Job Summary:

• Perform administrative support duties for Chief Credit Officer, Chief Consumer Credit Officer, and Credit Process and Execution Executive
• Coordinate delivery of executive assistant support for all Executive Assistants within Credit Risk Management
• Maintain and prepare required department reports
• Maintain and assist in formulating strategic planning, asset quality forecasts and associated Board of Director, Enterprise Risk Committee and Credit Risk Committee reporting
• Prepare presentations and organizational charts for Credit Risk Management
• Onboard new hires / promotions / offboard staff in Workday and ServiceNow including collaboration with HR and Recruiting
• Assist in all aspects of semi-annual calibration and performance review process
• Coordinate and assist in ensuring timely payment and tracking of invoices 
• Assist in fielding, scheduling, tracking and reporting all Executive Level credit and other approvals
• Provide accurate and prompt internal and external customer service

Skills on Resume:

• Administrative Support (Hard Skills)
• Executive Coordination (Soft Skills)
• Report Management (Hard Skills)
• Strategic Planning (Hard Skills)
• Presentation Preparation (Hard Skills)
• Onboarding Management (Hard Skills)
• Performance Review (Hard Skills)
• Invoice Processing (Hard Skills)

Job Summary:

• Identify important reporting schedules and meeting due dates and manage those by creating and maintaining a master calendar
• Represent Credit Risk Management in a professional manner when attending meetings with internal clients, Credit Risk staff and/or in other meetings
• Support departmental continuous improvement efforts
• Accept special projects and other assignments, as time permits
• Participate in community service activities
• Serve as a member of the Credit Risk Management Executive Leadership Team by preparing and tracking meeting agendas and tracking assignments, adding personal insight on topics and issues discussed
• Fostering team unity and cohesiveness by facilitating and encouraging continuous dialogue among team members
• Enhancing the accuracy and efficiency of the control environment, documenting issues and proposing resolutions
• Ensuring development and testing of the systems and business processes supporting regulatory or internal policy changes
• Conducting impact analysis relating to model change and changes in CRR permissions

Skills on Resume:

• Schedule Management (Hard Skills)
• Professional Representation (Soft Skills)
• Continuous Improvement (Hard Skills)
• Project Management (Hard Skills)
• Community Engagement (Soft Skills)
• Leadership Collaboration (Soft Skills)
• Team Cohesion (Soft Skills)
• Impact Analysis (Hard Skills)

Job Summary:

• Actively participate within the Credit Risk Team in the delivery of the BAU
• Analysis and determination of risks, watch and observe the situation of credit
• Working collaboratively with the Fraud team and other teams within the company
  
• Regularly review exposures and recommend mitigation plans where necessary escalating where appropriate
• Ongoing involvement in non-BAU initiatives as delegated by Head of Risk
• Participation within team meetings
• Manage external Debt Collection Agency relationships and workflows
• Working within approval limits escalating 
• Participating in strategic business and regulatory driven projects including implementation of new businesses and system process
• Being responsible for the design, development and testing of data solutions
• Providing customer guidance when requirements need translating from business language

Skills on Resume:

• Risk Analysis (Hard Skills)
• Routine Risk Management (Hard Skills)
• Team Collaboration (Soft Skills)
• Exposure Review (Hard Skills)
• Initiative Participation (Soft Skills)
• Debt Management (Hard Skills)
• Project Participation (Hard Skills)
• Data Solution Design (Hard Skills)

Job Summary:

• Support the Risk Management department in credit risk monitoring, as well as the monitoring and control the investment risk (with a focus on credit and counterparty risks) in all business areas of the Group
• Effectively implement Athora Private Credit Internal Rating methodology, including support to annual validation and internal/external audit
• Produce effective internal rating assessment on Mid-Market Loans (MML), Large Cap Direct Lending, Asset Backed Lending and Infrastructure private credit assets
• Prepare a straight-forward Credit Approval Documentation for Initial and Annual Reviews
• Presenting the Credit Approval Documentation to the internal credit committee and convincing handling of Q&A sessions in regard to the transaction in front of the Credit Committee
• Deliver impactful regular and ad-hoc reporting
• Supporting investment committees
• Provide documentation/information for senior management and board risk committee reporting

Skills on Resume:

• Risk Monitoring (Hard Skills)
• Rating Methodology (Hard Skills)
• Credit Assessment (Hard Skills)
• Documentation Preparation (Hard Skills)
• Committee Presentation (Soft Skills)
• Report Delivery (Hard Skills)
• Committee Support (Soft Skills)
• Documentation Provision (Hard Skills)

