• Influence priorities related to Stop Loss small market initiatives
• Support the development of ongoing product and pricing strategies where applicable
• Maintain a thorough understanding of emerging market trends and peer group’s strengths and weaknesses
• Define gaps/opportunities that need to be addressed, propose appropriate actions, and support ongoing execution
• Solve complex actuarial problems independently in a multi-dimensional context
• Contribute to the creation of intellectual capital and internal actuarial models
• Advise business leaders on actuarial and financial issues
• Support the Treasurer, Chief Operating Officer, and Actuary Consultants by performing analysis of valuation and reserving, pricing, and product development
• Determine and report on monthly, quarterly, and annual reserve requirements, and prepare actuarial portions of financial statements.
• Forecast, assess, advise on, and plan for future risks

Skills: Actuarial Analysis, Strategic Pricing Development, Market Trend Analysis, Risk Identification and Mitigation, Complex Problem Solving, Intellectual Capital Development, Financial Advisory, Reserve Management and Reporting

• Support the development of the company’s product and partnership strategy
• Research and evaluate new products and partnerships to support the strategic goals of the business
• Work with internal and external partners to identify opportunities to evolve existing products or add new products to maximize business economics
• Bring new products to market by collaborating with internal and external stakeholders
• Support management of the company’s key life insurance partnerships
• Support product performance, underwriting, data, administrative, and product teams to accelerate overall growth
• Take responsibility for analyzing economic conditions
• Spread and Analyze financial statements, analyze financial information and comply with regulations
• Compile and review financial data, support annual external audit requirements
• Contribute to the use-testing of the model by carrying out specific studies (risk tolerance, capital allocation, etc.) and work related to the pricing of policies

Skills: Product Strategy Development, Partnership Evaluation, Market Research and Analysis, Stakeholder Collaboration, Life Insurance Partnership Management, Financial Statement Analysis, Compliance and Audit Support, Risk and Capital Analysis

• Conduct indications analysis, and work with Product Managers to assess and forecast impacts of product, market, and economic changes on profitability and rate need
• Collaborate with Finance and Product to forecast premiums and losses, and assess the expected variability in those forecasts
• Conduct reserving analysis, using both traditional and non-traditional methods, develop new methods, and incorporate them as warranted
• Model weather events, economic changes, and/or business mix changes and their impact on reserves and rate need
• Estimate the impact of claim practices and business mix changes on reserves and reserve variability, and develop and analyze key metrics and exhibits to facilitate this estimation.
• Effectively communicate results of analysis to peers and senior management across the organization, both in writing and in presentations.
• Maintain an external network within the insurance industry to track emerging trends and approaches to business issues.
• Provide supervision and training to actuarial interns and junior staff.
• Serve as a mentor to other department members on aspects of project work, insurance, and general business knowledge.
• Update the documentation related to the internal model

Skills: Indications Analysis, Forecasting and Variability Assessment, Reserving Analysis, Statistical Modeling, Claims Impact Estimation, Communication and Presentation Skills, Industry Trend Monitoring, Mentorship and Supervision

• Prepare monthly/quarterly local statutory reports, ensure timely submission of required deliverables
• Work closely with the finance team to ensure report quality
• Ensure all required controls are performed, signed off, and ready for audit purposes
• Provide information and answer questions to audit and external reviewers
• Perform the stressed capital calculation and monitor the company capital position
• Work with the modeling team to ensure model enhancement accuracy and fit for purpose
• Perform the experience studies (mortality, morbidity, lapse, expense, addon study) and set the best estimate of the assumptions
• Support the monthly and quarterly EV closing, such as sensitivity reports, LCSM, EV AOM runs
• Support the compensation scheme costing
• Support ad-hoc projects (claim analysis, persistency analysis) from time to time

Skills: Statutory Reporting, Financial Quality Assurance, Audit Compliance, Capital Position Monitoring, Model Enhancement Collaboration, Experience Studies Analysis, Embedded Value (EV) Reporting, Project Support and Analysis

