ACTUARIAL ANALYST JOB DESCRIPTION

An Actuarial Analyst translates loss data into pricing and reserve decisions that determine whether a P&C carrier prices risk profitably. This role owns the quantitative work behind rate filings, reserve reviews, and loss development analyses that underwriters and senior management act on. Sound. The role sits within an actuarial department that answers directly to carrier leadership, and its outputs feed regulatory submissions, internal capital assessments, and competitive pricing strategy across personal and commercial lines. Progress toward CAS fellowship, including ACAS or FCAS designation, is the professional benchmark this role is evaluated against.

As the Actuarial Analyst, you will own reserve analyses, rate indications, and loss experience studies that inform pricing accuracy and underwriting strategy across personal and commercial lines. The position sits within a P&C actuarial team and works in close coordination with underwriting, finance, and claims functions to deliver analysis that meets both internal performance targets and state regulatory filing requirements.

Career Impact: Hands-on ownership of CAS exam-tracked work across reserving and pricing gives Actuarial Analysts the documented experience needed to progress toward ACAS and FCAS designation within a defined professional timeline.

Business Impact: The rate indications and loss reserve estimates this role produces determine whether a carrier's book of business remains adequately priced, directly affecting combined ratio performance across personal and commercial lines.

Growth Opportunity: Analysts who develop proficiency in predictive modeling alongside traditional actuarial methods expand their market value into senior pricing, catastrophe modeling, and enterprise risk management roles.

• Develop rate indications for assigned lines of business, incorporating loss trend, development factors, and exposure data.
• Review loss and loss expense reserves quarterly, applying accepted actuarial methods to project losses to ultimate.
• Analyze historical loss experience across segments to identify pricing inadequacies and recommend corrective action.
• Prepare actuarial exhibits, rate filings, and supporting documentation for regulatory submission and internal review.
• Monitor underwriting actions and book of business changes, quantifying their impact on loss ratios and reserve levels.
• Collaborate with underwriting and claims teams on data issues, pricing support, and performance monitoring.
• Build and maintain rating tools, pricing models, and workbooks used by underwriters for individual risk and portfolio pricing.
• Present analysis findings and recommendations to actuarial management and non-actuarial business stakeholders.

• Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, or equivalent work experience.
• 2 or more years of P&C actuarial experience, with demonstrated involvement in pricing or reserving work.
• Active progress toward CAS designation, with a minimum of 2 Casualty Actuarial Society exams passed.
• Proficiency in spreadsheet-based actuarial modeling, including advanced formula construction and data organization.
• Working knowledge of statistical and database programming for data extraction, transformation, and analysis.
• Strong quantitative reasoning skills, with the ability to identify anomalies, validate results, and document assumptions.
• Clear written and verbal communication skills, including the ability to explain actuarial results to non-technical audiences.
• Ability to manage multiple concurrent workstreams and meet filing or reporting deadlines independently.

• Progress toward ACAS designation or completion of 5 or more CAS exams, with experience supporting senior actuarial reviews.
• Prior experience in personal lines or commercial lines pricing, including rate algorithm design or competitive analysis.
• Background in predictive modeling techniques applied to underwriting segmentation or loss cost estimation.
• Familiarity with reinsurance programme evaluation, including excess of loss structures and exposure-based pricing.

• Loss reserve adequacy ratio, measuring whether quarterly reserve selections fall within acceptable actuarial ranges.
• Rate indication accuracy, tracked against subsequent loss development on filed rate changes by line and state.
• Filing turnaround time in days, reflecting the Analyst's ability to deliver regulatory submissions within required windows.
• Number of CAS exam credits earned per year, measuring progression toward ACAS or FCAS designation.
• Data error rate in actuarial exhibits, indicating the integrity and reviewability of produced work products.
• Typical tools: spreadsheet and statistical software (commonly Excel with VBA); database query tools (commonly SQL, SAS, or R).

• Base Salary Range: $65,000 to $95,000 annually, depending on exam progress and experience.
• Bonus: Annual performance bonus, typically 5% to 12% of base salary.
• Equity: Not typical at this level in P&C insurance carriers.
• Health Benefits: Medical, dental, and vision coverage; employer contribution standard.
• PTO: 15 to 20 days annually, plus standard public holidays.
• Common Perks: Actuarial exam reimbursement, study time allowance, and professional membership fees covered.

Figures are estimates based on general US market benchmarks and may be outdated. Adjust based on location, company size, and seniority level.

Candidates for this position must be authorized to work in the United States without sponsorship. Employment is contingent on the successful completion of a background check, which may include verification of prior employment, education, and criminal history. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other characteristic protected under applicable federal, state, or local law. Reasonable accommodations are available to individuals with disabilities throughout the application and employment process upon request.

The Actuarial Analyst owns data retrieval, manipulation, and actuarial analyses conducted to actuarial standards of practice, working within a unit that includes peer tech reviews and interdisciplinary teams. This work delivers accurate, timely results that support sound business decisions and enables the organization to maintain compliant, well-documented actuarial processes.

Key Responsibilities

• Retrieve and manipulate data, ensuring suitability and accuracy.
• Conduct analyses adhering to actuarial standards of practice, selecting appropriate data sources, and making assumptions when data integrity is questionable.
• Document assumptions, sources, and considerations, and organize documents.
• Note unreasonable results, investigate, and suggest alternative resolutions.
• Prepare internal memos, documents, and letters as needed.
• Develop a personal work schedule to ensure the timely completion of assigned tasks.
• Participate in Peer Tech Reviews.
• Train new employees in the unit on standard work processes and participate in interview activities or interdisciplinary teams.
• May supervise or serve as group leader on an ongoing or developmental basis.

Required Qualifications

• Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, or related quantitative field.
• Five years of related experience in actuarial and statistical support.
• Sound knowledge of actuarial methods, concepts, insurance terminology, and products, with familiarity with legal requirements in the area of assignment.
• Demonstrated command of procedures and methodologies employed in the area of assignment.
• Demonstrated ability to comprehend actuarial concerns and advanced statistical concepts, think logically, and handle non-routine assignments.
• Proficiency in personal computers and related actuarial and business software.
• Effective oral and written communication skills, producing concise, logical, and grammatically correct communications appropriate to the audience.
• Ability to work independently.

Embedded within the Actuarial team, the Actuarial Analyst processes, validates, and interprets data to build statistical models and quarterly reserve analyses that measure portfolio performance. Working closely with Senior Actuarial Analysts and using tools such as SQL, Python, and VBA, the Actuarial Analyst delivers findings that support business improvement decisions and inform senior management.

