• Assist in the preparation of user requirements and perform user acceptance tests on various systems for new product launches and product-related projects
• Perform market comparisons of insurance products
• Assist in shaping product features, conducting pricing and sensitivity testing for new and re-priced insurance products
• Create new reports for risk management and other departments using UE’s enterprise data warehouse.
• Analyze loss and premium trends to understand loss ratio drivers.
• Support ad hoc data analysis.
• Provide other support to actuarial and analytics staff 
• Contribute to the consolidation of results for all markets across bases
• Contribute to the result presentations and commentary for stakeholders
• Provide support on any internal projects that may arise

Skills: User Acceptance Testing, Market Analysis, Product Feature Development, Pricing Strategy, Data Reporting, Trend Analysis, Stakeholder Communication, Project Support

• Technical support on reinsurance pricing
• Analytical support of data for pricing
• Support in the development of pricing guidelines
• Support in maintaining a database and performing experience analysis
• Technical support to the marketing team
• Market intelligence research on life and health insurance products
• Prepare product reports for the Regional Office/Head Office.
• Assist in the research and development of new product ideas from market and industry statistics.
• Work closely with the business development team
• Participate in projects to enhance client relationships and new business opportunities for the HK market.

Skills: Reinsurance Pricing Support, Data Analysis, Pricing Guidelines Development, Database Management, Marketing Support, Market Intelligence Research, Product Reporting, Business Development Collaboration

• Analyze results demonstrating knowledge of actuarial concepts and processes.
• Prepare and maintain models and reports, as well as participate in reconciliation with results.
• Assist in developing answers to business questions through data.
• Complete ad hoc projects as assigned on a timely basis.
• Support the monthly financial close process to calculate and validate Statutory, GAAP, and tax reserves and assist with financial statement preparation.
• Support the maintenance of the pricing models and assist in the pricing of life or annuity products.
• Support the development and production of various experience studies used by the Company.
• Support the production of cash flow testing and other projection-related tasks, including sensitivity tests and risk-based capital projections.
• Modify product models to reflect updated assumptions and generate profitability reports
• Update documentation of assumptions and profit results

Skills: Actuarial Analysis, Model Maintenance, Data Analysis, Project Management, Financial Reporting, Pricing Support, Experience Studies, Cash Flow Testing

• Simplify and standardize valuation calculations
• Converting calculations to new software
• Provide clear documentation and communication of technical work.
• Compile, categorize, and audit data
• Document and verify factors used in computations and actuarial models
• Run models and analyze output for consistency and reasonableness
• Assist in preparing support data used in the rate review process for personal, commercial, and farm lines.
• Apply current ratemaking methodologies to develop rate indications.
• Assist in conducting strategic research and peer company analyses using a variety of sources and tools.
• Assist in preparing and analyzing actuarial data on a monthly and quarterly basis, while learning how to identify and communicate key observations and trends.
• Participate in various projects, including analysis supporting commercial lines, planning, reserving, claims, marketing, reinsurance, etc.

Skills: Valuation Standardization, Software Conversion, Technical Documentation, Data Auditing, Model Verification, Rate Review Support, Ratemaking Methodologies, Strategic Research

• Maintain and develop PCA’s stochastic Economic Scenario Generator (ESG) and the production of economic simulation sets suitable for real-world and market-consistent valuations for a number of countries. 
• Follow instructions documented in process notes to generate simulations. 
• Assist with research or further developing model processes.
• Perform testing on updates to the automated systems.
• Performing data analysis for loss development and loss ratio projection files.
• Other miscellaneous projects related to testing new data marts and developing new reports.
• Analysis of industry data concerning Increased Limit Factors, loss trend, exposure trend, and loss development factors.
• Developing rate filings in support of insurance product revisions
• Support with the validation of data and assumptions used for model projections
• Support with production and analysis of valuation results across all bases (US GAAP, EVM, Lux GAAP, Swiss Statutory, Local GAAP, and Others), for in-force L&H business for selected markets

Skills: Stochastic Model Development, Simulation Generation, Process Improvement, Automated System Testing, Data Analysis, Rate Filing Development, Assumption Validation, Valuation Result Analysis

• Progressing towards the attainment of fellowship with one of the international actuarial organizations (some exemptions obtained during university or passed at least 1 actuarial exam) 
• Prior internship work experience
• Strong Excel (including VBA)
• Excellent technical and analytical skills
• Must be logical and concise in approach
• Must demonstrate high attention to detail
• A pragmatic approach to business pressure
• Strong communication skills (both written and verbal). 
• Self-motivated and able to work within a team environment, outcome-focused
• Familiarity with Microsoft Office Suite, computer programming, and/or actuarial modeling software

Qualifications: BA in Actuarial Science with 1 year of Experience

• Prior experience in insurance and or general business
• Demonstrate Excel expertise.
• Demonstrate strong analytical ability.
• Excellent communication skills, verbal and written, for delivery to a variety of audiences.
• The high energy level and internal motivation.
• Adaptable, can seamlessly maintain effort and focus when priorities change.
• Learning mindset, focus on continuous process improvement.
• Results-oriented, with the ability to execute multiple high-priority items simultaneously.
• Detail-oriented, with the ability to test complex calculations and spot gaps in current processes.
• Ambition and desire to succeed by delivering quality and effective results

Qualifications: BA in Statistics with 2 years of Experience

• General understanding of the insurance market
• Strong analytical, critical thinking, problem-solving and communication skills
• Demonstrated leadership, experience, and initiative
• Be able to work in a fast-paced environment and meet tight deadlines
• Possess strong analytical and problem-resolution skills
• Be able to communicate effectively with a diverse audience
• Encourage teamwork and a positive environment to improve team effectiveness
• Be resourceful and can quickly and successfully adapt to change
• Have an interest in obtaining a full-time position within CVS Health
• Have passed at least one actuarial exam.

Qualifications: BA in Mathematics with 1 year of Experience

• Must have a GPA of 3.6 or higher
• Completion of one or more actuarial exams
• Basic knowledge of SQL and Python or R
• The ability to explain technical analysis to business partners and management, whether in person, in front of a conference room, or through a memo.
• Strong work ethic, and must be results-oriented, prioritize work to meet deadlines.
• The ability to apply actuarial and statistical concepts to develop business solutions.
• Have the entrepreneurial spirit to be successful in a dynamic, changing environment and be comfortable embracing new technologies.
• Able to establish working relationships, and foster teamwork and cooperation with others.
• Strong analytical, critical thinking, and project skills
• Must possess effective verbal and written communication skills

Qualifications: BA in Finance with 2 years of Experience

• Background in math, economics, computer science, or a related quantitative field
• At least one actuarial exam passed
• Must be proficient in Microsoft Excel
• Working experience in programming in R, Python, or SAS
• Experience working with SQL
• Excellent written and verbal communication skills
• Experience working with PowerBI, Tableau, or other data visualization software
• The ability to work effectively with cross-functional teams
• Able to gather inputs and align objectives and recommendations through quantitative analysis
• Strong mathematical and analytic skills

Qualifications: BA in Applied Mathematics with 1 year of Experience