Updated: Aug 11, 2024 - The Claims Specialist evaluates coverage by assessing relevant policies and compiles necessary documentation, including legal and expert reports, to analyze liabilities and damages. This position collaborates with both internal and external experts and legal teams to manage claims effectively, ensuring strategies align with legal requirements and cost mitigation. Throughout the claims process, this role maintains detailed records, supports negotiations and legal proceedings, and ensures comprehensive event chronologies are upheld to facilitate accurate settlements.
Tips for Claims Specialist Skills and Responsibilities on a Resume
1. Claims Specialist, Allstate Insurance Company, Chicago, IL
Job Summary:
- Investigate cases from initial contact to resolution including research, analysis and synthesis of all medical facts
- Prepares concise reports, secures consultant reviews, directs and monitors attorney work product and executes recommendations regarding case resolution.
- Confirms coverage and resolves coverage issues in collaboration with Claims Management.
- Evaluates liability and damage information to establish consistent and appropriate indemnity and ALAE reserves consistent with Department guidelines.
- Provides required documentation.
- Communicates with reinsurers and other involved parties in monitoring and resolving cases as appropriate.
- Approves bills and controls expense functions.
- Monitors trial activities and negotiates settlements within given authority, including direct negotiation with plaintiffs and plaintiff attorneys.
- Prepares and presents appropriate cases for all internal reviews.
- Attends trial-related activities including, but not limited to, arbitrations, mediations, settlement conferences, pre-trial conferences and trials as appropriate.
- Assists with various Team and Departmental projects
Skills on Resume:
- Investigative Skills (Hard Skills)
- Report Writing (Hard Skills)
- Legal Coordination (Hard Skills)
- Coverage Confirmation (Hard Skills)
- Liability and Damage Evaluation (Hard Skills)
- Documentation Management (Hard Skills)
- Communication and Negotiation (Soft Skills)
- Trial Support (Soft Skills)
2. Claims Specialist, State Farm Insurance, Bloomington, IL
Job Summary:
- Pulls documents to prepare document packages as set forth by investor, insurer guidelines
- Contacts appropriate internal/external contacts if a document is not readily available
- Monitors mortgage insurance (MI) company websites for additional document requests
- Notifies clients of any MI company’s intent to deny a claim due to unobtainable documents
- Handles internal and external document requests via email
- Complies with and have working knowledge of all FHA, VA, PMI, investor, client, and master servicer rules and regulations
- Assists in training new employees
- Answer a high volume of inbound calls from existing and potential customers who have enquiries regarding motor insurance policies
- Consistently provide a superior customer service experience for customers, responding flexibly to evolving needs and managing expectations of the claim process
- Make liability determinations for some claim types
- Contribute to managing claims costs through effective pathing of vehicles for repair, and through excess collection
- Resolve inquiries in a timely manner
Skills on Resume:
- Document Management (Hard Skills)
- Communication Skills (Soft Skills)
- Monitoring and Proactive Response (Hard Skills)
- Email Management (Hard Skills)
- Regulatory Knowledge (Hard Skills)
- Training and Mentorship (Soft Skills)
- Customer Service Excellence (Soft Skills)
- Claims Management (Hard Skills)
3. Claims Specialist, Liberty Mutual Insurance, Boston, MA
- Reporting to the Vice President, Claims & Legal and working as part of an integrated team, you will / Claims Specialist
- Job Summary:
- Assess relevant policies to determine coverage available.
- Research, gather and analyze documentation, including evidence, expert reports, legal pleadings, building codes, construction products and building systems.
- Evaluate liability and damages Working with internal and external experts
- Assess the potential extent of the policyholders’ liability to quantify damage sought or loss suffered by third party(s).
- Maintain accurate and timely reserves, actively and effectively mitigate and manage costs and expenses.
- Engage professionals and consultants and assess liability.
- Direct internal and external counsel and other consultants.
- WWorking with the VP Legal & Claims and both internal and external counsel
- Ensure appropriate litigation strategies are identified.
