Daniel Harper

Dallas, TX

(214) 555-7832

daniel.harper@email.com

linkedin.com/in/danielharper

SUMMARY 

Results-driven Loan Closer with 2+ years of experience in mortgage compliance, closing documentation, and loan processing within retail banking environments. Proven record of achieving 99% document accuracy while supporting 30+ monthly residential closings. Expertise in Closing Disclosure preparation and LOS data validation to optimize funding workflows, mitigate regulatory risk, and drive measurable operational efficiency.

SKILLS 

Closing Disclosure Preparation

Mortgage Compliance Review

Loan Origination Systems (Encompass)

Pre-Funding Condition Verification

Wire Authorization Processing

RESPA & TRID Regulations

EXPERIENCE 

Loan Closer

Summit Ridge Financial, Dallas, TX

June 2023 – Present

• Prepare and issue 30–35 Closing Disclosures monthly, achieving 100% compliance with TRID timing requirements.
• Audit loan files for underwriting and investor adherence, reducing post-closing corrections 22% within first year.
• Coordinate funding logistics with title agents and accounting, ensuring same-day disbursement accuracy exceeding 99%.
• Reconcile settlement statements and fee tolerances, preventing redisclosure penalties and protecting $12M+ monthly pipeline.

Loan Processing Assistant

Crestline Community Bank, Plano, TX

May 2021 – May 2023

• Reviewed borrower documentation and cleared pre-closing conditions for 25+ files per month, improving approval cycle time 18%.
• Entered and validated loan data in LOS, reducing data-entry discrepancies from 6% to under 2%.
• Supported wire requests and post-closing audits, contributing to 98% funding accuracy across residential portfolio.

EDUCATION 

Bachelor of Business Administration

University of North Texas, Denton, TX

Melissa Grant

Charlotte, NC

(704) 555-2918

melissa.grant@email.com

linkedin.com/in/melissagrant

SUMMARY 

Results-driven Loan Closer with 5+ years of experience in commercial lending, mortgage compliance, and funding coordination within regional banking institutions. Proven record of reducing funding defects 19% while managing pipelines exceeding $25M monthly. Expertise in credit documentation review and wire transfer authorization to optimize closing cycles, mitigate investor risk, and drive measurable business outcomes.

SKILLS 

Commercial Loan Documentation

Wire Transfer Authorization

Investor Guideline Compliance

Title & UCC Review

Funding Reconciliation

Secondary Market Delivery

EXPERIENCE 

Loan Closer

HarborView Capital, Charlotte, NC

March 2021 – Present

• Manage 35–45 concurrent residential and commercial transactions monthly, sustaining 97% on-time closing performance.
• Validate settlement statements, APR tolerances, and funding figures, eliminating tolerance violations and cutting defect rates 19%.
• Coordinate with attorneys, underwriters, and treasury teams to release $30M+ in monthly loan funding with zero audit findings.
• Review collateral documentation and lien positions, safeguarding secured interests across multi-state transactions.

Loan Closer

Liberty National Funding, Raleigh, NC

January 2019 – February 2021

• Prepared compliant closing packages for mortgage and refinance products, supporting $18M average monthly volume.
• Cleared prior-to-funding conditions and verified executed documents, improving funding turnaround time by 21%.
• Reconciled fee calculations and escrow analyses, strengthening financial accuracy across 400+ annual closings.

EDUCATION 

Bachelor of Science in Finance

North Carolina State University, Raleigh, NC

Christopher Bennett

Chicago, IL

(312) 555-6442

christopher.bennett@email.com

linkedin.com/in/christopherbennett

SUMMARY 

Results-driven Loan Closer with 10+ years of experience in syndicated lending, commercial real estate finance, and regulatory compliance within corporate and investment banking environments. Proven record of executing $500M+ in annual credit transactions while reducing settlement exceptions 23%. Expertise in complex credit agreement analysis and funding process management to optimize capital deployment, mitigate operational risk, and drive measurable enterprise performance.