Core Functions

• Process, validate, and interpret data to statistically model and determine results for the business.
• Assist with the quarterly reserving project to determine required reserves and results.
• Build models for portfolios of businesses to analyze performance and identify areas for improvement.
• Perform pricing modelling and analysis of business opportunities.
• Update, validate, and improve quarterly reports, monitoring business performance for senior management.
• Communicate results to Senior Actuarial Analysts and present findings to the Actuarial team.
• Design and implement optimal data collection processes to update and maintain databases and data systems.
• Implement process improvements to improve speed and accuracy.

Qualifications & Experience

• Bachelor's degree in a related field.
• Desire to pursue Casualty Actuarial Society (CAS) membership.
• Enthusiasm to learn and develop analytical, statistical, IT, and communication skills.
• Knowledge of statistics and experience analyzing large datasets.
• Knowledge of databases using SQL and programming languages, including VBA, Python, and R.
• Proficiency in Excel and other statistical packages.
• Excellent communication and teamwork skills, with strong organizational skills and ability to work independently or as part of a team.

Reporting to the Actuarial Forecasting team leadership, the Actuarial Analyst develops pricing models and supports rate filing, rate review, and tax liability model updates across Finance, Tax, and Government programs. Partnering with the Risk Adjustment team, IT Rating Engine stakeholders, and external bodies, including NJ DOBI and Federal government contacts, the Actuarial Analyst enables accurate, compliant pricing decisions for internal and regulatory audiences.

Primary Duties

• Develop pricing models and support pricing, rate filing, and rate review.
• Liaise frequently with the Actuarial Forecasting team.
• Update tax liability model with the forecast cycle, coordinating inputs from Finance, Tax, and Government programs.
• Explain rates and prepare deliverables for Member's Edge, IT Rating Engine, and other systems.
• Coordinate with the Risk Adjustment team to understand the impact on pricing.
• Make presentations to internal clients, explaining actuarial concepts to non-actuarial audiences.
• Communicate with NJ DOBI, the Federal government, and third-party consultants.

Skills & Qualifications

• Bachelor's degree in Mathematics, Statistics, Actuarial Sciences, or related field.
• ASA preferred; several actuarial exams passed.
• 2+ years of actuarial and/or statistics experience.
• Data analysis and actuarial principles knowledge.
• Knowledge of a programming language, preferably SAS or SQL; excellent knowledge of Excel.
• Strong analytical thinking, mathematical skills, and statistical analysis abilities.

Sitting at the intersection of actuarial analysis and product strategy, the Actuarial Analyst supports quarterly and monthly reserve reviews and historical loss experience analysis that inform pricing accuracy across personal lines insurance. Operating across Product Development, Actuarial, and regulatory reporting functions, this position enables data-driven strategic initiatives and strengthens the organization's ability to meet internal and industry reporting requirements.

Duties

• Assist in quarterly and monthly reserve reviews.
• Analyze historical loss experience to aid in improving pricing accuracy.
• Prepare exhibits, presentations, and other documents to communicate strategic initiatives to other departments.
• Provide monthly internal data support and insight to Product Development and Actuarial teams.
• Support regulatory and internal reporting and analysis needs using industry and company data.

Requirements

• Bachelor's degree in Actuarial Science, Mathematics, or related field.
• Minimum of 2 actuarial exams completed, actively pursuing FCAS designation.
• 2-4 years of relevant experience; analyst experience in personal lines insurance a plus.
• Experience using software to extract, analyze, organize, and communicate data to support decision-making.
• Excellent analytical, quantitative, and problem-solving skills with strong attention to detail.
• Strong organizational and communication skills; intelligent, curious, self-driven, with good interpersonal skills and ability to work well in a team.

A key member of the product and actuarial function, the Actuarial Analyst shapes pricing of new and existing Group scheme insurance products by influencing and negotiating with internal and external stakeholders across the full product journey. Collaborating across Finance, Risk, and compliance teams in a complex governance and matrix-managed environment, the Actuarial Analyst delivers fair customer outcomes and transparent operation of financial markets.

Functions

• Influence and negotiate pricing of new and existing Group scheme insurance products and added-value services with internal and external stakeholders.
• Analyse, monitor, and evaluate key business metrics to support improvement for customers, stakeholders, and shareholders.
• Plan and prioritise activities to ensure delivery in line with agreed objectives.
• Continually assess, identify, and implement opportunities for product improvement and mitigation of risk.
• Build and maintain trusted relationships with key internal and external stakeholders across the full product journey.
• Create, maintain, and track accurate customer correspondence and literature.
• Continually assess, monitor, and report operational risks associated with the delivery of new and existing products.
• Deliver fair outcomes for customers and ensure own conduct maintains the orderly and transparent operation of financial markets.

Experience & Qualifications

• FIA or equivalent qualification, or significant headway made through actuarial exams.
• Knowledge of insurance products, particularly pricing Group schemes (Employee Benefits).
• Good regulatory and financial reporting knowledge.
• Experience in Excel (VBA), PowerPoint, Prophet, Python, and SQL.
• Strong relationship-building skills, confident communicator across various channels and levels, and commitment to self-development.
• Demonstration of personal drive, tenacity, and resilience in a complex governance and matrix-managed business.

Sustaining appropriate pricing across all Homeowners products and segments depends on the Actuarial Analyst, who conducts state-level reviews of rates, rules, underwriting, and product offerings and contributes to new product development. Based within a P&C insurance environment and collaborating with cross-functional business stakeholders, the Actuarial Analyst enables the organization to sell the right product to the right customer at the right price.

Accountabilities

• Conduct reviews of rates, rules, underwriting, and product offerings at a state level to ensure appropriate pricing across all products and segments.
• Understand profitability on a state basis and identify actions to improve performance.
• Contribute to the analysis, determining whether the company is selling the right product to the right customer at the right price.
• Contribute to the development and implementation of new products.
• Gain knowledge in insurance content matters that cut across Homeowners products.

Technical Qualifications

• Bachelor's degree with quantitative analytical knowledge; graduate degree preferred.
• Minimum of 2 Casualty Actuarial exams passed, with a desire to achieve FCAS.
• Minimum 1 year of professional experience or 1 actuarial internship, ideally in P&C insurance.
• Knowledge of SQL, SAS, R, Python, Tableau, Microstrategy, or other programming/data query/reporting tools.
• Intermediate to advanced Excel skills.
• Strong structured, and logical thinking, analytical rigor, and ability to identify business problems and develop strategic frameworks.
• Powerful communication skills across a variety of media.
• Self-motivated team player able to manage multiple tasks and meet deadlines with strong leadership skills.

