Job Summary: 

• Review and approve new customer accounts and establish the credit limits and terms set for each customer 
• Assist and manage collection efforts by directly contacting customers as needed and escalating accounts for additional collection action to the Credit Manager 
• Manage and provide monthly updates to the Credit Manager regarding the department’s outstanding projects and collection efforts 
• Assist with producing bi-weekly, monthly and quarterly accounts receivable and collection status reports to upper management and the branch managers – organize monthly meetings with the appropriate parties to review past due accounts 
• Implement new processes and procedures in order to improve collections, reduce past due aging to an acceptable level, and reduce average collection days across all departments in order to meet internal company goals 
• Provide back-up to the Credit Specialists and Cash Application Specialist 
• Entering and reviewing the daily receipts for all branches 
• Setting-up new customer accounts and establishing appropriate credit limits 
• Reviewing and approving customer credit releases for all branch rental, service, and parts orders 
• Process all customer credit card payments 
• Preparing and entering all accounts receivable debit/credit adjustments 

Skills on Resume: 

• Credit Approval (Hard Skills)  
• Collection Management (Hard Skills)  
• Project Management (Soft Skills)  
• Reporting (Hard Skills)  
• Process Improvement (Hard Skills)  
• Backup Support (Soft Skills)  
• Data Entry (Hard Skills)  
• Payment Processing (Hard Skills)

Job Summary: 

• Approval and maintenance of client credit limits, analyzing financial information to determine risks involved
• Develop all Credit documentation for clients, ensure proper legal documentation is in place for loans.
• Formatting and approval of new credit transactions
• Collateral Monitoring: formulate and review daily reports for distribution to credit department and Sales Force
• Utilize Sales Force on investigations, resolutions, and status updates to confirm that the overdrafts and margin calls are monitored and controlled
• Assist on internal and external Audits
• Maintain and ensure orderliness and control credit files
• Create and Distribute all Credit Reports
• Responsible for approving internal transfers, visa control, and trades
• Ensure compliance with BSA/AML laws, rules, regulations and the bank's BSA/AML policies and procedures
• Assist with monthly financial closing activities and quarterly write off’s 

Skills on Resume: 

• Credit Limit Approval (Hard Skills)  
• Risk Analysis (Hard Skills)  
• Credit Documentation (Hard Skills)  
• Collateral Monitoring (Hard Skills)  
• Audit Assistance (Hard Skills)  
• File Management (Hard Skills)  
• Compliance (Hard Skills)  
• Financial Reporting (Hard Skills)

Job Summary: 

• Analyze and decision retail/lease offerings within approval limits. 
• Make recommendations to management based on credit strength and risk analysis of applicant 
• Interpreting business and personal credit reports
• Analyzing personal and corporate tax returns
• Analyzing corporate financial statements
• Preparing concise written summary to support underwriting decision
• Preparing written credit package for line of credit requests
• Restructuring deals to assist customers with cash flow challenges
• Assist dealers with quoting and developing competitive financing structures and provide the highest level of service by maintaining turnaround at or better than scorecard objectives
• Communicate with dealerships on a daily basis while explaining credit decisions with sufficient information, consistency in purchase policy and quality must be present on every credit decision.
• As a captive financing partner, work closely with distributors in order to grow market share and portfolio balance.

Skills on Resume: 

• Credit Analysis (Hard Skills)  
• Risk Assessment (Hard Skills)  
• Credit Report Interpretation (Hard Skills)  
• Tax Return Analysis (Hard Skills)  
• Financial Statement Analysis (Hard Skills)  
• Underwriting (Hard Skills)  
• Deal Structuring (Hard Skills)  
• Communication (Soft Skills)

Job Summary: 

• Collaboratively work with Sales & Marketing department in order to identify new business opportunities and to develop customer loyalty.
• Identify process improvement opportunities and involve in developing/executing projects
• Work flexible schedules and occasional weekend hours.
• Administrative and Analytical Support for Industries Commercial Finance Retail Credit Decisioning Operations
• Identify and research system and customer information to accurately identify customer profile and existing accounts and prepare requests for Credit decisioning.
• Facilitate timely credit decision processes while achieving department and individual scorecard objectives.
• Process due diligence requirements.
• Maintain integrity and control of commercial retail and lease credit requests and Credit Risk scorecard processing while ensuring the terms and deal structures meet legal and business requirements.
• Serve as a primary liaison between TICF and dealerships across United States in order to coordinate accurate completion of credit requests.
• Identify discrepancies and credit risks within deal parameters in the structure of deals.

Skills on Resume: 

• Collaboration (Soft Skills)  
• Process Improvement (Hard Skills)  
• Flexibility (Soft Skills)  
• Administrative Support (Hard Skills)  
• Analytical Skills (Soft Skills)  
• Credit Decisioning (Hard Skills)  
• Risk Management (Hard Skills)  
• Communication (Soft Skills)

Job Summary: 

• Particular focus on legal entity level/portfolio risk management and concentration analysis.
• Manage different product frameworks, including assessing risks and quantifying them (e.g. stress testing and ICAAP assessments).
• Involve in the Risk Appetite setting process, and assist with identifying risks, and calibrating limits.
• Involve in producing/reviewing provisions, Risk Reports to senior executive stakeholders and risk committees.
• Review all customer collection correspondence (statements, collection letters, insufficient funds letters, etc) 
• Provide a high level of customer and internal employee service as needed (invoice questions and reconciliations, resolving disputes etc.) 
• Communicate with salesmen, branch managers, parts and service personnel on all account collection issues and maintain a strong relationship with the relative internal departments to help coordinate collection efforts 
• Assist with management of lien filings, collections, and legal accounts update reporting for upper management regarding status of these accounts on a monthly basis 
• Collaborate with Funding staff to resolve discrepancies and assist in timely funding of contracts.
• Collaborate with Credit Analysts to ensure efficient and accurate credit decisioning.

Skills on Resume: 

• Risk Management (Hard Skills)
• Concentration Analysis (Hard Skills)
• Product Framework Assessment (Hard Skills)
• Risk Reporting (Hard Skills)
• Customer Service (Soft Skills)
• Internal Communication (Soft Skills)
• Collection Management (Hard Skills)
• Collaboration (Soft Skills)