SKILLS 

Syndicated Loan Settlement

Credit Agreement Interpretation

Complex Funding Structures

Covenant Compliance Oversight

Multi-Entity Collateral Review

Regulatory Risk Management

EXPERIENCE 

Loan Closer

Broadstone Investment Bank, Chicago, IL

April 2018 – Present

• Lead execution of syndicated and bilateral credit facilities totaling $500M+ annually, ensuring compliance with complex credit agreements.
• Coordinate with treasury, legal counsel, syndicate lenders, and investors to achieve same-day funding on multi-tranche transactions.
• Oversee interest accrual calculations and fee reconciliations across variable rate tiers, improving accounting precision 20%.
• Strengthen internal control frameworks, reducing post-closing exceptions 23% across diversified commercial portfolios.

Loan Closer

Meridian Trust Bank, Chicago, IL

February 2013 – March 2018

• Managed end-to-end closing administration for commercial real estate loans averaging $40M per deal.
• Verified lien perfection, UCC filings, and collateral compliance, protecting secured positions across multi-entity borrowers.
• Implemented process improvements that shortened funding cycles by 3 business days on average.
• Directed post-closing transitions to credit operations, ensuring 100% documentation completeness prior to servicing transfer.

EDUCATION 

Master of Business Administration (MBA), Finance

DePaul University, Chicago, IL

Bachelor of Science in Accounting

University of Illinois at Urbana-Champaign, IL

• Lead initial transaction calls with internal stakeholders and borrowers across complex commercial lending engagements, establishing deal structure clarity that accelerates underwriting alignment and mitigates downstream closing delays.
• Interpret and enforce enterprise loan policies and Agency guidelines across multi-state portfolios, reducing compliance exceptions by 18% while strengthening audit readiness and investor confidence.
• Facilitate stipulation resolution with origination and underwriting teams for loan committee approvals, clearing an average of 25 conditions per transaction to sustain funding timelines.
• Orchestrate loan closings involving borrowers, banks, and legal counsel nationwide, consolidating documentation flows that shorten closing cycles by five business days on average.
• Construct detailed settlement statements and supervise equity contributions, disbursements, and third-party payments for multimillion-dollar facilities, ensuring 100% funding accuracy at execution.
• Coordinate counsel, construction, and asset management partners to finalize documentation, track lender and investor commitments, and deliver complete loan files supporting timely initial draws.

Core Skills:

• Commercial Loan Closings
• Agency Compliance Standards
• Settlement Statement Preparation
• Construction Loan Draws
• Title And Survey Review
• Lender Commitment Tracking

• Validate all loan-closing documentation across commercial and consumer portfolios, confirming pricing, case assignments, title, insurance, and PMI accuracy to prevent funding errors and regulatory exceptions.
• Advise clients, attorneys, settlement agents, and vendors throughout complex real estate transactions, resolving escalations that sustain on-time closings across high-volume regional pipelines.
• Execute loan funding and manage post-closing documentation for multifaceted credit products, ensuring complete file boarding and downstream servicing readiness within established bank controls.
• Scrutinize attorney-prepared agreements and pre-funding packages for policy alignment, collateral accuracy, and fee integrity, reducing documentation defects by 22% prior to closing.
• Collaborate with settlement partners to clear outstanding conditions and analyze CDs, LEs, and disclosure histories, identifying compliance variances before disbursement authorization.
• Prepare and quality-review documentation for commercial real estate, revolving credit, construction, consumer lending, SBA loans, and letters of credit, supporting cross-functional approval workflows enterprise-wide.