As the Actuarial Analyst, this role builds medical expense and statistical data compilations for monthly variance analysis, forecasting, premium and membership trend analysis, and Medicaid compliance reporting. The Healthcare Analytics team relies on this work to produce accurate unpaid claim reserve estimates, financial reports, and performance improvement analytics that meet State Specific Medicaid requirements.

Work Activities

• Compile medical expense and statistical data for projects such as monthly variance analysis reports, medical expense forecasting, and premium and membership trend analysis.
• Perform expense cost projections and unpaid claim reserve cost estimates.
• Compile various financial reports.
• Manage State-Specific Medicaid compliance requirements, including improvement of reporting mechanisms and analytics on program changes and performance improvement projects.

Position Requirements

• Bachelor's degree or equivalent experience.
• Currently on the actuarial exam track, having passed 2 or more actuarial exams.
• 2+ years of experience in a corporate environment collecting, analyzing, and summarizing qualitative and quantitative data.
• 1+ years of experience building actuarial models in SQL, SAS, and/or VBA.
• Experience working in finance or the healthcare industry.
• Expertise in MS Excel, including formulas, calculations, charts, and graphs; basic proficiency in MS Access.

Actuarial Analyst delivers reserve analyses and process improvement initiatives by partnering with Strategic Business Units to understand the impacts of book of business changes and communicating results clearly to Corporate and SBU management. Success in the position means maintaining concise documentation, developing effective monitoring tools, and expanding actuarial professional knowledge through CAS and AAA publications to foster teamwork across organizational lines.

Areas of Ownership

• Partner with SBUs to understand the impacts of initiatives and book of business changes, and incorporate into ongoing reserve analyses.
• Clearly communicate results and methods to Corporate and SBU management.
• Maintain clear and concise documentation of methods and activities.
• Develop effective tools for monitoring internal and external indications.
• Build and implement process improvement initiatives.
• Manage ad hoc projects, collaborating with team members.

Minimum Qualifications

• Bachelor's degree required.
• Minimum 3-5 years of relevant experience with passing grades on a minimum of 5 Casualty Actuarial exams for Sr. Actuarial Analyst.
• 5-7 years with ACAS or FCAS for Actuary level.
• Knowledge of underwriting concepts, including company and agency relationships' importance to business success.
• Advanced decision-making, problem-solving, and analytical skills.
• Written and verbal communication skills, including the ability to express technical actuarial and statistical concepts to non-technical individuals.
• Ability to foster teamwork across organizational lines and expand actuarial professional knowledge through CAS/AAA publications and conferences.

The Actuarial Analyst produces quality-assured actuarial deliverables by supporting lead pricing of new products and performing quality assurance on junior team members' work to maintain standards set by internal manuals and professional bodies. This role advances team capability by mentoring junior members on operational effectiveness and contributing to a productive cross-functional environment within the actuarial team.

Day-to-Day Responsibilities

• Support the lead on relevant aspects of pricing new products.
• Perform quality assurance of the wider team's deliverables, including junior members' work.
• Maintain standards and requirements for actuarial work undertaken by the team.
• Contribute effectively to team meetings and support a productive team environment.
• Ensure work meets best practice and recognized actuarial standards set by internal manuals and professional bodies.
• Support and mentor more junior members on improving operational effectiveness and control.

Knowledge, Skills & Abilities

• Graduate in a numerate discipline (at least second class honours).
• Student member of the Institute/Faculty of Actuaries or ability to become one; part-qualified actuarial student with exam passes or exemptions in at least one subject.
• Ability to apply knowledge of financial services products to a working environment.
• Knowledge of Excel, VBA, SAS, and/or Prophet.
• Ability to communicate information confidently and in a structured manner to all levels of management.
• Good organisational and planning skills.
• Ability to operate within cross-functional teams and manage customer relationships.

Reporting to the Contract Bind actuarial leadership, the Actuarial Analyst develops pricing studies and underwriting strategies to identify profitable growth opportunities across Contract Bind business segments. Partnering with programming, underwriting, and planning teams, the Actuarial Analyst enables accurate rate actions, reserve reviews, and business performance assessments that support organizational growth targets.

Scope of Work

• Participate in the development of pricing studies of Contract Bind business segments.
• Assist in the development of pricing and underwriting strategies and identify pockets of profitable growth opportunities.
• Review underwriting actions impacting loss ratios and collaborate with underwriting to identify future actions.
• Work closely with programming to implement rate actions.
• Assist in the planning process, reserve review process, and business review process for Contract Bind.

Background & Experience

• BS in Actuarial Science, Mathematics, Statistics, or related area.
• 3 or more CAS exams required, actively pursuing ACAS.
• 3+ years of experience with pricing experience strongly preferred.
• Strong analytical and problem-solving skills.
• Proficiency in Microsoft Office required; experience in SQL preferred.
• Excellent communication, presentation, and interpersonal skills.
• Strong business and collaboration skills.
• Effective time management, customer focus, ability to work independently and as part of a team.

Reporting to the Senior Manager and Actuary, the Actuarial Analyst refines Economic Capital methodology, models, and results while supporting IFRS reporting, reserve reviews, and bancassurance product development. Partnering with senior management and lines of business across the organization, the Actuarial Analyst enables robust capital calculations and embeds Economic Capital insights into strategic business decisions.

Strategic Responsibilities

• Support the Senior Manager and Actuary in reviewing Economic Capital methodology, models, and results.
• Provide oversight on the Economic Capital calculation process to ensure robustness and explain movements in capital requirements.
• Communicate Economic Capital results to senior management and lead the embedding of Economic Capital into business decisions.
• Support and advise on reviewing the profitability of all lines of business.
• Support development of bancassurance in respect of product development, competitive analysis, and sales incentive design.
• Oversee and monitor IFRS results, including reserve, PVIF, and reserve adequacy; review and challenge key economic and non-economic assumptions for life business.

Professional Experience

• Degree in a relevant field.
• Experience preparing or conducting briefings and interfacing at all levels of management.
• Demonstrated initiative, autonomy, and commitment to process improvements with the ability to think strategically and execute practically.
• Demonstrated negotiation, leadership, and problem-solving skills.
• Project management and organisational skills.
• Excellent communication skills.

Sitting at the intersection of mathematics and health plan finance, the Actuarial Analyst applies knowledge of probability and statistics to perform medical cost trend analysis, develop claim reserves, and support rate development and filings for health insurance products. Operating across State and Federal filing requirements and collaborating with senior actuarial positions, the Actuarial Analyst enables accurate financial analyses and management recommendations that protect health plan performance.

