• Process requests for new customers' credit limits based on recommendations per credit check
• Assist sales and customer service teams as it related to credit lines, credit terms and the approval process
• Develop and maintain positive working relationships with customers
• Able to manage multiple tasks simultaneously to completion with sound business judgment
• Validate completion of customer credit applications
• Verify legal name, entity type, and corporate structure of customer accounts, investigate contact information, obtain bank/trade references
• Assist Credit Analysts and Credit Managers with account administration
• Answer all credit reference inquiries
• Daily/weekly audit reports for compliance and workflow tracking.
• Filing UCC’s and ensuring UCC queue is cleared daily.
• Responding to requests for Credit References and Board of Pharmacy letter requests.

Skills: Credit Limit Processing, Customer Relationship Building, Task Management, Credit Application Validation, Account Verification, Account Administration, Compliance Auditing, UCC Filing Management.

• Pulls various reports including Credit Bureau Reports, ICE reports, NACM reports and DNB reports
• Assists Credit Manager by answering the telephone, directing calls, and taking messages
• Sends reference requests to banks and trade companies
• Assists Credit Manager with special projects
• Scans documents into computer operating system
• Processes finance and interest charge write-off requests
• Conducts clerical functions related to credit department daily activities.
• Presents a positive and detail-oriented image
• Running reports and prepping and/or managing data for specific tasks
• Auditing customer accounts, reviewing large customer account reports (SuperReport) for accuracy and researching accounts for specific information to determine if UCC is needed to continue or expire.
• Month-end reports to compile information for reporting purposes.

Skills: Credit Report Generation, Administrative Support, Reference Request Management, Project Assistance, Document Scanning, Data and Report Management, Customer Account Auditing, Month-End Reporting.

• Administers company credit application process
• Reviews credit applications
• Conduct financial analysis including 3rd party report review
• Prepare file and summarize recommendations for credit approval/denial from the Credit Manager.
• Process approved credit applications into the accounting system.
• Process new cash account information for sales tracking.
• Review and open new job sheets with the credit manager’s approval.
• Conducts credit collections
• Review customer accounts for past-due balances
• Contacts customers and salesmen regarding past-due money
• Enter proper notes and ensure follow-up on payments promised

Skills: Credit Application Administration, Credit Review, Financial Analysis, Recommendation Preparation, Accounting System Integration, Sales Tracking Management, Job Sheet Management, Credit Collections.

• Prepare demand letters upon direction from the Credit Manager
• Assist Credit Manager in preparation for legal proceedings.
• Prepare and maintain credit application reports by salesmen.
• Maintain legal fee report.
• Weekly customer update for past due accounts to Branch Managers and Salespeople.
• Review large jobs required for job sheets (Customer open orders)
• Review AR aging with the Credit Manager on a monthly basis.
• Support them with a variety of tasks, depending upon changing priorities and deadlines.
• Obtaining documents and information from the customer portal
• Uploading documentation into SAP
• Raising sundry documents

Skills: Demand Letter Preparation, Legal Support, Credit Application Reporting, Legal Fee Management, Customer Account Updates, Job Sheet Review, AR Aging Review, Document Management.

• Actioning workflow of members in the Delinquency System (RMS) by Team Co-Ordinator and/or Credit Control Manager.
• Assisting the credit control team in assessing, developing, implementing, monitoring and reviewing the credit control processes and procedures in the credit union
• Complying with the operational requirements of the credit control process
• Identifying accounts for special attention based on agreed criteria as set out in the credit control policy/procedures
• Logging onto the Credit Control phone queue and dealing with queries daily.
• Incepting or progressing matters on the Wellington (Scion) System
• Recommending payment plans/amendments for approval in response to member requests for reduction in repayments.
• Recording of member loan repayment Insurance claims and submitting same to Insurance Company.
• Taking rescheduled applications from members.
• Scanning documents to individual members’ accounts.

Skills: Workflow Management, Credit Control Process Improvement, Operational Compliance, Account Prioritization, Query Handling, System Progression, Payment Plan Recommendations, Insurance Claim Management.

• Originate credit application/borrower rating applications, based on credit officer's request. 
• Assure data quality and complete data input in a timely manner.
• Check GCARS inputs, attachments and sequent data. 
• Independently verify the data in various bank's systems (CAL, CDL, RA, Zeus) and make necessary correction suggestions to credit officer.
• Be in charge of several reporting/monitoring deliverables assigned by managers.
• Perform ad-hoc tasks assigned by managers, and provide admin support to managers and credit officers.
• Conduct and document thorough research and information requests on potential and/or existing credit customers
• Manage document storage, risk and accounting systems, credit approvals, research, financial statements and other credit-related documentation
• Maintain and update process documentation
• Resolving customer queries
• Liaising with finance, customer service and sales departments
• Providing support with cash allocation

Skills: Credit Application Origination, Data Quality Assurance, Data Verification, Reporting and Monitoring, Administrative Support, Customer Research, Documentation Management, Interdepartmental Liaison.

