Job Summary:

• Review of residential appraisals with consideration of appraisal standards, state/federal laws and agency requirements.
• Conduct research, analysis and documentation of referral decisions
• Prepare recommendations to VPM Advisory Council for potential actions, including submissions to state licensing boards to meet TILA requirements
• Screen candidates for staff/direct engagement appraiser, Collateral Review and internal/contract hires.
• Cross-training in Appraiser Complaints to process and escalate valuation-related complaints
• Manages cash collateral and locked-box accounts if applicable.
• Schedules, coordinates, reviews and analyzes third party field audits reports and ensures implementation of recommendations.
• Reviews daily advances and payment ensuring reporting accuracy.
• Back up coverage on daily advances for holiday/sick leave of other colleagues.
• Promotes and develops collaborative working relationships with all customers (both internal and external).
• Helps design, develop, and maintain comprehensive shareholder collateral analysis using advance excel logical formulas and Bloomberg Desktop API.
• Participates in special projects and initiatives related to Collateral Services as directed by Collateral Services management.

Skills on Resume: 

• Residential Appraisal Review (Hard Skills)
• Research and Analysis (Hard Skills)
• Staff Screening and Selection (Hard Skills)
• Valuation Complaint Management (Hard Skills)
• Cash Collateral Management (Hard Skills)
• Financial Reporting and Accuracy (Hard Skills)
• Collaborative Relationship Building (Soft Skills)
• Advanced Excel and Data Analysis (Hard Skills)

Job Summary:

• Responsible for reviewing all marketable securities collateral pre and post-boarding to assess the eligibility of portfolio asset classes to ensure adherence to established Bank and department policies.
• Provides Credit Administration with collateral that falls below lendable values
• Monitor market conditions that may affect asset values. 
• Analyze market effect on loan portfolio and identify fluctuations that may create margin calls on loans. 
• Provides Credit Administration with the information to lendable margins are maintained.
• Provide oversight of the Marketable securities collateral monitoring module Systematic Tracking of Collateral (STOC) and lead projects for system enhancements/upgrades. 
• Provide support to processing staff for system glitches and seek resolution of problem issues with the Information Services Department.
• Maintain strong currency of regulation relating to marketable securities pledged as collateral and strong knowledge of asset types and classifications.
• Build strong integrity into the marketable securities collateral function and be responsible for documenting procedure manuals relating to collateral monitoring.

Skills on Resume: 

• Collateral Analysis (Hard Skills)
• Credit Administration (Hard Skills)
• Market Monitoring (Hard Skills)
• System Oversight (Hard Skills)
• Technical Support (Hard Skills)
• Regulatory Knowledge (Hard Skills)
• Integrity and Documentation (Soft Skills)
• Project Management (Hard Skills)

Job Summary:

• Reviews daily brokerage system feeds to value collateral assets associated with Private Bank lines of credit
• Provides notification to private bankers and loan operations regarding advances or issues
• Reviews and verifies collateral borrowing base reports for asset-based lines of credit
• Prepares and distributes the daily collateral reports
• Verifies ineligible calculations, verifies A/R reconciliation balance, and ensures information is rolled up properly in all final Bank Collateral reports
• Provides notifications of defaults and/or updates regarding borrowing availability
• Evaluate and prepares collateral release requests daily
• Ensures line of credit availability is accurately reflected on the commercial loan system
• Reviews legal and ongoing borrower-provided documentation for accuracy and completeness
• Communicates any concerns noted or adverse performance trends to the Head of Operations and/or Client Service Manager with recommendations on how to manage these issues.
• Minimize manageable losses by proactively monitoring ledger performance and taking appropriate and timely action.

Skills on Resume: 

• Collateral Management (Hard Skills)
• Reporting and Analysis (Hard Skills)
• Notification and Communication (Soft Skills)
• Documentation Review (Hard Skills)
• Credit Risk Assessment (Hard Skills)
• System Management (Hard Skills)
• Problem-Solving (Soft Skills)
• Operational Excellence (Soft Skills)

Job Summary:

• Liaising with and managing clients who need to send in original documentation to Eagle. 
• Following up to ensure these are received within the timescales set and notifying Head of Operations and Client Service Managers of any delinquencies.
• Managing collateral performance of the allocated portfolio through efficient and effective Credit Control and compliance with Eagle’s policies and procedures.
• Establish and maintains a professional and expert relationship with Clients through efficient ledger management. 
• Understand and be interested in Client’s business.
• Ensures that debtor notification and verifications are performed in-line with requirements.
• Uses collection and verification queues and call backs in conjunction with aging profile and risk scores to determine calling priorities.
• Maintain an understanding of the clients within the allocated portfolio.
• Provide a high level of service whilst maintaining Eagle’s security interest.
• Seek to proactively understand clients in order to spot early warning signs.

