Job Summary:

• Creating detailed credit models
• Assessing the credit suitability of potential clients
• Designing credit products for new and existing customers
• Analyzing the current portfolio to understand movements in credit score
• Analyzing the financial statements of companies to understand the creditworthiness
• Utilizing Big Data to perform analysis of non-traditional indicators
• Evaluating, authorizing, monitoring, and changing credit limits for customers.
• Participating in major department projects and taking an active role in cross-functional teams to assist in driving quality improvements, processes, and initiatives.

Skills on Resume:

• Credit Modeling (Hard Skills)
• Credit Assessment (Hard Skills)
• Product Design (Hard Skills)
• Portfolio Analysis (Hard Skills)
• Financial Analysis (Hard Skills)
• Big Data Analysis (Hard Skills)
• Credit Authorization (Hard Skills)
• Project Participation (Soft Skills)

Job Summary:

• Analyze credit risk from transactions with Financial Institutions in the Americas across commercial and investment banks, broker-dealers, mortgage originators and mortgage REITS.
• Analysis counterparty credit risk, deal structure, facility legal terms and conditions, transaction background, etc.
• Perform counterparty due diligence conducted via calls and on-site visits.
• Approval of daily trading requests for traded products including Derivatives, Repo, MBS, Forwards, FX, Swaps, etc.
• Tracking developments related to regulatory, Industry, Counterparty, external ratings and carrying out appropriate action.
• Assigning internal credit ratings and limits, and monitoring of exposure usage including breaches.
• Structuring trading and legal terms in conjunction with other control areas including Legal, Finance and Middle Office.
• Analysis of deal-specific transactions as they arise. Present Credit Risk’s recommendation both within Risk and to Credit Committees.
• Assemble portfolio reviews for sectors within the Financial Institutions space 
• Participate in various firm wide projects within Risk and Business colleagues across regions

Skills on Resume:

• Credit Risk Analysis (Hard Skills)
• Due Diligence (Hard Skills)
• Regulatory Tracking (Hard Skills)
• Trading Approval (Hard Skills)
• Credit Ratings (Hard Skills)
• Deal Structuring (Hard Skills)
• Risk Presentations (Soft Skills)
• Project Collaboration (Soft Skills)

Job Summary:

• Perform qualitative and quantitative analysis on counterparties, including assessments of financial statements and other industry and client specific news
• Underwrite and risk manage the secured and unsecured loan portfolio. 
• Setting and defining credit limits, transaction terms, repayment requirements
• Build and review financial models
• Monitor portfolio and borrower performance
• Collaborate with sales, lending, and trading teams
• Carrying out detailed analyses of financial statements of potential and current clients, assessing default risk and establishing credit limits.
• Negotiating payment terms and other finance related conditions of agreements with internal stakeholders and clients to ensure transactions are properly secured.
• Assisting in creating and updating credit risk management policy to reflect market reality.

Skills on Resume:

• Quantitative Analysis (Hard Skills)
• Credit Underwriting (Hard Skills)
• Credit Limit Setting (Hard Skills)
• Financial Modeling (Hard Skills)
• Performance Monitoring (Hard Skills)
• Team Collaboration (Soft Skills)
• Financial Statement Analysis (Hard Skills)
• Negotiation Skills (Soft Skills)

Job Summary:

• Evaluate credit proposals and business screening memos and make written credit recommendations to management.
• Identify structural risks and mitigants in prospective transactions and recommend/enhance structuring of deals and covenants in line with policies and procedures.
• Maintain strong two-way dialogue with deal teams and portfolio management on credit risk issues/terms and conditions with a goal of balancing business opportunity with prudent risk taking.
• Communicate with other credit divisions to obtain necessary information/comments to support making a credit decision.
• Provide support to senior officers in the evaluation and credit recommendation on more complex deals.
• Active portfolio monitoring of designated customers
• Responsible for monitoring and ongoing credit review of individual exposures through regular/ad-hoc credit review process.
• Evaluate credit review applications within a designated portfolio, determine accurate ratings and make recommendations to management. 
• Monitor lower-rated and problem loans on a more frequent basis.
• Conduct site visits and due diligence and attend bank/customer meetings 

Skills on Resume:

• Credit Evaluation (Hard Skills)
• Risk Identification (Hard Skills)
• Deal Structuring (Hard Skills)
• Cross-Division Communication (Soft Skills)
• Complex Deal Support (Hard Skills)
• Portfolio Monitoring (Hard Skills)
• Credit Review (Hard Skills)
• Due Diligence (Hard Skills)

Job Summary:

• Provide support as an advisor regarding insurance credit performance, potential or emerging risks, and business conformity with risk appetite, credit culture, and policies
• Review basic or tactical issues, credit policies or procedures, complex credit reports, and findings and insights to recommend appropriate risk mitigation strategies to management
• Receive direction from supervisors, and exercise independent judgment while developing understanding of insurance credit function, analytical tools, policies, procedures, or compliance requirements
• Collaborate and consult with managers, functional colleagues, and stakeholders, including internal or external customers
• Embrace a strong work ethic, be accountable and driven to excellence in work product and service
• Value the success of the team and eager to learn new tasks
• Coordinate and communicate critical account information independently and directly to various related parties throughout the bank, business line, product groups and credit divisions.
• Engage in special projects including preparing monitoring reports, deal comparison tables, policy/guideline reviews, etc.
• Ensure compliance with external regulatory/internal policy and procedural requirements.

Skills on Resume:

• Risk Advisory (Hard Skills)
• Policy Review (Hard Skills)
• Independent Judgment (Soft Skills)
• Cross-Functional Collaboration (Soft Skills)
• Work Ethic (Soft Skills)
• Team Success (Soft Skills)
• Information Coordination (Hard Skills)
• Regulatory Compliance (Hard Skills)