Core Skills:

• Loan Document Review
• Regulatory Compliance Oversight
• Commercial Credit Documentation
• Real Estate Closings
• Disclosure Analysis
• Pre-Funding Quality Control

• Draft commercial and multifamily real estate loan documents for complex institutional transactions, structuring agreements that align with credit approvals and facilitate compliant, on-schedule closings.
• Examine executed instruments against closing protocols and internal controls, reducing post-closing corrections by 20% across diversified real estate portfolios.
• Direct closing and delivery phases for originated and acquired loans, maintaining real-time checklist governance that sustains 100% milestone adherence within prescribed timeframes.
• Serve as primary liaison among lenders, investors, counsel, and title providers during funding transactions, resolving cross-party issues that protect transaction velocity.
• Assess title searches, easements, encumbrances, and related documentation, mitigating lien risk exposure across multi-asset collateral structures prior to funding authorization.
• Authorize pro forma title policies and settlement statements while verifying fee receipts and disbursements under commitment and investor terms, safeguarding multimillion-dollar funding integrity.

Core Skills:

• Commercial Loan Drafting
• Title Policy Review
• Settlement Statement Approval
• Funding Transaction Coordination
• Multifamily Real Estate
• Investor Guideline Compliance

• Administer insurance certificate reviews and real estate tax analyses across multi-property transactions, ensuring collateral protection and eliminating funding delays tied to coverage or delinquency discrepancies.
• Initiate and submit wire requests with complete supporting documentation for diverse lending portfolios, authorizing multimillion-dollar disbursements while maintaining zero unreconciled funding variances.
• Monitor document delivery to custodians and confirm receipt of recorded instruments, securing perfected lien positions within established post-closing timeframes across regional markets.
• Consult supervisors on complex funding scenarios within regulated banking environments, resolving escalated issues that preserve compliance integrity and transactional continuity.
• Interpret evolving funding guidelines and regulatory requirements affecting enterprise-wide credit operations, preventing policy deviations and strengthening audit defensibility during internal reviews.
• Coordinate status communications with internal staff, attorneys, and escrow agents while managing 15–20 concurrent files, sustaining milestone accuracy throughout each funding phase.

Core Skills:

• Insurance Certificate Review
• Wire Transfer Processing
• Custodial Document Tracking
• Real Estate Tax Analysis
• Funding Compliance Oversight
• Escrow Coordination

• Reinforce enterprise control frameworks within regulated credit operations, enhancing governance standards that lower operational risk exposure and strengthen customer outcomes across managed investment portfolios.
• Execute operational support for private placements, bilateral facilities, refinancings, and restructurings spanning multi-jurisdictional markets, contributing to on-time settlement of transactions exceeding $500M annually.
• Assess credit documentation for traded asset transferability across a diversified loan portfolio of 200+ positions, preventing settlement restrictions and preserving secondary market liquidity.
• Administer debt and equity waiver and amendment consents for fund-held positions, coordinating stakeholder approvals that uphold covenant compliance and investor protections.
• Interface with counterparties, agent banks, trustees, and external counsel during settlement cycles, resolving documentation breaks prior to value dates to maintain transactional continuity.
• Advise fund managers, analysts, traders, Compliance, Risk, and MLRO teams on KYC and portfolio matters, updating procedures quarterly to sustain regulatory alignment and control effectiveness.

Core Skills:

• Credit Agreement Analysis
• Loan Transferability Review
• Covenant Amendment Processing
• Settlement Cycle Management
• KYC Regulatory Compliance
• Operational Risk Governance

• Lead closing calls with borrowers, counsel, and internal stakeholders across complex real estate financings, aligning transaction parties and accelerating funding readiness within defined timelines.
• Develop and manage comprehensive closing checklists for multi-asset portfolios, driving 100% satisfaction of pre-funding conditions prior to capital release.
• Oversee ordering, evaluation, and approval of third-party reports including appraisals, environmental studies, surveys, and title work, coordinating originators and analysts to mitigate underwriting risk exposure.
• Enhance TurnCap closing requirements and procedural frameworks in collaboration with legal counsel, increasing process efficiency by 15% while strengthening compliance alignment.
• Execute OFAC, AML, and Patriot Act screenings under Bellwether Enterprise standards, safeguarding enterprise transactions from regulatory breaches and counterparty risk.
• Analyze tax and insurance escrows, validate borrower coverage, and reconcile estoppels to rent rolls, ensuring accurate underwriting assumptions across income-producing property portfolios.