Leadership Responsibilities

• Apply knowledge of mathematics, probability, and statistics to identify issues and analyze data affecting health plan financial performance.
• Perform medical cost and utilization trend analysis and forecasting.
• Develop claim reserves (IBNR) and provide analytical support for rate development and filings.
• Assist in the preparation of financial analyses and State and Federal filings.
• Present results of analyses and recommendations to management and document methods, procedures, and results.
• Assist senior actuarial positions in developing mathematical models to predict the impact of proposed changes.

Education & Experience

• Bachelor's degree in Mathematics, Statistics, Actuarial Science, Economics, or related field.
• Actively pursuing SOA certification.
• 3 actuarial examinations passed or appropriate experience.
• 2 years of experience in statistical analysis or actuarial work, or equivalent.
• Microsoft Excel and SQL knowledge; strong PC skills with data retrieval and relational database experience.
• Excellent problem-solving, analytical, oral, and written communication skills.
• Ability to work independently.

A key member of the pension and investment consulting team, the Actuarial Analyst oversees data reconciliation, actuarial funding valuations, accounting valuation calculations, and investment performance analysis for defined benefit and defined contribution pension plans. Collaborating across pension and investment consultants and working directly with plan members, the Actuarial Analyst delivers accurate actuarial reports and annual pension statements that support sound client financial outcomes.

Job Functions

• Support pension calculations, analysis, and reporting on defined benefit and defined contribution pension plans, working directly with pension and investment consultants.
• Perform data reconciliation, analysis, actuarial funding valuation, and accounting valuation calculations.
• Conduct investment performance analysis and fund analysis.
• Prepare actuarial funding and investment performance reports and annual pension statements for plan members.
• Participate in the development of proposals and assist consultants in responding to client questions.
• Work on special pension and investment projects.

Qualifications & Experience

• University degree or working towards one in Actuarial Science, Mathematics, or Statistics.
• SOA exam progress.
• Curiosity about financial markets and investment consulting.
• Solid working knowledge of MS Excel, Word, and PowerPoint.
• Strong problem-solving and analytical skills.
• Exceptional client focus and professional acumen.
• Polished communication skills.
• Take initiative and work well independently and in a team.
• Bilingual in French and English is an asset.

Ensuring monthly reserve models, quarterly reserve exhibits, and reinsurance programme assessments are current and analytically sound depends on the Actuarial Analyst, who maintains and applies the internal model for forecasting, capital calculations, and business planning. Serving as the analytical resource for underwriters and finance stakeholders in a non-life insurance environment, the Actuarial Analyst enables well-informed pricing and capital decisions grounded in accurate, well-organized data.

Operational Focus

• Ensure data and assumptions are updated in monthly reserve models.
• Ensure quarterly reserve exhibits, reports, and reserve allocations and technical provisions are updated for the management and finance team.
• Obtain and analyse exposure, premiums, claims, and reinsurance data for use in the internal model.
• Maintain and use the internal model for detailed forecasting, capital calculations, and business planning.
• Maintain and improve pricing tools and provide cost factors to assist underwriters with winning and renewing contracts.
• Assess the suitability of reinsurance programmes using analytics and modelling.

Skills & Qualifications

• 4 to 5 years of actuarial work experience in a non-life insurance environment.
• Progression towards an actuarial qualification.
• Advanced Excel user with coding experience, e.g., R Studio.
• Strong accuracy, attention to detail, and organisational skills.
• Good communication skills with the ability to engage effectively with business stakeholders.
• Desire to gain knowledge and experience.

As the Actuarial Analyst, this role guides business performance analysis of open portfolios and manages multiple data sources to develop Management Information reports, costing basis investigations, and automated profitability reporting tools. The wider analytics team relies on this work to build sound statistical models, support business planning and projections, and deliver auditable documentation across international and multicultural colleagues.

Delivery Expectations

• Analyse business performance of open portfolios and manage various data sources to glean useful business insight.
• Create and enhance Management Information reports for the wider business.
• Support maintenance of costing basis through investigations and analysis.
• Build and develop models and tools to assist with monitoring and costing processes.
• Support building of new processes, including preparing auditable documentation and assist in setting up automated profitability reporting tools.
• Assist in the production of existing business profitability reviews and work with the wider team on ad-hoc analytical and data projects.
• Investigate and develop statistical techniques to improve the accuracy and efficiency of modelling; assist with business planning and projections.

Required Qualifications

• Graduate-level qualifications in a numerical and analytical field.
• At least 2-3 years of professional experience in an analytical role.
• Prior experience in the insurance-related field.
• Proficiency in MS Excel and R or other programming languages; interest in Data Science.
• Demonstrated accuracy, commitment to quality, integrity, and consumer awareness.
• Excellent command of English; other European languages (German, French, Spanish, or Dutch).
• Collaborative, positive, fast learner, comfortable handling multiple deliverables, working independently, and with international colleagues in a multicultural environment.

Actuarial Analyst advances understanding of key financial reporting metrics across Canadian GAAP, IFRS17, and HK Risk-Based Capital bases, supporting smooth IFRS17 go-live and its transformation into BAU processes. The work directly supports long-term IFRS17 product strategy by providing business implications and insights to management while maintaining close relationships with Actuarial BAU sub-teams, Product, Finance, and Asia Regional Office stakeholders.

Ownership Areas

• Understand drivers behind key financial reporting metrics across Canadian GAAP, local statutory, IFRS17, and HK Risk-Based Capital bases.
• Design innovative ideas and solutions to optimize financial metrics such as Value of New Business and profit emergence.
• Maintain close working relationships with stakeholders within Actuarial BAU sub-teams, Product, Finance, Asia Regional Office, and Corporate Group Office.
• Support smooth go-live for IFRS17 and its transformation into the BAU process, including model and process implementation, financial impact assessment, and dual reporting.
• Assist in formulating long-term IFRS17 product strategy by providing business implications and insights to management.
• Take an agile approach to support other BAU teams as needed, including dividend/bonus review for the Par management team and business planning.

Professional Experience

• Degree in Actuarial Science or related discipline.
• Good progress in actuarial exams.
• 1-2 years of working experience in the life insurance industry.
• Experience in Canadian actuarial valuation basis, IFRS 17, or HKRBC.
• Experience in AXIS.
• Demonstrated initiative, commitment, and creativity in recommending process improvements.
• Excellent verbal and written communication skills.
• Ability to work independently and in an agile manner with minimal supervision.

The Actuarial Analyst creates pricing models, costing parameters, and portfolio analyses in accordance with Swiss Re Group standards for deal transactions across the global reinsurance business. This role works within a multicultural, cross-functional environment and collaborates with global project teams to deliver data-driven recommendations that support sound reinsurance pricing and rating model development.

