• Consult with the key business partners on credit structure and collateral setup
• Work towards becoming a credit operations Subject Matter Expert (SME) for Funds Finance business
• Work closely with front office to streamline Funds Finance processes
• Regular review of Funds Finance cash accounts to ensure balances are 100% reconciled
• Work closely with agent banks and internal stakeholders to ensure Funds Finance issues are resolved in a timely manner with a preventative mind-set
• Understand the roles and responsibilities on Funds Finance deals to assist on deal closure for set target dates
• Maintenance and monitoring of Collateral including Special Lending Values, Overrides
• Identifying, investigating and reporting collateral shortfall situations to ensure prompt resolution working with the Lending Solutions and other front office teams
• Issuance, setup and on-going monitoring of Standby Letter of Credits (SBLCs) and Guarantees
• Monitoring and charging of various fees related to credit

• Setup of Life Insurance collateral and approval of Life Insurance transactions in adherence to credit policies
• Approval of loan drawdown, payments in adherence to credit policies
• Control reports generation, analysis and follow-up
• Identify efficiency and control opportunities and implement solutions using the most appropriate automation tools
• Have a process re-engineering mind set to critically analyse and challenge the process to make it more efficient while ensuring all policy requirements are adhered to
• Participate in the projects/initiatives, often within tight deadlines
• Check the team mailbox for the allocated tasks and respond to queries promptly ensuring no items are over 24 hours
• Update the capacity metrics timeously
• Manage and prioritize the workflow for the day-to-day activities to ensure SLAs are met
• Participate and contribute in team meetings.

Skills: Collateral Management, Credit Policy Compliance, Report Generation and Analysis, Process Improvement, Process Re-engineering, Project Participation, Task Management, Workflow Prioritization

• Regularly partner with and provide support to colleagues in other locations including Legal partners, Client Service Specialists, Onboarding, Business Management and Projects teams
• Liaise with Lending Solutions, Securities Based Lending Team, Credit Executives and internal legal teams on documentation requirements and validation
• Deepen relationships with other Credit Platform Services teams
• Ensure daily control sheet is populated
• Help set up and maintain robust procedures and processes
• Understand, ensure adherence to JPMorgan policies and regulatory requirements
• Understand credit control requirements to ensure that any control requirement is addressed and controls effected
• Maintain a strong controls mind-set, able to challenge the status quo and identify process efficiencies
• Complete all mandatory training timely
• Ensure timely escalation of issues to team leader/senior management following the applicable escalation procedures
• Adhere with the Records retention policy

Skills: Cross-functional collaboration, Documentation and Validation, Relationship Management, Process Development and Maintenance, Policy and Regulatory Adherence, Credit Control Expertise, Control and Process Improvement, Issue Escalation and Records Management

• Work closely with others to close new business transactions and facilitate the onboarding of new clients
• Assist with the development, growth and maintenance of portfolio client relationships
• Actively work with underwriters and management
• General credit file maintenance, including filing, reviewing client loans for internal review, and ensuring clients loans are meeting lending structure and guidelines
• Help create and review daily reporting to identify trends to proactively identify areas of risk
• Review behavioral trends with Portfolio Management team
• Assist in preparing various operating/monitoring reports as well as risk rating and compliance with borrowing base, including client collateral monitoring, funding requests, risk rating monitoring and financial analysis
• Assess credit requests for rate changes, temporary over advances etc.
• Provide external borrower support for inbound inquiries related to any client or accounts including fundings, modifications, and extensions

Skills: Client Relationship Management, Credit File Maintenance, Risk Identification and Management, Reporting and Analysis, Collaboration with Underwriters and Management, Behavioral Trend Analysis, Credit Request Assessment, External Borrower Support

• Collect and analyze required BBC and supporting information to include, but not limited to, AR and AP Aging reports, Inventory/Equipment listings, ineligible calculation.
• Input borrowing availability and structural changes into collateral monitoring software (IDS/Stucky) and ensure availability compliance.
• Prepare trend reports and escalate any material changes to Relationship Manager.
• Review Field Exam Reports and ensure recommended and approved changes are reflected in borrowing base and/or IDS/Stucky
• Develop and maintain a strong working knowledge of the bank’s primary operating systems and assist in providing systems training to all new ABL staff members.
• Adhere to the bank’s compliance procedures and internal/operational risk controls in accordance with any and all applicable regulatory standards, requirements, and policies.
• Set up and maintain new firms, funds and Limited Partner relationships in the collateral database, iLevel.
• Monitor incoming requests from portfolio management teams and ensure timely completion and handoffs to other team members.
• Ensure departmental Service Level Agreements and deadlines are met
• Create reports for underwriting and credit approval.
• Ensure data quality by performing quality control checks and regular reviews.