• Re-evaluate existing customers credit worthiness to ensure credit lines are consistent with customers' product requirements and financial capabilities. 
• Re-evaluate existing Credit Limits by performing financial and payment history reviews to analyze the following information such as Corporate Description, Company Officers, Number of years in business, number of employees, payments within the industry, UCC Filings, Debt analysis, Capital requirements and capabilities, Annual Sales, Net Profit, Current Assets, Total Assets, Current Liabilities, Long-term Liabilities, Equity, Cash Flow, DSO figures within industry, Cost of Capital analysis credit references, and etc.
• Provide Analytical reporting to Greif Organization on the following Customer Leveraged Debt Analysis, Percent Current Trend Analysis by Customer, Percent Current Trend Analysis by Plant, Short Pay Root Cause Analysis by Plant, Short Pay Root Cause Analysis by Sales Rep., Short Pay Root Cause Analysis by Customer, DSO Trend Analysis by Customer, Customer Financial Group A/R Trend Analysis, Customer Credit Review Financial Analysis, Average Days to Pay Trend Analysis, Customer Exposure analysis.
• Assist AR Supervisor with Monthly Accounts Receivable and DSO reporting to Greif Organization.
• Accounts Receivable data mining for root cause analysis and DSO improvements.
• Assist in company Events to positively impact the Accounts Receivable.
• Perform Customer Account reconciliations when needed to ensure prompt and proper cash applications.
• Provides resolution to customer’s daily orders.
• Takes appropriate action on collection and delinquency accounts for the larger customer KEY & TRD accounts and broader regions.
• Maintains a cooperative problem-solving relationship with customers, the sales organization and manufacturing to ensure for the prompt turnover of receivables.
• May handle the training and supervision of collectors.
• Ownership over Bankruptcy proceedings within the portfolio for the following areas, Chapt. 7, Chapt. 11, Post-petition, Pre-petition, Reclamation, Preference, and Bankruptcy reviews with Credit Supervisor & Corp. Attorney

Skills: Credit Worthiness Re-evaluation, Financial Analysis, Analytical Reporting, AR Reporting Assistance, Data Mining, Event Support, Account Reconciliation, and Bankruptcy Management.

• Maintain and process new Consignment agreements through the auditing of inventory and billings through the BaaN LN System.
• Manage high-end delinquency and the turnover to Third Party Collections/Litigation. 
• Review portfolio litigation and bad debt accounts with the AR Supervisor.
• Assist in monthly review with Corp Attorney and SBU Controller
• Assist customers with the following but not limited to payment methods such as Credit Card processing through the BaaN LN System, ACH/EFT Transfers from the Company bank, Wire Transfers, and etc.
• Assist with Corporate and State Audits on the Accounts Receivable. 
• Mid-year and Fiscal audits for Corporate reporting and State “Unclaimed Property”. 
• Performs SOX Plant Audits and Corporate Accounting Audits.
• Manage the creation and compliance of Promissory Notes within the portfolio. 
• Review with AR Supervisor each month to ensure compliance. 
• Manage the creation and compliance of Individual and Corporate Guarantees.
• Manage Dunning Process within Portfolio.
• Provide guidance and training on Purchase Order Verification importance to Greif organization.

Skills: Consignment Agreement Processing, Delinquency and Collections Management, Litigation and Bad Debt Review, Audit Assistance, Payment Method Assistance, SOX and Corporate Audits, Promissory Notes Management, Dunning Process Management.

• Basic understanding of the Dental Industry and the AS400 software system
• Great communication skills and proven success in the delivery of superior customer service
• Highly proficient with Microsoft Office Suite (Outlook, Word, Excel, and Access)
• Strong credit control experience is essential as is a high level of numerical ability and accuracy
• Able to build strong working relationships at all levels and enjoy working as part of a team
• Highly organized, proactive, self-motivated and flexible to change
• Basic understanding of accounting principles and financial statements. 
• Basic understanding of UCC Laws, Bankruptcy, Litigation, Consignment and practices.
• Proven track record of implementing change, particularly around enhancing the daily flow of activity
• Excellent written and verbal communication skills with ability to quickly establish credibility with key stakeholders
• Demonstrable track record of working under pressure and managing multiple projects with limited supervision

