ESCROW OFFICER COVER LETTER TEMPLATE

Published: Feb 18, 2025 - The Escrow Officer follows up on check reissues and outstanding disbursements, ensuring timely responses to calls, voicemails, and emails. Prepares documents for various transactions and meticulously reviews escrow records for accuracy. Manages title orders, resolves title defects, and confirms financial details like taxes and payoffs, enhancing transaction integrity and customer satisfaction.

An Introduction to Professional Skills and Functions for Escrow Officer with a Cover Letter

1. Details for Escrow Officer Cover Letter

  • Review title reports to determine insurability, within State and Company title underwriting requirements. 
  • Develop and maintain client relationships. 
  • Know and understand the correct title practices for the conveyance and encumbrance of land.  
  • Understand how judgments and licenses can attach to the property and how foreclosures affect land ownership. 
  • Reviews and approves title in accordance with state and company procedures and guidelines.  
  • Determines curative requirements needed to ensure transaction. 
  • Review customer instructions to determine whether instructions can be met within the limits of the policy requested and the scope of services rendered by the company. 
  • Examines records such as deeds, deeds of trust, liens, judgments, easements, and plot and map books to determine ownership and encumbrances and verifies legal description of property.  
  • Communicate with escrow staff and/or customers concerning any discrepancies. 
  • Analyzes chain of title and prepares a preliminary report outlining matters affecting title and actions required to clear title. 


Skills: Title Review, Client Relationship Management, Title Practices, Legal Understanding, Document Approval, Curative Requirements, Policy Assessment, Record Examination

2. Roles for Escrow Officer Cover Letter

  • Manage residential closings, from initial order through post-closing in a professional, timely and accurate manner 
  • Ensure timely submission and accurate recording and execution of all files 
  • Ensure compliance with agency policies and escrow terms for each closing 
  • Responsible for oversight of receipt and disbursement of escrow funds 
  • Enter and manage data within the title production system 
  • Support and collaborate with other escrow closers and notaries 
  • Interact and coordinate with industry contacts such as realtors, loan officers, underwriters, brokers, buyers, and sellers
  • Review collateral documents such as trusts and powers of attorney, and court documents 
  • Engage in WFG company culture that emphasizes engagement in the 4 Cs, quality of work, and high performance. 
  • Back-up for the recording desk and customer services


Skills: Closing Management, File Accuracy, Compliance, Fund Disbursement, Data Management, Collaboration, Document Review, Customer Engagement

3. Responsibilities for Escrow Officer Cover Letter

  • Acts as the face of the organization during interaction with attorneys, realtors and lenders during the real estate closing
  • Assists in the preparation of the required title and closing documents with 100% accuracy for each closing
  • Review the title commitment and all title clearance presented at the real estate closing to clear all title exceptions/matters
  • Preps loan documents and ensures all documents are accurate, executed correctly, and notarized
  • Responsible for making revisions and additions to the Closing Disclosure Form and Master Statement  during the closing
  • Watches for and is able to identify red flags and brings them to management for review
  • Efficiently collects and transmits all required documents to the Lender to obtain funding authorization
  • Positively communicates updates to parties involved in the transaction. 
  • Communicates with all parties effectively and efficiently
  • Ensures that the ledger is in balance, all funds have been received and disbursed according to the signed final Closing Disclosure Form and/or Master Statement
  • Completes all necessary tasks post-closing to transmit a clean package to the Lender and recordable documents to the county
  • Review closing package and coordinate closing/signing


Skills: Client Relations, Document Accuracy, Title Clearance, Loan Preparation, Detail-Oriented, Red Flag Identification, Efficient Communication, Financial Reconciliation

4. Functions for Escrow Officer Cover Letter

  • Follow up on check reissue and outstanding disbursements
  • Return all calls, voicemails, and emails in a timely manner
  • Prepares documents for all types of transactions and closing statements.
  • Review escrow reports against escrow records to ensure the accuracy of posted escrow transactions.
  • Order title reports, resolve title defects, and coordinate satisfaction/release of existing liens and encumbrances against property or Sellers.
  • Completing a review of escrow documents to ensure are checked for accuracy, signatures are collected, and acknowledgments and legal descriptions are correct.
  • Responsible for supervisory duties such as hiring, firing, performance evaluation, coaching, training, disciplinary action, handling grievances, etc
  • Calculate and confirm taxes
  • Assists escrow staff and customers with questions regarding the insurability of title orders. 
  • Obtain necessary releases, payoffs, and documents from outside parties.
  • Review and confirm that all requirements have been completed prior to closing


Skills: Financial Tracking, Timely Communication, Document Preparation, Accuracy Verification, Problem Resolution, Supervisory Management, Tax Calculation, Stakeholder Engagement

5. Job Description for Escrow Officer Cover Letter

  • Prepare the Settlement Statement and all other closing documents necessary for the transaction
  • Review title commitments and surveys for accuracy
  • Clear Schedule C and address all matters on a title commitment
  • Obtain approval from and work cohesively with lenders, builders, and real estate agents
  • Order updates from the underwriter and examiner(s), and obtain a “clear to close”
  • Meet with clients to execute closing and complete paperwork
  • Assist in the growth and development of processing staff
  • Assist in daily business development and marketing strategies and campaigns
  • Review title commitments and purchase/sale agreements
  • Communicate with all parties in the transaction
  • Draw escrow closing documents
  • Prepare funding packages and balance files for closings for and with lenders


Skills: Document Preparation, Title Review, Problem Solving, Collaboration, Communication, Client Interaction, Staff Development, Marketing Strategy

What Are the Qualifications and Requirements for Escrow Officer in a Cover Letter?