Core Skills:

• Closing Call Management
• Third-Party Report Review
• Regulatory Screening Compliance
• Escrow Analysis Calculation
• Title And Survey Review
• Commercial Real Estate Closings

• Compile and maintain comprehensive lender-required due diligence records from borrowers and advisory teams across commercial real estate transactions, ensuring complete credit files prior to funding approval.
• Deliver business diligence packages to leverage providers within prescribed deadlines, supporting transactions averaging $10M–$50M and sustaining uninterrupted progression to closing.
• Scrutinize submitted documentation for accuracy and completeness across multi-party engagements, resolving discrepancies early to reduce last-minute settlement disruptions by 15%.
• Prepare and transmit TurnCap and third-party fee statements to title companies, validating settlement figures before disbursement to safeguard financial accuracy at execution.
• Administer organized closing and diligence files within centralized document management systems, enabling seamless transition to loan boarding and servicing across enterprise platforms.
• Coordinate application-to-closing workflows for 20+ concurrent files while contributing to special projects, reinforcing cross-functional continuity and operational scalability.

Core Skills:

• Due Diligence Oversight
• Settlement Statement Validation
• Document Management Systems
• Commercial Loan Processing
• Fee Statement Preparation
• Loan Servicing Transition

• Validate closing information for residential first and second mortgage pipelines spanning multiple origination channels, preventing funding errors and ensuring data integrity prior to authorization.
• Generate final Closing Disclosures and required documentation for conventional lien products, meeting 100% of regulatory timing thresholds under TRID delivery standards.
• Coordinate with vendors and creditors to secure payoff statements for refinance transactions averaging 30 files monthly, enabling precise settlement calculations at disbursement.
• Examine pre-closing files across high-volume processing environments, clearing outstanding conditions to sustain consistent on-time execution within established service levels.
• Compile compliant closing packages for first and subordinate liens, supporting seamless transition to servicing setup and accurate system boarding across enterprise platforms.
• Support servicing and processing teams through document validation and cross-trained mortgage functions, strengthening operational coverage across 25+ concurrent loans.

Core Skills:

• Closing Disclosure Compliance
• Mortgage File Review
• Payoff Statement Processing
• Residential Loan Coordination
• Pre-Funding Validation
• Servicing System Boarding

• Ensure loan compliance with investor product guidelines and federal and state regulations across multi-channel mortgage portfolios, mitigating repurchase exposure and safeguarding secondary market eligibility.
• Enforce closing instructions and confirm satisfaction of all funding conditions for 30+ active transactions monthly, sustaining uninterrupted progression to disbursement.
• Maintain and update enterprise loan calendars tracking concurrent mortgage closings, improving scheduling accuracy and enhancing cross-functional visibility among operations stakeholders.
• Validate closing documentation, third-party orders, packages, and executed signatures within loan files, preventing post-funding deficiencies through rigorous quality control review.
• Partner with processors, loan officers, and funders from origination through settlement across regional pipelines, strengthening alignment and preserving on-time closing performance metrics.
• Assemble and review complete loan packages, input critical data into closing documents, and resolve post-closing exceptions promptly to maintain servicing transfer readiness.

