Job Summary: 

• Perform remediation and/or periodic reviews for clients.
• Review of existing KYC information and documentation held on file (repositories and document storage tools).
• Review of the existing Anti Money Laundering (AML) policy and related procedures to identify new requirements, top-up or renewal of information/documentation held on file.
• Gather and analyse KYC documentation in accordance with the client's AML policy requirements to identify AML risks associated with the client, and assess overall risk.
• Source data from approved public sources using the methods outlined in policies and procedures.
• Construct KYC files with the required information and documentation in accordance with policy.
• Notify relevant teams when client outreach for information or documentation cannot be collected publicly.
• Escalate to the appropriate teams where information cannot be sourced or provided, or where prior exceptions have been granted on existing files.
• Communicate with clients and their clients to obtain information and documentation to complete KYC/CDD reviews.
• Communicate the reasons why certain documents.
• Work effectively with key stakeholders and the Client's existing onboarding teams using excellent communication skills.
• Ensure the mutually satisfactory resolution of key issues and that the respective responsibilities are understood, agreed, and escalated.
• Conduct screening checks using third-party tools.
• Identify Sanctions, PEPs, and Adverse Media in relation to the entities and related parties within the portfolio and subject to current screening policies and procedures.

Skills on Resume:

• KYC Documentation (Hard Skills)
• AML Compliance (Hard Skills)
• Client Risk Analysis (Hard Skills)
• Sanctions Screening (Hard Skills)
• PEP Identification (Hard Skills)
• Adverse Media Review (Hard Skills)
• Stakeholder Communication (Soft Skills)
• Issue Escalation (Soft Skills)

Job Summary: 

• Complete accurate KYC reviews in a timely manner for new/existing customers.
• Review publicly available information and data to obtain a thorough understanding of the customer profile.
• Analyse customer KYC risks, such as money-laundering, terrorist financing, sanctions, financial crimes, fraud, tax evasion of new and existing Clients and end-users.
• Support the global relationship management team.
• Provide direct customer contact, contributing to the timely delivery of the KYC-related documentation.
• Maintain high standards of accuracy and precision in the customer reviews.
• Perform screening of the customers by using screening tools to identify PEPs and adverse media.
• Assess the screening hits generated and determine if the hits are either false positives or a true match.

Skills on Resume: 

• KYC Reviews (Hard Skills)
• Customer Profiling (Hard Skills)
• AML Risk Analysis (Hard Skills)
• Sanctions Screening (Hard Skills)
• PEP Identification (Hard Skills)
• Adverse Media Review (Hard Skills)
• False Positive Assessment (Hard Skills)
• Customer Communication (Soft Skills)

Job Summary: 

• Assist in the end-to-end KYC process for clients, on-board, periodic and event-driven reviews, and off-board.
• Ensure compliance with relevant AML regulations and internal risk and control policy.
• Communicate with relationship managers and external clients to obtain required information.
• Verify client-provided documentation against public records and commercial database sources.
• Prepare the client acceptance submission pack, and obtain the relationship manager's sign-off on the final version.
• Perform due diligence (including adverse media, sanctions, and political exposure screening) on clients and relevant related parties.
• Evaluate results and escalate exceptions to Commercial Management and the AML Officer.
• Initiate periodic and event-driven reviews of customers.
• Ensure the validity and accuracy of client information and documentation.
• Resolve exceptions and perform data scrubbing.

Skills on Resume:

• KYC Lifecycle (Hard Skills)
• AML Compliance (Hard Skills)
• Document Verification (Hard Skills)
• Client Due Diligence (Hard Skills)
• Sanctions Screening (Hard Skills)
• PEP Identification (Hard Skills)
• Exception Management (Hard Skills)
• Stakeholder Communication (Soft Skills)

Job Summary: 

• Review and prepare/compile relevant documents.
• Support/validate KYC information update with the latest and accurate information in accordance with the Compliance KYC standard procedure.
• Provide timely work coverage to peers.
• Understand applicable KYC rules and regulations and keep up with the changes in order to demonstrate the knowledge in KYC review work.
• Administer to Alerts effectively, monitor and manage work progress in order to meet the respective deadlines for closure.
• Escalate issues to the respective stakeholders in a timely manner.
• Engage and liaise with stakeholders, such as Compliance officers, Marketing RMs, Customers, Sanction monitoring officers, Primary Offices, and the relevant HQ divisions to resolve KYC issues.
• Participate in projects and initiatives to contribute to the Bank's achievements.
• Attend any ad-hoc tasks assigned by the reporting manager, provide status updates and follow through with the task to mark it off for completion.
• Prioritize and plan own work efficiently, make best use of own time to meet deadlines.
• Act as a subject matter expert in several subjects in the due diligence area, such as FATCA/CRS, and Transaction Monitoring.