1. Knowledge and Abilities for Escrow Officer Cover Letter

  • Good working knowledge of computers
  • Good understanding of residential real estate transactions, title, and escrow closing procedures
  • Strong communication skills and an optimistic, enthusiastic and professional attitude are required to coordinate related activities, motivate and convince internal and external customers to successfully achieve end results
  • Knowledge of specific office procedures, company terminology, organizational structure and areas of responsibilities and assignments
  • Must be able to determine and utilize the level of knowledge and job duties of company personnel, in order to maintain good service level and/or comply with special requests of internal or external customers
  • The impact of work is directly relevant to the revenue dollars of the Company and subject to normal instructions and frequent supervisory review of goals, progress, and end results
  • The ability to develop rapport with customers is critical to maintain a competitive market share
  • Outgoing personality and service orientation to maintain and help grow market share in a competitive business
  • Self-starter with excellent time management and organizational skills to shift schedules and offer prompt, reliable service
  • Ability to facilitate independence, accountability, creativity, and a sense of professionalism, and maintain confidentiality.


Qualifications: BA in Business Administration with 5 years of Experience

2. Experience and Requirements for Escrow Officer Cover Letter

  • Knowledge of RBJ or similar escrow software 
  • Strong attention to detail.
  • Knowledge and processing experience of the complete escrow process.
  • Proficient in working with escrow software such as RBJ.
  • Ability to meet deadlines.
  • Ability to work in fast fast-paced environment.
  • Excellent written and oral communication skills.
  • Problem-solving skills.
  • Ability to deliver results while maintaining a fun and positive teamwork environment.
  • Friendly and outgoing personality with a high level of energy.
  • Attention to detail, time management skills
  • Microsoft Suite is proficient.


Qualifications: BA in Law with 8 years of Experience

3. Skills, Knowledge, and Experience for Escrow Officer Cover Letter

  • Experience directly handling escrow transactions as an escrow assistant, escrow officer, or escrow closer is preferable
  • Resware or similar que-based software experience 
  • Knowledge of Microsoft Office applications
  • Familiar with standard concepts, practices, and procedures within the escrow/title industry field
  • Detail-oriented and professional, able to handle confidential information
  • Excellent communication skills (verbal and written) and interpersonal skills
  • Ability to deal with multiple types of roles such as real estate sellers, buyers, lenders, agents and brokers
  • Ability to deal with high volume and multiple processes
  • Ability to multitask and shift attention quickly as business needs change


Qualifications: BA in Accounting with 4 years of Experience

4. Requirements and Experience for Escrow Officer Cover Letter

  • Escrow officer experience 
  • Experience with MS Office including Word and Excel 
  • Excellent written and verbal skills to effectively communicate and present at all levels, both internally and externally.
  • Ability to manage multiple priorities and effectively prioritize and execute in a fast-paced environment with minimal supervision.
  • High level of demonstrated customer service, and time management skills.
  • Ability to read and interpret documents such as underwriting guideline matrix, lender’s instructions, trust agreements and preliminary title reports/commitments.
  • Ability to work as a critical member within a team environment
  • Customer service, problem-solving, and multitasking skills
  • Excellent communication skills via email and phone
  • Escrow processing experience and management experience
  • Technical knowledge of the closing process
  • Request system knowledge helpful


Qualifications: BA in Real Estate with 6 years of Experience

5. Education and Experience for Escrow Officer Cover Letter

  • Proficient with RamQuest and Ready2close
  • Experience with Pavaso eRoom
  • Proficient in MS Office (Word, Outlook, Excel, etc.).
  • Good communication skills, including spelling and grammar.
  • Aptitude for self-development and learning.
  • Strong mathematical skills
  • High-level understanding of title exceptions and curative actions.
  • Strong knowledge of standard concepts, practices, and procedures within the escrow/title industry
  • Strong planning and organization skills, including strong attention to detail and the ability to multi-task, prioritize, and complete a high volume of tasks and projects with minimal supervision.
  • React with appropriate levels of urgency and awareness to deadlines and situations/events that require quick response or turnaround.
  • Demonstrated ability to work in a team environment.
  • High level of integrity, ethics, discretion and professionalism in handling confidential and sensitive information
  • Able to work with a team in a fast-paced, high-volume environment.


Qualifications: BA in Finance with 7 years of Experience