• Develop and refine actuarial models across all health plan/insurance products and lines of coverage
• Lead analytic efforts across the organization, including supporting provider rate negotiations, financial planning & analysis, insurance product design, sales & underwriting, market expansion, and legal & regulatory
• Work with and manage third-party analytic and actuarial resources, including consultants, actuarial firms, and data vendors
• Premium and premium-equivalent rate development
• Prepare and interpret cost and utilization analysis
• Collaborate with internal and external partners to prepare state and/or federal regulatory filings, including rate review templates, rate tables, actuarial memorandums, risk reports, etc.
• Build and implement frameworks for measuring the impact of healthcare interventions and prevention programs
• Participate in discovery conversations exploring potential business partnerships
• Guide the design, development, productization, and automation of analytic workflows
• Prepare reports and communicate actuarial technical work clearly to non-technical audiences that include senior management and the Board of Directors

Skills: Model Development, Analytic Leadership, Resource Management, Premium Rate Development, Cost Analysis, Regulatory Filings, Impact Measurement, Technical Reporting

• Associate or Fellow of the Casualty Actuarial Society 
• Experience with personal lines and commercial lines 
• Combined auto insurance pricing and US rate filing experience 
• Experience constructing and understanding GLMS and other predictive models 
• Experience working in data analytics 
• Experience working with SQL 
• Experience in predictive modeling including feature engineering, feature selection, regression, and clustering 
• Experience in delivering insight via data visualization and providing recommendations based on analysis 
• Familiar with Python, R, or Spark 
• Able to function in a complex, agile, fast-moving workplace and adapt to the changing environment. 

Qualifications: BA in Statistics with 4 years of Experience

• Working experience in actuarial roles  
• Knowledge of IFRS 17 or high motivation on the subject to become an expert
• Knowledge in Solvency 2 or ALM
• Good experience with actuarial systems (preferably Prophet, SAS).
• Strong analytical and problem-solving skills, ability to analyze data, understand trends, etc. 
• Strong written, oral, and presentation skills 
• Good communication skills, team player, organized and punctual
• Good project management skills, and result-oriented work in a project environment.
• Demonstrated experience communicating information to executive management, prospects, clients, and public groups
• Experience with PolySystems or valuation software

Qualifications: BA in Economics with 3 years of Experience

• Actuarial modeling work experience.
• Experience with MG-ALFA modeling, actuarial projection, and financial reporting.
• Experience with life and fixed-indexed annuity products.
• Knowledge of statutory valuation, ALM risk analysis, and cash flow testing requirements.
• Advanced actuarial and/or quantitative modeling skills.
• Advanced proficiency with Microsoft Office products, including Excel and Access
• Working knowledge of actuarial software ALFA and ARCVAL.
• Exposure to programming and scripting skills including VBA, SQL, or Python.
• Detailed understanding of Fixed Indexed Annuity/Indexed Universal Life and their associated risk.
• Strong problem-solving, analytical, and decision-making skills.

Qualifications: BA in Finance with 6 years of Experience

• Demonstrate strong organizational, time management, and communication skills
• Able to work collaboratively in a virtual environment with team members in different locations
• Demonstrate superior attention to detail and strong writing skills
• The ability to explain complex actuarial concepts in terms understandable to non-actuaries
• Knowledge of insurance actuarial procedures and principles
• Knowledge of insurance finances; insurance principles and coverages and insurance company operations and management
• Knowledge of financial reporting procedures and policies, loss reserving methodologies
• Higher-level mathematics, probability, and statistics
• Knowledge of insurance laws, rules, and regulations
• Effectively present information, verbally and in writing, to state insurance regulators, insurance company personnel, and the general public at all organizational levels

Qualifications: BA in Actuarial Science with 2 years of Experience

• Experience working in financial services or insurance industry
• Strong analytical and modeling skills.
• Cross-collaboration experience working across multiple stakeholder groups.
• Possesses technical qualification/credential in actuarial science, finance, and/or capital markets e.g., FSA, CFA, or similar financial qualification.
• Actuarial modeling experience e.g., GGY Axis, Prophet.
• A good working knowledge of coding skills
• Strong organizational, communication, and interpersonal skills
• Demonstrated high competency in solving complex calculations and understanding technical written material
• Highly organized with the demonstrated ability to manage multiple projects and to switch priorities as necessary.
• Ability to work independently and collaboratively as part of a team.

Qualifications: BA in Mathematics with 5 years of Experience