Skills on Resume: 

• KYC Documentation (Hard Skills)
• Regulatory Compliance (Hard Skills)
• KYC Alert Management (Hard Skills)
• Issue Escalation (Hard Skills)
• Stakeholder Coordination (Soft Skills)
• Project Participation (Soft Skills)
• Time Management (Soft Skills)
• Due Diligence Expertise (Hard Skills)

Job Summary: 

• Perform risk assessments, Customer Due Diligence and Enhanced Due Diligence on documents while onboarding new customers or refreshing existing customers.
• Review Compliance adherence for High, Medium and Low risk entity categories as agreed with the consortium.
• Verify and validate customer identity, profile, business, etc. and source Documents from Internal repositories and external websites, relevant to the entity type.
• Store documentary proofs in the specified repository.
• Perform relevant checks to ensure compliance with FATCA, DF and EMIR, etc., regulations.
• Achieve the Daily Productivity and accuracy standards set for the unit.
• Perform Reputational Risk searches, negative media searches and Sanction screening process on KYC counterparties.
• Review, evaluate and process/escalate Sanction, watch list and PEP screening alerts.
• Determine potential risk to the bank through extensive research and documentation of new clients.
• Understand KYC/AML procedures and policies that need to be complied with and the KYC systems and databases that hold KYC information and records.

Skills on Resume:

• Risk Assessment (Hard Skills)
• Customer Due Diligence (Hard Skills)
• Enhanced Due Diligence (Hard Skills)
• Identity Verification (Hard Skills)
• Regulatory Compliance (Hard Skills)
• Sanctions Screening (Hard Skills)
• Adverse Media Review (Hard Skills)
• KYC Systems Knowledge (Hard Skills)

Job Summary: 

• Receive assignment of new customer and account relationship cases determined to be of elevated risk to the Bank, as determined by the KYC Officer.
• Conduct comprehensive investigations of customers by utilizing CIP information, occupation, line of business, income methods, and transaction activity.
• Make sound, risk-based conclusions and recommendations to clear activity or conduct additional monitoring.
• Contact branch associates and other business units for clarification of customer activity.
• Provide coaching to branch associates about accurate and thorough Due Diligence and risk.
• Maintain and organize a high volume of case documentation, including bank statements, transaction images, and account opening documents.
• Perform transaction analysis of several types of businesses and capture a strong understanding of account purposes.
• Document in detail those findings.
• Meet a high volume of daily case review deadlines.
• Meet case management and SAR filing deadlines, generally on a monthly basis.
• Communicate research findings and progress with the KYC Officer.
• Provide alert and case support to additional BSA Analyst staff.
• Maintain knowledge of industry regulation, including Beneficial Ownership requirements with took effect in May 2018.

Skills on Resume:

• Risk Case Review (Hard Skills)
• Customer Investigation (Hard Skills)
• Transaction Analysis (Hard Skills)
• Risk-Based Assessment (Hard Skills)
• Case Documentation (Hard Skills)
• Regulatory Knowledge (Hard Skills)
• SAR Support (Hard Skills)
• Stakeholder Communication (Soft Skills)

Job Summary: 

• Familiarize with the AML legislation and regulations in Malta, including the FIAU Implementing Procedures.
• Perform risk assessment of existing and new clients, evaluating and identifying suspicious behavior and reporting to the Manager on appropriate action according to the level of risk.
• Prepare client CDD files at the onboarding stage and conduct a risk-based ongoing monitoring of clients thereafter for review by the Manager.
• Request appropriate CDD documentation from the client and/or the fund administrator and ensure any High Risk clients are adequately monitored as part of the KYC process.
• Keep the Client Register up to date and ensure all CDD information, documents and files are properly maintained, stored and recorded.
• Clear and/or investigate/verify possible matches as generated by the scanning application that Citco uses to scan their client base against lists of undesirable persons.
• Ensure all queries received by the team are responded to in a timely manner.
• Liaise with internal departments from custody/depositary operations, legal, compliance and risk to ensure AML procedures are being adhered to.
• Support the Manager in identifying business risk and implementing risk management processes.

Skills on Resume:

• AML Regulations (Hard Skills)
• Client Risk Assessment (Hard Skills)
• CDD Preparation (Hard Skills)
• Ongoing Monitoring (Hard Skills)
• KYC Records Management (Hard Skills)
• Sanctions Screening (Hard Skills)
• Internal Coordination (Soft Skills)
• Risk Management (Hard Skills)

Job Summary: 

• Contact on all KYC-related matters for Investment Management and Private Banking lines of business.
• Analyze KYC files for recertifications, due diligence requests, and onboarding in line with requirements set by the client's contracted locale.
• Evaluate information requests coming from regulatory bodies, gather any necessary information, and support the team in preparing responses.
• Engage in yearly AML risk assessment by reviewing the LOBs' adherence to AML policy and procedures.
• Assist in preparing documents for any compliance issues that arise.
• Proactively discover trends in common compliance inquiries and violations.
• Work with other associates to adjust policies and procedures.
• Work collaboratively on reports going to the head of Global Financial Crimes Compliance.