Job Summary:

• Complete Customer account reviews including analysis of financial accounts to support new and ongoing credit facilities
• Maintain and manage Customer EMEA Group credit facilities
• Provide data on above average risk accounts to Collections to escalate those companies' for focussed chasing of debt, if applicable
• Manage insurance policy compliance including collection cases and claims
• Undertake Customer development/risk management visits with necessary stakeholders where appropriate
• Perform analysis to support credit risk strategy, policy and process development including alternative financial offerings
• Manage and action alerts/notifications from various sources to ensure risk exposure is minimised/neutralised
• Monitor and maintain overview of legal collection cases
• Manage and action Customer accounts in administration/liquidation in association with the appropriate stakeholders
• Production and ongoing enhancement of Commercial credit risk reporting, providing timely and accurate monthly reports
• Provide support as necessary on ad hoc defined projects

Skills on Resume:

• Account Review (Hard Skills)
• Credit Facility Management (Hard Skills)
• Risk Escalation (Hard Skills)
• Insurance Compliance (Hard Skills)
• Risk Management Visits (Soft Skills)
• Credit Risk Analysis (Hard Skills)
• Alert Management (Hard Skills)
• Legal Case Monitoring (Hard Skills)

Job Summary:

• Implement Credit Risk Control framework (principles, policies, processes and authorities) for Wealth Management (WM) Asia.
• Identify and control the bank’s credit risks, ensure high quality credit risk assessment and continuous monitoring of the portfolio of counterparties/issues and consider reward in risk decisions.
• Vigorously defend UBS' contractual rights in restructuring/work-out situations. 
• Provide guidance to, and exercise oversight over the business / risk management to ensure the firm's risk appetite, policies and procedures are fully adhered to.
• Take a broad view of the risks and help ensure material issues are escalated to relevant control functions and senior management.
• Support the expansion of the WM product shelf through assessment and approval of New Business Initiatives and Complex Transactions.
• Ensure compliance with statutory and corporate policies and manage auditors and regulators' communication in relation to WM Asia Booking center matters.
• Identify and implement organizational, process and system enhancements to improve the effectiveness and health of function.
• Supporting the New Account review process as well as ongoing risk reviews of the current portfolio of customers
• Using Excel VBA/SQL’s to run reports which will be shared within the Business
• Processing daily reconciliations of cash collected/card payments taken

Skills on Resume:

• Risk Control Implementation (Hard Skills)
• Credit Risk Management (Hard Skills)
• Contractual Rights Defense (Hard Skills)
• Policy Oversight (Hard Skills)
• Risk Escalation (Hard Skills)
• Business Initiative Support (Hard Skills)
• Compliance Management (Hard Skills)
• Reporting Proficiency (Hard Skills)

Job Summary:

• Analyze/underwrite facultative submissions and special limit requests
• Analyze financial information and assess the credit worthiness of client companies
• Build risk models, extract/interpret data
• Pricing support for the whole portfolio
• Support the Trade Credit, Surety and Political Risk reinsurance team and the whole company regarding the risk aggregation/accumulation
• Travel to client meetings and risk locations together with members of the underwriting team
• Perform credit assessment on new customers as well as review current ones.
• Support the development of the Credit Committee.
• Support in the development of the strategy and KPIs to successfully manage Credit risk appetite
• Organise & manage awareness sessions and workshops within the entity
• Monitoring/coordinating on credit risk incidents and taking appropriate action
• Perform control testing and reporting to own local management and LPCorp.
• Support in the development and daily work of KPI / KRI.

Skills on Resume:

• Risk Underwriting (Hard Skills)
• Credit Assessment (Hard Skills)
• Model Development (Hard Skills)
• Pricing Strategy (Hard Skills)
• Team Collaboration (Soft Skills)
• Client Engagement (Soft Skills)
• Risk Monitoring (Hard Skills)
• KPI Management (Hard Skills)

Job Summary:

• Provide support to Regulations and Business Channels in regulatory discussions about the Non-household Market with Ofwat and MOSL
• Ensure that Retail Non-household credit risk is maintained at an acceptable level
• Collating and distributing credit support notices every month, in line with the MOSL timetable
• Monitoring the credit rating of retailers along with any other appropriate metrics to assess their credit worthiness and any credit risk posed
• Administering refunds of excess security and/or interest earned on cash security, in line with contractual obligations and/or retailer requests.
• Support in the on-boarding of new retailers
• Enforcing retailers’ contractual obligations, including taking action if insufficient credit support is provided
• Working with Business Channels (Martin Pope) to ensure retailer security arrangements and credit support arrangements are maintained and renewed appropriately
• Identifying opportunities in the market to create new credit arrangements and actively review retailer proposals for arrangements as they are presented.