Engineering Responsibilities

• Model and price deal transactions and run portfolio analysis.
• Develop and maintain costing parameters and tools in accordance with Swiss Re Group standards and business needs.
• Collect, collate, and analyse data required for costing model and parameter update studies.
• Provide training on technical topics and tool usage.
• Participate in global projects as needed.

Technical Qualifications

• Actuarial qualifications or Master's degree in Mathematics, Statistics, Economics, Physics, or equivalent quantitative field.
• Working experience in (re)insurance pricing and/or rating model and tool development preferred; experience in cross-team projects preferred.
• Strong quantitative and statistical background with a deep understanding of actuarial models; proven proficiency in R or Python.
• Ability to review analytical results, derive recommendations, communicate implications, and challenge and defend assumptions and conclusions.
• Excellent command of English; German, French, or Italian a plus.
• Self-driven, collaborative, dependable, and able to handle various tasks promptly in a multicultural and cross-functional environment with strong client orientation.

Reporting to senior actuarial leadership, the Actuarial Analyst executes retrieval and analysis of data to support government health insurance products, including Medicare and Medicaid, assisting in mathematical model development and financial impact interpretation. Working closely with senior actuarial positions and following Actuarial Student Program exam guidelines, the Actuarial Analyst enables accurate benefit, system, and process change evaluations for government health programs.

Role Responsibilities

• Apply knowledge of mathematics, probability, and statistics to support government health insurance products such as Medicare and Medicaid.
• Retrieve and analyze appropriate data, identify issues, and document methods, procedures, and results.
• Assist senior actuarial positions in developing mathematical models to predict the impact of proposed changes.
• Analyze claim costs, revenue, and other relevant data to understand and interpret the financial impacts of decisions.
• Provide data and analysis to evaluate the impact of proposed benefit, system, or process changes.
• Make satisfactory exam progress according to the Actuarial Student Program guidelines.

Experience & Qualifications

• Bachelor's degree.
• At least one actuarial exam passed.
• Previous experience in statistical analysis or actuarial work.
• Data retrieval skills and relational database experience.
• Strong PC skills, ideally with Excel and SAS.
• Basic problem-solving and analytical skills; good oral and written communication skills.
• Proven ability to work independently.

Reporting to the Actuarial Development Program leadership, the Actuarial Analyst coordinates the creation, maintenance, and updating of actuarial models for product development and valuation-related work supporting life insurance and annuity products. Partnering with non-actuarial areas and working toward ASA/FSA designation with exam support, the Actuarial Analyst enables sound actuarial processes and timely documentation for the broader organization.

What You'll Do

• Create, maintain, and update actuarial models for product development or valuation-related work.
• Prepare or assist in preparing reports and documentation of work product.
• Identify and escalate best practices and process improvements.
• Solve complex problems as they arise.
• Provide support to non-actuarial areas as needed.

Background & Experience

• Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, or related field.
• One actuarial exam required, two preferred; participation in the Actuarial Development Program with exam support toward ASA/FSA.
• Knowledge of life insurance and/or annuity products.
• Proficiency in Microsoft Office Suite (Word, Excel, Outlook); experience with database software, preferably SQL Server and/or Access.
• Strong mathematical and analytical aptitude with the ability to work accurately and on time.
• Strong interpersonal, coordination, communication, and influencing skills.
• Ability to work independently and as a team player.

Sitting at the intersection of property and casualty actuarial analysis and financial strategy, the Actuarial Analyst designs rate indications, evaluates pricing and segmentation, and analyzes loss and loss expense reserves, unearned premium reserves, and earnings patterns to support financial statement production. Operating across internal clients, external customers, and competitor and industry data sources, this position enables accurate forecasts, budget loss ratio assumptions, and profitability evaluations for the organization.

Key Deliverables

• Prepare premium, claim, and exposure data for actuarial analysis.
• Prepare analyses, including commentary for lines of business and states as required.
• Identify data issues and collaborate with external customers to resolve them.
• Document and communicate assumptions and results to internal and external clients.
• Analyze internal, competitor, and industry data to determine loss trend, exposure trend, increased limit factors, and loss development factors.
• Analyze loss and loss expense reserves, unearned premium reserves, and earnings patterns, and support production of financial statements, forecasts, and budget loss ratio assumptions.
• Develop rate indications, evaluate pricing and segmentation, support large account pricing, and evaluate profitability.

Minimum Qualifications

• Bachelor's degree in science, programming, mathematics, economics, or a related field.
• Minimum of two completed actuarial exams with a passing score.
• Property and casualty exam track required.
• At least two years of related experience.
• Experience with R, SQL, SAS, VBA, or Python; advanced knowledge of Microsoft Excel.
• Ability to interpret and analyze various types of data.
• Excellent oral and written communication skills; strong interpersonal skills.

A key member of the insurance analytics function, the Actuarial Analyst elevates estimation of unpaid claims liability and prospective loss costs for Uber's Commercial Auto insurance by contributing to Quarterly Reserving and Corporate Pricing processes, including data creation, validation, and financial implementation. Collaborating across insurance finance, data science, claims analytics, and actuarial peers, the Actuarial Analyst enables informed actuarial selections and operational improvements through detailed claims analysis and data visualization tools.

Performance Expectations

• Deploy actuarial skills to support the estimation of unpaid claims liability and prospective loss costs for Uber's Commercial Auto insurance and other coverages.
• Contribute to Corporate Pricing and Quarterly Reserving Processes, including data creation and validation, analysis and selections, and financial implementation.
• Build detailed claims analysis and data visualization tools to inform actuarial selections and identify operational opportunities.
• Work closely with insurance finance, data science, claims analytics, and actuarial peers in developing analytic processes and deliverables.
• Communicate and present analysis findings to actuarial management.

Technical Qualifications

• BA/BS in Math, Statistics, Economics, or a similar field.
• 3+ CAS exams passed.
• Minimum 1 year of P&C actuarial experience.
• Personal or commercial auto, reserving, large account pricing, or reinsurance experience preferred.
• Excellent Excel skills; strong SQL skills with experience in VBA, R, or Python.
• Strong attention to detail balanced with swift and practical execution.
• Great communication and organizational skills; ability to multitask and work effectively as a team player.

Sustaining accurate rate and reserve reviews across multiple lines of business depends on the Actuarial Analyst, who performs pricing, reserving, and modeling work, including data preparation, analysis, documentation, and recommendations for action. Based within a property and casualty actuarial team and supporting competitive analysis, new product adoption, and rating algorithm changes, the Actuarial Analyst enables well-informed business decisions grounded in sound actuarial methodology.