Skills on Resume: 

• Client Relationship Management (Soft Skills)
• Documentation and Compliance Management (Hard Skills)
• Credit Control (Hard Skills)
• Ledger Management (Hard Skills)
• Risk Assessment and Prioritization (Hard Skills)
• Proactive Issue Identification (Soft Skills)
• High-Level Customer Service (Soft Skills)
• Communication and Reporting (Soft Skills)

Job Summary:

• Review borrowers’ accounts receivable aging reports, accounts payable reports, borrowing base certificates, accounts receivable roll forwards and all other borrowing base supporting documentation
• Reconcile borrowers’ bank statements and borrower cash receipts journals to confirm that all cash receipts are accounted for and properly posted
• Recommend borrower draws based on credit standing and satisfaction of borrower requirements pursuant to loan documents
• Process and verify borrowers’ advance requests and payments in compliance with financial policies and procedures
• Maintain and keep up to date The Firm's collateral management system (Stucky) for each borrower and work with other The Firm's technology platforms
• Complete Stucky end-of-day and month-end procedures
• Develop financial models for the evaluation of bridge loan opportunities, reviewing potential transactions for the proper balance of feasibility and risk
• Update Excel-based cash flow models for healthcare, senior housing, and multi-family projects
• Assist in the preparation of term sheet loan commitments to borrowers
• Interface with clients, outside attorneys, and other stakeholders involved in a particular transaction to obtain required documentation as part of the loan underwriting
• Review and closing process

Skills on Resume: 

• Financial Reconciliation (Hard Skills)
• Collateral Management (Hard Skills)
• Credit Analysis (Hard Skills)
• Loan Processing (Hard Skills)
• Financial Modeling (Hard Skills)
• Documentation Management (Hard Skills)
• Technology Proficiency (Hard Skills)
• Transaction Review (Hard Skills)

Job Summary:

• Perform a comprehensive review of a client’s collateral upon submission and immediately report any inconsistencies, errors, or unusual findings
• Verify the receivable invoices directly with the debtor in a timely manner to determine eligibility
• Prepare monthly verification statements and perform regular follow-ups on any exceptions, non-responses, and past due invoices
• Maintain and report accurate and up-to-date information in the operating system including credit limits, contact information, and all processing-related notes
• Collaborate with the relationship manager on client-related tasks
• Reconcile various clients’ reports i.e. bank statements, collection reports etc.
• Work directly with clients to discuss and resolve any discrepancies in collateral reporting
• Review daily brokerage system feeds to value collateral assets associated with Private Bank lines of credit.
• Provides notification to private bankers and loan operations regarding advances or issues.
• Review and verify collateral borrowing base reports for asset-based lines of credit.
• Prepare and distribute the daily collateral reports.

Skills on Resume: 

• Collateral Review and Reporting (Hard Skills)
• Invoice Verification (Hard Skills)
• Verification Statements and Follow-ups (Hard Skills)
• Accurate Data Management (Hard Skills)
• Client Collaboration (Soft Skills)
• Reconciliation Skills (Hard Skills)
• Collateral Valuation (Hard Skills)
• Reporting and Communication (Hard Skills)

Job Summary:

• Processing the daily delivery of data and documents to the document custodian in accordance with warehouse investor requirements.
• Investigating and resolving exceptions cited by investors/document custodians to resolve document and data exceptions.
• Managing loans in pipeline to ensure optimal warehouse financing availability.
• Preparing allonges and note endorsements per warehouse and delivery requirements.
• Reviewing documents and images to ensure compliance with PHH product requirements, GSE requirements, warehouse investor contracts and/or mandatory commitments.
• Communicating with upstream and downstream business partners on suggestions for process improvements as well as updating of loan-level data.
• Performing loan quality/eligibility checks prior to delivery to ensure highest product quality from a loan delivery perspective.
• Acting as a liaison between Capital Markets and Record Services for the clearing of loan modification exceptions to ensure timely delivery.
• Performing loan quality/eligibility checks prior to delivery to ensure highest product quality from a loan delivery perspective.
• Managing the delivery of collateral for all EBO and modification transactions.