Skills: Data Collection and Analysis, Collateral Monitoring Software Expertise, Trend Reporting and Escalation, Field Exam Report Review, Systems Training and Knowledge, Compliance and Risk Management, Database Management, Report Creation and Quality Control

• Performs security-level analysis of pledged or available-for-pledge securities to determine eligibility and calculate projected Lendable Collateral Value.
• Provides in-depth eligibility analysis on more complicated security pledges and makes eligibility decisions with help from senior-level team members or management.
• Provides ongoing credit quality and market value analysis and reporting on all pledged security types, including municipal securities.
• Assists in the monitoring of collateral levels amongst shareholders.
• Analyzes collateral deficiencies, notifies shareholders and provides support to identify and pledge acceptable replacement collateral.
• Provides analysis, reporting and participates in the day of activities for the merger and acquisition of shareholders.
• Provides support for pertinent analysis and reporting of pledged securities for regulatory purposes.
• Generates scheduled and ad-hoc reports used by Collateral Services to evaluate and manage collateral risk.
• Maintains procedures surrounding data quality and validity. 
• Supports and prepares relevant procedures and supporting documentation in compliance with Bank standards.
• Conducts appropriate testing to ensure the credibility of reports, related systems, and implementation of appropriate controls.
• Develops competency with Bloomberg Terminal to fulfill job requirements.

Skills: Security-Level Analysis, Credit Quality and Market Value Analysis, Collateral Monitoring and Management, Reporting and Analysis, Regulatory Compliance, Procedural Documentation, Testing and Controls, Bloomberg Terminal Proficiency

• Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
• Calculates product availability based on customer-submitted reports.
• Prepares Borrowing base reports for customer submission.
• Review AR & AP aging’s for turnover, and concentrations, and calculate/ review borrowing base reports.
• Analyzes borrowing base certificates in comparison to trade asset reports from borrowers to assess appropriate levels of borrowing under-supported products.
• Values various types of collateral pools to assess appropriate levels of borrowing for certain commercial loans.
• Monitors customers' collateral positions to ensure compliance with loan terms and conditions. 
• Coordinates the receipt and review of regular required customer financial and collateral information for compliance with reporting and borrowing base limits.
• Ensures documents are gathered and received on loans subject to respective agreements.
• Update system-orientated software with company-supplied information.
• Interacts with borrowers to provide appropriate levels of support and training related to asset reporting.
• Prepares and distributes regular status reports on Asset Based Lending and Legered Lines.

Skills: Collateral Management, Borrowing Base Analysis, Financial Reporting, Accounts Receivable and Payable Review, Compliance Monitoring, Customer Interaction and Support, System Software Proficiency, Analytical Skills

• Experience in an operational environment with a consistent track record in reaching and exceeding goals.
• Flexibility in terms of varied tasks that can change priority at short notice.
• Strong partnership record and ability to build effective relationships across the Business, Credit, Legal, Operations and Technology.
• Process-oriented with strong attention to detail.
• Experience and track record of delivering to deadlines
• Inquisitive and not afraid to question how things are done.
• Excellent written and oral communication and interpersonal skills.
• Experience working in global teams.
• A solid sense of accountability and ownership of issues until resolution.
• Strong analytical and problem-solving skills.
• Strong Internal and external client service orientation.
• Efficient in the use of commercial loan systems (M & I) & (OnTrack)
• Understanding of regulatory compliance regarding commercial lending

Qualifications: BA in Finance with 3 years of Experience

• Understanding of collateral analysis
• Experience with asset-backed lending
• Experience with Lending operations
• Strong Communication skills
• Adaptable in undefined circumstances (small company startup atmosphere)
• Able to be remotely accountable and flexible for meetings on east coast time
• Strong attention to detail and sense of urgency
• PC skills including knowledge and use of MS Office (Excel, Word, Windows, etc.)
• Experience with outbound calls or collections
• Knowledge of Skip Tracing techniques
• Experience with Asset Based Lending Collateral Monitoring and/or prior commercial lending experience
• Knowledge of BSA/AML/OFAC laws/regulations, understand how these obligations relate to his/her role, and comply with these laws and regulations

Qualifications: BS in Economics with 5 years of Experience

• Strong analytical and quantitative skills
• Desire to intuitively learn new systems and programs at a fast pace
• Ability to thrive in a fast-paced business environment with strong time management skills
• Proactive/confident communication skills (both verbal and written) to interact with senior management, clients, attorneys, etc.
• Proficiency in financial modeling and financial statement analysis
• Proficiency in Excel such as familiarity with macros, named ranges, and experience building robust formulas that include multiple functions such as VLOOKUP, HLOOKUP, SUMIF, MATCH, OFFSET, etc is required.
• Solid communication skills (written and verbal).
• Capacity to work effectively with diverse styles and across cultures.
• Possess a result-driven attitude, committed to producing a superior quality work product.
• Strong time management skills with the ability to multi-task, organize and prioritize.
• Ability to manage a pipeline and fluent in English.
• Ability to perform independently, under pressure, and with a sense of urgency.