Skills on Resume:

• KYC Recertification (Hard Skills)
• AML Risk Review (Hard Skills)
• Regulatory Liaison (Hard Skills)
• Compliance Documentation (Hard Skills)
• Policy Optimization (Hard Skills)
• Compliance Analysis (Hard Skills)
• Reporting Support (Hard Skills)
• Issue Escalation (Soft Skills)

Job Summary: 

• Review client files for either new account openings or KYC reviews.
• Review of client's source of wealth, AML risk factors, corporate structures and due diligence searches.
• Provide expert advice to Client Advisors on complex account structures and KYC/AML cases the business is confronted with.
• Act as a sparring partner for Client Advisors in all AML/KYC-related topics.
• Support and advise Client Advisors in completing the KYC information in line with Bank standards.
• Oversee and monitor the entire KYC process, including coming due and overdue KYC cases.
• Train Front Office staff on legal documents and KYC-related subjects.
• Enhance Client risk assessments and various MIS reports for management reporting.
• Facilitate review in managing risk and strengthening the control procedures and processes.
• Understand the Bank Global KYC/AML Standards, Account Documentation procedures, Local Laws and Regulations and implement related control processes.
• Escalate operational, regulatory and other risks to the line manager and functional leads.
• Contribute to the development and implementation of mitigation or control solutions.
• Design and implement strategies with management and Change functions to scope and define change projects, ensuring continuous processes and delivering process and performance improvements.

Skills on Resume:

• KYC File Review (Hard Skills)
• Source Wealth Analysis (Hard Skills)
• AML Risk Assessment (Hard Skills)
• KYC Advisory Support (Hard Skills)
• Process Oversight (Hard Skills)
• Staff Training (Soft Skills)
• Risk Escalation (Hard Skills)
• Process Improvement (Hard Skills)

Job Summary: 

• Conduct ongoing KYC reviews on new and existing counterparties.
• Review and implement the monitoring procedure.
• Ensure active monitoring for sanctions, politically exposed persons, state-owned enterprises and adverse media hits.
• Review the existing KYC policy and operating procedures to identify gaps and suggest improvements.
• Escalate high-risk cases to the relevant approving authority.
• Review all existing intermediaries, including brokers, agents, warehouses, etc.
• Assess activities against the due diligence process to ensure compliance with Marketing's required level of business integrity.
• Facilitate response to incoming KYC requests from counterparties.
• Provide requirements to automate the KYC process and support the various systems enhancement initiatives.

Skills on Resume:

• Ongoing KYC Reviews (Hard Skills)
• KYC Monitoring (Hard Skills)
• Sanctions Screening (Hard Skills)
• PEP Identification (Hard Skills)
• Adverse Media Review (Hard Skills)
• KYC Policy Review (Hard Skills)
• High-Risk Escalation (Hard Skills)
• Process Automation Support (Hard Skills)

Job Summary: 

• Work (independently) on client acceptance files assigned by the Team Lead.
• Responsible for the overall client acceptance file, both from a process management and quality perspective.
• Contact for Client Team for updates regarding the KYC process.
• Proactively updating the Cluster Lead, Team Lead, and Client Team on the progress of the client acceptance file reviews and reaching out in case of questions, remarks, or issues for escalation.
• Monitor timelines and the progress of the client acceptance file and reach out to the Cluster Lead, Team Lead, or Client Team for follow-up.
• Update all relevant systems and applications, such as ViewPoint, Laserfiche, Fastlane, and ProMo, in accordance with the applicable policies, procedures, and work instructions.
• Check the completeness and accuracy of the performed risk analysis, or prepare the risk analysis yourself.
• Actively remaining up to date on relevant laws and regulations (including WWFT and AML policy), and complex client structures.
• Check the consistency between the system and the risk assessment.
• Actively contribute to continuous quality improvement in the process.

Skills on Resume:

• Client Acceptance (Hard Skills)
• KYC Process Management (Hard Skills)
• Risk Analysis (Hard Skills)
• Regulatory Knowledge (Hard Skills)
• System Updates (Hard Skills)
• Quality Assurance (Hard Skills)
• Progress Monitoring (Soft Skills)
• Stakeholder Communication (Soft Skills)

Job Summary: 

• Conduct Customer Due Diligence screening for new and existing customers in accordance with the risk-based CDD process.
• Extract data from various systems to conduct the Customer Due Diligence process and perform the Know Your Customer (KYC) refresh.
• Engage with customers to obtain and update the latest profile.
• Responsible for decision-making on the reclassification of high-risk customers.
• Recommend for Suspicious Transaction Report (STR) Submission for a suspicious transaction identified.
• Conduct internal checking on daily operations and recommend improvements and action.
• Conduct risk assessments of customers, apply due diligence and review documents for both new and existing clients, ensuring compliance with AML and regulatory requirements.
• Assist the Sales team and interact with major stakeholders, updating them on the status of client onboarding.
• Ensure all customer and account records and files are monitored and correct.
• Evaluate the effectiveness of existing account opening and KYC processes.