Core Responsibilities

• Perform pricing, reserving, and/or modeling work, including data preparation, analysis, documentation, and recommendations for action.
• Support rate and reserve reviews, participate in review of existing models, and maintain and design rating algorithms.
• Support special projects such as competitive analysis, new product adoption, rating algorithm changes, legislative or regulatory analysis, and new modeling techniques.
• Make initial recommendations to the team and conduct testing for the implementation of new or updated processes.
• Maintain and update assigned workbooks, databases, processes, and models.

Qualifications & Experience

• Bachelor's degree in Actuarial Science or Mathematics.
• 1 actuarial exam completed.
• Good knowledge of actuarial terminology, concepts, theory, statistics, and probability.
• Proficiency in pricing and reserving or predictive modeling for at least one line of business.
• Good knowledge of Excel, PowerPoint, PowerBI, and Word.
• Knowledge of at least one programming language, such as R, SAS, or SQL preferred.
• Strong written and verbal communication skills and strong analytical, investigation, and problem-solving abilities.

As the Actuarial Analyst, this role guides the valuation of policy liabilities under the direction of the Leader, Reporting and Operations, while producing data exhibits and analyses to measure, track, and monitor company and industry performance. The Reporting and Operations team relies on this work to parse, extract, and validate data from spreadsheets and statistical software and to respond to routine requests from internal and external stakeholders related to standard reports.

Key Responsibilities

• Perform valuation of policy liabilities under the direction of the Leader, Reporting and Operations.
• Parse, extract, manipulate, and validate data; develop and apply information from spreadsheets, databases, and statistical software to compile and categorize data for reserving and profitability analysis.
• Communicate basic actuarial concepts to other actuaries verbally and in writing.
• Produce various data exhibits and analyses to measure, track, and monitor company and industry performance.
• Respond to routine requests from internal and external stakeholders related to standard reports and processes.

Skills & Qualifications

• University degree in Actuarial Sciences, Mathematics, or Statistics.
• Completion of 2 to 4 CAS exams.
• Strong programming skills, including efficient use of Microsoft applications (Excel, Access, VBA).
• Experience with SAS, Tableau, Python, or R.
• Excellent communication and organizational skills.
• Strong team player, adaptable to a fast-paced environment.
• Ability to perform well under pressure.

Actuarial Analyst runs support for valuation of general insurance liabilities per regulatory and Group requirements, contributing to the Internal Capital Adequacy Assessment Process and IFRS 17 implementation. The work directly supports business units through statistical and analytical services and enables the organization to maintain regulatory compliance and sound capital management.

Scope of Work

• Provide support for the valuation of general insurance liabilities per regulatory and Group requirements.
• Monitor the company portfolio and claims experience.
• Provide statistical and analytical support to business units.
• Support the Internal Capital Adequacy Assessment Process (ICAAP) and other capital-related matters.
• Support the implementation of IFRS 17.

Requirements

• Undergraduate degree in Actuarial Science or Mathematics/Statistics-based major.
• Fresh graduates and candidates with up to 2 years of relevant experience are encouraged to apply.
• Good progress in internationally recognized actuarial examinations.
• Strong analytical and problem-solving skills.
• Strong proficiency in Microsoft Excel, Word, and PowerPoint.
• Fluent in written and spoken English with good communication skills.

The Actuarial Analyst crafts actuarial analyses to support design, financing, pricing, and evaluation of health insurance plans related to ACA legislation, collaborating with Claims, Medical Management, Risk Management, Finance, and Sales to achieve financial performance targets. This role works within a regulated health insurance environment, interfacing with state insurance departments and CMS, and enables timely regulatory approval and accurate ACA financial planning and budgeting projections.

Key Responsibilities

• Apply actuarial analytics and communication skills to support the design, financing, pricing, and evaluation of health insurance plans related to ACA legislation.
• Analyze product experience to design, price, and manage health insurance products and assist with financial reporting and reserve estimates.
• Achieve financial performance targets through collaborative partnerships with Claims, Medical Management, Risk Management, Finance, and Sales.
• Remain current with industry trends, rules, and regulations and apply program changes affecting commercial products and government bids.
• Complete all assigned actuarial analyses on time per the Actuarial Standards of Practice, with proper documentation, and consult with business and product leaders to ensure timely delivery.
• Work with state insurance departments, CMS, and other regulatory bodies to ensure expeditious regulatory approval; responsible for ACA financial planning and budgeting assumptions and projections.

Education & Experience

• Bachelor's degree, preferably in Actuarial Science, Mathematics, Statistics, or Economics.
• Member of the American Academy of Actuaries (MAAA); progress toward ASA or FSA preferred; completion of 2 actuarial exams preferred.
• 3-5 years of actuarial experience.
• Strong experience in health insurance pricing, including experience/trend analysis, plan design, risk adjustment, regulatory filings, and management reporting.
• Health insurance experience preferred.
• Intermediate to advanced Excel skills; intermediate Word skills; SAS and SQL preferred.
• Strong oral and written communication skills; ability to work independently and as part of a team.
• Adaptable to fast-paced, changing environments.
• Driver's license required.

Reporting to the Actuarial Services Team leadership, the Actuarial Analyst manages monthly KPI reporting, annual utilization benchmarks, and cost of care ROI calculations across regional markets and lines of business within a payer, provider, or consulting setting. Working closely with key business partner stakeholders and drawing on tools such as SQL, Azure Databricks, PowerBI, and Tableau, the Actuarial Analyst enables data-driven program evaluation, ETL process support, and internal analytics infrastructure development.

Core Functions

• Design, automate, and validate monthly reporting of KPIs for each regional market and line of business.
• Develop and refine annual utilization benchmarks for existing and expanded markets.
• Evaluate and summarize prospective client data for program fit and terms of the financial risk model.
• Manage a queue of ad-hoc analytic requests and collaborate with key stakeholders in solution development.
• Support the development of internal data infrastructure, ETL process, EDW, and Analytics Reporting Capabilities.
• Manage cost of care ROI calculations for internal and external reporting and represent the Actuarial Services Team in meetings with business partners.

Required Qualifications

• Bachelor's degree in Actuarial Science, Economics, Data Science, Biostatistics, or Statistics.
• ASA credential preferred.
• Minimum 5 years of healthcare analytics experience within a payer, provider, or consulting setting.
• Familiarity with health plan quality metrics (HEDIS, CAHPS, Star-Ratings); product development and financial modeling experience.
• Experience with program evaluation design studies.
• Database programming using SQL, R, Python, Azure Databricks, or SAS required; advanced Excel skills with VBA and Access; data visualization experience with PowerBI and Tableau.
• Experience automating healthcare claims-based models.
• Demonstrated leadership ability; excellent verbal and written communication skills; strong systematic problem-solving skills.