- Support the full claims lifecycle including mediations, pre-trial conferences and other procedures, negotiations and settlements.
- Maintain a full and complete chronology of events for each claim.
Skills on Resume:
- Policy Assessment (Hard Skills)
- Research and Analysis (Hard Skills)
- Liability Evaluation (Hard Skills)
- Reserve Management (Hard Skills)
- Engagement with Professionals (Hard Skills)
- Legal Oversight (Hard Skills)
- Litigation Strategy (Hard Skills)
- Documentation Management (Hard Skills)
4. Claims Specialist, Geico Insurance, Chevy Chase, MD
Job Summary:
- Adopt a service-orientated approach that is focused on early intervention and the interests of workers and employers
- Assist in encouraging early conversations about lump sum entitlements and earlier evidence gathering to see payments occurring earlier on in the life of a claim
- Provide Whole Person Impairment advice to stakeholders such as workers, employers and providers
- Collaborate with Mobile Claims Specialists, Liability Specialists and other technical and support experts
- Assist and provide guidance to the worker and employer through the Whole Person Impairment process and provide support in the completion of relevant documents to ensure timely WPI determination
- Ensure that active and timely intervention occurs to improve recovery and return to work outcomes
- Receiving, organizing, reviewing, and resolving product complaints related to product safety and quality for Philips products.
- Requesting complaint failure investigations and ensuring returned products are sent to the appropriate facility for investigation.
- Making required contact attempts with the consumer via phone or email in order to gather all necessary information regarding complaint and retrieve the product for investigation.
- Providing consumer resolution for all received complaints.
- Checking requests to settle consumer claims
- Maintaining accurate and up to date records to ensure complete regulatory compliance
- Sharing feedback to the development and manufacturing teams on potential product improvements, product defects and safety evaluations.
Skills on Resume:
- Claims Management (Hard Skills)
- Whole Person Impairment (WPI) Advice (Hard Skills)
- Process Guidance (Hard Skills)
- Complaint Handling (Hard Skills)
- Regulatory Compliance (Hard Skills)
- Service-Oriented Approach (Soft Skills)
- Collaboration (Soft Skills)
- Intervention and Recovery (Soft Skills)
5. Claims Specialist, Progressive Insurance, Mayfield Village, OH
Job Summary:
- Ensure that customer complaints are dealt with efficiently and with the right level of sensitivity.
- Monitor, respond to and engage with customers on various channels that may require both sales and service support.
- Manage will mainly be UK customers (because of that, fluency in this language is essential)
- Investigating and resolving customer complaints through a variety of channels.
- Take ownership, ensuring the customer is kept informed of any developments relating to claim until a full resolution is reached.
- Provide feedback to internal stakeholders about results and potential improvements.
- Navigating the web site and the travel booking systems efficiently and effectively.
- Lead by example representing the values of the business.
- Reasonable accommodations may be made torts b enable individuals with disabilities to perform the essential functions.
- Processing of claims, conveyance, CWCOT, and/or liquidation.
- Work with internal and external business partners in conveyance and asset disposition processes.
Skills on Resume:
- Customer Complaint Resolution (Hard Skills)
- Multichannel Customer Engagement (Hard Skills)
- Fluency in UK English (Hard Skills)
- Problem-Solving and Investigation (Hard Skills)
- Ownership and Communication (Hard Skills)
- Stakeholder Feedback (Soft Skills)
- Efficient System Navigation (Hard Skills)
- Leadership and Values Representation (Soft Skills)
6. Claims Specialist, Farmers Insurance Group, Los Angeles, CA
Job Summary:
- Maintains accurate patient demographics and makes changes and updates as necessary.
- Performs verification of benefits and captures information in patient record.
- Supervises the prior authorization process from start to finish based on payor specific requirements.
- Reviews coding for accuracy and specificity prior to claim submission and works with providers to assure capture of accurate coding.
- Submits primary and secondary claims through clearinghouse and verifies payer acceptance
- Monitors clearinghouse dashboards to assure timely submission of all claims, identify roadblocks, and resolve held, rejected, and/or denied claims.