Skills on Resume:

• Regulatory Support (Hard Skills)
• Risk Management (Hard Skills)
• Notice Distribution (Hard Skills)
• Credit Monitoring (Hard Skills)
• Refund Administration (Hard Skills)
• Retailer Onboarding (Hard Skills)
• Contract Enforcement (Hard Skills)
• Opportunity Identification (Hard Skills)

Job Summary:

• Ensure the correct limit, margin and counterparty is set up for each individual transaction, including executed balance vs. approved amount, transaction period and spread.            
• Report credit limit overdrawn amounts to management and front office.
• Maintain and registration of collateral information into the banking system based on signed collateral documents.
• Monitor and registration of covenant information into the banking system based on financial documents.
• Support Middle Office team on a variety of credit portfolio and risk management projects and process general improvement initiatives
• Using insight to find ways to optimise Existing Customer Management programmes and customer treatment, to improve portfolio’s risk profile and returns
• Investigating exposure to different kinds of credit risk, and resilience in times of market stress, and proposing frameworks and/ or activities to manage these
• Helping develop analytical ways to identify, understand, and manage credit risk on portfolio
• Understanding and engaging with customers’ needs
• Collaborating with change management, commercial, financial and operational teams to make decisions that are best for both customers and company

Skills on Resume:

• Transaction Setup (Hard Skills)
• Limit Reporting (Hard Skills)
• Collateral Management (Hard Skills)
• Covenant Monitoring (Hard Skills)
• Risk Management Support (Hard Skills)
• Portfolio Optimization (Hard Skills)
• Risk Analysis (Hard Skills)
• Cross-Functional Collaboration (Soft Skills)

Job Summary:

• Perform credit risk evaluation of counterparties, including credit risk rating, due diligence, and annual review
• Maintain and calibrate the credit risk rating models
• Prepare credit risk reports for management
• Engage with clients to ensure counterparty adherence to minimum clearing participation criteria
• Further development of Nasdaq Clearings credit risk framework and processes
• Regular credit risk reporting, interpretation and sharing of results with other departments, top management, parent company and supervisors
• Producing and analysing reports and forecasts under IFRS9 standard
• Active participation in development and testing of related methodologies, preliminary analysis and impact studies
• Producing ad hoc and regular reports, interpretation and sharing of results with other departments, top management, parent company and supervisors
• General support for the quantitative, analytical, and programming needs
• Develop proof of concept analytics and reports, their implementation and automation

Skills on Resume:

• Credit Risk Evaluation (Hard Skills)
• Model Calibration (Hard Skills)
• Risk Reporting (Hard Skills)
• Client Engagement (Soft Skills)
• Framework Development (Hard Skills)
• Reporting Analysis (Hard Skills)
• IFRS9 Compliance (Hard Skills)
• Analytical Support (Hard Skills)

Job Summary:

• Obtain, review and analyze necessary information to determine customer financial capability and risk, establish credit limits and control shipments within the framework of credit limits for assigned business/ customers/ region.
• Set credit limits and risk assignment within ERP System.
• Ensure the quality of Accounts Receivable and minimize bad debts.
• Communicate credit information to businesses and collections personnel
• Work with businesses to analyze/recommend sales terms for new and existing customers
• Review customers approaching their credit limit-anticipate if credit limit should be increased to avoid unnecessary credit holds
• Communicate/discuss credit issues and potential high risk accounts with collections personnel and credit manager
• Analysing and giving credit opinions on individual credit risks and drawing out the strengths and weaknesses of the deals the firm takes on.             
• Underwriting analysis, forming reports of the credit conditions at a national, regional and global level and using economic analysis to understand the micro and macro-economic factors affecting economies and using this to assess the credit worthiness of transactions.

Skills on Resume:

• Credit Analysis (Hard Skills)
• Risk Management (Hard Skills)
• Accounts Receivable Oversight (Hard Skills)
• Credit Communication (Soft Skills)
• Sales Term Analysis (Hard Skills)
• Credit Limit Review (Hard Skills)
• Risk Discussion (Soft Skills)
• Economic Assessment (Hard Skills)

Job Summary:

• Compute counterparty credit risk metrics on exotic products, for pre-trade approval of the deal flow.
• Pro-actively detect and raise at the right level issues and risks that are not captured by the standard processes.
• Communicate with Front Officers on counterparty risk metrics and methodologies.
• Participate in New Product Committees.
• Perform recurring due diligence on a portfolio of Funds and CCPs.
• Review 1LOD limit requests and approve deal flow.
• Propose / implement risk framework enhancements.
• Monitor CCR metrics, failed trades/payments, and margin call disputes.