Skills on Resume: 

• Data and Document Management (Hard Skills)
• Exception Resolution (Hard Skills)
• Pipeline Management (Hard Skills)
• Document Preparation and Compliance (Hard Skills)
• Process Improvement and Communication (Soft Skills)
• Quality and Eligibility Checks (Hard Skills)
• Liaison and Coordination (Soft Skills)
• Collateral Management (Hard Skills)

Job Summary:

• Utilize systems in place to complete review of appraisals in a timely manner
• Complete collateral analysis on conventional and portfolio loans
• Manage expected service levels related to collateral decisions and condition-clearing
• Update property and related information in origination systems to verify, add, delete or waive conditions
• Contact the Loan Originator, Processors, and Credit Underwriters with the decision on the loan immediately after the collateral review
• Provide feedback to other staff and loan officers
• Review exception reports to ensure completion of all tasks
• Maintain current knowledge of USPAP
• Verify ineligible calculations, verify A/R reconciliation balance and ensure information is rolled up properly in all final Bank Collateral reports.
• Provide notifications of defaults and /or updates regarding borrowing availability.
• Evaluate and prepare collateral release requests daily.
• Ensures line of credit availability is accurately reflected on the commercial loan system.

Skills on Resume: 

• Collateral Analysis Expertise (Hard Skills)
• Timely Review and Decision Making (Hard Skills)
• Service Level Management (Soft Skills)
• System Updates and Verification (Hard Skills)
• Effective Communication (Soft Skills)
• Exception Report Review (Hard Skills)
• Regulatory Knowledge (Hard Skills)
• Collateral Reporting and Reconciliation (Hard Skills)

Job Summary:

• Supports and maintains more complex accounts with assistance from more experienced personnel in unusual situations, tracking and analyzing collateral availability, processing loan advances and payments
• Preparing management reports according to established department policies and procedures and legal and regulatory guidelines. 
• Ensures that borrowers have been properly informed about reporting procedures.
• Works independently on assigned accounts with assistance for larger, more complex accounts, informing customers of content of reports and collateral availability, including inventory and accounts receivable
• Answers customer questions and notes any important changes in status of customer's business and in overall account. 
• Informs appropriate loan officers of customer activity and status.
• Ensures that assigned accounts are properly set up administratively and that borrowers are informed of reporting procedures. 
• Contacts customers to correct any procedural problems.
• Monitors customers' collateral positions to ensure compliance with loan terms and conditions. 
• Coordinates the receipt and review of regular required customer collateral information on inventory and accounts receivable, which forms the basis for customer borrowing limits. 

Skills on Resume: 

• Complex Account Management (Hard Skills)
• Collateral Tracking and Analysis (Hard Skills)
• Loan Processing (Hard Skills)
• Report Preparation (Hard Skills)
• Customer Communication (Soft Skills)
• Administrative Setup and Compliance (Hard Skills)
• Problem Resolution (Soft Skills)
• Coordination and Information Review (Hard Skills)

Job Summary:

• Prepares regular and customized in-depth reports and information on collateral positions and various other aspects of the loan portfolio for loan officers and management. 
• Summarizes and highlights important aspects of reports for supervision and management.
• Ensures that Stucky and FIS are always in sync.
• Responsible for training, mentoring and quality control of less experienced Collateral Analysts.
• Evaluate adequacy of collateral balances by performing thorough analysis and make recommendations to loan officers based on results.
• Identify departments and regions that need training on commercial loan collateral systems, jurisdictional requirements, documentation, and credit policies.
• Identify internal process areas in need of improvement and provide recommendations to management.
• Assist in various department projects including system upgrades, conversions, and interfaces.
• Adhere to compliance procedures and internal/operational risk controls by all applicable regulatory standards, requirements, and policies.
• Reviews legal and ongoing borrower provided documentation for accuracy and completeness.

Skills on Resume: 

• Advanced Reporting and Analysis (Hard Skills)
• System Synchronization (Hard Skills)
• Training and Mentoring (Soft Skills)
• Collateral Evaluation (Hard Skills)
• Training Needs Assessment (Soft Skills)
• Process Improvement (Hard Skills)
• Project Assistance (Hard Skills)
• Regulatory Compliance and Risk Management (Hard Skills)

Job Summary:

• Be responsible for the detailed pre-closing and post-close review of commercial loan collateral packages to monitor adherence to legal and regulatory requirements and internal lending and credit policies 
• Ensure adequate collateral documentation and accurate collateral coding and core system setup for various internal and external reports.
• Ensure the safekeeping and monitoring of negotiable collateral. 
• Be responsible for releasing security interests from commercial loan collateral documents including document preparation and submission to various filing jurisdictions.
• Review and interpret detailed legal documentation submitted by a diverse group of attorneys across a lending footprint to determine appropriate security instruments and lien perfection. 
• Maintain specialized knowledge of jurisdictional filing and recording requirements and internal policies and procedures related to commercial loan collateral.
• Keep current on jurisdictional recording requirements, internal lending and credit policies and business law as it pertains to commercial loan collateral. 
• Monitor adherence and makes corrections as necessary. 
• Review system exception reports and input corrections into the system
• File, monitor, amend, and terminate UCCs through the vendor system.
• Interact with customers, lending staff, and management to research and resolve problems and correct collateral documentation deficiencies and coding issues.

