed explanatory letter.
• Back up and support the Broker in tracking outstanding renewal documents and follow up with insurers for timely delivery of policy documents and endorsements.
• Check insurer policies within 30 days of the date received from the carrier; perform other duties as assigned.

Minimum Qualifications

• Bachelor's degree with strong analytical skills and high attention to detail.
• Good sales skills or desire and aptitude to quickly develop effective sales techniques.
• Committed to delivering the highest level of customer service and quality.
• Proficient in Microsoft Office and Access.
• Excellent oral and written communication skills with good presentation skills; excellent interpersonal skills.
• Goal oriented and highly motivated in achieving results; interest in pursuing self-development courses.
• Ability to organize a wide range of tasks, prioritize workload to meet deadlines, and work independently or within a team-based environment.
• Ability to travel when required.

Sitting at the intersection of brokerage compliance and transaction operations, the Associate Broker reports to the Transaction Management Regional Manager and ensures that all licensee, office, and transaction records at Opendoor Brokerage remain audit-ready and compliant with state, local, and Fair Housing regulations. Operating across Fulfillment, Agents, and Market Ops Brokers, this role drives quality control in contract composition, document checklists, and operational key result strategies.

Operational Focus

• Drive quality and consistency in operational processes and in contract compliance systems.
• Develop, refine, and implement brokerage policies and procedures.
• Maintain and develop Opendoor Brokerage's ongoing relationship with the Department of Real Estate and Local Associations.
• Keep real estate forms and document checklists up-to-date; work with Market Ops Broker and Agent Experience Managers to ensure data accuracy and compliance.
• Ensure licensee, office, and transaction records are in full compliance and audit ready at all times.
• Work with Sales Enablement to define and monitor successful sales and operations strategies in cooperation with senior management; participate in weekend rotations as On-Call Broker.
• Provide superior customer support both internally and externally; responsible for Objective and Key Results specific to team initiatives as assigned.
• Review and process solar leases and transfers, HOA applications and transfers, and end-of-month closing validations with fulfillment as needed; obtain additional state licenses for market expansion as required.

Requirements

• Must have an active real estate broker license in the applicable state(s).
• Two or more years of experience with brokerage risk management and quality control transaction file review.
• Strong understanding of the real estate industry and all state and national Fair Housing and real estate laws.
• Full competence with Electronic Forms Platforms (ZipForms, TransactionDesk) and Electronic Signature Software (DocuSign, HelloSign).
• Excellent verbal and written communication skills; detail-oriented and self-motivated with a strong sense of urgency.
• Ability to self-manage and take initiative while remaining comfortable asking for direction; technologically savvy and a quick learner.

A key member of Aon's Global Client Network team, the Associate Broker advances multinational client service by gathering exposure data, drafting stewardship reports, coordinating with global network offices, and supporting brokers on assigned accounts within defined deadlines. Collaborating across internal brokers, senior brokers, Aon network offices, and insurance carriers worldwide, this role enables accurate program placement and sustained client satisfaction for multinational accounts.

Work Activities

• Gather and analyze data on exposures, loss history, and coverage needs for international/global renewal strategy documents, submissions, and proposals.
• Identify and analyze client exposures and determine which markets to use, ensuring detailed evaluation of qualified companies in the marketplace.
• Compile and analyze data and draft assigned elements of client service plans, stewardship reports, and other presentations tailored to the audience.
• Provide accountable routine support activities to brokers and senior brokers within defined deadlines; may facilitate and/or participate in client/broker strategy meetings.
• Send requests for quotations to insurance carriers with opportunities to negotiate programs; monitor and follow up on invoice generation, local policy issuance, and premium collection within defined deadlines.
• Handle client open items lists and respond to client ad-hoc requests and questions; liaise with Aon network offices on global program coordination activities.
• Assist with the processing of policy and related documents; provide support to the account management process; perform other related duties as assigned.

