• Ensures the accuracy of market data used for daily valuations
• Measures and balances P/L, positions and risk (Market Risk, Counterparty Risk, etc.) daily, researching and explaining variances
• Prepares and distributes daily positions/risk and P/L summary
• Prepares Financial Accounting Standards (FAS) 157 and associated Credit Value Adjustment analysis
• Performs weekly IPV analysis, researching and explaining exceptions
• Prepares and distributes client mark-to-market (MTM) statements
• Performs daily margin call process for bilateral and cleared trades
• Supports testing and build-out of analytics changes that affect the interest rate and commodity derivatives
• Supports testing and development of new functionality that affects Derivatives Middle Office processes

Skills: Data Analysis, Financial Reporting, Risk Management, Detail Orientation, Regulatory Compliance, Client Communications, Process Improvement, Technical Proficiency

• Advise financial institutions and market participants on complex transactions, including private placements and tender offers, drafting transaction documentation
• Advise on regulatory developments and compliance, and interact with foreign advisors on multijurisdictional assignments
• Take responsibility for issuing legal opinions, and having direct contact and interaction with regulatory authorities
• Backup/support point of contact for the market on buy-side investment opportunities with the ability to immediately assess a given transaction
• Identify key attributes and detractors and effectively communicate the investment opportunity to key internal and external constituents
• Support the Capital Markets team as a point of contact for the credit committee approval process to help determine suitable and marketable deal capital structure
• Work with originations/underwriting teams to review and draft indicative term sheets and deal proposals
• Open to being a utility player to assist in the growth and development of the growing platform
• Maintain general awareness and knowledge of up-to-date market information (transactions, changes in transactions, key terms, and key players)

Skills: Regulatory Expertise, Legal Drafting and Documentation, Stakeholder Engagement, Strategic Decision Making, Communication Skills, Capital Markets Knowledge, Team Collaboration and Support, Adaptability and Versatility

• Work with the deal team to create syndication marketing materials and due diligence packages
• Support Capital Markets with deal execution as one of the primary points of contact
• Communicating with deal team members and clients that include corporate executives, private equity clients, and bank investors
• Collect market feedback by vetting proposed transactions with prospective lenders
• Work with legal counsel regarding the preparation of documentation for syndicated loans, including credit agreements
• Act as a point of contact for the market on any deal syndications regarding diligence, deal syndication, execution, and closing
• Manage deal data sites and bank group administration, and maintain new loan issuance databases
• Assist with legal grid and commitment letter negotiation for new transactions
• Process and facilitate non-disclosure and confidentiality agreements
• Assist in creating weekly, monthly, and quarterly Capital Markets internal updates

Skills: Deal Syndication Management, Client and Stakeholder Communication, Financial Documentation Preparation, Market Analysis and Feedback Collection, Database and Administrative Management, Negotiation Skills, Confidentiality and Compliance, Internal Reporting

• Assist Equity Capital Markets originators with deal origination and execution across a diverse range of product areas
• Working closely with Investment Banking teams
• Guide and train analysts to perform their work efficiently
• Work as a product specialist directly with clients at the top management level to create and deliver financing solutions through Equity Capital Markets
• Make market-informed contributions to a broad array of financing strategies that address clients specific needs
• Monitor financial markets daily and update clients regularly with tailored market update emails
• Help generate ideas and opportunities for new and existing clients through in-depth targeting
• Work with sales teams and traders in Global Markets to coordinate and manage live deal executions
• Liaise with Global Research to stay informed on the latest market developments

Skills: Deal Origination and Execution, Collaboration with Investment Banking Teams, Leadership and Training, Client Relationship Management, Market Analysis, Strategic Financial Advising, Business Development, Cross-functional Team Coordination

• Become familiar with the ISDA publications, including Definitions, confirmation templates, supplements and any other related documentation publications. 
• Become the lead person for this function.
• Keep Front Office, Legal, and Transaction Management updated on such publications and updates by ISDA.
• Work with Systems to ensure that the correct confirmation templates are in PRISM so that SMBC would comply.
• Become familiar with the current confirmation processes to develop skill levels.
• Create a library within SharePoint of all applicable ISDA publications so that there is ease of reference for everyone.
• Join applicable working groups within ISDA and EMTA to keep abreast of all changes.
• Perform related confirmation functions within the team.

Skills: Regulatory Compliance, Project Management, Documentation Management, Communication Skills, Technical Proficiency, Analytical Skills, Networking and Collaboration, Detail-Oriented

• Background in Business, Economics, Mathematics, Finance, Computer Science, Engineering, or other Quantitative Field
• Relevant work experience with sell-side, buy-side, or third-party valuation experience in Securitized Products including any combination of student loans, personal loans, and/or mortgages
• Strong financial acumen with subject matter expertise in loan performance and securitized product performance metrics
• Be proficient with Excel, Intex, Bloomberg and other systems 
• Strong analytical, problem-solving, and critical thinking skills
• Excellent stakeholder management skills
• Intellectual curiosity and aptitude to pick up new technical skills
• Ability to initiate and drive projects to completion with minimal guidance

Qualifications: BA in Finance with 3 years of Experience

• Proven analytical, financial and transaction-based experience (ABS, leveraged finance, LBO) 
• A structured finance/capital markets background, from a leading investment bank, rating agency, investment house, consumer credit background, or private equity firm
• A background in general banking, corporate finance, or consulting 
• Proven deal experience in relevant debt and equity transactions
• Advanced financial modeling and data analytical skills in MS Excel (VBA)
• Bright, motivated, energetic, independent, organized, creative, resilient, accurate, ethical
• Great communicator, people person, professional presenter, brand ambassador
• Must be adaptable to change and the fast pace of a dynamic Fintech company

Qualifications: BA in Economics with 5 years of Experience

• Experience as an Analyst at a top-tier investment bank or consulting firm (including completion of a formal financial modeling training program). 
• Familiarity with securitization markets, preferably working with consumer loans (secured or unsecured)
• Advanced Excel skills and strong modeling skills
• Proficiency in extracting and synthesizing data for analysis. 
• Must have experience working with SQL
• Strong PowerPoint and presentation skills, both oral and written
• Strong organizational, communication, and relationship-building skills
• Attention to detail is a requirement, accounting knowledge

Qualifications: BA in Business Administration with 2 years of Experience

• Background in Economics, Finance, Mathematics or applicable area
• Prior work experience in Mortgages including Underwriting, Capital Markets, and/or Secondary Marketing.
• Experience working with QRM 
• Strong analytical, problem-solving skills and mathematical skills
• Intermediate to Advanced experience using Excel, with the ability to utilize PIVOTs, vLookup, and other analytical functions
• Must have strong attention to detail
• Be coachable, able to take direction and feedback and have a willingness to learn
• The ability to complete projects and tasks independently, but also be a team player

Qualifications: BA in Accounting with 4 years of Experience

• Be open-minded and flexible about the roles on various transactions, including due diligence/document review, drafting prospectus disclosure, negotiating underwriting and other transaction documentation (including accounting comfort packages)
• Be able to work effectively with colleagues and counsel qualified in other jurisdictions
• Be willing to act, in certain situations, as the lead associate on a transaction
• Willing to be the more junior associate on a team of more senior associates
• Be proactive, and able and willing, to discuss legal issues with clients and communicate advice effectively to them
• Take an active and client-facing role in business development planning and execution
• Strong organizational skills and the ability to prioritize tasks and meet deadlines
• A broad range of equity and debt capital markets experience.

Qualifications: BA in Mathematics with 6 years of Experience