Skills on Resume:

• Risk Metric Analysis (Hard Skills)
• Issue Detection (Hard Skills)
• Risk Communication (Soft Skills)
• Committee Participation (Soft Skills)
• Due Diligence Performance (Hard Skills)
• Limit Review (Hard Skills)
• Framework Enhancement (Hard Skills)
• Trade Monitoring (Hard Skills)

Job Summary:

• Credit analysis and grading of companies in portfolio
• Gathering of information, either through direct contacts with companies or via official sources such as credit information providers
• Proactive portfolio monitoring
• Writing extensive credit reports on buyers with the largest exposures and presentation of cases for the Nordic credit committee
• Underwriting (approving) credit limits for companies, setting a strategy for exposure development
• Communicate with companies in portfolio, clients, colleagues and management internationally
• Be responsible for asset growth and strategy design - forecasting the existing customer balance transfers, spend engagements, and offer on credit cards etc.
• Define, articulate, build and implement a data strategy, through SAS, that allows the risk team to leverage all data sets available across new payment methodologies and markets
• Provide fully insightful data and strategy to allow the team to be fully in control of risk whilst also making critical data available for monitoring across the whole credit risk life cycle using SAS and SQL

Skills on Resume:

• Credit Analysis (Hard Skills)
• Information Gathering (Hard Skills)
• Portfolio Monitoring (Hard Skills)
• Credit Reporting (Hard Skills)
• Credit Underwriting (Hard Skills)
• International Communication (Soft Skills)
• Strategy Management (Hard Skills)
• Data Strategy Implementation (Hard Skills)

Job Summary:

• Performs the completion of targeted and portfolio level reviews/monitoring of key credit risk exposures, decisions, and strategies.             
• Responsibilities include performing and/or reviewing counterparty fundamental credit analyses.
• Collaborates with management to develop and implement an enterprise-wide credit risk framework.             
• Assists with the development, implementation, and application of risk metrics and methodologies and monitors, analyzes, and reports risk exposures.
• Leads selected departmental reporting processes, including various memos and reports presented to Credit Risk Committee and the Board of Directors.
• Documents and ensures communication of key risks.
• Develops reports and presentations that outline findings, explains risk position, and recommends changes/improvements.
• Recommends ways to reduce, control, and optimize risk.
• Develops new and enhances existing department processes to improve efficiency and controls.

Skills on Resume:

• Risk Review (Hard Skills)
• Credit Analysis (Hard Skills)
• Framework Development (Hard Skills)
• Risk Metric Application (Hard Skills)
• Reporting Leadership (Hard Skills)
• Risk Communication (Soft Skills)
• Presentation Development (Hard Skills)
• Process Enhancement (Hard Skills)

Job Summary:

• Assist with the management of appraisal engagements to ensure consistency with federal regulatory and internal policies to safeguard the firm from potential regulatory liability.             
• Assisting the appraisal management team with file set up and maintenance and monitoring and recording appraisers not on the Approved Appraiser list.
• Support the appraisal record keeping functions as necessary to maintain federally required appraisal independence. 
• Transition assignments from appraisal management to appraisal review, managing file storage platforms and management of the portfolio workflow process.
• Provide assistance in the quality control and quality assurance programs.
• Assist designated team members with data compilation, review of appraisal folders for proper file components and liaise with appraiser and appraisal review team.
• Update various appraisal management tracking platforms.
• Contribute to developing forms and tools to streamline processes and create efficiencies in appraisal process for complete underwriting review.

Skills on Resume:

• Appraisal Management (Hard Skills)
• Record Keeping (Hard Skills)
• Workflow Management (Hard Skills)
• Quality Control (Hard Skills)
• Data Compilation (Hard Skills)
• Team Liaison (Soft Skills)
• Platform Updates (Hard Skills)
• Process Development (Hard Skills)

Job Summary:

• Perform annual reviews, and ongoing surveillance, of member firms across clearing corporations, to assess the creditworthiness of member firms.
• Analyze and spread financial statements to identify credit risks and mitigants
• Assess trends in financial institutions’ capital adequacy, profitability, asset quality, and liquidity/funding management.
• Work with internal departments, including Market Risk, Product Management, Relationship Management, Legal, and Compliance, to maintain transparency when assessing potential risk exposures within member firms.
• Review new member full-service applications to assess whether the applicants’ financial condition meets DTCC member requirements.
• Assess whether member firms need to be placed on enhanced surveillance based on newly disclosed material events.
• Adhere to risk-related policies and best practices of CCR, and ensure compliance with CCR’s policies and procedures
• Assist with the Credit Risk Rating Model (rating changes and qualitative factors).