Education & Experience

• Bachelor's degree required; must maintain an active Property and Casualty insurance license or acquire one within the first 90 days of employment.
• Thorough knowledge of Property and Casualty insurance marketplace including products and services.
• Meticulous attention to detail with refined organizational skills and the ability to handle multiple tasks simultaneously; proven ability to prioritize competing requirements and deadlines under pressure.
• Proficient in Microsoft Office including Excel, Word, PowerPoint, and Outlook.
• Excellent interpersonal, verbal, and written communication and presentation skills; ability to work collaboratively as a key member of a team and independently with minimum supervision.
• Comfortable learning new systems with a proactive approach to problem solving; passionate about teamwork and supporting others.

Sustained improvement in client healthcare and protection outcomes depends on the Associate Broker, who conducts end-to-end market reviews for private healthcare, group life assurance, and group income protection schemes while supporting Senior Brokers and contributing to Broking Desk process development. Serving as a liaison between the provider market and client consultants, this role ensures market review reports and collateral reflect both client and consultant objectives.

Performance Expectations

• Support Senior Brokers with the team's market review activity; take ownership of market review cases once training is appropriate.
• Conduct and support end-to-end market reviews for all healthcare and protection-based employee benefits with a key focus on private healthcare, group life assurance, and group income protection.
• Liaise and negotiate terms with the provider market.
• Work closely with client consultants to ensure all activity and outcomes reflect client and consultant objectives.
• Draft to completion client-facing market review reports and review collateral.
• Proactively contribute to the development of processes and procedures within the Broking Desk to ensure experience is improved at every opportunity.
• Undertake training and on-the-job shadowing of Senior Brokers to learn the benefits market, technical understanding of insurance schemes, and associated best-practice processes.

Qualifications & Experience

• Proactive and enthusiastic to learn the market review process and wider benefit consultancy for healthcare and protection schemes.
• Proven experience working to deadlines with a track record of accuracy and attention to detail.
• Ability to adapt under pressure and problem solve; ability to support, add value, and provide high-quality outputs.
• Robust comprehension and calculation skills.
• Strong MSOffice skills including Excel and PowerPoint with impeccable attention to detail.
• Strong organisation, prioritisation, and fast learning ability to pick up new processes, skills, and knowledge.
• Strong team working and individual intuition; personable and professional with internal and external parties.

As the Associate Broker, this role develops renewal and new business production by initiating and quoting accounts, determining coverage needs, negotiating terms with accessible markets, and maintaining in-depth knowledge of underwriting guidelines and state-specific insurance laws. The wholesale E&S team relies on this work to ensure account compliance, cultivate agent and carrier relationships, and sustain quality service across the distribution channel.

Job Functions

• Initiate, coordinate, and quote new and renewal business as directed by the Broker with little or no supervision.
• Determine coverage needs, prepare submissions for market, and secure quotes; negotiate terms and coverages with accessible markets.
• Analyze, process, and provide rating for premium and non-premium endorsements including audits, cancellations, and reinstatements.
• Monitor accounts to ensure compliance with the company's policies and procedures.
• Possess and maintain an in-depth knowledge of underwriting guidelines, carrier appetite, and state-specific insurance laws and regulations.
• Communicate with retail agents on underwriting issues; maintain and cultivate relationships with agents and insurance carriers.

Experience & Qualifications

• Broad knowledge of commercial property and casualty insurance concepts and procedures, typically acquired through a bachelor's degree in a related field or at least 2 years of wholesale or E&S related experience.
• Possess or obtain California Property & Casualty Insurance license within 120 days of employment.
• Must be able to understand and analyze necessary components of insurance policies; maintain strong knowledge of the E&S market within the wholesale distribution channel.
• Familiarity with multi-faceted systems including company rating websites, AIM, and ImageRight.
• Proficient in all aspects of Microsoft Office.
• Ability to work in a team environment is essential.