- Reads and interprets insurance Explanations of Benefits (EOB)/Remittance Advice (RA) with understanding and takes appropriate steps to resolve issues.
- Posts payments into the PM system, captures remittance codes, and makes adjustments in accordance with Strata guidelines.
- Collects unpaid balances from patients and payors, monitors A/R Aging, and identifies denial trends.
- Prepares and sends Medical Records and appeals packets to insurance to secure appropriate reimbursement.
- Follows short-paid and non-paid claims from appeal through final claims adjudication.
- Resolves issues related to incorrect billing and resubmits corrected claims per payer guidelines.
Skills on Resume:
- Attention to Detail (Hard Skills)
- Insurance Verification and Benefit Verification (Hard Skills)
- Prior Authorization Management (Hard Skills)
- Medical Coding Knowledge (Hard Skills)
- Claims Submission and Management (Hard Skills)
- EOB/RA Interpretation (Hard Skills)
- Payment Posting and Adjustment (Hard Skills)
- Accounts Receivable Management (Hard Skills)
7. Claims Specialist, Aflac, Columbus, GA
Job Summary:
- Maintains patient ledgers, ensuring all receivables are collected promptly and accurately posted to patient accounts.
- Processes patient statements.
- Addresses incoming billing questions and disputes raised by patients with best-in-class service.
- Reviews status of delinquent accounts and initiates collection activity per policy.
- Manages access to payor portals.
- Works closely with internal and external groups and to assure smooth workflow, thorough communication, and high-level of performance that meets and exceed stakeholder expectations.
- Documents all correspondence with insurance, clients, patients, and/or insurance in the patient records.
- Ensures compliance with all HIPAA/HITECH, applicable federal, state and local laws and regulations, and policies and procedures relating to documentation, coding and billing as legally required.
- Adheres to all relevant Strata policies and procedures.
- Presents professionally and communicates clearly both verbally and in written form.
- Demonstrates ability to solve problems and work as a positive member of a team.
Skills on Resume:
- Accounts Receivable Management (Hard Skills)
- Billing and Statement Processing (Hard Skills)
- Customer Service Excellence (Soft Skills)
- Collections Management (Hard Skills)
- Payor Portal Management (Hard Skills)
- Workflow Coordination (Soft Skills)
- Documentation and Compliance (Hard Skills)
- Communication Skills (Soft Skills)
8. Claims Specialist, Nationwide Mutual Insurance Company, Columbus, OH
Job Summary:
- Use the ANZ Claims Team Operating Model and bespoke Client Engagement plans
- Improve the management of existing external client relationships
- Influence consistent standard methodology claims processes and procedures
- Proactively manage the claim portfolios of L&H clients, subject to treaty terms and conditions
- Use claims insights and services to support new business and product development
- Provide knowledge-sharing opportunities and technical direction to L&H clients.
- Training, audits, complex case consulting, and operational improvement activities.
- Actively assisting in the analysis of relevant insurance data
- Assist with risk management and identification of future risks and opportunities
- Deploying technical claims management expertise
- Ensure sound decision-making (assessment and adjudication) in line with policy and regulatory frameworks
- Create and deliver client-focused services, in line with the client strategy
Skills on Resume:
- Expertise in Claims Management (Hard Skills)
- Client Relationship Management (Soft Skills)
- Standard Methodology Development (Hard Skills)
- Business Development Support (Hard Skills)
- Knowledge Sharing and Technical Guidance (Soft Skills)
- Training and Audit Expertise (Hard Skills)
- Data Analysis and Risk Management (Hard Skills)
- Sound Decision-Making (Hard Skills)
9. Claims Specialist, Travelers Insurance, Hartford, CT
Job Summary:
- Provides guidance, direction, and specialized assistance for the resolution of difficult and complex claims issues.
- Works on claims issues of significant risk or impact to the organization requiring advanced knowledge of claims principles.
- Presents claims findings in a formal environment.
- Documents and drafts reports of claims analysis findings.
- Reads and understands complex construction plans and documents.