Skills on Resume:

• Customer Due Diligence (Hard Skills)
• KYC Refresh (Hard Skills)
• Risk Assessment (Hard Skills)
• High-Risk Reclassification (Hard Skills)
• STR Recommendation (Hard Skills)
• AML Compliance (Hard Skills)
• Stakeholder Coordination (Soft Skills)
• Process Evaluation (Hard Skills)

Job Summary: 

• Perform specific KYC tasks and client documentation analysis in support of the approval of new customers and remediation, renewal, or amendments to existing ones, identifying and applying regulatory requirements of the different applicable jurisdictions and internal procedures.
• Obtain a general understanding of and execute AML (Anti Money Laundering) policies and internal procedures, in accordance with local and global principles.
• Address business questions and advise about onboarding requirements and status.
• Apply in-depth knowledge of procedures and systems to ensure client records comply with all applicable rules, protecting the bank’s reputation, assets, and finances.
• Ensure Standard Operating Procedures are updated, reflecting the latest procedures.
• Collaborate with supporting areas such as Legal, Compliance, Internal Controls, Technology, and Client Services, as well as with regional and global Client Onboarding teams.
• Control and follow up of Pending Client Documentation by liaising with internal Lines of Business.
• Perform client searches and accurately communicate the information requested.
• Set up or verification of new clients to the LatAm local systems and Global Reference Data systems, considering current policies and evidencing the client´s information in the record.

Skills on Resume:

• KYC Documentation Review (Hard Skills)
• AML Policy Execution (Hard Skills)
• Regulatory Requirements (Hard Skills)
• Client Onboarding Support (Hard Skills)
• SOP Management (Hard Skills)
• Interdepartmental Collaboration (Soft Skills)
• Client Data Verification (Hard Skills)
• System Data Management (Hard Skills)

Job Summary: 

• Analyse customer relationships, documentation, activity patterns, and transactions.
• Detect potential suspicious activity or activity that is not consistent with the client's profile, and escalate.
• Comply with relevant legislative and regulatory standards, and internal processes and procedures.
• Conduct monitoring on existing clients and update data accordingly.
• Identify clients posing a higher risk due to the existence of red flags or other high-risk triggers.
• Perform validation of CDD checks carried out by other members of the team.
• Resolve day-to-day issues arising during the CDD process, and escalate more complex challenges via the appropriate channel.
• Complete KYC checks for client documentation, i.e., customer verification in accordance with regulatory/compliance requirements.
• Conduct KYC checks for client onboarding and client review, i.e, client due diligence, source of wealth corroboration, structure plausibility, name screening and transaction review, etc.
• Liaise and communicate with internal stakeholders, e.g., Front Office, Client Data Management, Compliance, Business Management.
• Assist in system enhancement, UAT, ad-hoc tasks and projects.

Skills on Resume:

• Customer Analysis (Hard Skills)
• Transaction Monitoring (Hard Skills)
• Suspicious Detection (Hard Skills)
• CDD Validation (Hard Skills)
• KYC Verification (Hard Skills)
• Risk Identification (Hard Skills)
• Issue Resolution (Hard Skills)
• Stakeholder Liaison (Soft Skills)

Job Summary: 

• Review KYC information and documents of clients in accordance with the Bank's AML/KYC standards.
• Conduct research in public domains and the bank's data sources to validate the client profiles.
• Advise the banker team on the required client KYC profile updates as per the review and research done.
• Work with the banker team to complete the Periodic Review with final quality check on the profile updates, documentation and exception handling.
• Coordinate and liaise across businesses and compliance units for the timely completion of Periodic Review.
• Responsible for AML management information/risk analytics/metrics to identify highlighted and escalated risk.
• Demonstrate static data management for account creation, maintenance, and off-boarding for various banks' operating systems.
• Participate in streamlining the client life-cycle process to ensure improvement and contribute ideas.
• Responsible for monitoring, filing files and supplying documents after receiving the Review Date.
• Handle periodic AML-related monitoring, quality assurance tasks.

Skills on Resume:

• KYC Document Review (Hard Skills)
• Client Profile Validation (Hard Skills)
• Periodic Review Management (Hard Skills)
• AML Risk Analytics (Hard Skills)
• Exception Handling (Hard Skills)
• Static Data Management (Hard Skills)
• Process Improvement (Soft Skills)
• Stakeholder Coordination (Soft Skills)