Skills on Resume: 

• Collateral Documentation Management (Hard Skills)
• Collateral Coding and Core System Setup (Hard Skills)
• Safekeeping of Negotiable Collateral (Hard Skills)
• Legal Document Review and Interpretation (Hard Skills)
• Knowledge of Filing and Recording Requirements (Hard Skills)
• Regulatory Compliance and Monitoring (Hard Skills)
• System Exception Reporting and Correction (Hard Skills)
• Customer and Staff Interaction (Soft Skills)

Job Summary:

• Maintain an effective line of communication between both internal and external stakeholders
• Coordinate with the closing/funding team to ensure prompt delivery of mortgage files
• Manage the life of the collateral file from a collection of the mortgage loan file post-funding to delivery to the Bailee/Investor
• Review contents of mortgage loan files to ensure compliance with funding facility and investor checklists
• Communicate any/all conditions to the team based on the above review of the loan file
• Manage and resolve any issues with Custodian to ensure timely settlement
• Facilitate the curing of any and all collateral exceptions
• Manage the collection of trailing recorded documents as well as reporting around respective status
• Completion of weekly commitments and goals
• Adherence to deadlines
• Ensure that Notice of Assignment is confirmed with account debtors
• Adherence to company attendance, punctuality, and dress code policy

Skills on Resume: 

• Effective Communication (Soft Skills)
• File Management (Hard Skills)
• Compliance Review (Hard Skills)
• Issue Resolution (Soft Skills)
• Document Management (Hard Skills)
• Goal Orientation (Soft Skills)
• Adherence to Procedures (Soft Skills)
• Attention to Detail (Hard Skills)

Job Summary:

• Audit an average of 270 invoices daily
• Clear written and verbal communication with external and internal customers regarding verification and auditing results
• Adherence to company policies regarding attendance, punctuality, and dress code.
• Meets department goals and activity metrics
• Monitor and maintain quality of the portfolio
• Alerting management of any discovered irregularities or suspected problems
• Ensure attention to detail and accuracy
• Audit clients portfolio, assess risk, and implement corrective action plans
• Make outbound phone calls to account debtors
• Work with internal departments
• Ability to prioritize and manage multiple responsibilities
• Audit client invoices following standard operating procedures

Skills on Resume: 

• Invoice Auditing (Hard Skills)
• Clear Communication (Soft Skills)
• Attention to Detail (Hard Skills)
• Risk Assessment (Hard Skills)
• Time Management (Soft Skills)
• Quality Monitoring (Hard Skills)
• Problem Identification and Reporting (Hard Skills)
• Outbound Communication (Soft Skills)

Job Summary:

• Maintain a controlled operating environment, perform the first line of defense data analysis, and process reviews, ensuring compliance with Bank policy, regulation and procedures.
• Ensure written procedures align with Bank policies and controls
• Support management in preparation and validation of reports and presentations for the Board of Directors, Management, Internal Audit, FHFA examinations and members as well as other information
• Pull data from Bank systems and validate for accuracy.
• Analyze collateral data received from members in order to create spreadsheets, reports, and perform research.
• Manage and report on Member and Financial Operations End User Computing Applications (EUCs)
• Ensuring compliance with necessary controls as outlined in the Bank’s policies and procedures
• Analyze and develop processes to ensure compliance with all regulations, policies, and procedures
• Identify and implement efficiencies within processes to aid in the prompt, accurate delivery of products and services to members
• Provide excellent service to internal and external customers by responding to requests for service and choosing the appropriate method for communicating with members and co-workers
• Manage departmental internal controls and regulatory issues
• Ensure business activities are in line with Strategic Business Plans
• Provide backup to the other Members and Financial Operations Collateral Analysts

Skills on Resume: 

• Data Analysis and Accuracy Validation (Hard Skills)
• Compliance and Policy Adherence (Hard Skills)
• Report Preparation and Presentation (Hard Skills)
• Process Improvement and Efficiency (Hard Skills)
• Collateral Data Management (Hard Skills)
• Internal Controls and Regulatory Compliance (Hard Skills)
• Customer Service and Communication (Soft Skills)