Core Skills:

• Investor Guideline Compliance
• Closing Condition Verification
• Mortgage Documentation Review
• Loan Pipeline Tracking
• Post-Closing Issue Resolution
• Secondary Market Eligibility

• Execute preparation and transfer of lender funds for disbursement across residential mortgage pipelines, ensuring accurate allocation and timely release aligned with final approval terms.
• Review incoming ICD and document requests from processing teams, evaluating associated files to confirm completeness prior to funding authorization.
• Validate document expiration dates and identify missing data elements within high-volume loan workflows, reducing last-minute funding interruptions by 18%.
• Communicate required corrections to processing partners and track remediation progress, sustaining compliance with internal quality standards across 25+ active files monthly.
• Update Encompass and LoanVision systems with new requests and signing dates, reconciling checklist data to eliminate system-to-document discrepancies before closing.
• Confirm alignment of loan data with final approval conditions across enterprise platforms, preventing post-disbursement defects and reinforcing audit defensibility.

Core Skills:

• Funding Disbursement Processing
• ICD Document Review
• Encompass LoanVision Reconciliation
• Closing Checklist Validation
• Mortgage Data Verification
• Final Approval Compliance

• Validate appraisal reports, title data, payoffs, disclosures, borrower details, and outstanding conditions across multi-state mortgage pipelines, preventing funding defects and preserving secondary market eligibility.
• Reconcile and correct loan data within Encompass and LoanVision for 30–40 active files monthly, aligning rates, fees, products, and payout options with final approvals.
• Confirm licensure and regulatory standing of all transaction parties through NMLS verification processes, safeguarding compliance across federally governed lending environments.
• Investigate and resolve complex closing issues in collaboration with cross-functional operations teams, reducing escalation cycle times by 20% while protecting scheduled settlement dates.
• Examine appraisal documentation against state, local, and investor standards, ensuring required inspections meet guidelines before authorizing capital disbursement.
• Clear compliance warnings and system failures within Encompass Compliance Center, strengthening audit defensibility and sustaining enterprise quality control benchmarks.

Core Skills:

• Appraisal Documentation Review
• Encompass Loan Reconciliation
• NMLS Compliance Verification
• Mortgage Condition Analysis
• Regulatory Issue Resolution
• LoanVision Quality Control

• Execute booking, verification, and resolution of par loan trades within Wall Street Office platforms, ensuring accurate settlement processing across diversified credit portfolios.
• Analyze trade confirmations, transfer certificates, and pricing letters for 150+ secondary transactions annually, mitigating documentation discrepancies before contractual settlement dates.
• Coordinate with trade counterparties and agent banks across multi-jurisdictional markets to secure timely settlements, reducing aged trade breaks by 17% year over year.
• Evaluate credit agreements and related documentation to monitor covenants and reporting deadlines for 200+ active positions, sustaining compliance across leveraged loan holdings.
• Perform counterparty due diligence and collaborate with Front Office and internal legal on non-disclosure agreements, strengthening risk controls prior to trade execution.
• Maintain transaction databases, reconcile cash and asset balances, and escalate material exceptions to senior management, reinforcing enterprise oversight and financial accuracy.

Core Skills:

• Par Loan Trade Settlement
• Credit Documentation Analysis
• Covenant Monitoring Management
• Wall Street Office Processing
• Counterparty Due Diligence
• Cash And Asset Reconciliation

• Scrutinize credit approvals to confirm corporate documentation and pre-closing conditions are satisfied across commercial facilities, preventing unauthorized funding and reinforcing underwriting integrity.
• Collaborate with legal counsel and account officers to interpret structural provisions within complex loan transactions, aligning documentation with approval terms before execution.
• Verify collateral delivery, lien perfection, and UCC filings for multi-entity borrowers, securing priority positions across transactions exceeding $25M in aggregate exposure.
• Confirm insurance compliance under bank standards and approval requirements for diverse asset classes, mitigating uninsured risk prior to capital release.
• Examine executed agreements with relationship managers and counsel to validate covenants and key provisions, reducing post-closing legal exceptions by 16%.
• Coordinate closing memoranda, oversee proper execution before disbursement, and transition documentation to credit operations, ensuring seamless management of trailing requirements and reporting obligations.