- Correlates and organizes project documentation data.
- Researches claims data and oversee claims review.
- Reads project diaries and assigns CPM codes to contractors’ activities.
- Assists in training less experienced staff.
- Work with Loss Analysis on reconciliation/recognition process in partnership with vendors and internal customers.
- Adhere to all state, regulatory, federal, and investor requirements.
- Perform invoice review functions
- Review/approval of invoices to third parties including attorneys, field services, utilities, Condo/HOA and other vendors.
Skills on Resume:
- Advanced Knowledge of Claims Principles (Hard Skills)
- Documentation and Reporting (Hard Skills)
- Analytical Skills (Hard Skills)
- Technical Understanding (Hard Skills)
- Presentation Skills (Hard Skills)
- Claims Resolution (Hard Skills)
- Training and Mentorship (Soft Skills)
- Compliance and Regulatory Knowledge (Hard Skills)
10. Claims Specialist, USAA, San Antonio, TX
Job Summary:
- Read and interpret insurance documents and reinsurance contracts in order to analyze, resolve and process ceded accident & health reinsurance claims
- Review and understand accident and health claim records including clinical terminology, diagnostic and laboratory data, treatment plans, case management notes, and pharmaceutical dosing and pricing information
- Analyze reported losses via bordereaux or individual notifications to verify that the reinsurance claim was properly coded and promptly pay all accurately calculated valid losses
- Quickly identify large losses and/or developing trends on accounts serviced
- Contribute to client education support and special projects
- Works directly with ceding company and/or broker claims contacts
- Collaborates with internal underwriting, actuarial and technical accounting departments to resolve questions arising from claims and supports the determination of appropriate reserves and identify high-risk diagnoses for further review and pricing consideration
- Manage own portfolio of clients and undertake client visits, claim reviews and cedent audits
- Contribute to special claims analysis projects, RFP’s, presentations, onboarding of new clients, facilitating client education webinars, and perform other additional dutiesd
- Attends and participates in client meetings as appropriate
- Engage with and influence partners across Swiss Re, including relevant teams from L&H Products, Client Markets and L&H Business Management.
- Ensure compliance with claims guidelines and controls, with local and group guidelines
Skills on Resume:
- Insurance Document Interpretation (Hard Skills)
- Medical Records Review (Hard Skills)
- Claims Analysis (Hard Skills)
- Risk Identification (Hard Skills)
- Client Interaction and Support (Soft Skills)
- Collaboration with Internal Departments (Soft Skills)
- Portfolio Management (Soft Skills)
- Project and Presentation Skills (Soft Skills)
11. Claims Specialist, Zurich Insurance Group, Schaumburg, IL
Job Summary:
- Handling Paris Specialty Casualty, PI and Casualty claims through all stages
- Recording claims on relevant systems, coverage analysis, liability and quantum assessment, establishing and supervising appropriate reserves and making claims payments
- Handling of claims emanating from the Paris Third party book (a mix of primary/excess and lead/follow) with efficient service and results (
- Support, training/supervision of more junior members of the Claims team
- Overseeing and controlling relevant service suppliers, including external legal counsel, adjusters and other external representatives
- Providing support to the Paris and London Third Party Underwriting teams, Actuaries and Senior
- Management including advising on claims related information, drafting and/or approving policy wordings and endorsements, updating on legal trends, and more
- Reporting to local and global Senior Management, FP Underwriters, Actuaries and Risk Management as required by Claims Manager
- Ensuring effective, timely and accurate claims transaction processing and identifying and implementing day to day operational procedures to improve the claims handling process and/or control or improve cost efficiency
- Participate in and contribute as a member of the team on cross-functional initiatives and innovations
Skills on Resume:
- Claims Handling Expertise (Hard Skills)
- System Proficiency (Hard Skills)
- Coverage Analysis (Hard Skills)
- Liability and Quantum Assessment (Hard Skills)
- Reserve Management (Hard Skills)
- Supplier Management (Hard Skills)
- Stakeholder Communication (Soft Skills)
- Operational Efficiency (Hard Skills)