Reporting to the analytics leadership, the Actuarial Analyst strengthens analytics and reporting for Product Management teams by analyzing healthcare spend and utilization patterns, validating financial reconciliation, and supporting customized population health analyses for external customers. Partnering with internal partners and product management teams and using tools such as SQL, Tableau, and Qlik, the Actuarial Analyst enables evidence-based evaluation of partner programs and identification of cost and utilization impact.

Activities

• Support analytics and reports, producing key metrics, highlighting areas of value creation, and identifying new opportunities.
• Work with Product Management teams to create reporting requirements, support report construction, and validate final reports.
• Support customers with customized analysis unique to their population or health programs.
• Support monthly production analysis of savings results, including validating financial reconciliation, analyzing for outlier patterns, and communicating results to internal partners.
• Analyze healthcare spend and utilization patterns and evaluate partner programs for impact on cost and utilization.

Position Requirements

• Bachelor's degree in Actuarial Science, Risk Management, Data Science, Mathematics, Statistics, or related field.
• Excellent Excel, PowerPoint, and SQL skills.
• Experience with Qlik, Tableau, or QuickSight.
• Strong written and interpersonal communication skills.
• Inquisitive, analytical, data-driven, and detail-oriented.
• Independent worker with strong decision quality, customer focus, and ability to deal with ambiguity.
• Ability to organize and manage multiple projects.
• Action-oriented team player capable of making contributions quickly.

Sitting at the intersection of actuarial pricing and data science, the Actuarial Analyst designs interactive Tableau dashboards and conducts semi-annual rate adequacy analyses and quarterly reserve reviews using predictive analytics to improve Claims, Underwriting, and Enterprise Risk Management processes. Operating within an actuarial study program and collaborating with department and peer leaders, this position enables data-driven decisions and continuous professional development through visible project work and ongoing feedback.

Engineering Responsibilities

• Conduct sound actuarial pricing analyses, including trend identification and overall rate adequacy as part of the semi-annual rate review process.
• Utilize actuarial reserving methods to project losses to ultimate as part of the quarterly reserve review process.
• Apply predictive analytics to improve business processes and communicate quantitative results across Claims, Underwriting, and Enterprise Risk Management.
• Create interactive and dynamic dashboards using Tableau to provide insightful information and enable data-driven decisions.
• Actively pursue research and education development opportunities and maintain satisfactory standing in the Actuarial Study Program.
• Work on highly visible projects, pitch ideas, and receive feedback from department and peer leaders for continuous development.

Knowledge, Skills & Abilities

• Pursuing or possessing a Bachelor's or Master's degree in Actuarial Science, Computer Science, Data Science, Economics, Statistics, or a related quantitative field.
• Completion of one or more actuarial exams required; two or more preferred; complies with CAS professionalism standards.
• Experience using SQL and an understanding of relational databases highly preferred.
• Basic knowledge of R, Python, or other statistical software highly preferred.
• Predictive modeling experience preferred.
• Proficiency in Excel; basic knowledge of Tableau a plus; some VBA experience a plus.

A key member of the commercial actuarial pricing team, the Actuarial Analyst runs loss experience reviews, rate indications, and SAS data procedures to monitor performance across regions and business initiatives and support technical pricing for underwriters and finance. Collaborating across underwriting, business development, and finance stakeholders, the Actuarial Analyst enables profit and growth targets and ensures the Technical Pricing Standard is applied consistently throughout all pricing work.

Delivery Expectations

• Review loss experience of commercial business and prepare rate indications for various segments and large accounts.
• Analyse business impact of potential initiatives or pricing changes and prepare presentations for stakeholders, underwriters, and senior management.
• Monitor performance of various regions and business initiatives, identify key trends, recommend actions to achieve profit and growth targets, and design monitoring reports.
• Maintain and improve SAS data procedures, identify data issues, and create remediation actions.
• Support technical development to build and maintain rating tools for underwriters and provide actuarial pricing support to finance, underwriting, and business development.
• Ensure the Technical Pricing Standard is applied throughout pricing work and act as a technical expert supporting peers in the team.

Professional Experience

• Passed at least 2 CAS exams.
• P&C actuarial experience required.
• Strong mathematical, statistical, problem-solving, and analytical skills.
• Proficiency in programming.
• Experience with SAS, Access, and VBA.
• Ability to communicate ideas and decisions clearly to both technical and non-technical audiences.

Sustaining the actuarial consulting practice's ability to serve clients with web-based tools and downloadable reports depends on the Actuarial Analyst, who analyzes data across multiple environments, maintains company databases, and develops database and web-based applications. Based within a consulting organization and working with business users to define technical requirements, the Actuarial Analyst enables market research translation into marketable products and supports client expectation delivery.

Key Deliverables

• Analyze data in multiple environments and develop database and web-based applications.
• Maintain company databases, including streamlining and automating internal processes, procedures, and reporting functionality.
• Assist with market research and translate information into marketable web-based tools and downloadable reports.
• Work with business users to define technical requirements and develop solutions for company products.
• Support the actuarial consulting practice through the development of reports, applications, and other activities to meet client expectations.

Background & Experience

• Experience with data warehouse concepts, SQL programming, Microsoft applications, and web-based applications.
• Actuarial work experience.
• Strong written and verbal communication skills.
• Confident and articulate presenter to internal and external audiences.
• Proven analytical, problem-solving, and decision-making skills with excellent attention to detail.
• Highly driven self-starter who works well in a team.
• Able to multi-task, prioritize, and meet tight deadlines; resilient and adaptable under changing conditions.

As the Actuarial Analyst, this role guides pricing research and novel algorithm development by building SAS/Python programs to extract and validate data and developing predictive models, including GLM, logistic regression, and decision trees for healthcare and Employer Stop-loss pricing. The data science and actuarial team relies on this work to run risk-sharing simulations, perform model validations, and maintain proprietary pricing factors derived from external and internal data sources.

Project Responsibilities

• Research new pricing techniques and seek novel methodologies and algorithms.
• Analyze external and internal data sources to develop proprietary pricing factors and models.
• Develop an understanding of data sources and build datasets for use in experience studies.
• Develop diagnostic tools for underwriters in pricing individual risks and managing a portfolio of business.
• Run risk-sharing simulations and model validations; support corporate initiatives requiring medical claims data analysis.
• Build and run SAS/Python programs to extract and validate data; maintain existing and build new predictive models using GLM, logistic regression, and decision trees.

Minimum Qualifications

• Bachelor's degree in Math, Statistics, Actuarial Science, or Economics; advanced degree preferred.
• Completion of at least 2 actuarial exams preferred.
• Experience in healthcare or the related industry.
• Experience with Employer Stop-loss or Provider Excess of Loss Pricing.
• Experience with Actuarial Science, Stochastic Modeling, Predictive Models, AI/Machine Learning, and Big Data/Claims Data Analysis.
• Proficiency in SAS and Python.