Core Skills:

• Credit Approval Analysis
• Collateral Perfection Review
• UCC Filing Oversight
• Commercial Loan Structuring
• Insurance Compliance Verification
• Post-Closing Documentation Management

• Orchestrate loan closing schedules with attorneys across multi-branch mortgage operations, aligning cross-functional stakeholders to achieve on-time settlements within regulated timelines.
• Communicate status updates with loan officers and closing counsel for 30+ concurrent files monthly, preventing scheduling conflicts and preserving pipeline velocity.
• Prepare compliant closing documentation and financial figures under RESPA and Regulation Z standards, ensuring accurate borrower disclosures prior to execution.
• Generate and audit initial and final Closing Disclosures within federally mandated windows, reducing tolerance violations by 14% across secondary market deliveries.
• Validate satisfaction of all underwriting conditions before authorizing settlement, safeguarding investor eligibility and reinforcing enterprise credit quality controls.
• Sustain expertise in secondary market guidelines and loan origination systems, resolving upload and interface discrepancies to maintain data integrity across enterprise platforms.

Core Skills:

• Closing Disclosure Preparation
• RESPA Regulation Z
• Mortgage Condition Verification
• Secondary Market Compliance
• Loan Origination Systems
• Attorney Coordination

• Generate general ledger tickets and wire transfer instructions for residential and secondary market transactions, enabling accurate same-day funding under established bank controls.
• Track pipelines of 35–40 concurrent files across retail channels, sustaining on-time closings and protecting projected monthly funding targets.
• Validate title searches and insurance coverage for multi-property settlements, preserving lien priority and collateral protection prior to capital disbursement.
• Update Mortgage Bot, FHLB, and internal systems with closing data, ensuring enterprise reporting accuracy and seamless investor delivery.
• Conduct verbal employment reverifications within ten days of closing and assist in clearing outstanding conditions, reinforcing underwriting integrity before release of funds.
• Provide backup support for loan processing and secondary market operations during peak cycles, maintaining service continuity across cross-functional teams.

Core Skills:

• Wire Transfer Authorization
• Pipeline Management Oversight
• Title Insurance Review
• Mortgage System Administration
• Employment Verification Procedures
• Secondary Market Processing

• Administer trade allocation and closing activities in ClearPar for syndicated bank loans across multi-fund portfolios, ensuring accurate booking and settlement execution.
• Validate proposed closing documentation against trade-specific terms and investor guidelines, preventing discrepancies prior to settlement authorization.
• Execute trade settlement in VPM and record associated fees for 120+ transactions annually, maintaining precise financial reconciliation across enterprise platforms.
• Coordinate with counterparties and agent banks to resolve breaks and facilitate timely settlements, reducing aged trade exceptions by 15% year over year.
• Prepare and transfer lender funds for disbursement while confirming execution of all required documents and satisfaction of closing conditions, safeguarding funding integrity.
• Affirm compliance with investor programs and federal and state regulations across complex credit transactions, reinforcing secondary market eligibility and audit readiness.

Core Skills:

• ClearPar Trade Processing
• Syndicated Loan Settlement
• VPM Fee Reconciliation
• Trade Documentation Review
• Funding Disbursement Controls
• Regulatory Compliance Verification

• Draft and distribute compliant closing documents to attorneys and title companies across multi-product mortgage pipelines, ensuring accurate package generation prior to settlement scheduling.
• Validate completeness and accuracy of required documentation within loan files, preventing funding delays and post-closing corrections across 30+ monthly transactions.
• Select and adjust APR-related fees within regulatory thresholds, facilitating secondary market sale eligibility and reducing pricing exceptions by 12%.
• Review and approve settlement statements, including final HUD-1 forms, reconciling attorney-prepared figures to safeguard disbursement accuracy before funding authorization.
• Coordinate funding logistics with accounting and closing counsel while collecting executed documents, aligning cross-departmental stakeholders to meet targeted capital release dates.
• Manage end-to-end transactions in collaboration with Managing Directors, underwriting leaders, legal teams, and external partners, advancing multimillion-dollar deals to timely completion.