Qualifications: BA in Finance with 3 years of Experience

• Strong Excel skills including the ability to do pivot tables and V-lookups.
• Strong communication skills, able to interact with both internal and external management.
• Knowledge of SOX procedures and guidelines
• Able to work in a fast-paced environment
• Able to communicate effectively with Customers, Customer Service, Billing and Sales.
• Flexible and able to adapt with change
• Organized and work well under pressure
• Sound judgment and exceptional problem-solving skills
• Proactive and detail-oriented
• Excellent written and verbal communication skills

Qualifications: BS in Accounting with 2 years of Experience

• Experience and familiarity with commercial lending activities and basic loan products and structures
• Excellent communication skills (written, verbal, presentation, and listening) and strong organizational skills
• Strong analytical and problem-solving skills
• Comfortable working in a fast-paced environment and managing competing priorities and deadlines
• Work well within a team and across functions as a dependable partner but also comfortable working independently, sometimes with limited direction
• Unwavering enthusiasm with a commitment to excellence, tenacity, attention to detail and integrity
• Willing to challenge the status quo, identify new processes and/or systems to improve productivity and/or make the business more efficient
• Intermediate to advanced skills with Microsoft Excel
• Strong knowledge of transaction structures, facility documentation, and the lending process including Personal Mortgage experience
• Strong credit, analytical, and modeling skills (particularly with Excel)

Qualifications: BA in Business Administration with 5 years of Experience

• Experience in finance, lending, credit analysis, leasing and/or administrative functions
• Detailed, structured and disciplined
• Confident in decision-making skills
• Basic understanding and ability to apply finance, statistics and mathematical skills
• Ability to work well in a team setting
• Maintains confidentiality and is trustworthy
• Ability to multitask, prioritize and have strong attention to detail
• Strong communication skills both written and oral
• High level of organizational skills and time management
• Strong decision-making, financial and analytical skills
• Sound coaching ability

Qualifications: BS in Economics with 2 years of Experience

• Knowledge of the different types of liens such as PPSA, PSLA, PMIS
• Safety conscious and adaptable to various Accounting Software
• Excellent communication, interpersonal and relationship-building skills
• Polished and personable with a professional, articulate, and friendly telephone manner
• Strong organizational skills and attention to detail with a sense of urgency
• Team player with flexibility and the ability to handle multiple tasks
• Mindset for continuous improvement and results-oriented with strong problem-solving skills
• High initiative, self-motivated, and able to adapt to often competing and changing priorities in a fast-paced environment
• Computer literate an intermediate level of experience with Microsoft Word, Excel, and PowerPoint
• Strong customer service and team collaboration abilities

Qualifications: BA in Risk Management with 4 years of Experience

• Self-starter, collaborative skills, and ability to manage multiple tasks. 
• Flexible, a team player with an adaptable attitude.
• Detail-oriented with strong attention to detail.
• Strong written communication skills.
• Strong communication skills and ability to interact with both internal and external customers
• Experience in business administration, monitoring credit exposure and working with credit scores highly desired.
• Demonstrated ability to resolve issues quickly and escalate appropriately in a fast-paced environment.
• Able to work independently and follow written instructions.
• Strong to expert-level Excel
• Knowledge of Microsoft programs, and computer skills.
• Experience with SAP

Qualifications: BS in Management Information Systems with 2 years of Experience

• Currently enrolled in a Credit Certified Professional (CCP) program or related accounting/business field
• Experience in reconciliation, or ability to understand reconciliation
• Proficient in Microsoft Office (Word, Excel, Outlook)
• Excellent customer service skills
• Ability to convey messages in an organized, clear, and effective manner
• Ability to prioritize and organize multiple tasks in a high-volume, fast-paced environment
• Strong interpersonal skills, with the ability to effectively build positive relationships with team members
• Ability to produce accurate work as a result of attention to detail
• Comprehensive knowledge of commercial credit, commercial banking laws, loan processing and credit administrative functions
• Excellent written and verbal communication skills

Qualifications: BA in Financial Management with 3 years of Experience

• Knowledge of credit analysis, loan policy guidelines and lending legal requirements.
• Understanding of credit analysis and loan structure, including cash flow and repayment source.
• Understanding of asset-based lending and owner and non-owner-occupied CRE.
• Understanding of Private/Professional Banking
• Excellent written and verbal communication skills
• Working knowledge of Microsoft Office Suite
• Effective delegation skills
• Excellent decision-making and problem-solving skills
• Experience with commercial banking including experience as manager of loan and credit operations in a moderate-sized financial institution
• Strong credit underwriting, credit, and tax analysis skills

Qualifications: BS in Business Analytics with 2 years of Experience