Actuarial Analyst manages data analysis for special projects and actuarial support for potential pension plan mergers while developing and improving tools that assist the actuarial team across valuation, onboarding, and operational reporting functions. The work directly supports the actuarial team in preparing stakeholder communications, participating in project planning meetings, and resolving cross-team onboarding issues for pension plan participants.

What You'll Do

• Assist with data analysis for special projects and provide actuarial support around potential pension plan mergers.
• Support the actuarial team with the improvement of existing tools and the development of new tools.
• Contribute to the preparation of applications, notices, operational reports, and growth-related documentation.
• Participate in team meetings to plan new projects and review the progress of ongoing projects.
• Support the actuarial team in preparing responses to questions from Plan staff or stakeholders and work with staff across teams to resolve onboarding-related issues.

Qualifications & Experience

• Familiarity with pensions and pension-related calculations.
• Experience with valuation and projection software, such as ProVal.
• Strong analytical skills with mathematical aptitude and attention to detail.
• Creativity and innovation in problem-solving, with the ability to identify process improvement opportunities.
• Proficient in Excel and other Microsoft applications.
• Excellent interpersonal and communication skills (written and oral).
• Strong team player with an agile mindset; accountable, adaptable, and able to juggle multiple priorities.

The Actuarial Analyst owns routine actuarial analyses across valuations, financial reporting, forecasting, trend analytics, and pricing, working within the BCN/BCBSM actuarial environment as a member of the Actuarial Development Program. This work delivers experience and financial analyses that identify root causes, develop solutions, and support presentations to team members, internal clients, and leadership in an organization committed to actuarial soundness.

Performance Expectations

• Perform routine actuarial analyses applying acceptable actuarial techniques across valuations, financial reporting, forecasting, trend analytics, and pricing.
• Analyze completed work for reasonableness and accuracy and recommend specific courses of action.
• Learn, use, and implement programming and maintain analytical programs with limited direction.
• Develop and enhance procedures including review for actuarial soundness.
• Perform experience and financial analysis to identify root causes and develop solutions for actuarial problems.
• Present completed work and related implications to team members, internal clients, and leadership.

Skills & Qualifications

• Bachelor's degree in Actuarial Science or related area.
• At least 1 CAS/SOA exam credit earned toward the FSA designation.
• Member in good standing of the Actuarial Development Program.
• 1 year of BCN/BCBSM actuarial or comparable experience.
• Knowledge of standard actuarial methods and practices for complex analyses and calculations.
• Strong analytical, verbal, and written communication skills.
• Ability to apply appropriate planning and prioritization techniques.

Reporting to the actuarial team management, the Actuarial Analyst delivers accurate mathematical calculations, data reconciliations, and management information for functional area members and supports research projects, industry surveys, and process streamlining. Working closely with colleagues across the actuarial environment and using tools such as AXIS and APL/VB, the Actuarial Analyst enables efficient operations and achievement of organizational actuarial goals.

Day-to-Day Responsibilities

• Provide actuarial support to functional area members to assist in the achievement of goals and efficient operations.
• Ensure the provision of accurate mathematical calculations and perform data reconciliations.
• Develop and distribute management information.
• Support and complete various research projects and industry surveys.
• Streamline current processes and create or update supporting documentation.

Education & Experience

• University degree with courses in Mathematics, Economics, and/or Business.
• Completion of a minimum of 2 SOA exams; completing course requirements toward the ASA designation.
• Actuarial environment experience.
• Knowledge of word processing, spreadsheet, database, email, and internet applications.
• Ability to learn actuarial applications such as AXIS and APL/VB.
• Well-developed mathematical, organizational, and analytical skills.
• Ability to prioritize and balance multiple tasks; attention to detail and accuracy.
• Clear written and verbal communication skills.

Reporting to the consulting team leadership, the Actuarial Analyst strengthens statistical and actuarial analysis for healthcare institutions by conducting risk assessments, statistical analysis, and health-related project support for external stakeholders. Partnering with non-actuarial business partners and using R and Python for data science and risk modeling, the Actuarial Analyst enables sound valuation analysis, business planning, and cost impact assessments for consulting clients.

Primary Duties

• Assist with data analysis for special projects and provide actuarial support around potential pension plan mergers.
• Conduct statistical analysis oriented to healthcare institutions.
• Participate in diverse health-related projects and meetings with external stakeholders.
• Perform risk assessments for consulting projects.
• Prepare graphs, charts, diagrams, and other illustrative tools.

Required Qualifications

• Bachelor's degree in Mathematics, Statistics, Actuarial Science, or other quantitative discipline.
• Experience in risk modeling, statistical analysis, actuarial work, or healthcare service line required.
• Experience in data science with proficiency in R and Python.
• Strong data mining and KPI definition experience; fundamentals for valuation analysis and business planning, including cost impact analysis.
• Strong problem-solving, critical thinking, and analytical skills.
• Ability to manage multiple projects simultaneously and meet deadlines.
• Good communication skills with demonstrated ability to communicate with non-actuarial business partners.

Sitting at the intersection of actuarial pricing and portfolio analytics, the Actuarial Analyst designs technical pricing analyses, rate and rating structures, and improved data management dashboards for key Accident and Health portfolios. Operating across senior actuaries, business planning teams, and customers with no actuarial background, this position enables enhanced monitoring of A&H portfolios and supports Annual Business Plan Loss Ratio production.

Technical Responsibilities

• Undertake detailed analytics and preparation of analysis for pricing, portfolio monitoring, and reserve reviews of key A&H portfolios.
• Undertake analysis and modelling to assist in the production of Annual Business Plan Loss Ratios for A&H portfolios.
• Undertake technical pricing analysis and build/update rates and rating structures for selected products.
• Develop improved data and information management dashboards to enable enhanced monitoring and management of the business.
• Undertake individual account and scheme/facility analysis and pricing for Senior Actuaries.

Minimum Qualifications

• Tertiary degree in a mathematics-related field.
• Progress towards Fellow or Associate of the Institute of Actuaries of Australia or equivalent.
• Minimum 4-8 years of relevant actuarial work experience in the insurance industry.
• Strong in MS Office, SAS, SQL, R, Python, and statistical tools; Emblem/Radar skills desirable; proficiency in data visualisation tools such as Qlikview/Qliksense.
• Strong data capabilities, attention to detail, problem-solving ability, and ability to manage competing projects and meet deadlines.
• Ability to effectively communicate actuarial analysis and concepts to customers with no actuarial background.