Core Skills:

• Closing Document Preparation
• APR Fee Calculation
• HUD-1 Settlement Review
• Mortgage Funding Coordination
• Regulatory Disclosure Compliance
• Cross-Functional Transaction Management

• Assess underwriting approvals, sales contracts, appraisals, rate locks, and flood certifications across multi-branch mortgage pipelines, confirming closing parameters align with investor and regulatory standards.
• Audit files and calculate final tax and insurance figures for 35+ monthly transactions, ensuring precise LOS data input before funding authorization.
• Reconcile settlement agent fees within enterprise loan origination systems, eliminating tolerance violations under RESPA and strengthening secondary market salability.
• Generate and deliver compliant Closing Disclosures and document packages to settlement partners within mandated timelines, preventing redisclosure delays and regulatory penalties.
• Enforce adherence to Bank Secrecy Act requirements and investor guidelines across diverse lending channels, reinforcing enterprise compliance and audit defensibility.
• Coordinate with internal departments and third-party vendors to resolve documentation deficiencies, reducing suspense and quality control exceptions by 19% prior to settlement.

Core Skills:

• Underwriting Condition Analysis
• Closing Disclosure Compliance
• RESPA Tolerance Monitoring
• LOS Data Reconciliation
• Investor Guideline Verification
• Bank Secrecy Act Compliance

• Examine mortgage files for completeness and regulatory alignment across multi-channel originations, ensuring adherence to underwriting, government, investor, and internal standards prior to document issuance.
• Compute fee tolerance thresholds and mandated waiting periods for 35+ monthly transactions, preventing redisclosure violations and preserving scheduled settlement timelines.
• Generate Closing Disclosures and coordinate settlement dates with processors and agents, synchronizing cross-functional stakeholders to achieve consistent on-time executions.
• Authorize release of loan documents only after verifying all prior-to-doc conditions receive appropriate signoffs, safeguarding funding eligibility within enterprise systems.
• Validate signed packages, confirm prior-to-funding approvals, and reconcile final settlement statements, eliminating post-disbursement discrepancies across high-volume pipelines.
• Initiate wire requests and funding authorizations, then complete post-closing activities including recording confirmation, MERS registration, DU export, and deficiency cures to ensure seamless investor delivery.

Core Skills:

• Mortgage Compliance Auditing
• Fee Tolerance Analysis
• Closing Disclosure Coordination
• Funding Wire Authorization
• MERS Registration Processing
• Post-Closing Reconciliation

• Partner with Loan Consultants, Officers, Processors, and management across enterprise refinance pipelines, ensuring loans close within NASB procedures and established management deadlines.
• Execute cross-functional closing duties including HOI acquisition, funding coordination, initial CD preparation, and title review, sustaining operational continuity during peak volumes.
• Track daily closing pipelines of 30–45 refinance transactions, communicating status updates until full approval and transition to settlement.
• Evaluate underwriting conditions and agency-specific requirements within each file, verifying accuracy before data entry and document issuance.
• Prepare and deliver Initial Closing Disclosures to borrowers under CFPB timing mandates, then collaborate with settlement agents to finalize compliant disclosures.
• Coordinate with Closing leadership, post-closing, and suspense teams to allocate workload, resolve documentation gaps, and maintain adherence to bank policies and procedures.