Skills on Resume:

• Credit Surveillance (Hard Skills)
• Financial Analysis (Hard Skills)
• Trend Assessment (Hard Skills)
• Interdepartmental Collaboration (Soft Skills)
• Application Review (Hard Skills)
• Surveillance Management (Hard Skills)
• Policy Adherence (Hard Skills)
• Risk Model Assistance (Hard Skills)

Job Summary:

• Apply team member behaviour consistent with the CBA values and people capabilities
• Accountability for managing a complex series of value generating programs within the Credit Card lending business
• Ability to set short and long term plans for self and ensure these remain aligned with business partners
• Best practice SME across analytics, data management, and compliance and governance
• Coaching and growing analytical talent within the analyst community
• Responsible for reducing the loan impairment expense whilst driving higher profitability through innovative solutions and design of new tools to aid the credit process, such as scorecards and other statistical methods
• Hypothesis led analytics to understand and explain changes in portfolio performance, and formulating strategic initiatives to generate value
• Best in class project management to ensure these initiatives are implemented successfully, and with full adherence to compliance and governance guidelines
• Report, escalate and remediate issues in a timely manner and in line with the Group’s operational risk processes (e.g Risk Insight)
• Pro-actively manage the closure of audit items raised as part of the regular cycle

Skills on Resume:

• Value Program Management (Hard Skills)
• Strategic Planning (Hard Skills)
• Analytics Expertise (Hard Skills)
• Talent Development (Soft Skills)
• Profitability Improvement (Hard Skills)
• Analytical Innovation (Hard Skills)
• Project Management (Hard Skills)
• Compliance Reporting (Hard Skills)

Job Summary:

• Identify new risk trends, aggregate and identify new data from multiple source systems to research and analyze root causes.
• Validate data, identify errors, and make modifications to scripts and analytical frameworks to meet changing needs.
• Write and execute code proficiently to create and produce monthly and quarterly risk reports
• Prepare, deliver and/or present reports, analyses and results for senior leadership, committees, and other business units.
• Draft and maintain documentation of procedures for producing reports
• Support corporate governance structure, including administration of meetings, minutes, and policy review.
• Partner with business units to ensure adherence to corporate credit policies.
• Participate in training and orientation of new Analysts.
• Identify emerging issues with processes, assessment methodologies, and macroeconomic trends, and work to mitigate and remediate such issues

Skills on Resume:

• Risk Trend Analysis (Hard Skills)
• Data Validation (Hard Skills)
• Code Execution (Hard Skills)
• Reporting Skills (Hard Skills)
• Procedure Documentation (Hard Skills)
• Governance Support (Hard Skills)
• Policy Partnership (Hard Skills)
• Analyst Training (Soft Skills)

Job Summary:

• Ensure regulatory reporting requirements are accurately and coherently met which includes interpreting and handling credit risk related data from a regulatory perspective
• Work as a regulatory reporting SME in credit matters providing analysis and bridging requirements to the banks credit risk data landscape
• Work with a wide range of stakeholders across the Bank to ensure all deliverables are implemented accurately across all regimes
• Contribute to best practices in the Squad – validating current regulatory reporting requirements and ensure future reporting requirements and changes adhere to these best practices
• Understand the existing governance, business processes and controls from a regulatory reporting point of view
• Enhancing provision calculations to improve accuracy and speed
• Optimising the credit risk and economic models used in IFRS9
• Driving automation and efficiency in monthly reporting process
• Integrating the IFRS9 models with the rest of Credit Modelling landscape across acquisition, customer management, forecasting, stress testing and capital planning
• Helping to run monthly provisions process, and delivering outcomes to Monzo’s senior team (including CFO and CRO)

Skills on Resume:

• Regulatory Compliance (Hard Skills)
• Risk Analysis (Hard Skills)
• Stakeholder Collaboration (Soft Skills)
• Reporting Standards (Hard Skills)
• Process Enhancement (Hard Skills)
• Model Optimization (Hard Skills)
• Automation Efficiency (Hard Skills)
• Provision Oversight (Hard Skills)