Qualifications: BA in Accounting with 4 years of Experience

• Banking or securities experience including previous experience in collateral analysis, credit or related function
• Experience with special asset analysis and workout solutions is preferred
• Experience with marketable securities, collateralized or asset-based lending
• Demonstrated knowledge of accounting principles, collateral evaluation methods and general knowledge of underwriting
• Proficient in MS Office (specifically Excel and Word)
• Organized with strong attention to detail
• Professional interpersonal and communication skills
• Demonstrated ability to assist in the analysis of problem accounts
• Demonstrated strong analytical and project management competencies
• Understanding of mortgage processes & systems
• Working knowledge of Microsoft Office Suite is preferred (Word, PowerPoint and Excel).
• Strong written and verbal communication skills are required, with the ability to clearly communicate issues found during the appraisal review, and with all levels of the organization.

Qualifications: BS in Business Administration with 5 years of Experience

• Experience working with residential loans
• Strong proficiency in Microsoft Excel
• Interest in financial markets
• Strong analytical and quantitative skills, though not a highly technical role
• Excellent communication and interpersonal skills
• Knowledge of Residential Mortgage loans and products
• Understanding of Mortgage Servicing
• Understanding of Warehouse Financing or Whole Loan trading
• Experience with CAS or SAS
• Effective organizational and time management skills.
• Ability to handle multiple tasks simultaneously in a fast-paced, diverse and growth-oriented environment.
• Ability to work without supervision while performing duties.

Qualifications: BA in Financial Management with 4 years of Experience

• Experience involving detailed knowledge of Asset Based Lending procedures, including accounting procedures
• Expert knowledge of Asset Based Lending products/services and offerings
• High level proficiency in analysis-related job functions
• High-standard senior-level activities including second-level analysis reviews, review of exception reporting status, timeliness of notifications, over-advance status, reconciliation matters and review of source information required to prepare daily control/exception reporting
• Knowledge of mastery of the monthly collateral analysis process across the full range of collateral/ structure/account complexity scenarios (Credit Insurance, EXIM, LC coverage/issuance/ expiration)
• Expert understanding of the need/appropriateness of referring to, and validating, key loan and collateral terms against important source documentation including the loan agreement, field examination documentation, internal credit approval documentation, 
• Experience in underwriting/credit policy references, underwriting guideline exceptions, and inquiry
• Expert-level knowledge of department procedures and processes, transaction/ reference systems, support functions and sources of information
• Exhibits good leadership skills, proactively/willingly coordinates and leads important team, and/or group initiatives, ensuring implementation that is effectively communicated and managed
• Provides guidance/training/coaching to junior team members
• Deadline-oriented with the ability to oversee team performance, as needed, to meet internal deadlines.
• Effective time management skills

Qualifications: BS in Banking and Finance with 5 years of Experience

• Expert with Asset Based Lending software including Stucky or related software
• Knowledge with bank systems, including, but not limited to Loan, DDA, LC, Treasury Management and File Management
• Advanced PC skills including proficiency with Microsoft Excel, with experience developing macros/formulas and v-lookup functions, Microsoft Word, knowledge of Access, Data Mining Software (Monarch) is important
• Strong analytical and problem-solving skills
• Exhibiting agility in thought process is expected
• Exhibits self-confidence at all levels of conversation with the ability to defend analytical decisions
• Performs to a consistent, high standard and level of proficiency the various operations and collateral monitoring activities for the secured loan portfolio, including collateral requirement tracking, prioritization, analysis, notification, collateral update and transaction processing
• Solution-focused, adept at overcoming obstacles in a positive, productive manner
• proactively assesses internal/external customer needs
• Experience in Comml Lending / ABL, Accounting and Advanced Excel
• Demonstrated analytical/quantitative skills
• Ability to work well in a team environment
• Experience working with multiple partners simultaneously in a fast-paced environment

Qualifications: BA in Investment Analysis with 4 years of Experience