Core Skills:

• Refinance Loan Closings
• Closing Disclosure Compliance
• Title And HOI Review
• Pipeline Allocation Management
• Underwriting Condition Verification
• Mortgage Funding Coordination

• Construct comprehensive closing checklists for commercial, SBA, and SWAP transactions, identifying material requirements that ensure adherence to credit approvals and regulatory standards.
• Procure and evaluate title policies, surveys, environmental reports, appraisals, insurance certificates, and flood determinations across multi-asset facilities, mitigating collateral risk prior to funding authorization.
• Engage borrowers and legal counsel to obtain operating agreements, resolutions, subordinations, and payoff authorizations for 20+ concurrent transactions, validating enforceability and signing authority.
• Verify tax status, Secretary of State filings, UCC searches, OFAC screenings, and government monitoring forms, safeguarding lien priority and regulatory compliance across enterprise portfolios.
• Confirm collateral lien positions and entity structures for transactions exceeding $50M in aggregate exposure, resolving risks that could impair post-closing administration.
• Coordinate with internal and external legal teams, SBA partners, and funding stakeholders to finalize documentation and represent the lender at closings, ensuring seamless execution.

Core Skills:

• Commercial Closing Administration
• Title And UCC Analysis
• SBA SWAP Coordination
• Collateral Lien Verification
• Entity Authority Review
• Regulatory Compliance Screening

• Compile and prepare closing documentation for commercial lending transactions, ensuring document packages align with approved credit terms prior to settlement scheduling.
• Analyze approved loans to identify and track pre-closing conditions across multi-department workflows, preventing funding without required signoffs.
• Validate accuracy and consistency of document specifications and financial data, reducing post-execution corrections by 15% within high-volume pipelines.
• Calculate interest, principal payments, and closing costs for 25–30 monthly transactions, ensuring precise funding figures and borrower disclosures.
• Structure deals within enterprise lending systems and review lease agreements against loan parameters, confirming compliance before authorizing advances.
• Respond to stakeholder inquiries regarding closing requirements and evaluate lease funding requests, securing approvals that align with documented covenants and credit terms.

Core Skills:

• Closing Document Preparation
• Pre-Closing Condition Tracking
• Loan Payment Calculation
• Lease Compliance Review
• Lending System Structuring
• Funding Request Authorization

• Support commercial and corporate investment banking deal teams with origination and execution activities, facilitating seamless closings across syndicated and bilateral credit facilities.
• Interpret complex credit agreements to assess operational feasibility and recommend structural adjustments, minimizing execution risk before funding authorization.
• Configure and maintain agency-related systems for 50+ transactions annually, ensuring accurate setup and data integrity across enterprise platforms.
• Coordinate with attorneys, corporate treasury, syndicate lenders, customers, and investors to confirm conditions precedent and achieve same-day funding on multiple concurrent closings.
• Administer interest and fee accrual calculations across varying rate tiers and lender distributions, delivering precise accounting data that supports compliant revenue recognition.
• Process pricing changes, amendments, and restructurings while reconciling exception reports, reducing system discrepancies by 18% and strengthening operational risk controls.

Core Skills:

• Syndicated Loan Closings
• Credit Agreement Interpretation
• Agency System Configuration
• Interest Accrual Management
• Funding Process Coordination
• Loan Amendment Processing

• Deliver daily operational support for primary and secondary bank loans, total return swaps, and CLO transactions across multi-asset client portfolios, ensuring accurate processing and settlement continuity.
• Process loan activity within Advent Geneva including fundings, paydowns, borrows, and rollovers for 150+ positions quarterly, maintaining precise portfolio accounting and data integrity.
• Coordinate with agent banks, fund accounting, OTC operations, pricing teams, and relationship managers to execute document requests and sustain timely closings.
• Establish borrowers, guarantors, facilities, collateral, and fee structures on core commercial systems in alignment with credit agreements, reinforcing compliant onboarding controls.
• Conduct quality reviews of commercial and mortgage files against underwriting approvals and regulatory standards, reducing documentation exceptions by 16% prior to funding.
• Validate final signed packages before wire authorization while liaising among clients, underwriters, attorneys, and title partners to advance transactions through closing efficiently.

Core Skills:

• Advent Geneva Processing
• Syndicated Loan Operations
• Commercial Loan Onboarding
• Mortgage Compliance Review
• Wire Authorization Controls
• CLO Trade Support